Chapter 16: Six times leverage!

In these days, it is simply impossible to rely on the real economy to make money, and the profit margin of the real economy is only a few percent, which is insignificant compared to the financial industry.

Although the bursting of the financial bubble would plunge the whole world into crisis.

Now Chen Xuan is too lazy to care about these, the assets of five million in his hands now, that is, the investment capital of ordinary middle- and high-income families, Huaxia is no longer the poor and weak country of decades ago.

Driving the sports car, Chen Xuan drove towards Jiangbei Yin.

Although Jiangbei Bank is not as good as the four major banks, its influence in Jiangbei is much greater than that of the four major banks, and some of their main wealth management products have been well received, and the rate of return far exceeds the wealth management products of the four major banks.

When he arrived at Jiangbei Bank, Chen Xuan was directly invited into a room.

As soon as he entered, Chen Xuan saw a tall, white and clean girl dressed in a black OL outfit standing there.

"Sir, this is, our manager Liu Jing Liu of Wuyang Branch of Jiangbei Bank, and she will handle your business for you. The lobby manager who led the way said to Chen Xuan, and then looked at Liu Jing, "Manager Liu, you can talk." ”

After speaking, he turned around and walked out, leaving only Chen Xuan and Liu Jing, Chen Xuan looked at Liu Jing in front of him, and was a little surprised in his heart, the girl looked like she was twenty-four or five years old, and she had just graduated from graduate school, so she could become the manager of Jiangbei Bank?

"Mr. Chen, please be seated. ”

"Hmm. ”

After Liu Jing sat down, she took out a file bag, and observed Chen Xuan's movements while taking the documents.

Looking at her age, she looks like a rich second generation, but this is steady, but she looks like a person who has been up and down in a shopping mall for many years, which makes her feel awkward.

However, she is professional, and the awkwardness is eliminated in an instant.

"Mr. Chen, I have checked your deposit records and bank statements, do you have any other information that you need to add?"

"I also have my sports car, my watch, and real estate information from a suburban factory. Chen Xuan also took out the information.

Looking at the past one by one, Liu Jing also nodded.

"Mr. Chen, I have read all your materials, and the maximum leverage that our bank can offer you is six times. ”

Six times leverage.

Reasonable.

The so-called leverage, in essence, is a loan, often used to buy a house and speculate on houses, such as a few years ago, when the house speculation boom, many people used leverage, such as a principal of 1 million, you can buy a house, after five times the leverage, you can borrow 5 million, and buy five houses in one go.

Of course, playing with leverage is very dangerous, and it is a heartbeat to play with ups and downs.

"Personally, I would recommend that you don't just use triple leverage. ”

"No, I don't. Chen Xuan chuckled, "Six times leverage, prepare the contract." ”

Six times leverage, nearly 30 million assets!

Even Liu Jing was stunned, what was he going to do?

Among the customers he contacted, it was common to use 5 million at every turn, but it was not common to borrow more than 20 million in one go, and this kind of situation only appeared a few years ago.

After signing the contract, Chen Xuan's assets have reached nearly 30 million, and he has become an S-level member of Jiangbei Bank.

"Help me open a securities account. ”

"Are you going to put this money into stocks?" asked Liu Jing suspiciously.

Seeing Chen Xuan nodded, Liu Jing flattened her mouth, after all, since 08 years, the stock market has been sluggish, ups and downs, and there are several big declines in the middle.

However, she still took Chen Xuan to a separate room according to the process and called a trader.

"Hello sir, my name is Huang Juan. A girl appeared and knocked on the door and entered the room.

Liu Jing introduced: "Mr. Chen, this is the trader Huang Juan we arranged for you, Huang Juan, Mr. Chen is our S-level customer. ”

S-class customer?

Liu Jing knows that only those who have assets above 10 million in Jiangbei Bank can become S-level customers, and this young man is a multimillionaire at such a young age?

However, she still professionally helped Chen Xuan open an account.

"Mr. Chen, I personally give you a suggestion, our branch yesterday a new consultant, I suggest that you follow the advice of the consultant to buy the money in your hand rationally, so that you can ensure your returns. ”

"Huh. ”

Chen Xuan chuckled, "No, no, don't bother your advisors, I still trust my own judgment." ”

Your judgment?

You have just set up an account, what experience and qualifications can you have to make a judgment.

It's just that, don't listen to good people, and suffer in front of you.

Liu Jing, who had finished handling the affairs, was not in a hurry to go back, Chen Xuan was the only one who had an appointment today, she didn't have any other affairs now, she had nothing to do, but she wanted to see how Chen Xuan judged.

Chen Xuan looked at Liu Jing next to him, and guessed the reason why she didn't leave, and smiled softly at the moment, looking at the stock curve chart on the computer in front of Huang Juan.

He opened the curve of a few stocks, but it was not much different from what he had predicted.

"Ten million to buy Lin Fei Biotech. ”

Well?

Huang Juan was stunned for a moment, then looked at Chen Xuan behind her, "Mr. Chen, do you really want to buy Lin Fei's creatures?"

Seeing Chen Xuan nodding, she was dumbfounded.

Lin Fei Biotech has been shining green recently, and he can't see a rebound trend, he is selling frantically, and he won't buy like this if he plays stocks.

Later, Liu Jing, who was drinking coffee safely, almost squirted out a mouthful of coffee, and was stunned.

This Lin Fei creature has fallen by 80 percent from its peak a month ago, and it has not even rebounded in the middle.

The decline is obvious.

"It's okay, buy. ”

Huang Juan had no choice but to listen to Chen Xuan's words.

Subsequently, Chen Xuan bought a few more stocks, but none of them Liu Jing took a fancy to, and the stocks that Chen Xuan picked either fluctuated in a stock price or glowed green.

This guy shouldn't buy it blindly.

Sure enough, within half an hour of buying, several stocks fell continuously, and in a short period of time, Chen Xuan had lost three or four hundred thousand.

Liu Jing couldn't sit still at this moment, she originally thought that Chen Xuan would be able to do something, but now it seems that he is simply messing around, the key is that if he loses money and is liquidated, the reputation of their branch will also be damaged.

"Let's talk to an advisor. ”

Liu Jing thought in her heart, and was just about to get up, but Huang Juan's exclamation made her stop moving.