Chapter 1008: Material Money
Hua Kefang looked at the newspaper, and felt a bitter feeling of being dumb and eating coptis.
The situation reported on the front page is either the current truth, or an excuse for Hua Kefang's external publicity. The report did not spread rumors and slander, and it was completely rationally analyzed according to the current situation.
But the conclusion of such a rational analysis is very frightening. How big does this headline say that your debt is at risk? How many people read this newspaper and doubt their solvency?
Hua Kefang grabbed the newspaper, her face pale.
He pondered and pondered, and gradually understood that Li Zhi's knife was cut at his seven inches.
Your own debts are indeed at risk.
Hua Kefang's biggest problem is that she is expanding too fast and has too much debt. Over the years, as long as she met a master who could borrow money, Hua Kefang did not let go. Hua Kefang firmly believes in the truth that money makes money, borrowing money from banks, borrowing materials from suppliers, and borrowing silver directly from friends in the business world. In order to accelerate the expansion, Hua Kefang's factories and warehouses are all rented, and the asset-liability ratio of the entire enterprise is extremely high.
Hua Kefang and Li Zhidoufa, the factory stopped production and even transferred production capacity, and the first thing to deal with was the extension of debt. Without the sales revenue of agricultural machinery, Hua Kefang undoubtedly has no doubt that she will not be able to pay the money, so she can only let the borrower delay the collection of money.
Originally, this was not a problem, with Hua Kefang's prestige, it was not a problem at all to slow down the maturity of the loan. As long as Hua Kefang gives the borrower a little interest dividend, the borrower often goes back happily.
But now, with such a front-page headline, what will the situation become?
Hua Kefang didn't have the heart to brush his teeth, he grabbed the newspaper and read the headline over and over again.
Suddenly, Hua Kefang's housekeeper rushed in.
"Master, a few suppliers from the factory are here."
Hua Kefang frowned and shouted, "What are they doing here?" ”
The housekeeper said in a panic: "They are all here to ask for materials." ”
Hua Kefang's face turned white, and she secretly said that these people came too fast.
At this time, you can't be empty, and if you are empty at this time, all the debt collectors will come to the door one after another. Hua Kefang wiped her face with a towel, calmed down and said, "Let's go, take a look!" ”
Hua Kefang walked to the main hall of her courtyard and saw that there were already five material suppliers sitting there. The first person is Xu Dai, a large steel trader who provides steel to Hua Kefang, and there are also rubber wheels and agricultural tools for Hua Kefang. The faces of the five people were a little nervous, as if their money could be lost at any time.
Hua Kefang walked into the lobby, suddenly put on a smiling face, and said loudly: "Which gust of wind blew Xu Yuanwai here?" ”
When the five people of the Xu Dynasty saw Hua Kefang coming, they looked at each other for a while, and they all stood up and bowed to Hua Kefang.
Xu Dai looked at Hua Kefang, arched his hand and said, "We are going to the Three Treasures Hall for nothing, there is really something, so we came to President Hua." ”
Hua Kefang pretended not to understand Xu Dai's intention, and sat down with a smile. Picking up the teacup and gently blowing the tea leaves floating on the teacup, Hua Kefang asked for a long time, "What's the matter?" ”
Xu Dai looked at Hua Kefang's victory, and suddenly felt a little in a trance. Hasn't the Fahrenheit Agricultural Machinery Factory been shut down for more than a month? Now that Hua Kefang has no income, why is she not panicked at all?
None of these small suppliers are members of the Chamber of Commerce and do not know the details of this turmoil.
Now there are two theories circulating in the market, one is that Hua's Agricultural Machinery Factory is competing with the prince, so it is closed. But because Hua Kefang and others were afraid that Li Zhi would punish themselves, they said everywhere that they stopped work because they continued to lose money, and the trick was too similar, so there is another way of saying that the agricultural machinery industry is now generally losing money, and the major agricultural machinery factories are in a difficult period, so they stop production.
After today's Tianjin Daily report, the second version prevailed.
And Xu Dai and other five suppliers undoubtedly believe the second statement.
Xu Dai arched his hand to Hua Kefang and said, "President Hua, open the skylight and say something bright, we are all businessmen who do small business, unlike your big business." We just can't afford it. The meaning of the five of us coming here is that it has been three or four months since our first batch of materials were delivered to the factory, can President Hua give us the material money first? ”
Hua Kefang frowned, and was about to say a few words to deal with, but saw a few more material dealers walking outside the door.
The material dealers also had anxiety on their faces, obviously reading Li Zhi's newspaper to collect debts. However, they did not speak when they walked into the lobby, but stood down and looked at Xu Dai and the others, as if they were observing the direction of the wind.
At this critical juncture of the debt, these people couldn't take care of the etiquette, and stood there as if they were watching a play on the road.
Hua Kefang pondered in her heart, and secretly said that if she didn't agree to Xu Dai's repayment request at this time, her reputation for being unable to repay would soon spread outside, and those who came to ask for money would break through the threshold of the Hua family.
Hua Kefang said loudly: "Xu Dai, you have been providing materials to my agricultural machinery factory for two years, and we have always deferred the settlement of material money for half a year. The material money is pressed in my factory, and I will give you a high interest rate of 7%. Now you come three months in advance to ask for money, I can give you money, but the interest is gone! ”
Xu Dai was stunned, and turned to look at the other four people behind him. The four of them looked at each other for a while, and finally they were frightened by the Tianjin Daily report, and they all nodded at Xu Dai.
Xu Dai arched his hand to Hua Kefang and said: "President Hua, we want money, and if there is no interest, there will be no interest!" ”
When Hua Kefang heard this, she put on an unhappy expression on her face, and said: "Xu Dai, I have made such a big deal with you, and everything is in order. You suddenly came to collect debts and disrupt my account books, and whether this business can be done in the future is really a matter of two words. ”
When Xu Dai heard Hua Kefang's threat, he still bit the silver and said, "President Hua, we will talk about the business in the future, and we will just ask for silver today." ”
Hua Kefang was very disappointed when she heard Xu Dai's words, but her face was not shocked. He looked at the door of the house outside the lobby and saw two more creditors walking in. Obviously, when these creditors saw the report of Tianjin Daily, they all went to Hua's house to see the direction of the wind.
At this time, we can't be false, and we must send the five people of the Xu Dynasty away.
Hua Kefang nodded and said, "Butler, take 21,000 taels of silver, and give the material money to Xu Dai and settle it!" ”
The housekeeper agreed loudly, and immediately commanded people to enter the storehouse, and after a while, he moved out more than 20,000 taels of silver.
The butler shouted and opened the lid of the box. Twenty thousand silver ingots were placed in the hall, dazzling, and immediately suppressed those material merchants who were worried that Hua Kefang would be insolvent.
The four people behind Xu Dai were all stunned when they saw so much silver being brought out.
Hua Kefang still has money.
If you force debts like this, will you not be able to do business with Hua Kefang in the future?
When several creditors standing outside the lobby and watching the direction of the wind saw this posture, they never mentioned the matter of asking Hua Kefang for money. A few of them even flicked their sleeves and went out the door.
Xu Dai glanced at the white silver, and the anxiety on his face was swept away. He said loudly: "President Hua, don't worry, since you have paid off the materials of the five of us, we will definitely spread this news to the streets and alleys of Fanjiazhuang, so that everyone knows your strength, President Hua." ”
"We have taken President Hua's repayment, and no one will worry about the bankruptcy of Hua's Agricultural Machinery Factory!"
Hua Kefang smiled, and secretly said that this Xu Dynasty was on the road.
As long as the news of their own money spreads, there will be no terrible thing about creditors coming to collect debts en masse.
Hua Kefang nodded, and was about to teach Xu Dai a few words, but suddenly heard the doorman sing loudly: "Cui Wending, president of Fanjiazhuang Branch of Jinqi Bank, is visiting!" ”
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