Chapter 523 Huaxia Bank
Everyone here, except for John Tang, more or less knows that Li Zicheng has always cared for the people, not to mention anything else, in the territory of the Mandate of Heaven, as long as the people pay taxes according to the rate, they can exchange for a peaceful and peaceful life, and they no longer have to worry about thieves, bandits, and salary increases......
In the military discipline of the Mandate of Heaven Army, there is also a forbidden saying that "do not take a stitch from the people", the tiger cavalry and the wolf cavalry can go to the outside of the fortress to plunder at will, and once they enter the Han land, they must collect their blood......
The Mandate of Heaven Army accepted tens of thousands of displaced people from Shaanxi, not only to increase the population, but also to allow these displaced people who had nothing to live to temporarily have a well-fed and warmly clothed home! Although it cannot fundamentally solve the behavior of the displaced people in the northern provinces, it can save one of them......
All of this...... No wonder in the territory of the Mandate of Heaven Army, the people are in harmony with the Mandate of Heaven Army!
Liang Wencheng was infected, and his heart was also heavy, "Governor, what should we do?" The Heavenly Mandate Army and the Beijing Division are still separated by Shaanxi and Shanxi, even if they want to protect the people, it is impossible to ......"
"Our people are indeed unable to reach Datong and Jingshi for the time being," Li Zicheng sighed again, "Even if we can reach Datong, how can the imperial court let us withdraw safely?" It's just a futile attempt to expose your strength! ”
"The Metropolitan Governor ......" Shen Dao suddenly said: "There is a way for the subordinates, didn't the Metropolitan Governor set up the Hexi Metropolitan Governor's Mansion?" If you go down this road, you may be able to stop the cavalry of the Tartars beyond the side walls......"
"Open up a second battlefield?" Li Zicheng's heart moved, he originally just wanted to occupy the Alxa Left Banner and completely protect Lanzhou, but Shen Dao was even more bold, if he followed this road all the way to the east, he could guard Datong from outside the pass, if the imperial court could hold the line of Jinzhou, Ningyuan, and Shanhaiguan, there would be no way for the Tartars to knock on the pass......
From the Alxa Left Banner to the north of Datong, it is too far, the tiger cavalry and the wolf cavalry to defend Datong, must pass through the living areas of many Mongolian tribes, and the tiger cavalry and the wolf cavalry, a total of only a few thousand, compared with the Huang Taiji cavalry of 100,000 cavalry, it is too small......
"No accumulation of steps, no thousands of miles"!
The strength of the Heavenly Mandate Army is accumulated little by little, and the tiger cavalry and wolf cavalry must also continue to grow!
Li Zicheng pondered for a moment, and he already had a plan in his heart, "Shen Dao is right, it's too late this time, and we will develop in this direction in the future!" ”
Shen Dao was encouraged, and he was overjoyed in his heart, and he hurriedly recorded Li Zicheng's words, so as not to forget them in the future.
Liang Wencheng was a little worried, and hurriedly said: "Dadu Governor, from the Hexi Governor's Mansion to Datong, at least thousands of miles, and there are Mongol tribes along the way, even if the tiger cavalry and wolf cavalry pass by, they will be blocked by the Mongols, not to mention the supply ......"
"Wen Cheng rest assured, I will not risk the lives of my brothers to do senseless adventures," Li Zicheng said: "It is impossible for us to reach Datong in one step, but to advance step by step, gradually accommodating various Mongolian tribes, and the tiger cavalry and wolf cavalry at that time will also be like a snowball, rolling bigger and bigger...... Otherwise, even if you go to Datong, you won't be able to fight against Huang Taiji......"
Liang Wencheng nodded silently, in his brain, although Li Zicheng has a fanatical possessiveness of the land, but it has not yet reached the point of madness, let alone take too many risks, Li Zicheng's vision is just the direction of future development, as for whether it can be realized, it remains to be seen in the development and changes of the current situation.
At the end of the banquet, Li Zicheng returned to the Mandate of Heaven Governor's Mansion in Lanzhou, it was almost time, all the women were asleep, only Namu Zhong was still waiting, it was her turn to sleep tonight, no matter whether Li Zicheng would take practical action, as long as she went home, she had to wait at home.
Li Zicheng took a hot bath, and then quietly lay on Namu Zhong's bed, Namu Zhong saw that Li Zicheng, who had always been "fierce", was like a sick cat tonight, and he didn't feel a little strange, "What's wrong with Heavenly Destiny Khan?" It doesn't seem to be high, did anyone you off? ”
"It's true that someone has made me angry," Li Zicheng turned over and got into the quilt, "It's been several months since the Chahar Department returned to the Mandate of Heaven Governor's Mansion, but Ben Khan has not yet avenged Hutuketu Khan, and Ben Khan's mind is full of the shadow of Huang Taiji, so he has to kill him quickly!" ”
"Destiny Khan really wants to help the Chahar Department deal with the Jurchens?" Namu Zhong extinguished the lights and candles, got into Li Zicheng's arms, and his head arched out of Li Zicheng's chest.
"There is no Chahar Department anymore," Li Zicheng said lightly: "Ben Khan promised Wang Junzhuo that they must avenge Hutuketu Khan, and at least drive Huang Taiji back to the big forest of Changbai Mountain." ”
"It's the concubine who said the wrong thing," Namu Zhong stroked Li Zicheng's chest to apologize, "However, Huang Taiji has recovered all the tribes of Monan, and there are at least 100,000 horsemen, how can the Heavenly Mandate Khan avenge the Great Khan?" ”
"Namu Zhong is right, revenge can't be rushed," Li Zicheng said: "So I plan that the tiger cavalry and the wolf cavalry will go east along the border wall and gradually recover the Mongolian tribes, and our strength will increase day by day, and one day, we will defeat the Jurchen cavalry......"
The two chatted for a while, and while Shuji was already asleep, they were busy building a smaller "Shuji" to increase the population......
Li Zicheng will walk around the city of Lanzhou every day, there is no war in Lanzhou for the time being, and the people's lives are peaceful and peaceful, but the materials are still relatively scarce, that is, the stage of food and clothing, especially the displaced people who have just moved in, are still mainly coarse grains such as sweet potatoes and potatoes, and there are still 108,000 miles away from the commercial society he expects.
How can I get into the business world as early as possible? Li Zicheng pondered and meditated, the key is that the people must have surplus money in their hands, and only with surplus money can they have purchasing power, purchase all kinds of industrial products, and promote industrial development.
However, after a long period of soldiers and bandits, the people can eat and wear, which is already good, how can there be any money in their hands?
If you can't get the capital injected from the outside world, and only rely on your own development and accumulation, I don't know if you have to wait until the Year of the Monkey and the Horse Month, can the Mandate of Heaven Army afford to wait?
The most scarce thing in the Mandate of Heaven Governor's Mansion now is silver, as a currency in circulation, there is no silver mine on the territory of the Mandate of Heaven Army, and the silver originally stored is too small to meet the normal circulation.
The use of copper coins as a normal circulation currency, the people will also agree, however, the Mandate of Heaven Governor's Mansion is also insufficient of high-quality copper, there is a copper mine in the Red Stone Cliff, not only can not produce high-quality red copper, but also, the output of brass is not enough to make rifle bullets and all kinds of artillery, and it is simply impossible to circulate in the market in large quantities.
Only then did Li Zicheng remember that the territory of the Heavenly Mandate Army not only lacked funds, but also lacked circulating currency, so it was impossible to collect sufficient commercial taxes.
Can paper money be issued?
The banknotes issued by the Mandate of Heaven Governor's Mansion naturally cannot be used on the land of the imperial court, but it is enough to be able to use it internally, but I don't know if the people agree with it.
In later generations, Li Zicheng has not yet stepped out of the ivory tower, and he really doesn't understand these complex financial knowledge, as if he has heard somewhere that when issuing banknotes, there must be enough precious metal inventory......
What to do? If left unchecked, the people of Lanzhou can maintain food and clothing, but the Mandate of Heaven has no money to feed a large number of troops, is it like a thief, completely dependent on plunder?
Do you want to issue banknotes, or do you want to hold on?
Li Zicheng couldn't make a decision, so he looked to the future generations for answers......
In this era, the Central Kingdom did not issue paper money, but as far away as Western Europe, famous paper money was issued around this time.
In the future, China must not be weaker than the so-called "empire on which the sun never sets", and paper money is also a way of social progress, just because the Mandate of Heaven Governor's Mansion now lacks normal circulation currency.
Since he doesn't understand these financial knowledge, he must train his own "banker", Li Zicheng felt that it was too wasteful to put Guo Shijun in the Hexi Governor's Mansion, and he was originally going to let him serve in the Hexi Governor's Mansion for three years, but now it seems that the issue of paper money must be handed over to him.
Li Zicheng immediately sent a letter to the flying pigeon of the Hexi Governor's Mansion, letting Guo Shijun's deputy Wu Dawei serve as the governor of the Hexi Governor's Mansion, and at the same time urgently transferred Guo Shijun back to Lanzhou to serve in the Mandate of Heaven Governor's Mansion.
Before Guo Shijun arrived in Lanzhou, Li Zicheng negotiated with Liang Wencheng and Shen Dao that the Mandate of Heaven Governor's Mansion would increase the Gold and Silver Division, and Guo Shijun would serve as the gold and silver envoy, in charge of the economy of the Mandate of Heaven Army, and also issue paper money.
Huaxia Bank is set up under the Gold and Silver Division, with Guo Shijun as the president, and a vice president, two full-time employees, and the vice president and full-time employees must be graduates from Xining Science and Technology High School.
Newly graduated students, with no work experience, are like a blank piece of paper, this is exactly what Li Zicheng needs, the territory of the Mandate of Heaven, except for Guo Shijun, has no basic knowledge of finance, let them follow Guo Shijun to study hard, and when Guo Shijun leaves in the future, they can be allowed to come up.
Huaxia Bank has the dual responsibilities of the central bank and commercial bank, it will issue banknotes according to market demand and the actual bearing capacity of the Mandate of Heaven, supervise other banks and money banks in the territory, which is equivalent to the "central bank", and at the same time also carry out savings and lending business, store the surplus money in the hands of the people, use it in a centralized manner, and inject funds into the development of industry and commerce.
Li Zicheng personally selected three students from the graduates of Xining Science and Technology College, Cui Wenxuan as vice president, and Li Haonan and Jiang Yuze as employees.
On August 15, Guo Shijun rushed to Lanzhou, and Li Zicheng entertained him alone at home in the evening in the name of admiring the moon.
Before it got dark, Guo Shijun came to Li's house, and after saluting, he was a little impatient, "Dadu Governor, Hexi Governor's Mansion has just improved, why let his subordinates go back to Lanzhou?" ”
"Those who can work hard, Lanzhou needs Shijun more," Li Zicheng asked Xiaomei to serve tea, "Shijun is not in a hurry, the wine and food will be served in a while, we have time!" ”
Guo Shijun saw that Li Zicheng invited the guest alone, and he knew that the matter was not only important, but also very secretive, "Governor, you have to say something, so that your subordinates can be mentally prepared." ”
"I really can't find a second candidate for this kind of thing except Shijun," Li Zicheng said with a smile: "Shijun, I am going to set up Huaxia Bank in Lanzhou, with you as the president!" ”