After a good night's sleep, Zhang Yu didn't get up in a hurry.

"Ning'er, you were so prodigal last night." Zhang Yu said deliberately.

"It's all your fault, you dare to say it." Zhang Ning said and went to pinch Zhang Yu.

The two fought for a while before Zhang Yu got up.

After getting up, Zhang Yu went to find Guo Jia.

"Fengxiao, you go to Zhang Zhao to ask for a copy of the list that lent me money last night, and then secretly investigate to see who of these people borrowed more."

What Zhang Yu said about borrowing more is not the amount of money borrowed, but the proportion of his own property.

For example, a family only has 10 million assets, but borrows 2 million from Zhang Yu, which accounts for 20% of the assets, which is very high.

"Lord, this is simple, I have a lot of news on the record, just go back and do it right, and you can get it done in one day." Guo Jia said after understanding what Zhang Yu meant.

Guo Jia has collected this information, but all this information has been blocked by him.

These messages involve other people's privacy, as long as they do not pose a danger to Zhang Yu and them, then Guo Jia will not use them, and they will not be contacted by people at ordinary times.

As for collecting these messages, it was also requested by Zhang Yu, but Zhang Yu himself would not check it, unless it was necessary to target someone.

It is necessary to collect these messages, if a certain family suddenly has a large amount of income, or secretly transfers a large amount of assets out, this may be suspected of collaborating with the enemy, and only when these conditions are triggered, will someone be sent to investigate carefully.

And the news that Guo Jia filed will not be too secretive, but just summarize a lot of news.

That night, Zhang Yu received the message.

"This Chen Sheng is good, he borrowed one million, this is all his liquid assets, his assets are more than eight million in total, and he can usually call it, this million is already the limit." Guo Jia said.

"This Yang Hong is too, the three million he borrowed is one-third of his property, and I heard that he has to borrow some from others to be enough for three million."

Guo Jia told Zhang Yu some more news, more than a dozen of them really lent Zhang Yu, although the money was not the most, but they did their best.

"Okay, these people, I will definitely not treat them badly." Zhang Yu said.

"Haha, lord, I'll lend you a little bit, you won't want to investigate people, right?" Guo Jia said with a smile.

Zhang Yu shook his head and said: "As long as these continue to abide by the law, no one will embarrass them, but in the future, many benefits will definitely have to take care of those who support me first." ”

"I will ask Zhang Zhao to focus on taking care of these people, some of the things we need to cooperate with, give priority to cooperating with them, for example, if we want to purchase materials, we will definitely find them first." Zhang Yu said.

Guo Jia nodded, admiring Zhang Yu very much, so a huge interest group has been formed, and these people will support Zhang Yu even more when they develop.

At the same time, there are others who only regret it.

Zhang Yu won't treat them badly, it's not just talking.

For example, Chen Sheng opened a mine, Zhang Yu also needed these things, and naturally they all bought them back, and Zhang Yu wanted to build a city, so he needed a lot of stones, and there were a lot of stones to open a mine, and these were also used, so that Chen Sheng could make a profit.

In addition, Yang Hong opened a tea garden, and Zhang Yu could buy tea and sell it to the grassland, or match Yang Hong and transport it directly to Youzhou to sell.

These people, some of whom need the cooperation of the government, Zhang Yu will give them more convenience within the scope of his authority.

Priority is given to those who can cooperate.

Those who borrowed money and didn't do their best, although they didn't get on Zhang Yu's blacklist, they didn't get Zhang Yu's care, they would definitely regret dying.

Soon after, Zhang Zhao found those families and cooperated with them.

For example, Chen Sheng, Zhang Zhao directly gave him two million dollars and purchased all his copper mines and some stones.

Chen Sheng lent 1 million, and immediately received 2 million in payment, and it was paid in advance.

This made Chen Sheng never think of it.

Then, more than a dozen other families were also taken care of to varying degrees.

Yang Hong wanted to charter a boat to Youzhou to sell tea, and he wanted a whole boat, and Zhang Zhao directly issued a voucher so that he could pay after he came back, because chartering a boat requires a deposit, a large deposit.

In addition, when he came back, Zhang Zhao asked him to help transport some things back, and the rent helped him pay a part.

In this way, Yang Hong is very cost-effective, and he does not need to empty the boat when he comes back, saving a lot of rent.

Some of the Maisons understood, but it was too late.

They took a large amount of money to go to Zhang Yu, but at this time Zhang Yu didn't need it anymore.

borrowed 300 million yuan before and after, which is enough.

Moreover, after the tens of millions of overseas arrived, it was almost the autumn harvest, and there were large taxes at that time, and Zhang Yu's economic crisis had completely passed.

Zhang Yu began to formulate the money bank plan.

This plan can only be done by him himself, and others do not understand the rules inside.

Simply, Zhang Yu wants to build a money bank, not a bank, which is relatively simple.

It took a day and a night to make the plan.

Then Zhang Yu asked Zhang Zhao to find someone.

It is not difficult to find people who run the bank, and some of them are scholars in Jiangdong, and many of them have a fairly high level of mathematics.

The mathematics taught at Koto Academy is very level.

With talents, plans, and money, it won't take long for a money bank to be established.

After a busy few months, the strength was restored little by little.

The role of the money bank is too great.

Someone saves money into it, and when Zhang Yu has no money, he can directly call part of it to use.

In addition, it is more convenient when paying, Zhang Yu wants to purchase a large number of foreign goods, and when paying, he can directly let the money bank issue a bill, as long as the other party does not go to the money bank to exchange it immediately, then Zhang Yu does not need to actually take out this part of the money.

Zhang Yu found Zhang Zhao and told him about the functions and concepts of Qianzhuang.

"Haha, lord, the role of this money bank is too great, if there was this money bank earlier, we would not have a money shortage." Zhang Zhao said happily after hearing this.

Zhang Yu shook his head and said: "It's not that simple, you have to quickly gather a group of people to come over now, and let the workshop make a special kind of paper, and the paper will be made of tropical trees in the southeast region, so that others can't fake it." ”

If you use ordinary paper to issue a certificate, you may be counterfeited, after all, the craftsmanship of the ancients is still very powerful.

And to achieve monopoly from the source, as long as others can't make paper, then there is no way.

Zhang Zhao was very happy to prepare.

This is a one-and-done approach, with money, there is no fear of running out of money in the future.

The matter of Qian Zhuang was temporarily settled, and Zhang Yu began to focus on the military.

According to the plan, it will not be long before he crosses the river to fight and attack Yuan Shu.

Zhang Yu called a few military commanders to understand the situation.

The number of troops can be fully established in just one month, and the most important thing is training, as long as the training is good, you can go to the battlefield.

(End of chapter)