The five hundred taels in Zhu Pingjian's mouth are quite proven.

As the prince of the Shu Domain, he can't control his own silver, which is a hidden pain in Zhu Pingjin's heart, and it is also the laughing point of his military ministers. Master Shu once chatted with him, and took the opportunity to insinuate that he wanted to learn from a certain martial artist: "Show your strength!" ”

Of course, Zhu Pingjin resisted his wife's tyranny. But his wife said a very lethal language: "When a man is rich, he becomes bad!" Like a nuclear explosion shockwave, it swept everything in an instant. In recent months, Zhu Pingjin has not only completely lost the management of the palace's finances, but even if he wants to spend some money, he has to be subject to his wife.

The five hundred taels in Zhu Pingjian's mouth came from this.

Two months ago, because of soaring prices, Zhu Pingjin specially paid them according to the new rules in order to solve the problem of food and clothing for Zheng Anmin and other palace officials, and also to win the hearts of officials. Of course, his wife knew about this.

Not long after, in a casual conversation between the two, Luo Yuhong happened to ask Zhu Pingjin, as the prince of the vassal king, how much official quality he had, and how much he was worth.

Zhu Pingjin was not in the state at the time, and he was not vigilant enough against his wife's ill intentions, so he casually replied that his father's prince was a first-class, and his uncle and county kings were second-class, so he was a son of the world, a deputy national level. But as a clan, his rank was much higher than that of officials of the same rank. His father is a Zhengyipin, but Yulu earns 10,000 stones a year, which is nearly ten times that of the first-class officials of the imperial court. As the son of the world, he is the same as the king of the county, both of which are 2,000 stones.

As soon as Zhu Pingjin finished speaking, tragedy happened.

His wife immediately patted her thigh and decided, since your salary is so much higher than that of the officials, you can't spend it at all, and your pocket money will be distributed according to the new standard in the future. Two thousand stone is an annual salary, which is three thousand taels of silver. But as a wage man who should support his family and wife, his salary can only be paid one-sixth, that is, five hundred taels as Zhu Pingjian's pocket money!

Poor thing! Zhu Pingjin never thought that it would be easy to cross over, and his pocket money every month was only forty taels of silver!

What is the level of forty taels of silver in Chengdu's top high-end consumer circle?

His brother, Zhu Pingxie, the eighth elder of the Neijiang Palace, recently became the editor-in-chief of the entertainment section of Fuxing Daily and the number one paparazzi, and posted a signed special issue on it to commemorate the unfortunate death of the top Wuyu girl in Tianxianglou in the stampede at the East Gate. There is an interview with the bustard in the special issue. The old bustard revealed the past worth of the Wulu girl: if you want to spend a good night with her, the threshold is thirty taels!

Zhu Pingjin was in charge of his wallet by his wife. Fortunately, he was ten years old and became a single dog with a high salary for five years before he found a girlfriend. As the eldest son of the Shu clan and the eldest son of the palace, he not only has no expenses, but also often plays autumn winds with his mother, Princess Qiu. The silver saved was taken care of by Cao Sanbao, the great eunuch of the Shizi Mansion at that time, and there were tens of thousands of taels, and they naturally became Zhu Pingjin's personal private money.

Luo Yuhong heard the news and interrogated Zhu Pingjin, but Zhu Pingjin replied firmly and calmly: Don't say that you are not married. Even if you get married, it's your premarital personal property!

……

"There is a shortage of food everywhere, and I don't know if there is a shortage of silver!" Zhu Pingjin sighed, first to lure the snake out of the hole.

A woman's mind is far more delicate than a man's, not to mention that his wife has long seen through everything to Zhu Pingjin's flowery intestines.

"Missing! Why is there no shortage, do you think your Zhu family really has immortal skills and can refine real money? ”

"How much is missing? Can military spending and industrial and agricultural budgets be guaranteed? Zhu Pingjin is still a thief, "The matter of fighting must not be delayed, it will kill people!" ”

"I know that. Silver...... "His wife's long nails cut a thin thread on the back of her fair hand.

"It doesn't matter, if there are difficulties, we can all overcome them!" Zhu Pingjin said very generously. But he didn't finish the performance, and his wife burst out laughing, "You don't know what I'm doing in your office, and you can overcome it with me!" ”

The plan is over again, this woman is my nemesis!

Zhu Pingjin quietly glanced at the latest edition of the Fuxing Newspaper pressed under a stack of documents, where a newspaper corner was revealed, and his brother had carefully matched a line-drawn beauty here. Printing can only be used with engraving, and the cost of losing it once is too high, so in the printing of "Fuxing Daily", a tofu block of the same size is left in the corner, which is specially used for printing and advertising. For each change, only a small piece of engraving needs to be replaced.

……

Luo Yuhong, a strong woman in the business world, came to her husband's office, and it was definitely not because of her lust and flirting and scolding. She must have come for a purpose.

Luo Yuhong asked: "Didn't Tian Qian suggest that you take over the government's taxes last time, and then use the grain to exchange for silver in Jiangsu and Zhejiang, and then use the silver to deduct taxes?" ”

"That's right! What's the problem? ”

"I'm going to take Huitong Money to Nanjing. Beijing is too dangerous, if Li Zicheng, Zhang Xianzhong or other bandits rob our silver vault......"

"Alright, it's up to you to decide what to do. I didn't go into the vault, so I stood outside the bars and looked at it, and I didn't know how much silver it was. ”

Maybe what he said just now hurt his husband's face, and he obviously had some emotions when he spoke. But Luo Yuhong is not a person who retreats easily, she pretended not to hear it, but smiled: "I thought of a good idea, count it in one fell swoop, and solve our silver problem immediately!" ”

Zhu Pingjin was really attracted and showed a focused expression. Luo Yuhong smiled in her heart, this is the man she is familiar with.

"Tian Qian's method is very good." Before Luo Yuhong said his own method, he first came to a conclusion, "I recognize it from the perspective of financial management. Why? Because we have obtained food and controlled it through taxes in kind. And food, as you said earlier, is now a strategic resource. Strategic resources themselves cannot be denominated in monetary terms. With grain, when the price of grain is high in a famine year, we can sell it, which can make money and stabilize the market. ”

"That's right! When there is a food shortage, there is no price at all! In the famine years, there were many people who starved to death guarding the gold. ”

"Our goal is to get and control more food. Now you use the grain store to buy grain, which is essentially exchanging silver for grain. Right? ”

"Yes."

"The idea of buying in the market is great, but you will have a hard time! Because those gentry are not fools! Will they sell it to you when the autumn grain is bumper and the price of grain is low? ”

"What you mean is that taking government taxes is equivalent to compulsory requisition." Zhu Pingjin said, "I understand this truth. But now that the imperial court's taxes are so high, I'm afraid that we will lose money if we collect taxes. ”

"Not high, actually! I have preliminarily calculated that the regular taxes collected by the imperial court are very low, and most of them are miscellaneous subjects such as local miscellaneous labor and apportionment. As long as we harvest according to one percent, that is, about one acre and two buckets, we will not lose. ”

"You don't know much about our Ming taxes, and the calculation error is too big! In this way, Liao Daheng's Master Li should not have set off yet, I asked him to report to you immediately, and said that you are talented, and you will keep it. If you want to use him, this favor will be left to you. But don't let him appear in public just yet. His reputation is notorious, and Liao Tycoon is cutting with him. ”

"Got it!" Luo Yuhong pursed her lips disdainfully.

The officials will hold you to the sky when they are useful, and turn their faces immediately if something happens. She put aside these unpleasant things and continued to talk about her thoughts: "Collecting taxes is tantamount to compulsory requisition. We have food, but we have lost our silver. If there is too much silver, it will affect the amount of silver money issued. Because the issuance of silver banknotes is 1 to 1.2 with silver, the less silver there is, the less banknotes are issued......"

Zhu Pingjin followed his wife's logical analysis and reasoning: "This will have a chain reaction and lead to a financial crisis." The money supply is insufficient, prices plummet, and goods, especially grain, are lost to areas outside the province where prices are high. Reduced funding will also hinder our industrial investment plans! Therefore, when Tian Qian proposed to collect taxes, I immediately asked him how to return the silver, and his answer was to sell grain to Jiangnan......"

"His plan is too small, a drop in the bucket, and there is a suspicion of opportunism!" Luo Yuhong interrupted her husband's words, "Sichuan Province is giving and paying three salaries, adding up to millions. You can't even scrape together 100,000 stone of grain to sell for export now, how much silver can you get back? Even if you make up 100,000 stones and sell them to Jiangnan, the sky-high price of one stone and four taels, not counting freight and labor, can only sell 400,000 taels of silver! ”

"It's only a fraction." Zhu Pingjin generously admitted this, but he immediately retorted: "If we take over the taxes, won't we have more grain in our hands?" ”

"You have collected grain, and Jiangnan has also received grain. When it takes you two months to transport the grain, maybe the price of grain in Jiangnan has dropped, and then you will really lose money! ”

Zhu Pingjin thought about it seriously and felt that his wife's words were very reasonable. Now there are no grain futures, no Internet, no telephone and telegraph, etc., and there are no fast means of communication, how to solve the problem of timely information transmission?

There are many barriers and tax cards, which hinder the free flow of goods. A province was hit by a disaster, and the price of grain rose to four taels or even a dozen taels. Eight hundred miles away, another province had a bumper harvest, but the price of grain fell to two taels or even seven or eight cents. This scenario is entirely possible.

"So I thought of a way to reduce the outflow of food and increase the amount of silver in our hands!" Luo Yuhong finally raised her chin proudly and stroked her ears with her slender fingers.

"You invented wireless telegraphy?" Zhu Pingjin stood up in surprise.

Luo Yuhong was a little embarrassed. She flew away with a disdain and ended her husband's surprise, "In addition to playing skills, you don't have a little improvement in intelligence?" ”

"I'm also going to use it for military communications ...... right away," Zhu Pingjin muttered and sat down, listening to her thoughts of great wisdom.

"I want to open a bank in Nanjing......"

"You've already said that! Say the same thing twice, you don't bother me......

"I also want to deploy along the Yangtze River, Wuhan, Nanchang, Jiujiang, Anqing, Wuhu, Zhenjiang, Yangzhou, Suzhou and other big cities ......"

"Wait! Do you have a budget? How much does it cost! Total budget management is unanimously approved by both of us! ”

"There is no budget for the time being. I only have one preliminary idea, isn't this the first to communicate with you. ”

"Let's communicate!" Zhu Pingjin held his chin with both hands, waiting for his wife to finish speaking and leaving.

"Didn't you once say that in the future, those cities along the Yangtze River will be occupied by Li Zicheng, Zhang Xianzhong and the pigtailed soldiers? I was thinking, what will happen to the rich people in those cities? Luo Yuhong's eyes lit up, "They definitely want to run!" But they can drag their families with them, and the road is chaotic, how many belongings can they carry with them? Don't forget, three thousand taels of silver weigh two hundred catties! Fleeing for their lives with their silver, they have no money to eat on the road? How can I build a house if I have no money to flee to the place? ”

"Getting to the point!" Zhu Pingjin probably guessed his wife's thoughts, and he became short of breath.