Chapter 140: Money and Military Power
Dongzhou brought back a large amount of gold and silver, except for a small number of rewarded soldiers, farmers, and servants, most of the others were stored in the inner treasury.
This is also exquisite, the treasury and the inner treasury are accounted for separately, the manufacture of ships, the expenses of the fleet, at the beginning, are all silver from the inner treasury, and most of the harvest will naturally go into the inner treasury.
However, the inner treasury could not take advantage of all the advantages, so even if the outer court did not contribute, it was necessary to divide a part of the treasury and then use it for the people.
However, in addition to the physical goods, basically all the gold and silver in the inner treasury are deposited in the Daming Bank and credited to the royal account.
It can be said that in today's Ming Dynasty, the inner treasury has always been richer than the national treasury.
Even in previous years, when the scale of trade was not so large, the inner treasury was much richer than the national treasury.
went to the West and conquered Mengyuan in the north, including where there were natural and man-made disasters, and every time the inner treasury had to pay most of the silver.
Because the treasury of the Ming Dynasty has never been full.
In the past few years, Zhu Zhanji brought back a large amount of gold and silver from going to sea, and through the bank to regulate the gold and silver, corruption has been reduced, and the treasury has changed from making ends meet to a slight surplus.
If you want to ask who the most powerful minister in the Ming Dynasty is now, almost everyone thinks that it is a righteousness.
Jian Yi, as the secretary of the ministry, manages the officials of the world, as the order of the sect, manages the clan of the world, and presides over the court meeting as the speaker.
In every respect, no minister can match him.
But if you want to ask who is the most powerful minister in the Ming Dynasty, everyone will say another name: Chen Xuan.
Chen Xuan was not a close minister of Zhu Di, and during the Battle of Jingjing, he was Emperor Jianwen's person. When Zhu Di hit the Yangtze River, he surrendered, and then was awarded the title of Pingjiang Bo.
It is equivalent to saying that although he grabbed the tail of Conglong's skill, he has been excluded from his close ministers because of his low ranking.
And his luck is not good, he has outstanding ability, he once commanded most of the world's naval divisions, if he stayed in the naval division, when Zhu Zhanji restructured the navy, he was the unyielding naval governor.
However, he was transferred to Huai'an in the tenth year of Yongle to govern the Yellow River, the Huai River, and the governor of the world.
In the original history, the governor of Caoyun was regarded as an important official position. However, in this life, Zhu Zhanji vigorously developed shipping, and although the canal was dredged, it did not have to transport grain to the north, resulting in the transportation of water was not prosperous.
In the fourteenth year of Yongle, Zhu Zhanji remembered him and transferred him from the governor of Caoyun to the capital to serve as the governor of Daming Bank.
At that time, Daming Bank was newly established, and this position was not inconspicuous at all, and Chen Xuan thought it was demeaning at the time, and he had the idea of resigning.
He took over the post of governor of Daming Bank in frustration, and in his opinion, Daming Bank did not operate any matter, although it was in charge of the Household Development Bank and the Royal Commercial Bank, but those two did not have to listen to him, and they did not have any real power.
However, although Daming Bank does not care about its operation, it is only in charge of the transfer of gold and silver coins, as well as the establishment of 20 vaults across the country, but this is in charge of the whole world's money!
The better and greater the development of the bank, the greater the power in his hands.
In the eighteenth year of Yongle, Zhu Zhanji returned from going to sea and began to check the old bank accounts and prohibit the transfer of gold and silver from the people.
Since then, cards have been set up everywhere in the world to check gold and silver, and the Jinyi Guard, the Internal Supervisor, and the Counseling Department have been dispatched at the same time to investigate the transactions in various places.
In other words, for transactions of more than 100 silver coins, bank gold and silver bill stubs must be provided. If you want to do business, you can, you can only trade through the bank, with the bank's gold and silver notes as evidence.
No one is allowed to go out with more than 1,000 silver coins in cash. All the world's commerce is the responsibility of the banks for the circulation of gold and silver, and no one can evade taxes.
The common people applauded this move, because it was impossible for them to have so much gold and silver in their hands.
It didn't have much impact on the landlords, who buried most of their gold and silver in the ground anyway.
Although the influence on the merchants was great, they had to do business with the internal supervisors, and if they wanted to participate in overseas trade, they could only be obedient.
The officials complained about the increase in work at first, but the imperial treasury was rapidly replenished by commercial taxes, and their opposition gradually subsided.
Moreover, all the gold and silver were deposited in the bank, and the wealth of the bank became more and more amazing. Whatever the imperial court does, it can mobilize silver through the Hubu Development Bank, which is not only not afraid of running out of money, but also saves a lot of trouble.
The role of banks has made more and more people see the power of banks, and countless businessmen have slowly learned to borrow money from banks to pay for goods, and the annual interest rate of 12% is several times lower than that of private loans.
At this time, everyone envied Chen Xuanlai, and even many people called him the God of Wealth.
Although Jian Yi's official position is the largest, when he does something wrong, other officials dare to point at his nose and scold, more than once. Some high-ranking people are even proud of it.
And what about Chen Xuan? Hardly anyone dared to offend him. Whether it is a businessman or a local official, they must keep their voices down in front of him.
In some ways, he made those officials more afraid than Xia Yuanji, the head of the household department.
Now that the imperial court has implemented a budget plan for financial expenditure, although Xia Yuanji is in charge of the distribution of property, he does not dare to refuse to give it.
But the bank operates independently, and no minister can control Daming Bank, and the gold and silver are transferred through the bank, all of which are Chen Xuan's final say, and everyone can only stutter him.
Of course, he has suffered the most impeachments over the years, and it is a person who wants to get him out of office.
Because he is a military general, not a civil servant.
Chen Xuan was originally the governor of Caoyun, and now the governor of the bank is in charge of the gold and silver transfer of inland rivers in the world, the independent yamen of the post station, and the transfer department, as well as a special escort team.
With the expansion of banks, the increase of outlets, and the increasing number of gold and silver transshipment work, this team is getting bigger and bigger.
According to statistics before the Spring Festival of Yongle 20 years, there are now more than 10,000 bank officials and more than 50,000 employees, and the escort team directly under it has more than 600 river boats and more than 50,000 personnel.
Now the whole Ming Dynasty has the largest number of bank employees, the largest number of escort teams under direct supervision, and far more power than any official or general.
Therefore, the ministers wanted to get Chen Xuan down, and even the generals and nobles watched coldly, because they were all jealous of him.
Mu Xin, the original deputy governor of the bank, was very happy when he followed Zhu Di on the expedition, because of his military exploits, he, the captain of the horse, was now awarded a marquis, which can be passed on to future generations.
After returning to Daming, he was quite proud, but the reality made him dumbfounded.
He had no idea that the bank would now develop into the second largest yamen in the world after the internal supervisor. Chen Xuan, Pingjiang Bo, has become one of the most powerful people in the world, and even wants to remove this one.
Recently, he has been devoting himself to understanding the operation of the bank, and wants to share some of the power from the public.
He, the marquis, is just a false name, and few people care about him, but the position of deputy governor of the bank is everyone's stammer!
Chen Xuan didn't dare to set up any obstacles, because Mu Xin was originally responsible for the transfer of gold and silver by land, and was also responsible for the national inspection and audit.
And he has no conflict of interest with himself, if he wants to fight with himself, he should first get the power back from Guang Enbo Liu Cai, who took over his task.
Liu Cai is an honest person, because of his stuttering, he seems to be lonely, and he doesn't have too deep communication with anyone. He is the kind of person who has a tendon, fights bravely, and is awarded the title of Guangenbo.
Because of his stupid mouth, during the first northern expedition, he was blamed by Zhu Di and cut off his title.
But later, Zhu Di himself couldn't help it, and rewarded him with the title, but he never reused it.
After Mu Xin set out on the expedition, for some reason, the grandson found him out and was responsible for bank audit and land transportation of gold and silver.
However, Chen Xuan later understood that what Taisun valued was that Liu Cai would not form a private party, so he would not dare to be corrupt.
Since then, Chen Xuan has understood what he should do.
Not only can he not be greedy, but he also has to be a lonely minister. Only in this way will he sit firmly in this position, as long as His Royal Highness Taisun values him, no one can impeach him.
He didn't have many allies in the court, and only Li Bin, the Marquis of Fengcheng, had a good relationship with him.
The two of them went into battle together to kill the enemy, were born and died, governed the sea and frontier together, and later became inseparable from the close relationship between their children and their families.
But except for Li Bin, he and other colleagues gradually distanced themselves and developed in the direction of Guchen.
Zhu Zhanji also saw this, so after he came back to Daming, although the development of the bank was unsatisfactory, he did not think about changing Chen Xuan, the governor of the bank.
If you want to sit in this position, you must be a lonely minister.
Moreover, Chen Xuan has outstanding ability, although he has no constructive management skills, he can complete the work assigned to him without discounting.
After that, no matter how many people impeached Chen Xuan, Zhu Zhanji stayed in the middle of the house, and others gradually knew Zhu Zhanji's attitude of wanting to protect Chen Xuan.
Although Chen Xuan's power is great, he is now a lonely minister. Moreover, many of the escort troops under him were originally post soldiers, and they had never been on the battlefield after training.
They all acted according to orders, and it was impossible to have too deep feelings with Chen Xuan, the high-ranking governor of the bank, and it was impossible to expect these people to rebel against him.
No matter how many people impeach, as long as he is not greedy and does not show favoritism, Zhu Zhanji will protect him for the rest of his life.
For various reasons, Chen Xuan has now become the most special official in the Ming Dynasty, except for the direct management of Zhu Zhanji, no one can restrain him.
In terms of power, his jurisdiction is greater than anyone else's, and he has more people in charge than anyone else.
In the entire Ming Dynasty, there are more internal eunuchs than the three banks, but the internal supervision system is a huge system, and there are twenty-four chief eunuchs alone, which is like Chen Xuan in charge alone.
He also knew that he was the object of jealousy of the vast majority of officials, and in the past two or three years, he has become more and more low-key.
But he knew very well that although he could be a lonely minister, the Chen family could not be implicated because of this.
If you want to protect the Chen family, in addition to having a good temperament, you also need to find a way back for your family.
has been in contact with Zhu Zhanji for several years, and he knows very well what kind of person Zhu Zhanji is. This grandson is wise and martial, open-minded, as long as he doesn't touch his bottom line, he will say everything openly and honestly, don't hide it, and he can be more tolerant.
Therefore, when the bank and the internal prison were handing over gold and silver, he proposed to Zhu Zhanji the news that his eldest granddaughter would marry Huang Bai, the son of Fu'an Hou.
When Zhu Zhanji heard Chen Xuan take the initiative to mention this matter, he understood Chen Xuan's concerns, he just groaned slightly, then nodded and said, "I know." ”
Zhu Zhanji did not object, which means that he agreed. Chen Xuan clenched his fists and bowed his head and said: "Your Highness is forgiving, the old minister has no worries, and he will guard the bank stall for His Highness." ”
Fu'an Hou is the original Fu'anzi Huang Yuan, although this expedition, as the chief officer of the rear army, did not kill the enemy on the battlefield and make meritorious contributions, but his merits cannot be erased.
With his own strength, he dispatched thousands of miles of expeditionary logistics supplies for more than 200,000 people, and even Zhu Di praised his ability.
After the victory, he and several marquis were listed as the first merit, and he was promoted from viscount to marquis by two ranks.
In addition, Zhu Di still felt that it was not enough, not only according to the marquis's reward, but also a five-entry mansion in the capital, as well as two Persian beauties who were paid tribute by his subordinates, and rewarded Huang Yuan.
Now the father of the Huang family is the secretary of the military department, and his son is a super marquis, and he has truly become the upstart of the Ming Dynasty.
Huang Yuan is only thirty-three years old this year, and he has a calm personality and outstanding talent, and now he is highly valued by Zhu Zhanji, and he will be a pillar of the imperial court in the future.
This marriage was proposed by Chen Xuan, although he is now beyond the hundred officials, but he is also fifty-six years old this year, and he should think more about future generations.
Huang Yuan is no stranger to Chen Xuan, and he also admires Chen Xuan's talent. What's more, he and Chen Xuan's sister-in-law, Chen Zuo, had a deep friendship when they were young.
At that time, Chen Zuo was the son of the governor and the commander of the first army. Although Huang Fu is nominally a secretary of the Ministry of Industry and a political envoy of Jiaozhi, he is degrading, and Huang Yuan can only be a general.
But at that time, Chen Zuo did not look down on Huang Yuan, and taught him a lot of knowledge about the marching and combat of the sailors, which could not be learned in books at all.
Because of this relationship, Chen Xuan was able to disregard face, let his son come forward, take the initiative to cling to the Huang family, seek a good marriage for his granddaughter, and seek a good backer for the weak Chen family.
Huang Yuan had a good impression of Chen Zuo, and he had seen it a few times when the Chen family's concubine was young, and he knew that he was a smart and lovely child, and he did not disgrace his own Baoya.
Therefore, without the slightest hesitation, he agreed to the marriage.
However, his eldest son Huang Bai is only thirteen years old, and the Chen family is only eleven years old.
Chen Xuan went to this heart and sighed. His eldest son is down-to-earth and steady, but his talent is average, and he is a commander in this life.
If he goes, even if he successfully inherits the title of Earl of Pingjiang, if there is no assistance, he will inevitably be excluded and suppressed in the future.
I was excluded for decades, and finally I finally got up, but because I was in charge of the silver, I had to be a lonely minister. He has also offended many people over the years, and I am afraid that these accounts will be counted on his son's head in the future.
Now that he has Huang Yuan, the future minister, as his in-laws, he can be relieved.
Huang Yuan returned from his expedition to the west and is still recuperating at home, but there is already news that he will be promoted to vice governor of the navy this time.
Zheng He, the naval governor, is also fifty years old this year, how many years can he still work? In the future, the position of the governor of the navy, except for Huang Yuan, does not think about it.
Chen Xuan has long seen that in the future, there will be no strong enemy in the Ming Dynasty, and in the future, this navy may be more important than the army.
Coming out of the mint of the internal prison, Zhu Zhanji got into the carriage and said to Liu Wan: "Don't go back to the palace for the time being, tell Yu Linwei and go to Huang Shangshu's house in Taipingfang." ”
Zhu Zhanji is very important to Huang Fu and Huang Yuan, and Chen Xuan is also very important, these three are really capable people.
Fortunately, the Chen family was okay, because they had no power in Beijing before, they were squeezed out, and their children were generally in the army, which was relatively low-key.
But Huang Yuan was a scholar in his early years, with one wife and two concubines, three sons-in-law, and three concubines.
They were honest in their early years, but since Huang Fu came back two years ago and became the palm seal of the Ministry of War, he has two concubines who are not very honest.
"Your Highness, today is the birthday of the sixteenth prince......
"Don't worry, I'm celebrating my birthday almost every day."
Zhu Zhanji now understands why the ancient emperor and his son have not been close to the chamberlain.
Each son, from birth, has already borne his own responsibilities. Their words and deeds, every move, must not exceed the limits of their status.
Then, if you want to meet with yourself, you have to go through multiple procedures, apply with yourself first, and see if you have time to meet him.
Like when he was a child, he freely entered and exited the court, that was because Zhu Di, the emperor, was originally a rebel to get the throne, and he only cared about stabilizing the country, and the officials were also trembling, and they didn't have time to take care of themselves, and Queen Xu spoiled herself.
Now all is settled, these children of his, even though he has indulged them a lot. But each of them was accompanied by eunuchs, palace maids, and guards, who would dissuade them from disturbing themselves, and their main task was to complete their studies.
And in his harem, there are many more children than ordinary emperors, and now there are more than a hundred, and if he celebrates his birthday every day, he has a party almost every day.
Naturally, his relationship with the children is now much more distant.
When the car drove to Taipingfang, Huang Yuan, who received the news, was already waiting at the gate with his whole family.
This house was given to them by Zhu Di just now, originally belonged to the king of Jingjiang, because Zhu Di now restricts the vassal king from leaving the fief without reason, and now many palaces in the capital have been taken back by the Zongren Mansion.
This also means that those vassal kings are not welcome to return to Beijing.
In the past three years, Huang Yuan has lost some weight than three years ago, has more wrinkles on his face, and his beard has grown a lot. The original little white face has now become a handsome uncle.
He was awarded the title of marquis, and his mother Han also became a super lady, after the ceremony, Zhu Zhanji personally picked up the old lady and took her arm into the middle gate together.
This woman is fair, treats concubines and concubines equally. tenacious, with dozens of members of the family, thousands of miles away, following the footsteps of her husband's exile, has long spread throughout the Ming Dynasty.
She has a good reputation in Daming, and Zhu Zhanji also admires such a woman, and personally helped her to the gate of the main courtyard, let her make a flat salute, and take her family into the backyard.
Huang Yuan has three children, the eldest son was approved by Zhu Zhanji to study at Yulin Weixue at the age of twelve, and the second daughter is ten years old this year and has become a little lady. The youngest son was conceived when he left home, and he is three years old this year.
The weather was hot, and Zhu Zhanji didn't want to enter the house, so he asked people to put a few chairs under the tree in the front yard and sit down.
"In the eighteen years you went on the expedition, and in the nineteenth year, you cleaned up the slurs in the capital and tied them all into the barracks. At the beginning, your third brother Huang Bo and fifth brother Huang Xi had a reputation for talent and escaped. In the past two years, your father has worked hard for the affairs of the army, and they have caused a lot of trouble due to their lack of discipline. But now that you're back, it's up to you. Everything is based on not making the boss feel sad......"
Huang Yuan was stunned for a moment, he didn't know that the two younger brothers lacked discipline, and the trouble had already reached the grandson.
He is a very smart person, and he knows very well that Zhu Zhanji will not come here today just for his two loser brothers.
"Yuan will discuss with his father tonight and give His Highness a satisfactory result."
Zhu Zhanji nodded and said: "Since the fourteenth year, you have followed me, and in the past six years, from the envoy to Jiaozhi, to the sea of Europa, and to the west to conquer the country of Timur, you have never had a time to live in peace." You've been recuperating at home for two months, and in September, you're going to be busy again. ”
Huang Yuan nodded and said, "When Yuan returned from the expedition, he had already rested for half a year, and if His Highness is useful, Yuan will report back to the navy tomorrow." ”
"It's not so urgent, and the immigrants from Nanzhou won't be as urgent as they were in wartime."
Listening to Zhu Zhanji's words, Huang Yuan beckoned to his personal entourage, who was also his cousin Huang Qing, Huang Qing walked to their side, and Huang Yuan confessed: "Bring the yellow wooden box in the second drawer of my study." ”
After Huang Qing left, Huang Yuan said: "When the courtier came back from the West, he was already planning immigration matters and wrote a plan. Although it may not all be in line with His Highness's thoughts, it can also give His Highness some inspiration. ”
Zhu Zhanji shook his head with a smile and asked, "What do you think is the most important thing about immigration?" ”
"System!" Huang Yuan said with certainty: "Nanzhou Chen has also been there, it is far away from the Ming Dynasty, how to let the clan, nobles, and soldiers go over, and they can strictly follow the will of the imperial court, which is the most important thing." There is no system, and it is far away from the Ming Dynasty, don't spend a lot of money on the court, but it still causes complaints. More importantly, we must not allow people to have the opportunity to support their own troops. ”
Zhu Zhanji's heart moved, and he asked again: "Then what do you think of Dongzhou?" How do you think we can resolve everyone's immigrant hearts? ”
Huang Yuan obviously didn't think about this question, and said after a deep sigh: "The minister doesn't know much about Dongzhou, so he doesn't dare to evaluate himself. ”
Zhu Zhanji said to Liu Wan: "The situation reported by Dongzhou in the past few years, as well as the information handed in in the past few days, will be summarized and sent to Fu'an tomorrow." ”
Then he said to Huang Yuan: "You take a good look at it first, and then hand over the post to Lone." When the time comes, you can also tell Gu why you are not afraid of Lone's anger and want to marry the Chen family. ”
(The idea is a bit stuck, and the next chapter will be a little later.) )