Chapter 1013

Xuchang is also a flexible person, and he speaks in an orderly manner, and after dealing with him in the past few days, most of the people are headed by him, which is enough to see that this person should be regarded as the best among these fifteen people, at least in terms of communication and talent.

Even this brother of the Tai School was uncomfortable with this answer, but after listening to his words, they all showed a look of approval.

"Well, what Lord Xu said is right, in fact, you have come here, and the industry you need to engage in is a brand-new industry, although it belongs directly to the court, but it does not belong to the government agency."

"Not part of a government agency? But it belongs directly to the court? Bao Ben, one of the Taixue trio, couldn't help but widen his eyes and said curiously.

The expressions of the remaining fourteen people also looked very confused, and they didn't seem to understand what Wang Yang, the old driver, meant.

"Everyone, please take a look at this information first......" At this time, Wan Bin, who was squatting beside Wang Yang without saying a word, finally appeared, took out more than a dozen thick copies of the draft financial law of the Great Song Dynasty, as well as the planning book of the China Banking Regulatory Commission and the bank, and distributed them to the fifteen young officials present.

"You can take a look here first, you can also discuss, if you don't understand anything, you can also consult me, but I still think that it would be better for you to read all the information given to you first, and then ask questions."

Following Wang Yang's instructions, the fifteen young officials began to read the information in their hands in detail, and sure enough, when they read the contents, everyone's faces showed shocked expressions.

"Wouldn't it ...... to give them these things so early" threw the gang of guys reading by the iron stove. Wan Bin pulled Wang Yang to the other side of the room, sat down and whispered.

"It doesn't matter, these things will have to be seen by them sooner or later, and they have all been selected by His Majesty, and each of them can be regarded as talents with excellent character and learning, I believe they will definitely have the ambition to do a career."

"Although this financial industry is not a government institution, what they have learned is not the Four Books and Five Classics, but miscellaneous arithmetic.

After Xu Chang and others came into contact with these materials for the first time, their first thought was novelty, and the second thought was shock.

Unexpectedly, Wang Yang and His Majesty actually wanted to do big things, even now, they would only try it on North Shaanxi Road. But what if the trial is successful? That promotion to the whole country, I am afraid is also an inevitable thing.

Although this financial institution does not belong to the government, the local government cannot treat the financial institution as a territory in which they can meddle.

Just like what Wang Daren wrote in the information, professional things must be done by professionals, so as to eliminate the possibility of government interference, and at the same time, they must be subject to the dual supervision of the government and the Great Song Dynasty supervision system to prevent corruption within the financial system.

I have to admit that Wang Yang and Wang Wushan are worthy of being the pillars of the world, such bold ideas and creativity not only solve the problem that the people had nowhere to borrow in the past, but also put an end to illegal usury among the people to the greatest extent.

However, they still had a lot of questions, but they remembered Wang Yang's previous explanation, and after reading these materials, they began to ask Wang Yang for advice.

Wang Yang naturally did not hesitate, listened carefully to their doubts, and gave detailed answers to their questions one by one.

"Lord Wang, the lower officials think that if the Preparatory Committee of the Great Song Financial Institutions can really be completed, it will be of great benefit to the country and the people, but what do we need to do?"

"Of course, there is a lot of work that you need to do, for example, in the financial system, there must be a supervisory agency called the China Banking Regulatory Commission, and in addition, there needs to be a financial reserve institution, both of which are state-owned."

"After all, when establishing a bank, they need to hand over bank reserves, and the so-called bank reserves are required to hand over a certain percentage of property to the CBRC at the beginning of the establishment of the bank to ensure that depositors' withdrawal needs are ......."

"In addition, in order to prevent banks from lending too much, the amount of savings is insufficient, resulting in depositors not being able to withdraw ......."

It took nearly a day for Wang Yang to get in touch with the fifteen-year-old young officials, and in the end, everyone agreed to stay and become a member of the preparatory committee of the Great Song Financial Institution. They will contribute to this new cause and become the pioneer of this era.

All they need to do is set up a framework to set up the CBRC's various supervision and supervision departments and establish standard entry and exit accounts. In addition, under the personal guidance of Wang Yang, they began to learn and prepare to use the loan accounting method applied to the banking system.

Fortunately, they are all strong men in arithmetic, and the difficulty of the credit and loan accounting method is not great, and more importantly, the credit and loan accounting method can clearly mark the economic transactions.

In addition to these, we are trying to find loopholes, find loopholes in the financial law, so that we can improve this new law as much as possible before the implementation of the financial law.

With the arrival of more than 20 experienced bookkeepers in Hongzhou, the progress of the work has been greatly accelerated.

Zhao Xu, the Son of Heaven, has been paying close attention to the construction and preparation of financial institutions on North Shaanxi Road, which makes the communication channel from North Shaanxi Road to Bianliang, Tokyo more and more frequent.

Almost every day, there will be 800 miles of urgent letters from the North Shaanxi Road to the Beijing Division, and the Beijing Division will also send letters from the palace to the North Shaanxi Road.

And the Empress Dowager Gao Taotao thought about staying out of the matter at first, but after Zhao Xu, the son of the day, often came to the door with questions, Gao Taotao felt more and more that with the deepening of the problem and the construction of this financial institution, he finally realized that this thing was not simple.

I even understand that this so-called finance, if it only appears in North Shaanxi Road, but if it is really to be implemented throughout the country, then it is very likely to change the current economic situation of the Great Song Dynasty.

"Although the mourning family can't fully understand, they can at least feel why Wang Wushan is so cautious, and the mourning family can also see that if this banking industry can really be done, I am afraid that all the industries and businesses in the world will become the customers of the bank......"

"In this way, this bank will inevitably become a formidable behemoth, and if there is no regulation, I am afraid that it is really difficult to say what will happen."

"The emperor's grandmother is reasonable, at the beginning, the grandson still felt that Wang Wushan was making a fuss, and he was always a strong demagogue, and it was best to allow him to set up a state-owned bank on North Shaanxi Road, not just let the private bank appear."