The issuance of small loans is a measure taken by Wang Yue to stimulate consumption in the starting point city, and also to pave the way for large loans in the future and accumulate credit for the starting point city bank.

He hopes to use loans to help those who are interested in starting a business, so as to achieve the blossoming of industry and commerce.

Banks are now more abundant in funds, so the policy of paying interest on deposits will be implemented later, and the absorption of deposits is not conducive to the start of industry and commerce.

In ancient times, the bank took deposits, contrary to the modern practice, and you had to pay interest to the bank when you deposited money in the bank. The starting point city bank does not charge interest on deposits, but it has brought a lot of deposits.

Guo Laohan came to his senses and asked, "What does it mean to take out a loan?" What kind of charter is that? ”

Guo Xiaobao said: "Loan means borrowing money. The annual interest rate is 9% for one year, 9.5% for two years, and 10% for three years. That is to say, if you borrow one hundred taels and repay them for one year, you will have to pay interest on nine taels of silver. ”

Percentages are widely used in the starting point city, and the old couple can also figure it out.

Xiao Baoniang exclaimed: "Isn't this usury? ”

Or Guo Laohan has some knowledge, he said: "Old ladies have long hair and short knowledge." The usury monthly interest will be 10%, and the interest will be rolled over. I heard that the money bank also needs to borrow money with an interest of five cents per month, which is sixty percent a year, and ordinary people can't borrow it. The interest on borrowing money from the starting point city bank is only nine cents a year, how can it be called usury? It's clear that the proprietor is taking care of us. ”

He is a big fan of Wang Yue.

Xiao Bao Niang pondered that this was indeed the case, and she said happily: "That Xiao Bao's marriage money has been settled, I have a girl in my picture, the old man, you give it to the staff officer." ”

Guo Laohan came and said, "Oh, which girl? Where to work? ”

Xiao Bao Niang smiled and said: "It's the daughter of Aunt Zhao's family in our original laundry room, and now she works in the guest house." I can earn a salary of two taels of silver a month, and my work is light. ”

The current wages set in the starting point city are a bit like the planned economic system in the early days of the founding of the People's Republic of China, and the wage gap between various types of work is not large. In the future, after entering the commodity economy model, the gap will be widened by economic laws.

Guo Laohan shook his head and said: "This girl is not as good as Uncle Li's family, his daughter has learned to settle accounts, works in a store, and has a monthly salary of three taels, and recently told her that the matchmaker doesn't know how much." ”

Xiao Bao Niang immediately shifted the target, patted her thigh and said: "This girl is good, our Xiao Bao is not bad, and now we are all second-level workers." ”

The concept of mate choice among the people of the starting point city is also changing subtly.

The two parents discussed their marriage, but they put themselves aside, Guo Xiaobao spouted: "Dad, mother, I, I...!" ”

Guo Laohan glared and said, "What you, you, me, and me, if you have something to say, just say it." ”

Guo Xiaobao said: "I have a good match, she works as a nurse in the hospital. ”

Because of an arm injury at work, Guo Xiaobao went to the hospital to bandage and met a nurse and started dating.

Xiao Bao Niang said: "Hospital nurses, it seems that the salary is two taels per month." ”

Guo Xiaobao explained: "They have overtime allowances, and they have two taels of silver a month. ”

Guo Laohan said to Xiaobao: "Put this girl in the back, your mother and I will go to Uncle Li's house to propose marriage first, if it can't be done, let's talk about it." ”

If it is done, there will be nothing to do with that girl, and it is impossible for a family like them to marry someone as a concubine, and now the vision of the girls with income in the starting point city is improving.

Guo Xiaobao hurriedly said: "No, I won't marry her." ”

Guo Laohan took out his father's majesty and scolded: "Marriage matters are decided by parents, where is your boy's place to speak?" You go and pack up the dishes and chopsticks and send them to the kitchen. ”

He is also a team leader now, and there are ten or twenty old men and old ladies under him, and it is like that when he initiates Weilai.

Today, Guo Xiaobao is resolutely not to be a good baby, he said loudly: "Dad, now it is stipulated that both men and women are free to marry, and parents are not allowed to interfere." ”

Guo Laohan said angrily: "Who the hell stipulated it? Is there any royal law left? ”

Guo Xiaobao said: "It is stipulated by the owner, and the newspaper has just been published in the past two days." ”

The high salaries in the starting point attracted more and more women to work, which created the conditions for a large number of young men and women to interact with each other, and the social structure was quietly changing due to the gradual economic independence.

At the end of the year, it is the peak time for matchmaking, and underground romances have surfaced, and family conflicts have also erupted.

In order to adapt to the new situation, Wang Yue introduced this regulation at the right time.

Da Ming Law is to protect the right of parents, if parents go to Wanping County to sue their children for unfilial piety, they will definitely be sued. The starting point city unilaterally recognized the legitimacy of free marriage, and Wanping County's judgment that the starting point city did not recognize it.

Anyway, this is a confused account, the court rules the world with filial piety, and Lu Chengde does not dare to cover it up.

After he touched the nail once, he knew that if he wanted to take someone casually in the starting point city, he couldn't do it, and he had to get Wang Yue's consent, so even if he was sentenced, it would be a vain sentence. If you have the ability, you can sue Shuntian Mansion, and Xie Baoqing can't do anything about Wang Yue.

When Guo Laohan heard that it was the rules set by the owner, he thought about it and changed his words: "Since it is the rule set by the owner, there must be a reason for him." What's the name of that girl you're talking about? After the New Year, we asked a matchmaker to propose. ”

There are still a lot of die-hard fans like Guo Laohan in the starting point city, Wang Yue has turned their lives upside down, and at the same time, they are constantly improving, and every initiative has benefited countless people.

Guo Xiaobao got his wish and was very happy, and Wang Yue gained another share of his fan value.

The habit of asking a matchmaker to propose marriage is a custom, which does not belong to Wang Yue's interference.

The annual summary work report of Shijingshan Industrial Zone is made by Hexiang.

"Uncle, the cables of the factories in the industrial zone have been laid, the power plant can install various wind turbine equipment in winter, and the foundation of the plant has also been laid, and zero meters will be hoisted next year." He Xiang introduced to Wang Yue page by page of the work report.

Judging from this thick work report, the progress of the work in Shijingshan Industrial Zone is not slow. The manpower is sufficient, and the difficulty lies in the technology, and it can be seen that Hexiang has paid a lot.

Wang Yue touched her little head and said, "Thank you Hexiang, thank you for your hard work." ”

He Xiang blushed and said, "It's not hard, I think it's very interesting, you haven't seen how lively the construction site is." ”

Since participating in the construction of the industrial zone, Hexiang has only known what a big scene is. Fortunately, with the cooperation of various teams, the division of labor system designed by Wang Yue also played a vital role. Hexiang is only responsible for technical guidance and arrangement, otherwise she would not be able to control such a big project as a little girl.

Wang Yue said: "It's the New Year, let's go to pay New Year's greetings to the workers." ”