Volume III Chapter 1 The Late Ming Dynasty and the Jin Dynasty

Jin merchants usually refer to Shanxi merchants during the 500 years of the Ming and Qing dynasties. To the Qing Dynasty, the top 16 large consortia in the country are in Shanxi, according to historical records, only the rich merchants in several counties in Shanxi add up, the number is more than 100 million taels of silver, so the late Ming and early Qing dynasties are popular to say, that is: Jin merchants are rich and rival the country!

The rise of Jin merchants is mainly due to the Ming Dynasty's "open system", the so-called "open system" is that the Ming Dynasty government uses the monopoly right of salt in its hands to regularly or irregularly go out to attract investment, and exchange the professional license of salt sales "salt introduction" for merchants to transport all kinds of military supplies to various border guards, so as to save transportation costs.

Shanxi is rich in mineral resources, handicrafts and processing and manufacturing industries are also relatively developed, coupled with the central position of the nine sides of the Ming Dynasty, so the Jin merchants benefited the most in the "open system", and gradually developed into the country's largest business gang.

The nature of businessmen is to pursue profits, and Jin merchants are no exception, they are particularly prominent in the late Ming Dynasty, and it can even be said that the pursuit of interests by Jin merchants in the late Ming Dynasty has exceeded the bottom line of morality. Driven by interests, they actually traded with the Later Jin, continuously transported strategic resources such as grain and iron ore to Liaodong, and also betrayed the intelligence of the border army of the Ming Dynasty, so that the Later Jin gradually developed and grew, and finally replaced the Ming Dynasty and won the world.

Therefore, at the beginning of the Qing Dynasty, in order to reward the eight Jin merchants, Emperor Shunzhi specially summoned them personally, gave them court clothes, and compiled them into the ranks of "imperial merchants"! It can be seen that their great contribution to the Manchu Qing also shows how thoroughly they betrayed the country during the Ming Dynasty!

Zhu Cijiong, as a modern person who has traveled through time, has naturally heard of the history of the Jin merchants, and such a huge business group naturally cannot let them be used by the enemy, so the first thing Zhu Cijiong thought of when he encountered a financial crisis was the Jin merchants. Of course, he didn't want to copy the Jin Shang's home, it was to fish with all his might, and short-term interests could not save the stormy Daming, and only by using their continuous wealth creation could the Ming Dynasty come back to life.

How does the state apparatus make money, when it was placed in the Ming Dynasty, I am afraid that no one could answer this question correctly, but modern people are different, almost no one can answer correctly, simple, printing money, everyone on this earth knows it! According to historical records, at the end of the Ming Dynasty, there were no less than one billion taels of silver in circulation throughout the country, but our little emperor Zhu Cijiong's treasury only had a pitiful more than 20 million taels.

If you can print silver tickets, then you can increase the amount of wealth you print, and this increase does not mean that the wealth of the whole country has increased, but that the proportion of wealth held by the royal family has increased. In fact, the overall wealth has not increased, but there is just an additional currency in the market.

What happens if there is no increase in overall wealth, but there is an extra currency in circulation? If the total wealth of the Ming Dynasty is one billion taels of silver, then the price of printing 10 million taels of silver will rise by 1 percent, the price of printing 100 million taels of silver will rise by 10 percent, and the price of printing 1 billion taels of silver will double.

Of course, there is a premise for all this, that is, the silver ticket you printed should be recognized by others, and it should be used as money, if others do not recognize it, but use it as toilet paper, then, sorry, how much you print is a white seal, and you can't get a penny of benefits.

Therefore, Zhu Cijiong first thought of Jin merchants, because Jin merchants are the originators of silver tickets, and many businesses began to print silver tickets at the end of the Ming Dynasty, but they could only be exchanged near Beijing and Shanxi; In the Qing Dynasty, the Jin merchants established a lot of famous ticket numbers, and the silver tickets they printed could be deposited and exchanged throughout the country, which was recognized by everyone in the country!

The ticket number is actually the prototype of the bank, in ancient times the amount of silver is particularly huge to transport is very troublesome, tens of thousands of taels of silver is equivalent to a ton now, a person must not be able to carry it, just hire a few cars to pull it, it will definitely be robbed, must ask a professional dart bureau to escort, and can not guarantee absolute safety. Especially in war-torn times like the end of the Ming Dynasty, if you don't organize thousands of armed escorts, then wait to be robbed!

The silver ticket was born in this context, and many Jin merchants made money in Shandong, Hebei and other places, and a lot of silver could not be transported back to Shanxi, what should I do? At this time, some large firms saw the business opportunity and opened a remote withdrawal business, that is to say, the money you earned in Shandong and Hebei was first deposited in our Jingshi firm, and we issued bills, and you just took the bills to Shanxi to withdraw the silver. This bill is the most primitive silver bill, with the wealth of the Jin merchants, at the beginning it can only be exchanged between Beijing and Shanxi, and they can't help it if they go farther, millions of taels of silver are escorted up without hiring tens of thousands of people, and they will definitely not be robbed if they don't get to the ground, and the cost of hiring people is much higher than the handling fee charged, who does this thankless thing!

Jin merchants in the war years can not guarantee the national deposit and exchange, he Zhu Cijiong can guarantee ah, so the bank is still the state to run the good, not to mention the high handling fees earned in the middle, in the eyes of ordinary businessmen It seems that the highly profitable money-making project is simply not worth it in his eyes. What is it to earn that little fee, what he wants is to print silver tickets, and there is nothing more profitable than printing money! Of course, he will not be mad and print dozens or even tens of billions of taels of silver tickets at a time, causing prices to soar and the people to make a living, which will definitely accelerate the demise of the Ming Dynasty. It's not realistic to have billions, tens of billions or anything, he set a small goal for himself, first print 100 million taels and then say!

How can this small goal be achieved?

First of all, of course, it is to bring the Jin merchants who eat inside and outside to intimidate, and when they are honest, they will discuss the matter of the ticket number with them.

There is no one more suitable for this job of lifting people than Luo Yangxing, so Zhu Cijiong summoned him to the palace to explain, and this thing went to "invite" someone.

............

Chang Wei is the contemporary head of the Yuci Chang family, he was young and broke into Zhangjiakou alone, created a huge family business, so that the Chang family from a scholarly family into a famous rich merchant in Jinzhong, the industry is all over Zhangjiakou, Xinghua, Datong and Mongolian steppe, can be described as a flourishing time, the spring breeze is proud.

However, on this day, he couldn't get complacent, and Jinyiwei's cavalry directly broke into his head office in Zhangjiakou, and couldn't help but say that he would escort him away. Although there is no big tie, no one knows the prestige of Jinyiwei, let alone a flat-headed common man like him, even if the princes and nobles are caught by them, they have to shed their skin if they don't die.

He only felt that all thoughts were disillusioned for a while, what wealth, family business, wine, and beauties have become a thing of the past, he knows what he has done in his heart, doing business with Houjin, it is a capital enemy, and it is possible to destroy the family!

However, Jin Yiwei's attitude made him very strange, there was no imaginary torture to serve, nor did he drag him out and cut him down, not even the legendary fierce gods, just escorted him to the carriage, rushed all the way, and when he got out of the car, he found that he was actually escorted to the capital!

When he arrived in the capital, Jinyiwei's performance was even more strange, not only did he not put him in a cell, but also opened a good guest room for him, with good food and drink, and even Jinyiwei commanded Lord Luo Yangxing to visit him in person, with a pleasant face and a very cordial face.

Chang Wei understands a little, all he can be remembered by others is that money, you said that you Jinyiwei want money and say it directly, who dares not to give it, hundreds of thousands of taels his Chang family still took out, in a word, to engage in such a big battle, not afraid to scare people to death!

But he guessed wrong, the next morning Jinyiwei actually led him directly into the palace, when he saw those Jin merchants coming one after another in a side hall, his heart sank to the bottom, Fan Yongdou, Wang Dengku, Qi Liangyu, Wang Dayu, Liang Guest, Tian Shenglan, Cui Tang, Huang Yunfa! These people can be said to be his peers, but they are very different from him, he is just doing business with Houjin, these people not only do business with Houjin but also sell Daming's intelligence!

They committed a big crime of the Nine Clans, this Jinyi Wei can't be mistaken, how can he arrest himself together!