Li Chuanxin said with a smile: "Commander, it's not easy to buy a house in Nanjing, and only the house here is more suitable for the commander to live." ”

In fact, the governor of Yingtian had a subordinate in Nanjing, and in the second year of Wanli (1574), the governor of Yingtian moved from Nanjing to Jurong.

In the 31st year of Wanli (1603), due to the changes in the number of students and citizens in Suzhou, and due to the increasingly important economic and transportation status of Suzhou, the governor of Yingtian moved from Jurong to Suzhou.

Nanjing's subordinate government has been retained, but the layout is too small and in disrepair, so Wang Yue is preparing to transform that place into Nanjing's urban management headquarters.

This is a typical large family house in the south of the Yangtze River, covering an area of ** acres, with seven courtyards. The area is not too large, but it reveals the owner's intentions everywhere, like a small garden.

Jiangnan mansion, the stone path is meandering, one step at a time. Lotus ponds, library pavilions, bamboo forests, pavilions, nine-curved corridors, and even a stone boat stand in the small lotus pool, which contrasts with the turquoise water.

Like most homes in the south, in order to increase the usable area, most of the houses in this house are in the form of attics, so there are many houses.

According to Li Chuanxin, the owner of this house is surnamed Hao, and his ancestors also served as governors. Originally, they didn't plan to sell this house, but they heard that someone from the starting point city in Beijing wanted to buy real estate, so they invited someone from the trading company to go to his house to talk about the goods of the starting point city.

Li Chuanxin heard that the area of this house was not small, so he came over to take a look, and immediately fell in love.

In Nanjing these days, Li Chuanxin and the people from the trading company have already inquired about the market. So the price was 5,000 taels, and two boxes of mirrors were included. After Hao Yuanwai looked at the mirror, he didn't say a word, he only brought his beloved concubine Ling'er and got in the car and left, he didn't bring anything at home, and all the maids and subordinates were left.

It turned out that this house was used by Hao Yuanwai to raise concubines, and this house was worth six or seven thousand taels at most, after all, it was not the future generations, and eighty taels in Beijing in the Ming Dynasty could buy a courtyard house.

The value of those mirrors is at least 20,000 taels, and Hao Yuanwai is afraid that Li Chuanxin will regret it.

The maids and wives left by the Hao family, Wang Yue decided to continue to use them, after all, these people are different from those in the yamen of the governor of Suzhou.

Of course, the cook also stayed, and after eating Nanjing-style lunch, Wang Yue was quite satisfied. Nanjing's taste is slightly heavier than that of the Suzhou and Hangzhou regions, and it is more suitable for northerners.

After the meal, Wang Yue listened to a briefing by Li Chuanxin and the responsible persons of trading companies, banks, and newspapers.

At present, the Military Investigation Bureau is the only intelligence organization in Wang Yue's hands, and it not only investigates military intelligence, but also collects intelligence in other aspects.

After all, the military strength of the Ming Dynasty did not pose much threat to the Tiance Army, taking Nanjing as an example, the Nanjing Beijing camp plus the strength of the city defense was only 7,100 people, and with the attack capability of the Tiance Army's navy and army, it was considered an undefended city. In fact, there are many guards around Nanjing, and the sum of these troops is quite considerable.

Because he wanted to open a bank in Nanjing, in order to ensure the safety of funds, Wang Yue planned to maintain a certain military presence in Nanjing, with a force of no less than 500 troops.

"My lord, you have also seen the scene in Nanjing, and it is really not so easy to get a suitable section of the road." Zhang Zhong, manager of the Shanghai trading branch, frowned. The current scope of operation of the Shanghai trading branch is the Yingtian area, as well as Zhejiang.

According to Wang Yue's intention, in a big city like Nanjing, a hypermarket similar to the department store of the later generations should be built in the prosperous section, so as to establish the brand image of the starting point city.

Wang Yue said noncommittally: "It's okay, take your time." ”

Of course, he knew that most of the prime locations in the city must be in the hands of those big families and nobles, which is the same reason that most of the land in the Ming Dynasty is concentrated in the hands of the gentry.

The rice should be eaten slowly, and Wang Yue's first aim was commercial taxation, and he used this as a starting point to gradually implement his reform plan. Any big measure needs to be supported by funds. Although Wang Yue was able to get a huge amount of gold and silver, he hoped that the economy of this time and space could enter the cycle of sexes.

Feng Dachang, general manager of Jiangnan Branch of Qiqi Bank, said: "My lord, the location of the banks in Shanghai, Suzhou and Nanjing has been completed, and they will be open to the public in about two or three months. ”

The starting point bank will carry out a certain amount of modern renovation, and floor tiles, floor-to-ceiling glass, electric lights, etc. will be used. The space required for the bank is not large, so it is not difficult to choose a location.

Speaking of this, Feng Dachang smiled again and said: "Once our bank opens, the money banks in these cities may all close down one after another.

Wang Yue waved his hand and said: "Although you can do it boldly with confidence, if you have any trouble, you will have your own official to deal with it." ”

"Yes, little one understands!" Feng Dachang said.

The bank has opened a deposit and loan business, with an interest rate of 5 percent per year for one year and 8 percent for three years. This interest rate is not high, which was formulated by Wang Yue with reference to the high 12 percent interest rate on deposits after the founding of the People's Republic of China in later generations, and the new establishment of banks needs to attract deposits.

Why is it said that after the opening of the starting bank, the money banks may have to close one after another?

Because there is a fee for the bank to absorb deposits, and the fee is not low. The interest rate on the deposit of the starting point bank is too high, and they can't play it, after all, the starting point bank has strong financial resources and can play. The interest rate of the loan in the starting point city is also very low, only 12% of the annual interest rate, and the interest rate of the money bank is 20% even if it is a friendly price, and only acquaintances can do it. In addition, the starting point bank also handles foreign exchange business, and can freely exchange money between several cities where the bank is opened.

On the Jiangnan side, we will start with commercial taxes, newspapers, banks and trading companies, and if there is anything else to add, it will be determined later. As the governor of Yingtian, Wang Yue does not plan to take action in the short term in terms of civil affairs. The biggest problem of the Ming Dynasty was not **, but finance, and solving the financial problem was equivalent to solving a large part of the problem.

Then Mao Xiang, the temporary head of the newspaper in Nanjing, introduced the work of the newspaper in Nanjing. Mao Xiang was still well-known in the Jiangnan literati circle, so the Jiangnan branch sent him to Nanjing to collect contributions and news gathering in the area, and also assigned him several news reporters for this purpose.

Nanjing is already sunny and the weather is relatively hot. After the meeting, Wang Yue made a reclining chair and took a break in the small pavilion in the bamboo forest.

But as soon as he opened his eyes, Li Xuezhu took out a lot of invitations to show him. There are Wei Guogong, there are Nanjing town guard eunuch Han Zanzhou, there are Nanjing Sixth Department and other officials, and so on.

Wang Yue has been very busy recently, and he doesn't have much time to socialize, for the sake of politeness, he still met with Xu Hongji, the Duke of Wei, and Han Zanzhou, the eunuch of Nanjing.