Chapter 35 Reparations?

Anyway, Li Zhen was also frightened at that time, he has been smooth sailing since he crossed over, and there are few adversities, this is the first time that so many people have objected, and he suddenly took a big jump, and hurriedly rested his thoughts, and never dared to mention this matter again - of course, this time the clothing display was not without gains, although the suit was not accepted, but the magical clothes of underwear won unanimous praise from the court quite unexpectedly, and soon became popular in the Tang Dynasty, which can be regarded as an unsuccessful clothing reform for this time, A consolation prize was awarded.

However, despite suffering such a blow, Li Zhen's idea of popularizing suits has not subsided, and clothing reform is imperative - not that Hanfu is bad, in fact, it is difficult to find more beautiful clothes than Hanfu in the world.

The problem is that although Hanfu is gorgeous, it is very troublesome to put on or take off, and it is very time-consuming, which is a great waste in the eyes of Li Zhen, who pays attention to efficiency.

This kind of waste is nothing in the slow-paced ancient times, but under the impetus of Li Zhen, the Tang Dynasty will sooner or later enter the capitalist society, and what is the most important thing in the capitalist society? It's efficiency, Hanfu is too inconvenient to wear, and the popularity of simple clothes is the trend of the times sooner or later.

Therefore, despite the failure of the first clothing reform, Li Zhen has decided that as long as he inherits Dabao, he must promote the clothing reform, and in the future, Hanfu will be mainly used as a national costume, and it will only be worn on major festivals or leisure periods to relieve boredom, and the suit will be the main trend in the future - I think that after understanding the convenience of the suit, there should not be many people who have nothing to wear Hanfu anymore.

"Reparations?" Wu Meiniang frowned again: "It's their own greed for cheapness and they didn't pay the berth docking fee, and now their ship is hit by a storm, it's their own bad luck, the problem is on their own, what's the matter with us?" Why should we compensate? ”

There are so many ports in Yuezhou, and dozens of large ships can be stationed on each port at the same time, and Li Zhen has also designed and built many safer berthing places in the port.

This kind of berthing position is extremely safe, and even in the event of a typhoon that is rare in a century, it can ensure that the ship, its cargo and sailors will not be damaged, which is very practical.

However, this kind of berth is relatively expensive, and only the ships of the large chambers of commerce will use it - this is still in the case of precious goods, and under normal circumstances, even if it is a large chamber of commerce, it is enough to dock at the port.

This situation is naturally not harmful to the general weather, but now it is the typhoon season, especially this typhoon, which flies directly into the mouth of the sea, and the so-called safe haven does not play a role at all, which leads to the fact that all ships except the ships moored in the berths have suffered from the seedlings.

However, because of the arrival of the typhoon, a large number of ships anchored in the port of Yuezhou, and there were nearly a thousand of them, except for those that were parked in the berths, hundreds of ships outside were destroyed - so if Li Zhen wanted to compensate these people for their losses, then Li Zhen would have to escape at least nearly a million yuan.

This is also what Wu Meiniang is not happy about - even if Li Zhen is rich, if the typhoon comes a few more times, she can't afford such compensation, right?

"Now is not the time to be angry." Li Zhen looked at Wu Meiniang's puffing expression, and was amused in her heart, but she still patiently explained: "I am the king of Yue, and I am the governor of the Metropolitan Mansion of Yuezhou, and I also hold the position of the assassin of Yuezhou. In other words, Yuezhou is my territory, and if something happens to these ships under my rule, of course I will have to intervene. ”

"Then there's no need for us to compensate, right?" Wu Meiniang was still a little unhappy: "It's because they are greedy for cheapness and didn't drive the boat into the berth, why should we lose money?"

The concubine knows that His Royal Highness wants to buy people's hearts, but the price is inevitably too great, right?

We have money, but we can't open this example, otherwise if there are ships in our port every year in the future, will we have to pay them every year?

Besides, we have set a precedent on our side, so what about other ports? They don't have as much money as you, Your Highness.

What's more, the government wants to compensate for the disaster at the port, and this precedent has been set, so what about other disasters?

What should I do if my farmland is hit by a major drought?

What to do about a flood?

What about locust plagues?

Do you need to be compensated by the imperial court?

Where did the imperial court get so much money?

This is a job to offend people—Your Highness, in order to buy the hearts of the people, you have offended a large number of officials, and this is not appropriate. ”

Li Zhen grabbed the jade hand of Wu Meiniang, who was a little excited, and explained with a chuckle: "Meiniang, don't be like this, in fact, we can't accompany much, this time in the port of Yuezhou, a large part of the destroyed ships are offshore fishing boats or small cargo ships, the price is not expensive, the most expensive is only two hundred taels of silver, as for those large cargo ships, in fact, the number is very small, we can still afford this money."

Besides, such a small amount of money is just a drop in the bucket for us, but for that family, it is the lifeblood of survival, and now that these ships are destroyed, the foundation of their survival is equivalent to being destroyed, such a major blow is enough to bankrupt a family. As their parent officer, I can't just stand by and watch from the sidelines, right? If I don't do something, my conscience won't be able to get over it.

What's more, you also know that in the port of Yuezhou, ninety percent of the ships are manufactured by my shipyard, and these ships have actually been insured when they leave the factory, and they have basically not expired, so the admiration of these ships is mostly to be solved by the king bank, and we are just a consolation fee.

At most, it is equivalent to about 10 percent of a ship—10 percent of the price of nearly 1,000 ships to buy the hearts of the people of a state, and this business is too profitable. ”

That's right, at this time, the bank already had an insurance business, and there was no need to think about it, this business was proposed by Li Zhen herself, and at the beginning, this business was not accepted by everyone.

However, as Li Zhen shifted his focus to Lingnan, some people also followed in Li Zhen's footsteps and started offshore trade, and the role of insurance was reflected - with today's navigation technology, a shipwreck at sea is a normal thing. There are at least dozens of people on a ship, and they are all the pillars of a family, and once a ship has an accident, there will be dozens of families destroyed, which no one wants to see.

Li Zhen was unwilling.

The sailors themselves did not want to.

The Chamber of Commerce is even more reluctant.

As a result, the trend of insurance became popular in the world.

(End of chapter)