Chapter 362: The Problem of Gold and Silver Coins
Speaking of serious things, Zhou Congee began to become serious, he has a good memory, and he doesn't need to bring information, and he doesn't need to read the content of the report of those recitals written vertically.
In the Huaxia Army, Zhang Qiang advocated simplified characters, mainly in order to maximize the spread of knowledge and improve the literacy rate of the territory, so that the people with knowledge would be less susceptible to exploitation by others, and the communication between the government and the people would be smoother and not easy to cause confrontation.
But the literati used by Zhang Qiang are all old people, scholars of the Ming or Southern Ming Dynasty, scholars, intellectuals, and it is impossible for them to change their habits to adapt to you, it is too late.
Like Jin Sheng, Zhu Dadian, Qian Bingjian, and even You Haibo, they are all a lot old, at least in their forties, and their knowledge level has been fixed, so they can learn more about anything, which is very difficult and unrealistic, so they are still writing in the original traditional Chinese characters, or vertically, just because Zhang Qiang emphasizes sentence breaking, so they still learn simple things such as punctuation and sentence breaking, and can explain a sentence clearly through sentence breaking, so that people will not guess.
Zhou Congee is quick to accept, because he is also based on this foundation, and he has strengthened his study a little, so that those talents can make up for him with a lesson, and he can usually break sentences and read, which Zhang Qiang is not as good as him, so far, if there is no sentence break, Zhang Qiang can't understand it, or there is ambiguity.
Sometimes, it was simply Zhou Congee explaining to Zhang Qiang the transcripts handed in by these courtiers.
"Overall, our expenses have increased, but because we have a good way to deal with it, we have a solid business foundation laid in the early stage, and the expanding scale of the caravan, at sea, on the 6 ground, so that our income is still a lot profitable."
Zhang Qiang nodded slightly, listening to Zhou Congee's report.
"From now last year to this time this year, we have achieved a fiscal income of 150 million taels of silver and 1 million taels of gold in a year, which is counted as Jinhua Yuan, and now it should be changed to Huaxia Yuan, a total income of about 260 million Huaxia Yuan, which is several times higher than the income of 80 million taels in the first few years."
"The money used for infrastructure construction is about 20 million Chinese yuan, but it only provides some start-up capital and funds for the purchase of basic materials and land, and some later funds are collected from merchants in the territory and carried out through the situation of shareholding."
Zhang Qiang smiled at him appreciatively, "It's very good, I know how to use private funds, so that they won't be able to bury all the silver they earn into silver nuggets in the ground, which strengthens the efficiency of capital flow, and also enables the people to have money to spend, so that they will not be rich, but there is no money to spend on the market." ”
"Yes, the Grand Duke, one after another to make money came out, everyone flocked to the top, boxes of silver were carried out, into the Huaxia Money Village, into our Ministry of Food directly managed by the Financial Division, together with the grain to hold up the circulation of our paper Huaxia Yuan, now our Huaxia Yuan has become the main currency in the territory, most of the people have accepted Huaxia Yuan."
Adjusting the posture of his body slightly, Zhou Congee continued: "However, because some of the remnants of the Ming Dynasty who came to the Ming Dynasty in 6 times, they still don't believe that Huaxia Yuan has caused some difficulties in the circulation of Huaxia Yuan at the bottom, and people believe in those large amounts of Huaxia Yuan, because these are regarded as silver tickets like Shanxi ticket numbers, but most of the small Huaxia Yuan people exchange these for minted silver coins and copper coins, and always carry a large bag of silver coins and copper coins to buy items, and some transactions are not very smooth. ”
"So they can accept silver coins and gold coins like the Portuguese and Spaniards, that's fine, it doesn't have to be that they all accept paper Chinese dollars, the two complement each other, and can also strengthen our monetary communication with the outside world,"
Zhang Qiang interjected.
Zhou Congee said with some distress: "But some people are very cheap, because our type of gold coins, silver coins are full of color, although there are beautiful patterns, there are tooth patterns around to prevent some illegal traders from making trouble, wear out the weight above, reduce the value of gold coins and silver coins, and cause disorder in the value of currency."
But they still have capable people, who can imitate our gold coins and silver coins, and fill them with other metals, so that a silver coin is worth 100 wen, and they can get it worth 80 wen or 90 wen, and they make a profit of 10 and a half to 20 yuan. ”
Zhang Qiang sighed, "The master is in the people!" “
Zhang Qiang pointed at Zhou Congee and said: "Intensify the crackdown, kill if you catch it, confiscate your property, throw your family into the prisoner camp, and let Lin Yangcheng train them." ”
Zhou Congee smiled bitterly, "I have done all this, but it has made them more rampant, a batch of gold and silver coins recently seized, the fineness is less than fifty percent, and some are even forty percent, and they know that they can't do anything in the county, so they have moved the main battlefield to some remote towns, townships, villages, to fool those poor people, when these poor people take these gold and silver coins to spend in the town, those trained guys in the town, the shopkeepers can see through it at a glance, and it has increased the civil disputes." ”
"What's going on?" Zhang Qiang asked.
Zhou Congee said with a smile: "The gold and silver coins we make have fine, complex, and clean, and most of the merchants and gentry like to collect and pay great attention to them, but the people only know a rough idea, the rough patterns on it, and the rough silver coins are made, and the gold coins can't enter their pockets at all, but the people accept the rough gold coins and silver coins made by those people, and in their opinion, they are all gold and silver anyway, and there is no difference." ”
"We haven't done enough work, send people down, the Food Bureau, the Finance Department have sent professional personnel to go down, village by village, village by village, get some small rewards, know, and accurately identify the people have rewards, people who don't know punish them, a bucket of grain, or a piece of land.
Those who know will be rewarded with a bucket of grain, and those who don't know will give their land to the village, the township, and become a public land, these things that they are closely related to life-saving heirlooms, they will definitely cherish, and it will be easy to promote them when the time comes. ”
"My lord, Gao, why didn't I think of it," Zhou Congee looked at Zhang Qiang in surprise.
Zhang Qiang smiled very smugly.
"These are all a palliative solution, in addition to communication and exchanges with the outside world, commercial transactions, we still have to implement Huaxia yuan in our territory, try to collect gold and silver coins to the bank, as a credit guarantee, store, only part of the money bank shop of the town branch below, so that they can meet the exchange needs of the people."
Zhou Congee nodded, "For copper coins, they can be temporarily used as an auxiliary supplement to Huaxia banknotes, and the lines of fifty, twenty, ten, five, and one yuan are used as the people's change, combined with the use of Huaxia Yuan banknotes, so that the people can maintain a kind of currency exchange with other places, is it so that the metropolitan governor?" ”
"Yes, it seems that you are quite good, you have learned a lot of things, your understanding has improved a lot, and I can no longer see the shadow of the original Zhu Mansion family." Zhang Qiang smiled and teased Zhou Congee.
Zhou Congee scratched his head embarrassedly, "These are all good teachings taught by the Metropolitan Governor." ”
The attendant knocked on the door, walked in, and whispered to Zhang Qiang and Zhou Congee: "Li Dingguo has sent someone." ”
"Li Dingguo?" Zhang Qiang asked in surprise.
"Yes, I heard that it has something to do with our arms deal with Feng Shuangli." The squire said.
(End of chapter)