Energetic social organizations, in later generations referred to the underworld, Yu Wenwen refers to the "dynamic social organization", in fact, Huangzhou Society.... The trade associations, as non-governmental organizations, can provide various services in a very dynamic manner.

Cai Changgeng has made a great contribution, and Yuwenwen wants to set a benchmark again, so Cai Changgeng, the lucky one, has become the owner of a dock fort, but how to keep this family business next, Cai Changgeng will inevitably be at a loss.

The reason is very simple, taking the operation of the Di store as an example, an owner, who does not know the market, does not know the accounting, reconciliation, does not know where to buy, does not know how to dredge the relationship, and does not have a reliable helper to help, in the face of the smiling shopkeeper, the man, in the face of the Xu officials who are dangling at the door of the store from time to time, what is his fate?

It's very simple, the guy will take advantage, the shopkeeper will collude with the account office to make fake accounts to transfer money, and will be blackmailed by the officials one after another, and finally be colluded by people inside and outside, and if he can't win the lawsuit, he will be thrown into prison and bankrupt.

It is much more difficult to operate a dock fort and its surrounding fields than to run a mansion, Cai Changgeng's situation, Yu Wenwen understands, this is a concubine, he has no foundation in the family, and he can be said to be alone.

Cai Changgeng got a dock fort, which was no different from a three-year-old child walking in the downtown with gold.

The clansmen who come to hear the wind will change their ways to take advantage, but Cai Changgeng can't do anything, because he doesn't have many reliable henchmen to help, so he can only believe in the clansmen's temperament, but this kind of thing is not valuable.

To maintain the operation of a dock fort, a lot of money and grain is needed, and when this dock fort is breached, most of the money and grain are used as military funds, and there will not be too much money and grain left for Cai Changgeng, so if you want to restore the agricultural production of the farmland around the dock fort, you need to invest financial and material resources, hire tenant farmers, buy cattle, etc.

This requires capital turnover, and it is impossible for Cai Changgeng to come up with so much money and grain, so he can only borrow, either from his clansmen or from outsiders, no matter who he borrows, it must be usury.

The word "usury" is actually Yu Wenwen's 'invention', because the word "usury" is rare in this era, whether it is official or private, it is about lending, and there is no special emphasis on usury.

The interest rate of borrowing varies from person to person, and the interest rate is low when lending to princes and nobles, and the interest rate is high when lending to ordinary people.

But in any case, lending to earn profits is the most common means of accumulating money, which can be called huge profits, in the case of Cai Changgeng, it is the best target of the lender, as long as Cai Changgeng dares to borrow, he will inevitably be trapped, and then the family business in exchange for his life will become the borrower's pocket within a few years.

Even if Cai Changgeng escaped the robbery of loan sharks, he couldn't escape the plots of his relatives, Yuwenwen had governed the place for many years, solved many cases, and seen all kinds of dirty, so he probably guessed Cai Changgeng's fate a few years later:

He died of a violent illness, and because he had no son (and if he had a son, he would also die), so his brother succeeded a son as his heir and inherited the castle.

Of course, only the son of his brother can have this opportunity, and at that time, the family business that Cai Changgeng exchanged for his life will change hands like this.

This situation is what Yu Wenwen does not want to see, Yu Private, he hopes that good people will have good rewards, since Cai Changgeng has exchanged his life for his home, then he must live his life well, don't be short-lived, and in the end it will be empty.

Yu Gong, Yu Wenwen's carefully planned "cage for birds", to cultivate his own sphere of influence in Huaixi, he didn't want to be "cut off" by those lenders and so-called clan relatives, and was busy until in the end all the benefits were taken up.

Even if you have an advantage, you have to take it by your own people, and by the way, help a new lord like Cai Changgeng (the future master of the dock fort) gain a firm foothold, which requires "organization".

The organization can provide low-interest loans, can provide accounting, help hire reliable tenant farmers and field customers, can rent farm tools, ploughing cattle, and sell seeds and daily necessities at preferential prices, Cai Changgeng does not need to go to loan sharks and clansmen, he can get all the help from the organization.

With the help of the organization, Cai Changgeng will become more and more loyal, and he can't be loyal or not, and the object of his loyalty is self-evident.

After the spot check on the land deed and land deed, Yu Wenwen was very satisfied with the results of the spot check, and said to Cai Changgeng with a smile: "Lord Cai, the widow can see that you are working very hard and doing a good job, and the widow is optimistic about you." ”

。。。。。。

In the side hall, Cai Changgeng, who had just sent off the King of Xiyang, walked into the door, and several men who had been waiting for a long time stepped forward and asked eagerly: "What, what did the king say?" Dock Castle isn't going to change hands, is it? ”

"How can it, the king is famous for keeping his word, and what he says is the golden rule, don't think about it."

"Yes, yes, the king is... What else did the king say? ”

These people surrounded Cai Changgeng and asked long and short questions, and a man who had been sitting on the seat from the beginning approached and relieved Cai Changgeng: "Uncles, let Gorou sit and talk." ”

"Yes, yes, sitting, sitting, sitting."

Cai Changgeng was surrounded by people and sat down, there was a chattering sound in his ears, he only felt that there were several flies buzzing and flying in his ears, lingering, these were his uncles, and it was his second brother Cai Changyou who was relieved of him.

Cai Changyou once again relieved his younger brother, asked several uncles to sit down, and asked questions one by one, so that Cai Changgeng had the opportunity to drink a glass of water to moisten his throat.

The Cai family, it is said that it can be traced back to the Xiangyang Cai family in the Later Han Dynasty, at that time the Cai family was a wealthy family such as Jingxiang, living on the sandbar on the Han River, and later to the end of the Jin Dynasty, the Cai Wu Fort on the sandbar was broken by the displaced people, and the Cai children were scattered, one of which has continued to this day, is their family.

Whether such an ancestor is attached or real, no one can say, but Cai Changgeng knows that his family is just an ordinary clan now.

With the changes of the times, the changing government and the unchanged family, in order to better continue the family inheritance, everyone needs to deal with the pastoral officer of the main area.

In today's Shannan, there are two cousins (brothers) who are in high power, the elder brother is Shannan Dao Daxingtai Shangshuling, Qiwang Shiziyu Wenming, and the younger brother is the governor of Huangzhou and Xiyang Wang Yuwenwen.

And for the clans in various places, the benefits of having a good relationship with the King of Xiyang are real and effective.

Huangzhou has developed commerce and trade, and the industry is prosperous, as long as the industry of the clans in various places takes this boat, it will inevitably make a lot of profits, so there are countless clan children who go to Xiyang, Huangzhou to find opportunities.

What kind of person is the King of Xiyang, where the grass people can see, and the King of Xiyang will not take care of the industry himself, so how to connect with the shopkeeper under the King of Xiyang and the big proprietors in Huangzhou is a problem that many people are concerned about.

Huangzhou does not refuse outsiders, but those who are waiting to get rich, from Xiyang to Anlu, and then to Xiangyang, for an ordinary family like Cai, they can't be in front.

And now, Cai Changgeng can say a few words in front of King Xiyang, although it is a business, but there is an opportunity after all, so several uncles hope that Cai Changgeng can fight for more opportunities to promote the children of the clan.

There is one more thing, now that Cai Changgeng has a dock fort and hundreds of hectares of fertile land, such a large family business, how can he not let people from his clan help watch it?

So many people in the clan have no land, and they don't give some land to their relatives with the same surname, but they hire outsiders, what kind of words is this?

The word "relatives" sounded extremely harsh to Cai Changgeng, and the unbearable past resurfaced in front of him.

Looking at the smiling faces in front of him, he sneered in his heart: Relatives? How did you ever treat me as a relative!