Under the auspices of Zhao Fan, Chang'an City began a vigorous return of farmland to forests, countless people received subsidies from the imperial court, and cooperated with the officials sent by the imperial court to restore those dry lands into forests again, acres of fields were bulldozed, fruit trees were planted, and the whole Chang'an was in full swing.

On the other hand, after Zhao Fan implemented various policy reforms, he immediately started a new round of handicraft revolution, countless kinds of new gadgets were developed by Tangbao Industry, and expanded the scale of production several times, and the people's livelihood level in the entire jurisdiction of Chang'an has been greatly improved.

Countless simple daily chemicals with a modern figure have appeared in the lives of Datang people, these small commodities have not only improved people's lives, but also brought huge benefits to Tangbao Industry, which was already strong, has become the largest consortium in Datang, and Zhao Fan has also become the richest person in Datang.

If there are no accidents, Zhao Fan should also be the richest emperor among the emperors of the Tang Dynasty...

As the saying goes, it's easy to do things with money, after having money, Zhao Fan formulated his own set of rules of the game, and the entire economy and commerce of Datang became Zhao Fan's plaything, and after a little careful consideration, Zhao Fan officially established the first bank in history - Datang Central Bank.

The currency issued by the Datang Central Bank is a kind of paper money called gold coupons, which are directly linked to gold, and the gold coupons with a denomination of one tael can be exchanged for gold of the same value at any branch of the central bank, and for the convenience of the people, the currency issued by the Datang Central Bank is the smallest one penny, and the largest is one thousand taels.

However, unlike later generations, depositing money in the Datang Central Bank not only does not get any interest, but also requires a certain amount of custody fees, and Zhao Fan temporarily set this custody fee at 3% per year.

Although the Datang Central Bank has to charge custody fees every year, it can't stop the enthusiasm of the major chambers of commerce and the people, and countless hot money frantically poured into Zhao Fan's purse, which suddenly made the treasury of the Datang Central Bank extremely full.

The merchants of those chambers of commerce, originally ran around to do business, where to go with a few large truckloads of silver, in order to be able to collect and release freely, so as not to miss the right goods, but in the same way, the risk is also very large, as the so-called money is moving, a large amount of money and property, will also attract the attention of a large number of horse bandits and thieves, businessmen will lose their personal property if they are not careful.

In this era of war and chaos, in order to ensure their own safety, merchants had to hire a large number of dart masters to protect their own safety, which was also a very large expenditure.

But now it's different, the appearance of gold coupons directly and fundamentally solves this problem, 100,000 taels of gold are dragged by a carriage, and it takes dozens of carts to transport it, but now it's different, 100,000 taels of gold coupons, at best, it's just a hundred, just put it in your arms, who can tell if you have money?

And those ordinary people are more able to accept the gold coupon, which is not only more convenient, but also more convenient to transport and store, and they will no longer have to worry about being burglarized at home in the future.

In addition, the Datang Central Bank is backed by the imperial court and Tangbao Industry, so everyone has no need to worry about the strength and ability to pay.

In this way, hundreds of branches of the Datang Central Bank opened in areas under the rule of the imperial court, which not only greatly activated the economic development of the Datang Dynasty, but also enriched the economic reserves of the national treasury, and greatly alleviated the pressure experienced by the imperial court.

The most terrifying thing is that the Datang Central Bank not only absorbed a large number of deposits under Zhao Fan's rule, but also deposited money into the Datang Central Bank one after another, turning a corner to complete a wave of capital enemy actions.

All the gold coupons, the unified use of Mojia's unique anti-counterfeiting technology, a gold coupon with several seals and watermarks, large gold tickets are very some court members of the common signature, basically eliminate the possibility of forgery.

Therefore, there are basically no major problems encountered in the implementation and use.

Zhao Fan has money in his hands, which means that there are more things to do, and countless schools have risen from the ground to improve the basic quality of the whole people, which has become Zhao Fan's main job in the short term.

The establishment of the school has also continuously cultivated a variety of talents for Zhao Fan, and after the school's cultivation and adjustment (that is, brainwashing), the loyalty of each student has been correspondingly guaranteed, and it is more assured to use it.

Not only that, Zhao Fan also took advantage of the abundant economy in his hands to purchase a large number of various strategic materials from the territory of various feudal towns, especially basic materials such as iron ore, war horses, and grain, and Zhao Fan had countless reserves.

And those merchants under the power of the feudal towns, obviously did not have much loyalty to the feudal towns, and in the face of Zhao Fan's money offensive, they quickly raised the white flag and offered all kinds of materials that Zhao Fan needed.

And in this process, Zhao Fan suddenly had a surprise discovery, that is, unintentionally, Zhao Fan actually discovered tobacco!

That's right, tobacco! That batch of tobacco appeared in front of Zhao Fan as a tribute as a medicinal material, and Zhao Fan didn't expect that he could find tobacco in this era! It was nothing short of a huge surprise.

You must know that Zhao Fan was a standard smoker in the later life, and he would feel uncomfortable if he didn't smoke two packs a day, but when he came to this world, he was forced to quit smoking, but this was not his own volition!

So, in the surprised eyes of everyone, Zhao Fan frantically cut the tobacco into small shreds, rolled it casually with a piece of paper, and in front of the ministers, he lit it and began to swallow the clouds and spit out the fog.

That feeling, not to mention, is simply a god, Zhao Fan took a sip, and a familiar feeling began to rush towards him, almost making him burst into tears.

Eventually, Zhao Fan began to let people find a suitable place to prepare a large number of tobacco planting, although tobacco will have a certain amount of damage to the human body, but the market will also be very large, which can bring huge benefits to Zhao Fan every year, and even if Zhao Fan does not plant, tobacco will eventually appear in people's lives. It's just a matter of time, and if that's the case, why not plant it now? Not only can you make money, but you can also enjoy yourself!

And that batch of tobacco, all of them were made into cigarettes by Zhao Fan and given to the ministers of the imperial court, under the leadership of Zhao Fan, the entire imperial court began to enjoy the feeling of swallowing clouds and spitting fog, and above the court, a piece of smoke was filled...

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