This economic stimulus plan of the imperial court has benefited not only the merchants, but also every class, and these big landlords are all very happy, and when they speak, they are also frowning, because their quality of life is far better than before, and the commodities are diversified, and all aspects can meet their needs quickly and well.

Qu Benxin chatted with Han Yi for a while, and then left.

Zhang Daxiang looked at Qu Benxin's brisk steps and said, "Shang Shuling, now the price of grain in our Chang'an is about to rise to our estimated price. ”

Judging from his words, he usually doesn't look at Han Yi's economics, and all the economic words on the market today are actually from Han Yi's economics, and they have been recognized by everyone, and even the ministers' concerts can often see these words.

"As soon as the grain in Jiangnan comes, the price of grain will naturally stabilize, so there is no need to worry too much." Han Yi smiled slightly, swept his eyes around, and said: "The farmers here originally lived the life of tenant farmers, and it may be a little difficult for them to accept the change of employment system this time, and then build a college here to go to school for the children of farmers who used to cultivate the fields, anyway, the queen has a request to allocate some money to build the college." ”

Zhang Daxiang nodded, and said: "It's really strange to say, the queen seems to have rarely shown up since she presided over government affairs, which is not like the queen's style." ”

What problem can she solve by showing up? Nowadays, for her, talking less and doing less is the best choice. Han Yi said casually: "In the past, there was a system that stipulated that the harem could not interfere in politics, so of course the queen would be very active when she had the opportunity, so she would be very active, and now that the system stipulates that she is in charge of government affairs, why should she be like before." ”

"That's just as well."

Zhang Daxiang nodded slightly, and said, "But the queen is by no means an ordinary person, aren't you worried at all?" ”

Han Yi said: "As long as we don't make mistakes, then there is no need to worry, even if the queen wants to deal with us, she has to find an excuse first, you think that it is still the same as before, saying that you rebel and you will rebel." Moreover, the queen does not have any power to promote officials, as long as we look at this, it will be difficult for her to make a difference, so don't worry about it! It's not getting early, so let's go back. ”

Back in the city, Han Yi did not go to the household department, but went to the North Lane, and he did not take the special passage, but went to the street.

When I came to the street of North Lane, it was really one after another, full of traffic, and quite crowded.

I saw many fourteen or fifteen-year-old children, shuttling among the crowd with goods, because now the business is too good, this manpower is simply not enough, the businessman can only recruit people, which further stimulates employment, more people are employed, and more consumption is natural, this is a virtuous circle.

This is also the biggest difference between a businessman and a landlord, the money earned by a businessman will be immediately put into the market, striving to make more money, and will never stop. Even in later generations, when calculating the property of merchants, no matter how big a wealthy businessman is, the cash in his hands must be a very small part, mainly companies, goods, stocks, funds, properties, etc., even if it is cash, it is also called working capital, that is, it is about to be invested in production to get money, and this money is invested in the market, then someone must make it, but it is just a matter of how much.

In a way, a merchant's money actually belongs to society.

The landlord is different, the landlord's things are stored in the family, it only belongs to him alone, and it has nothing to do with anything.

This distinction is very fatal, which is why every 100 years, we have to fight a war and kill a group of landlords, because over time, wealth is concentrated in the hands of landlords, and landlords save money, and this contradiction is bound to intensify.

......

"Brother Han is good."

"Good! How's the business? ”

"Brother Tohan's blessing is not bad."

"That's pretty good! I think you have to double the size of this door to keep guests out, that's a big taboo for merchants! ”

"Haha! Brother Han laughed. ”

"You're busy, I'll go first."

"Yes, yes, yes!"

......

As soon as Han Yi appeared on the street, almost everyone greeted him, whether it was a guest, a businessman, or an official.

Everyone has a smile on their faces, and everyone is very happy when the economy is good.

"Brother Han!"

A brown-haired curly hair suddenly came to Han Yi's side.

Han Yi immediately said: "You stay away from me, damn, it will ruin my reputation." ”

"Oops! Brother Han, you're serious, so avoid.... Pregnancy.... Cover...... ”

"Stop!"

Han Yi glared at Ramhid and said, "If you don't mention this word to me, I will be angry if you mention it." How? Everyone is busy, why are you so idle! ”

Ramhid said: "You don't know this, I avoid --- goods, customers come to buy at night, so many people during the day, they are very embarrassed." ”

Han Yi said: "You still said that you are not ruining my reputation. ”

"Ahem, ahem! But I have some things to deal with with in my beauty card, and I'm going to get busy first. ”

Ramheed turned and slipped away.

"This bastard!"

Han Yi couldn't help but curse angrily.

"Brother Han!"

As soon as Ramhid walked on the front foot, Shen Gui immediately came over.

Han Yi said with a smile: "Lao Shen, I lost a few years ago, but this time I earned it all back." ”

Shen Gui laughed and said, "It's still a little worse." ”

"That's what happened tonight."

Shen Gui couldn't close his mouth with a smile, and now this catering industry is making a lot of money.

Han Yi and them just chatted a few words, and then went to Jinxing.

"Wow! That's a lot of people! ”

Han Yi came to Jinxing and saw everyone standing at the door, "Forget it!" Let's go through the back door! MD！ The dignified boss, when he goes to his own store, has to go through the back door, which is really unreasonable. ”

"Proprietor!"

As soon as Han Yi came to the back door, he saw a dignified young woman standing respectfully in front of the door, as if waiting for him.

This young woman is the general manager of Jinxing, and now she has successfully won the trust of Han Yi and has been promoted to general manager, and she is the most powerful assistant under Sang Mu.

"You ---!"

Han Yi was stunned for a moment, but immediately reacted and said, "You just saw me?" ”

Shang smiled and said, "It's just that there are too many people inside, so it's inconvenient to go out to greet them." Proprietor, inside please. ”

"Not bad!"

Han Yi nodded with a smile, walked inside, and said with a smile: "Don't be busy with work, this work can never be done, you can use some private life to adjust, such as finding a wishful husband." ”

Shang smiled and said, "The proprietor is reminding him that he is not young." ”

Han Yi laughed and said: "Your age is the golden age for me, if you want to get married, then you have to have children, and then you have to have a husband and children, where is there still the effort to work, if you resign, it will be a big loss for my gold bank!" It's just that I'm more concerned about my subordinates, and I'd rather suffer a loss myself than treat my subordinates badly. ”

Shang Li's face always kept a smile, "Thank you for your concern, I'll consider it." ”

But it's obviously coping, business but the palace prostitute was born, in a long period of time, she is just a man's plaything, she has seen the most ugly face of a man, she doesn't want to return to the man's side, that for her, it is really self-defeating, she is very satisfied with her current life, she is now the second-in-command of the gold bank, she has a head and a face, and her status is really not low, if she offends her, this loan will become a problem, and she has never considered it when looking for a man, and may never think about it. She didn't envy Mengting at all.

Of course, Han Yi also heard it, nodded with a smile, and asked again, "Is the head of Sangmu here?" ”

After a discussion, he said: "I am talking to Cui Xiaoniang in the VIP room." ”

"Little lady Cui?"

"It's Cui Zhongcheng's little sister."

"She?"

Han Yi looked confused.

After a while, he said, "It seems that I came to talk about the loan." ”

The more Han Yi listened, the more confused he became, so he went to the door of the VIP room. After discussing it, he was very sensible and said at the door: "Brother Sangmu, the proprietor is here." ”

Han Yi was stunned: "When will you call the eldest brother?" ”

After a discussion, he said: "Some time ago, Brother Sangmu recognized me as a godsister. ”

Godsister? Han Yi unconsciously appeared in his mind an evil picture, but it was just a flash, he knew that Sang Mu was very emotional, and it was impossible to do anything to be sorry for Liu E, otherwise he would have done it a long time ago, with Sang Mu's current net worth, it was more than enough to buy a girl from a state capital in Japan.

Hearing a squeak, the door opened, and Sang Mu stood inside the door and said, "Engong, you are here." ”

"Brother-in-law!"

I saw an innocent beautiful girl beckoning to him.

It was Cui Yingying.

Han Yi entered the room, coughed lightly, and said seriously: "Don't call me brother-in-law here, I like to use the public for personal gain the most." ”

Cui Yingying was stunned for a moment, then pursed her lips and smiled, and said, "Brother-in-law, you came just in time, I think there is a deficiency in your gold bank's loan." ”

Han Yi looked at Sang Mu.

Sang Mu said: "I'll go and pour a cup of tea for Engong." "Slip away.

Han Yi was stunned for a moment, and then said to Cui Yingying with a wry smile: "It is worthy of being the little sister of the Cui family, and she was so scared that my chief manager fled in embarrassment." ”

The corners of Cui Yingying's mouth raised, and she said in an old-fashioned manner: "You are too old-fashioned, and you will not be flexible at all." ”

Han Yi smiled, sat down, and said, "Say, why is my gold bank dissatisfied with you?" ”

Cui Yingying said: "Your gold bank issues loans, and they all look at the money. ”

Han Yi said: "I'm in business, not doing good deeds, if I didn't go for money, I would have gone out of business a long time ago, and you can still sit here." ”

Cui Yingying said: "But you can't see all the money, this gentleman loves money ......." ”

Han Yi waved his hand lightly and said, "Your brother-in-law and I are not gentlemen. ”

Cui Yingying suddenly looked embarrassed, and she was not allowed to shoot any sycophants, is there any reason!

Girl! Playing this trick in front of me, I'm from the ancestors. Han Yi smiled and said, "You better say it directly, what do you suggest?" ”

Cui Yingying's eyes flickered, and said: "I just think that the interest on the loan should be more flexible, some loans, although the money is less, but they can benefit the people, fame and fortune, why not?" ”

Han Yi sighed and said, "Do you want to take out a low-interest loan from me to run an academy?" ”

Cui Yingying nodded, and said: "In fact, Chang'an's colleges don't need loans, because Chang'an has many rich people, but there are already a lot of colleges in Chang'an, and now Zhaoyi College should go out and build colleges in various states and counties, but to build colleges in the local area, it takes a sum of money, because only if the college can make a profit, can it attract local rich people to invest, and your gold bank has branches in many state capitals, if there is the support of the gold bank, our Zhaoyi College can be promoted faster, but the college returns on its capital more slowly. And our academy doesn't make a lot of money, so your chief manager is reluctant to lend us money. ”

Han Yi said with a smile: "He's right, the academy can't do it well, what does it have to do with him, but Jin Bank has an extra bad debt, and he can't escape the blame." ”

Cui Yingying said: "But brother-in-law, haven't you always been very much in favor of universal education? ”

Han Yi nodded and said, "But I don't think anything can be rushed, you have to ......take it one step at a time." ”

Cui Yingying smiled slyly: "If you take one step at a time, brother-in-law, you are so young, how can you become a scholar from a field house?" ”

This girl is really interesting. Han Yi smiled: "Okay, even if you are right, then since you are right, then you should be able to convince Sang Mu." ”

Cui Yingying blinked and didn't make a sound.

Han Yi said: "Yingying, if you are short of money, you can ask your brother-in-law for it, of course, your family is also very rich, you didn't ask your family for money, then it proves that you regard this matter as your own work, since it is work, it is business, and business has to be done, you should not accuse me of any shortcomings in the gold bank, our gold bank opens the door to do business, what is important is your love and my willingness, you should let Sangmu see the value contained in your plan, and then use this to persuade him to agree." ”

Cui Yingying rolled her eyes and said: "But the value of some things is not on the surface, you see, now there is a person on the market who can read and write, and the salary has to be increased several times, if there are more people who know how to read, your cost will not be reduced a lot." Moreover, if the matter of education is blindly pursued for profit, it is difficult to succeed, otherwise, someone would have done it a long time ago, and there is no need for the court to pay for the people to study for free. But universal education is very beneficial to our Datang, Datang is good, businessmen can be better and make more money, and this policy is also supported by your brother-in-law, and you can also write a brilliant stroke on your brother-in-law's merit book, and Sister Feixue, which is beneficial to you and harmless, you have no reason not to support us. ”

The children can be taught! Han Yi laughed and said, "I finally understand what your eldest brother often talks about." Well, I promise you, seriously consider adjusting the interest rate for the cause of education. ”

"Really?"

Cui Yingying was pleasantly surprised.

Han Yi nodded and said, "You have helped me analyze it so thoroughly, what reason do I have to refuse." ”

"Thank you, brother-in-law."

"It's me who should thank you for making me understand the importance of education."

Cui Yingying pursed her lips, a layer of blush floated up on her beautiful cheapness, and said, "If there is nothing else, Yingying will leave first." ”

She just improvised and said that way, because she didn't know that Han Yi would come, and now that Han Yi has agreed, then she has to think about it, and if she goes on, she will only say more wrong.

A flash of praise flashed in Han Yi's eyes, and he said, "Pay attention on the road." ”

"Don't worry, my second brother-in-law sent someone to protect me early."

"Lonely and moonless?"

"Hmm."

"More brothers-in-law is better!" Han Yi laughed.

Cui Yingying covered her lips and smiled, then got up and left.

As soon as she walked on her front foot, Mulberry walked in.

"Where do I get tea?" Han Yi asked.

Mulberry was immediately stunned.

At this moment, Shang Li walked in with tea, "Proprietor, please use tea." ”

Han Yi smiled: "Your godsister didn't admit her mistake." ”

Sang Mu smiled, sat down, and said, "What about Little Lady Cui leaving?" ”

Han Yi nodded and said, "Are you afraid of being like this?" ”

Sang Mu said: "I'm really afraid of her, at a young age, I can speak the Tao, and the big truth is all said in one way, and what kind of sage cloud, the ancients, I said that my head is big, and I almost nodded and agreed." ”

Han Yi smiled bitterly: "Then I'm a little worse than you, I've already nodded and agreed." ”

Sang Mu said with a smile: "Actually, I also know that Engong you may agree, but the loan to build the college requires a lot of money, but the return on the capital is too slow, which is not conducive to the capital turnover of our gold bank." ”

Han Yi said: "Although the hustle and bustle of the world is for profit, and the hustle and bustle of the world is for profit, but some things must be done by someone, and now we have a lot of wealth in our hands, so we should also take on more responsibilities." However, since this is a transaction, it is still a matter of business, and we must take into account all the risks and peculiarities of building a college, and then work out a set of loan systems specifically suitable for education. ”

Sang Mu nodded and said, "I'll think about it seriously." ”

Han Yi snorted and said, "But now you still have to use vouchers as the mainstay?" What is the current situation? ”

Sang Mu smiled bitterly: "Before this, we have always been worried that the copper money is not enough, but now the vouchers are not enough, the people love to follow the trend, the more people who exchange vouchers, the more people are attracted, there are many people who come to exchange vouchers, and Cao Gong They all asked me to send vouchers directly to them, they all think that the copper coins are too heavy, and it is not very convenient to use." ”

Han Yi said with a smile: "If you run too fast, you will always fall, that's it, you can't change your plan rashly because of the needs of the people, the most important thing for our gold bank is stability, no matter what happens outside, we have to be calm." ”

"I see!" Sang Mu nodded, and said: "Oh, in the current market, there are more and more people who come to our gold bank to inquire about loans." ”

Han Yi said with a serious face: "This is also the purpose of my coming today, the current market is a very special situation, the economy of the entire Chang'an is showing a sharp upward trend, but this trend is easy to confuse everyone, let people recklessly expand the scale, if you rashly lend to those people, it will only harm others and yourself." ”

Sang Mu said: "Engong means to tighten the loan? ”

"No!" Han Yi shook his head and said, "According to my estimates, this is just the beginning of our Datang economic take-off, and there will continue to rise, so the loan must be increased, but it must be reviewed clearly." In addition, we can't do the same now, we should also improve ourselves, we have to put more energy into analyzing their goods, and calculating the demand for their goods in the market, not just their turnover, or even their family property, the turnover can reach 10,000 yuan today, and it may be zero tomorrow. But if the product is good, it can't fall. ”