[Ran^文^Library][]. []. [com] "Yes, there is interest on saving money!" Wu Zhi's voice was slightly excited, "Originally, your money was not only worried about being stolen in your own treasury, but also died, but now as long as it is stored in my bank, then there will be fixed interest income every day, and you will continue to make money!" ”

In fact, Wu Zhi knew that in the Ming and Qing dynasties, the money was not only deposited with interest, but also had to charge custody fees, but the banks that Wu Zhi wanted to open were not those money banks, and the Song Dynasty was commercially developed and did not worry about the fact that the loans could not be loaned out. 【Ran Library (7764)】

The interest on the loan is the big one.

After Wu Zhi finished speaking, the faces of the people below were strange, they were naturally surprised that the money deposited in the bank actually had interest, but at the same time, they were also worried that the bank would not only reduce profits by doing this, but also if the interest income of the loan could not be offset by the interest income of the deposit, then the bank would lose money!

As a result, the bank shares, which were regarded as fragrant and sweet by everyone just now, have become less daring to touch them at this time.

"Big official, I don't have to pay interest on bank deposits, right?"

Everyone was thinking about a small calculation in their hearts, but Liu An took the initiative to persuade Wu Zhi.

Wang Gang pondered for a while, and also said: "Dignitaries think twice! Lending money out is not something that can be released every day, but deposits cannot be stopped, and there will be deposits from people every day, and the interest on this deposit is not small! ”

After these two people spoke, everyone also persuaded Wu Zhi, and it really seemed that on the surface, after the bank gave interest on the deposit, it was very risky.

Wu Zhi looked around at everyone and smiled confidently, he planned that the deposit interest set after the bank opened would be lower than any bank in the future, even if the wealth of the whole Qingzhou was concentrated in his hands, he would not be able to pay much interest in a day.

And Wu Zhi is not worried about lending at all, although the business of the Song Dynasty was developed, the degree of development was far from enough, and this commercial hotbed still has a broader and greater space for development.

Now it seems that the Great Song Dynasty business does not need too many loans at all, but the financial industry is the main artery of the business, is the catalyst for the more prosperous business, the bank's capital reserves are oriented to the entire Great Song society, as long as the banking system is established, with abundant capital reserves, ambitious and capable businessmen will make the business bigger and bigger!

In the same way, when more and more businessmen make their respective industries bigger and stronger, they will inevitably squeeze out a large number of businessmen who are not enterprising, and if these businessmen want to strengthen themselves without being eliminated, they will also take loans from banks to expand their own industries.

In this way, the commerce of the entire Great Song Dynasty will form a wave of great development, and various industrial undertakings will grow and develop rapidly and continuously.

As soon as this wave rises, the most important thing for banks is to pull deposits, and maybe the deposit interest will continue to increase when the time comes!

Moreover, in the early stage of the bank's concentrated deposits, Wu Zhi still had to use it himself, Qingzhou College, wineries and other industries were under construction and expansion, and Wu Zhi was very short of money.

"Don't worry, I can tell you very responsibly that the bank will not only cancel the deposit interest, but it may rise in the future!"

As soon as Wu Zhi's words came out, everyone sighed, and seeing Wu Zhi so persistent, everyone stopped persuading him.

"The martial arts officials are really bold! We will fully support the big officials, and as soon as the bank opens, I will deposit all my family property in the bank! ”

There is interest on deposits, and money is made every day when you sit still, so a fool doesn't save money.

What's more, it is from the senior military officials, and they are not worried about the safety of money.

"Okay, so thank you Boss Qian for your support!"

Wu Zhi hugged his fist, he knew that the other party could not deposit all the money in the bank, but if he could take out half of it, Wu Zhi was very satisfied.

"It should be! When the time comes, we'll all be the first to save money! ”

"yes, yes! Save money, save money by all means! ”

………

Seeing that everyone was so enthusiastic, Wu Zhi was also very relieved in his heart, he waved his hand, signaled everyone to be quiet, and said: "I didn't expect everyone to trust me so much, okay, about the shares of the bank, I will give you two more points!" ”

Taking out 12% of the shares, Wu Zhi has already begun to feel pain, how much money can be shared in the future!

Wu Zhi thought that everyone would be happy when he said this, but there was silence below.

"What? Are you reluctant to buy bank shares? Wu Zhi asked strangely.

"Ahaha, we don't know anything about the operation of the bank, just forget about the shares or something, let's just save money......"

Someone below said politely, which also attracted countless people to echo it.

Wu Zhiden was speechless, he could see that these people simply didn't trust the bank, or thought that the bank couldn't make any money, so they didn't want to subscribe for bank shares!

Don't blame Wu Zhi for being speechless, seeing a gold mine thrown on the ground and no one picked it up, what else can Wu Zhi say?

"You don't buy shares, I'll buy someone else!" Liu An suddenly said loudly, his tone was actually a little tragic, "My family property was retrieved by the military officials for me, and I am willing to use all the cash to buy the shares of the Daguanren Bank!" ”

Seeing Liu An's appearance of a strong man who would never return, Wu Zhi secretly rolled his eyes, Liu An thought that his money to buy Wu Zhi's shares was a waste, but he didn't know that all the money in his bank treasury could buy at least five percent of the shares, and he would make a lot of money in the future!

However, Wu Zhi was still very pleased with Liu An's move, and when he concluded that Wu Zhi's bank would "lose money", he could still resolutely take out all his money to buy Wu Zhi's high-priced shares, but it was not in vain that Wu Zhi recovered his property.

Wu Zhi suddenly remembered what Zhu Wu had said before, he said that Liu An would have a lot of fortune in the future, and it should have been here for Wu Zhi.

"I also subscribe for a little bit of a stake."

Wang Gang and Wu Zhi have always been friends, and Wu Zhi is his matchmaker, so he also symbolically subscribed a little to show support.

Wu Zhi looked at Wang Gang with admiration, the old fritter is the old fritter, everything is left and right, bad things can't touch him, and good things can fall on him.

"Thank you both for your support!" Wu Zhi gave up his hand to Liu An and Wang Gang, and then turned his head to everyone, "Everyone can subscribe for this share at will, don't force it, and I, Wu Zhi, am not short of this money......"

"In this way, after President Wang and President Liu have subscribed, there are still six percent of the shares, since I have taken it out, there is no reason to take it back, so it will be recorded in the books of the Chamber of Commerce, and everyone will feel that the future is bright, and they can also buy it." After a pause, Wu Zhi continued: "But when the time comes, this price will not be so low. ”

After all, these businessmen feel that the bank does not make money and say that they want to deposit their money in the bank, which is already regarded as support for Wu Zhi, after all, it is not easy for people to start a business and make money, and they understand it if they are cautious.

Therefore, Wu Zhi kept the shares, and they will definitely fight for this share in the future.

"The big officials are open-minded!"

Everyone also praised Wu Zhi's approach, although they were not optimistic about the bank, but in case the bank made money, Wu Zhi also left them a source of money.

At this point, the bank finally accepted it to the people in the Chamber of Commerce. As for the government's side, even if Murong Yanda is not in charge of Qingzhou, Wu Zhi is not worried, to put it bluntly, Wu Zhi's bank is another form of pawnshop in the eyes of the government, as long as it does not print paper money illegally, the government will not take care of it for the time being.

The silver ticket or anything is the actual amount of copper coins of the common people, and even if it circulates in the market, it is difficult for the government to interfere.

Moreover, when the imperial court realizes the huge role of the bank, they will definitely not directly interfere with or take over the bank by administrative means like they did with the winery, because Wu Zhi will never give the imperial court this opportunity!

At that time, not only Wu Zhi would have the strength to protect the bank, but the bank itself was already a behemoth, and no one dared to shake it easily.

...