Xianyang, Qin State.

"I have a proposal, or a good suggestion, that I think we should divide the units of the current Qin State banknotes. Or it can provide a buffer. Meng Yi said to Shang Wen.

"Buffer?" Shangwen asked.

"yes, buffer, I think we can do that, give it a try." Meng Yi said to Shang Wen.

"At present, the largest unit of banknotes in our Qin State is gold, but the unit of gold is too large, and the use of the largest unit will cause great inconvenience, which is equivalent to us in the position of one hundred, and reset a unit, so it will be very troublesome to calculate." Meng Yi said to Shang Wen.

"What do you mean?" Shangwen asked.

"We currently have three monetary units, gold, half taels, and cents. It's all calculated on a 100-point scale. When we talk about how much gold, it is actually half a tael of 100 points. This may sound like a few, but it is actually a lot, and it is also more cumbersome to calculate, because it can be completely canceled between half a tael and a gold. Meng Yi said to Shang Wen. Shang Wen nodded in agreement, in fact, Shang Wen had such an idea before, there are two systems of half and two and two, cancel gold, but because of the matter of gold reserves, Qin State cannot cancel the system of gold.

"If the gold system is abolished, we can easily calculate how many halves we have, and reduce the trouble. At the same time, it gives a great increase in wealth and stimulates economic production. Meng Yi said to Shang Wen.

"That's a good idea, but what is the actual result? We need to think about it further, and I think you should understand that some of the current situations are not very good. If we abolish gold, does that mean we have to issue more banknotes less? Shang Wen said worriedly.

"Can we test it, or see what the banks think? And then we can take further action, or we can give it a try, but I think there are still advantages, for example, one of the obvious advantages is that we can get more rights to issue banknotes, and the increased wealth can further stimulate their desire to invest. Because more can be rewarded. Meng Yi said.

"Hmm. Communicate more with the banks about this matter, maybe we should really think about such a thing. Shang Wen said to Meng Yi.

Shang Wen thought that this could be an important breakthrough in monetary reform, and this breakthrough would bring great benefits to the Qin state, but Shang Wen did not know how to solve such a thing. After all, he is not a professional financier.

Chu State, Pengcheng.

"If this war can form an absolute suppression and bring the Mongol side to its knees, the first thing we need to do is to expand our market share, that is, to export more silk, tea, sugar, and import a large amount of labor from the local area to our major farms, only in this way can we further enrich our farms." Fan Zeng said to Chen Ping.

"Prime Minister, if you do this, you need a large number of trading houses to do this, and at present, most of the trading houses are businessmen, and the nobles don't seem to be involved, probably because most of their power is concentrated," Chen Ping said.

"Hmm. I know that we encourage businessmen to participate in it, and I know that the South Korean side has adopted the method of encouraging businessmen to participate, and their method is to use bank loans to provide funds in a centralized manner, and we can also do the same. They're not doing very well, and if we can concentrate on lending to these businessmen and let them do business in the transportation industry, for example, in trade, I think we can still focus on solving these problems. After all, businessmen have a stable source of money, and they can do these things. Fan Zeng drew on South Korea's experience. He believes that South Korea has a great reference in this regard, and Chu can also do the same.

"But maritime trade is different, we need a mortgage to lend, I heard that some listed companies in South Korea get a lot of loans, the reason is because they can mortgage most of the company's shares, because they can concentrate on trading activities, but our business forces are extremely dispersed, and the long sea transportation has great risks, and these risks are difficult to resist, which can easily cause us great losses, in the face of such losses, it is almost difficult for us to solve these problems." Chen Ping continued.

"Only by forming companies, they take a batch approach to solve these problems, such as those goods that are stranded, which can be used as a bank mortgage, or further listing, pledging their shares. Bonds, only in this way, the bank can issue loans, otherwise, a completely new debt will be formed, the risk of the bank will increase, once the risk of the bank increases, it will cause a huge disaster to the entire finance of our Chu State. Chen Ping said.

"Hmm. That's right, if you deal with it centrally, it's okay, the individual businessmen's forces are too scattered, which is not conducive to solving problems, if they can be centralized, I think, the problem will be much easier. We can issue such a policy to provide loans with low interest rates. Let them set up a company, pledge the company's shares, or have valuable assets to make loans, and encourage them to trade. After all, things must be done in advance, and the battle in Monglas will be resolved quickly and easily, and if such things are not resolved, it will be a great loss for us. Fan Zeng said.

"Trade taxes can greatly reduce our burden, and we need such taxes to expand our sources of revenue." Fan Zeng said. The construction of the state of Chu needs funds too much. However, the source of funds for construction was very limited, and most of agriculture could only be taxed on free peasants, and the farms of the aristocracy were exempt from tax or less tax, and the only way was to expand the trade tax, which was relatively low. But because of the huge quantity, if there is enough stimulus to the huge number, it can also bring rich fiscal revenue, with this part of the fiscal revenue. Chu can solve many domestic construction problems, they need to build railways, roads, docks, cities, and all kinds of living facilities, without funds, it is difficult to move forward. The Chu government needs a large amount of fiscal revenue to invest in the construction of these facilities. Chen Ping is also well aware of this. After all, the government of Chu is too poor.