[Ran^文^Library][]. []. Wu Zhi has had the idea of opening a bank for a long time, and Wu Zhi has already had this idea from the time when he would bring a large wagon of silver from Yanggu County to Qingzhou. 【For more exciting, please visit】

Precious metals are too inconvenient to carry, the Great Song Dynasty society is developed and expensive, the price of commodities has always been ten times, it has always been a thousand copper coins, ten times is 10,000 pounds, it is really inconvenient to buy something once with a few catties or even more than a dozen catties of copper coins on the body.

After having a bank, even if there is no government permission to print a large number of banknotes, but the passbook is always fine, it is equivalent to the silver ticket of the Ming and Qing dynasties, and it is also very convenient to buy things with the silver ticket.

It's just that Wu Zhi knows that banks are not just open, not only with huge financial support, but also with huge power and good popularity, in order to open a bank in ancient times.

After such a long time of hard work, and some actions in Bianjing, these three conditions Wuzhi finally met completely.

Of course, this is only limited to Wu Zhi meeting these three conditions before he is qualified to open a bank, and others don't even think about it, because people in this era do not have Wu Zhi's advanced financial concepts, even if there are smart people who realize that they can open a bank to make money, but they do not have some basic financial knowledge, they cannot strictly abide by financial rules, and the bank will collapse sooner or later.

Although Wu Zhi's financial knowledge is the level of ordinary people in later generations, he knows what inflation is, what deflation is, what creditworthiness is, and what is the subprime mortgage crisis...... Knowing this, at least he can open a simple bank that can make money.

In the initial stage, Wu Zhi did not expect how perfect the bank system was, there was no shortage of extremely smart people in every era, and after the bank opened, someone would slowly fill those loopholes.

Opening a bank is too profitable, and if Wuzhi Dasong Bank is opened, then his wealth will surely increase exponentially.

Since the emergence of the bank in human society, it has been one of the most profitable industries in all industries.

Otherwise, the world will not have a firm grip on the banking sector.

Among the world's top 500 enterprises in later generations, all of China's state-owned banks were shortlisted, and they all ranked among the best!

It can be seen that the bank's means of making money are so powerful that it can be described as bloodsucking......

On the one hand, Wu Zhikai Bank is to make money, and on the other hand, it is also to support his current business progress.

The proud building is still slowly expanding, and the large-scale distribution of the proud wine to seize the market is a top priority, as well as the huge project of Qingzhou University...... These require huge financial support, even if Wu Zhi has money, but when these projects go hand in hand at the same time, the funds in Wu Zhi's hands are obviously insufficient.

Even if Wu Zhi doesn't look at the accounts, he knows them in his heart.

To open a bank, to put it bluntly, is to concentrate private capital, and then Wu Zhi will become the first major customer of his bank, and take out a large number of loans in accordance with the rules, so as to support the expansion of the restaurant, the distribution of the winery, and the construction of Qingzhou College.

As long as the bank is opened, Wu Zhi will still be worried about running out of money?

But it is not so easy for a bank to succeed.

First of all, the most important thing in opening a bank is to ask the people to deposit their money in the bank with confidence.

But the common people have worked hard to earn some coffin books, why should they deposit them in your bird bank?

This requires Wu Zhi to have a reliable reputation in addition to promising considerable interest to ensure the safety of deposits!

There is no problem with Wu Zhi's reputation, not to mention that his good reputation has spread, even when Proud Building expanded in Shandong before, he was kind to people everywhere and never maliciously competed, this is actually Wu Zhi laying the foundation for opening a bank today, and the reputation of Proud Building, it is really very good.

But Wu Zhi knew that this was not enough.

In the eyes of the people, Wu Zhi is a good businessman, loves to do good, has good literary talents, and is a good official, but this does not mean that the people will fully trust Wu Zhi and hand over their family wealth to Wu Zhi.

In the final analysis, in this era, people still have some doubts about businessmen, Shinong industry and commerce, businessmen are at the bottom, and there are no businessmen and no treachery...... These ideas are deeply ingrained in the minds of the people.

Even when Sichuan Jiaozi was rolled out, it was also a financial group among the chamber of commerce, and the people did not deposit money into it.

Therefore, Wu Zhi is engaged in this kind of bank that is subversive for this era, and the whole people save money, his own reputation is still a little insufficient, and he still needs someone to help, with this person, at least Wu Zhi can be completely confident that he can successfully open a bank.

This person is Song Jiang.

Although Song Jiang's current reputation is not as hot as Wu Zhi's, his fame is still not to be underestimated, and everyone still recognizes Song Jiang among the people and on the rivers and lakes.

What's more important is that Song Jiang does not have the element of a businessman in his reputation, and he shows the image of a scholar, so he naturally looks more reliable than Wu Zhi.

Wu Zhi chose Song Jiang to be the president of the bank, and he also took a fancy to him and had a wonderful advantage.

This advantage, even Wu Zhi is a little surprised.

In general, banks have only two businesses, which are deposits and lending, and then make the difference. And Song Jiang has two loud nicknames, one is "Hu Baoyi", which means that it has a reputation and is reliable, and it is used in the bank: everyone can rest assured to deposit money with me, Baoyi and Baoli!

He also has a nickname "Timely Rain", not to mention this, who needs funds to do business? Come on, come to me and borrow money from Song Jiang in time!

In the Song Dynasty, the recognized nickname is the concentrated embodiment of a person's reputation, but it is not something that can be shouted at will, unlike what "Zhensanshan" and "Bantam Tiger" are boasting, Song Jiang's two nicknames, but the people generally recognize and circulate.

This is Song Jiang's biggest advantage, just with these two nicknames, he is the president of the Great Song Bank.

Moreover, Song Jiang's personality and character are the most suitable candidates for bank presidents. This person is quite capable of scheming, otherwise Water Margin would not have become the boss of Liangshan and developed Liangshan so strongly.

But he is a loyal and patriotic person, and after becoming the leader, he is bent on recruiting peace, and he is really not suitable to be a thief.

But this is in line with the core values of the Wuzhi Group's forces, everyone is for the prosperity of the Great Song Dynasty!

Moreover, Song Jiang is a righteous person, but the bank president is fat, and only this person can keep the discipline.

Wu Zhi knows that if the Great Song Bank develops, then its president's status can be completely comparable to that of the six Shangshu, and at present, there are almost no senior management talents under Wu Zhi who have the style and aura of a high-ranking official, Brother Yun is not good, Xiao Rang is not good, and Jiang Jing is not good.

Only Song Jiangxing, and Wu Zhi was also at ease with him.

The future helmsman of the bank has decided, Wu Zhi's bank is also half opened, he, the big boss behind the bank, will be idle in the future, the bank is the most troublesome when it starts a business, Wu Zhi doesn't want to worry about that, he just needs to firmly grasp the actual control of the bank behind the scenes, and then Song Jiang will deal with other troublesome things......

To put it bluntly, Wu Zhi will only use people, and Wu Zhi will find someone to do anything.

Wu Zhi has never been a doer, he doesn't want to spend his good life on "meaningless" things like work, he can live a safe and comfortable life, enjoy himself at home, and do some fun things with his wife is a serious thing for Wu Zhi.

Otherwise, Wu Zhi would have worked hard day and night to develop steam engines, generators, and light bulbs...... , but Wu Zhi is too lazy to do it, so he simply plans to establish Qingzhou College, teach the relevant knowledge to others, you can do those mechanical inventions or something, you can do what you want, and I will benefit from it.

It's the same with banks, the relevant financial concepts and rules are given to you, you just don't mess up with me.

Of course, having said that, Wu Zhi will inevitably be busy preparing for the bank's preliminary preparations, at least after Song Jiang comes over, he will give people a look at the prototype of the bank, so that they will work for themselves!

Wu Zhi does not plan to monopolize the interests of the bank, so that the members of the Qingzhou Chamber of Commerce will have so many shares, so that they will also fully support the bank and deposit their own wealth in the bank, which is very important for the bank's early development.

As long as all members of the Chamber of Commerce recognize and support the bank, Dasong Bank will have a solid foundation.

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