That's a big problem.

Zhu Zhanji realized his mistake for a while.

A small Dongying can casually loot tens of millions of taels of silver, and the private wealth of the entire Ming Dynasty is ten times that of Dongying.

At the current rate, I am afraid that two years will not be enough to make up the reserves for opening a bank.

This is also because the main currency in private circulation today is copper coins, and silver is only used for large consumption. Otherwise, such a simple and crude one-size-fits-all approach that does not allow the circulation of silver ingots will have a huge impact on the private economy.

Zhu Zhanji pondered for a while and asked, "So, if the efficiency of the die casting plant is expanded, can it ensure safety?" ”

No one dares to guarantee this.

In the end, Zhu Zhanji made up his mind and said: "Add a few die-casting machines, and let the craftsmen make more money." Starting tomorrow, I'll have the Navy cordon off the musket and die casting factory area to make sure nothing goes wrong. ”

With the arrival of the Japanese envoys, Zhu Zhanji had already strengthened the technical blockade of the musket factory.

Before the electronic age, in addition to material formulations, almost all industrial bases were actually a matter of ideas, and the technical content was relatively low.

Because the level of leadership between countries is not high, I see that your technology can almost be imitated.

For the envoys of other small countries, they may not be able to understand the differences in these industrial techniques at all, but for them, whether it is silk or papermaking, it is a magical technology for them.

However, Dongying is different from North Korea, they are deeply influenced by the culture of the Central Plains and learn from the Central Plains in all aspects, so the technological gap between them and the Central Plains is not so big.

This is also related to the fact that the ancient Central Plains did not pay attention to technology, if you want to learn papermaking, I will teach you, if you want to learn shipbuilding, I will teach you, whatever you want to learn, I can teach you.

Since the Tang Dynasty, Princess Wencheng married the Western Domain, and almost all the technologies of the Central Plains were spread to the past at that time, because these were not important to the Central Plains at all.

Dongying and the envoys sent to the Tang Dynasty by Joseon also received strong support from the Central Plains Imperial Court. Now Dongying's papermaking and printing skills were almost all taught to them at that time.

Including now......

In the twenty-third year of Hongwu, the chief of Miyakojima and Naha went to the Ming Dynasty to pay tribute, and considered themselves to be a subject country of the Ming Dynasty.

Soon, Chadu, the king of Nakayama, and the chief of Yaeyama also came to pay tribute. They complained to Zhu Yuanzhang that because the boat was small, they encountered a storm on the way and lost two ships. In order to acquire the technology to build large ships to protect the messenger ships from the hazards of the waves.

In the twenty-fifth year of Hongwu, Zhu Yuanzhang recruited 36 technicians from Fujian who were good at shipbuilding and navigation, and asked them to go to Ryukyu to help Ryukyu build big ships.

When he saw these historical details, Zhu Zhanji was particularly devastated, the Ming Dynasty of this era did not take technology seriously at all, but taught them hand-in-hand.

Only firearms are different. From the Ming Dynasty, the first artillery that could hit two miles away, the first rocket that could attack four miles away, and the first musket that could hit five hundred meters away, the technology of the musket was strictly secret.

Zhu Di knew very well the power of firearms, so he didn't let other countries learn it, and he could turn his head against Daming.

But this is only one aspect, and other folk technologies do not have any secrecy measures at all.

However, since the end of the previous year, Zhu Zhanji came up with the patent law. The Ming Dynasty knew the importance of technology, and now everyone keeps their technology strictly secret to collect patent fees.

Take cement as an example, the Ministry of Industry now regards cement as a cash cow, although this technology is not complicated, but the Ministry of Industry does not allow any prevention, otherwise, just wait for the Ming soldiers to raid the house!

When Zhu Di met with foreign envoys, he was also actively promoting patent authorization, so that the envoys of those small countries could spend money to get the corresponding technology.

Of course, firearms technology is no longer in the ranks.

Now Liu Sheng's Shenjiying Workshop has also moved to the Jiajiang Industrial Zone, and they are also under the strictest defense.

In addition to the Shenji Battalion's own escort, in the Jiajiang Industrial Zone, there are also internal supervisors, as well as Jinyi guards, and the triple protection of the navy. The craftsmen and their families were also registered and protected by several yamen.

All of this is to ensure that the technology is not leaked.

After some consideration, in order to open the business as soon as possible, Zhu Zhanji decided to expand the production capacity first.

Subsequently, he summoned the Jinyi Guard, the Internal Supervisor, and the Shenji Battalion, including the guards of the Navy and the Yingtianfu Yamen, to teach everyone a lesson on the technical protection of the Jiajiang Industrial Zone and the personal safety protection of the technicians.

Technical protection is not only the protection of the external environment, but also the vigilance of the security and confidentiality awareness of internal personnel. This problem, which was difficult to solve in later generations, is indeed a very simple thing in this era.

Because leaking secrets may kill the whole family!

Commercial leaks in later generations, even military leaks, may be alive. But there is no such thing in this day and age!

As long as you dare to leak secrets, not only can your life be saved, but even your own family may be killed.

Moreover, the cohesion of the family in this era far exceeds that of later generations, and everyone regards the family as their own umbrella and comfort nest. Many times, it is better to die than to protect the honor of the family.

So, basically, there is no fear of the craftsmen themselves leaking secrets.

After the safety class, the next day, Zhu Zhanji took another financial class.

Although the concept of banking needs to be subtle for a long time to be deeply rooted in the hearts of the people, some basic work can be implemented now.

For example, staff training, such as the construction of outlets, these tasks must now be carried out.

Chang'an Xiejie, Navy Headquarters.

This naval assembly hall, which originally had a capacity of 800 people, was now seated in two groups of people, and there were also people from various departments of the imperial court next to them.

One of these two groups was the household officials, and the other was the eunuchs of the internal prison. In front of them, there are two signs, one is Daming National Development Bank, and the other is Daming Royal Commercial Bank.

In order to name the two banks, the household department and the internal supervisor quarreled, because they both wanted the name Daming Bank.

As a result, in the end, Zhu Zhanji was impartial, and no one gave him this name, making them think about the name again.

The internal supervisors were instructed by Zhu Di to adopt the word royal, called Daming Royal Bank.

The household department did not comply, thinking that a group of internal supervisors used the word royal to insult the national body. Although these internal supervisors were originally to take care of the royal industry, it was not the royal family who showed up!

Since the internal superintendent used the royal family, the household department adopted the word "state" in order to show that it was orthodox. Even so, they still did not allow the inner supervisor to use the word royal.

The inner eunuchs will not pay attention to them, they only listen to the words of the emperor, the crown prince, and the grandson. As for these ministers, they never paid attention to them, because they were not subordinate to each other.

After Zhu Zhanji came back, in order to alleviate the contradictions, he added the word business to the royal back. Although only two words were added, in this way, it is equivalent to that the project of this bank is only a business, not on behalf of the entire royal family.

At this time, under the leadership of Xia Yuanji, the household department can be regarded as a good resignation.

However, in order to beat them, Zhu Zhanji also added the word development to the back of the Ming Dynasty, saying that the two banks would be treated equally, and neither would have a higher status than the other.

And above them, the Daming Bank was formed by the Six Branches, the Jinyi Guard, the Metropolitan Procuratorate, the Navy, and the Governor's Office of the Five Armies. Responsible for the supervision and regulation of these two banks, as well as the storage and transportation of gold and silver coins.

The Six Departments are the regulatory departments of the six ministries, the Jinyi Guard and the Metropolitan Procuratorate are responsible for supervision, and the Navy and Army are the violent agencies of the Ming Dynasty.

Therefore, from the very beginning, the function of this Daming Bank was not to be responsible for banking business, but mainly to supervise the banks.

Daming Bank will set up a treasury in the major state capitals of the country to be responsible for the control and transportation of funds in each province. Other than that, there will be no specific business involved.

And the two commercial banks, from the names of these two banks, everyone can clearly distinguish the focus of these two banks.

The Ministry of Household Affairs and the Internal Supervisor will be treated equally by both sides for the basic construction of 500,000 silver coins, 500,000 silver coins for personnel training and settling-in expenses, and 5,000,000 silver coins for basic reserves.

In addition to the same starting point, the two banks also have their own advantages and disadvantages.

The advantage of the household department is that they have a cross-cutting network throughout the country, they have a good understanding of the situation in each province, and they can get strong support from the government.

Therefore, Zhu Zhanji asked them to build each network under the protection of the state capital and county government, and the entry and exit of government revenues and expenditures in various localities were protected by local governments.

The advantage of the internal supervisors is that they have a large number of staff who are proficient in business operations, and in the area of personnel training, thousands of people recruited by the household department have not yet understood the specific responsibilities of the bank, and the internal supervisors are already gearing up and ready to do a big job.

Their outlets are basically under the control of the judges, and the outlets in the county are also under the protection of the local military guards.

In addition to the state capital and county seats, the current bank branches will not open downward, which is mainly a security issue.

Nowadays, banks need real gold and silver reserves, and security is particularly important.

Otherwise, Zhu Zhanji would not have asked the navy or the army to be directly responsible for the transfer of gold and silver, and with those officials, maybe the bandits would be able to snatch the silver.

Zhu Zhanji did not want to climb to the sky in one step and build the bank into a multi-functional bank like that of later generations. At present, as long as the branches can be built, so that people accept the functions of the bank, and are willing to deposit the money in the bank, it will be a great success.

Daming doesn't even need someone to take out a loan, because the current infrastructure construction alone will not leave the bank's money idle.

It is also cost-effective to use these deposits to promote the construction of national infrastructure, and to give these depositors some interest every year.

What's more, the transshipment of gold and silver, this middle is profitable.

In this era, merchants had to hire strong men or hire government thugs to ensure safety.

As for the dart game, it was an industry that would only appear in the Qianlong period three hundred years later, and there was no one in the Ming Dynasty.

Today's ordinary people mainly rely on the post stations of the imperial court to travel, otherwise there is no personal security at all.

However, people in this era are accustomed to this, and they will not leave their hometown at all without major events.

Especially in rural areas, the vast majority of people have never been out of the county seat in their lives.

Using the army to bear the cost of transshipment of gold and silver can save more than half, but these need to be borne by the merchants.

Therefore, from the very beginning, the bank was established to assume the role of silver number and bill number.

However, because it was formed by the imperial court and was able to assume some government functions at the same time, this was incomparable to the ticket number in ancient times.

At noon, Zhu Di's arrival added a bit of enthusiasm to the conference.

Zhu Zhanji also met Zhu Di for the first time in half a month. When he returned to the palace yesterday, he originally wanted to meet Zhu Di. But Zhu Di left the palace, and it was very late when he came back.

Zhu Di's arrival was stuck in time, and Zhu Zhanji's meeting would last a few days. It is necessary not only to discuss the supervision and restraint functions of Daming Bank over the two commercial banks, but also to set up independent communication channels between bank outlets, and to discuss the printing and exchange of gold and silver bills.

Every discussion is tedious and detailed, and there is no possibility of cutting corners.

Zhu Di also knew this, so he deliberately came over at noon, wanting to talk to Zhu Zhanji alone.

His arrival announced the end of the morning meeting, and the Navy Headquarters also prepared a luncheon for everyone attending the meeting, Zhu Zhanji had a special cook, and Zhu Di also had lunch with him.

sent the high-ranking officials to visit, but Zhu Di did not ask about the bank, but asked about the Delhi Sultanate. "Hou Xian's letter was signaled by you?"

Zhu Zhanji didn't understand his mind for a while, nodded and said: "He talked to me about the experience of visiting Bangge, and I feel that these things are closely related to Timur's country, so I want him to explain it to the imperial grandfather more clearly." ”

Zhu Di said with a smile: "From Zheng He to Chen Cheng, to Ma Huan, and now to Hou Xian...... I can see that your eyes have been staring outside of Da Ming. That's a good thing, but it's not a good thing......"

Zhu Zhanji personally helped Zhu Di make a cup of tea, and said with a smile: "My grandson is ignorant and doesn't understand what the imperial grandfather wants to say." ”

Wang Yan came in with a group of people and set the meal on the long table between the two. Zhu Di waved his hand, and Wang Yan sent away the people who were waiting, and Li Liang personally served their grandfather and grandson for dinner.

Zhu Di looked at Li Liang, picked up a chicken leg, and put it in Zhu Zhanji's bowl before saying: "An internal can be outside, although the Ming Dynasty is peaceful all over the world, it is also troublesome a lot. Since you were a child, you have been interested in the four seas, and you are inspired to expand the territory of the Ming Dynasty for me, which is a good thing, but you have little contact with the affairs of the imperial court. That's why you're now very popular with soldiers, but you don't have the heart of a civil servant. ”

Zhu Zhanji was even more confused in his heart, the government is a place where even Zhu Gaochi can't interfere, and what he wants to do must be within the scope of Zhu Di's permission. Now he says that he has too little contact with the government and politics, is he testing him?

So he cautiously said: "My grandson is still young, so I am not in a hurry about it." ”

Zhu Di shook his head and said: "Seeing that winter is coming, I have ordered your father to go to the north today, to be responsible for the distribution of grain and grass in the north, and Huang Huai, Yang Rong, and Yang Pu to assist in governing political affairs. ”

Without waiting for Zhu Zhanji to speak, he said again: "Since you returned and mentioned the country of Timur, I have been paying attention to this country. Now they are fighting for the throne and losing their power. But this country plundered everywhere and became rich like a mountain, and even one of their subjects, the Delhi Sultanate, used tens of thousands of catties of gold to build temples. My Ming Dynasty has now formed an army, but the other side only has a few artillery, and the soldiers are all fighting with broadswords and spears, and he is not my Ming opponent......"

Zhu Zhanji understood now, it turned out that this war maniac was moved, and he couldn't wait for himself to understand the situation first, so he wanted to go directly to conquer them!

Thinking about the fact that now the Ming Dynasty has been equipped with more than 100,000 musketeers, as well as tens of thousands of artillery regiments, if you go to war, the other party is definitely not an opponent.

But in doing so, it also ruined its own plans.

Zhu Zhanji remembered that the Yongle Dynasty was about twenty-one years or twenty-two years, and it was more than twenty years anyway. This year is the fourteenth year of Yongle, which means that he has at least six or seven years to live.

But if he leads the army to fight first this time, who knows when this battle will be finished, even if it is over, it will take a long time to digest if he wants to occupy it.

So, do you still have a chance to go out?

He doesn't really care about going to Europe, what he really cares about is to let the entire Ming fleet develop according to his own heart and go the way he wants them to go.

Zheng He went to the West to go crooked, so he had to correct it. If you don't change it now, it will be harder to change it later.

If we focus on South and Central Asia and get bogged down in war, we will be affected if we want to develop in the Americas and Australia.

I can't persuade Zhu Di's war mentality, but I have to put this matter back on the way.

Zhu Zhanji shook his head and said: "Grandpa Huang, fighting is not just a confrontation between two armies, in terms of firepower, no country is an opponent of the Ming Dynasty now. However, once you go tens of thousands of miles, it will take several months to travel by sea, and it will take more than half a year, or even more than a year, to travel by land. The logistics are heavy, the deployment of the march, and when there is no detailed map, it will seriously drag down the combat effectiveness of our Ming army! ”

Zhu Di was still a little embarrassed, and said abruptly: "So, I want to ask you to bring the scouts and naval power of the young army over, ignore the land route for the time being, go directly by sea, and destroy the Delhi Sultanate and Timurid State first." ”

Zhu Zhanji was a little speechless, how much he wanted to fight, he didn't even want to make preparations, so he wanted to go to war directly.

Zhu Zhanji shook his head and said, "Grandpa Huang, do you remember the difference between strategic meaning and tactical significance that we said? The reason why we fought Dongying was to protect the coastal zone from the invasion of Japanese pirates, and no matter how we attacked, it was a trivial matter. It's the same with the country of Timur, why should we fight them, and what good is it to hit them? It is pointless to mobilize hundreds of thousands of people to fight a war just to vent their anger. ”

Zhu Di's face was blank, and he said: "Since you want to fight, of course, you want to turn it into my Ming territory, do I still need you to teach me about this matter?" ”

This is unreasonable and oppressive.

But he has the qualifications to be unreasonable!

Zhu Zhanji could only say: "Grandpa Huang, my grandson will never compete with you for the credit of pacifying the Timurid country." This time I went to the West, my grandson just wanted to find a way out for the clan and relieve me of some burdens. The imperial grandfather can take advantage of this time to actively prepare for war, raise supplies, and when his grandson returns, he will bring a detailed map of Timur's country. ”

He didn't care about eating, and said to Li Liang: "Go and bring that little globe over." ”

After Li Liang brought the small globe he had placed at the naval headquarters, he pointed to the maps of Australia and South Africa and said: "The world is so big, if I want to become the world's Celestial Empire, I must have an overall consideration, suppression, containment, and let all parts of the whole world act according to my Ming intentions, which is the main purpose of the Ming Dynasty's expansion......

Zhu Di said impatiently: "It's just a Timurid country, where can I bother to be careful, wherever I go to the Daming Shenji Battalion, I don't bow down to the vassals!" ”

The reason doesn't make sense, Zhu Zhanji feels distressed. However, when he heard him say the Shenji Battalion, Zhu Zhanji suddenly thought of an excellent reason. He asked rhetorically, "Without enough gunpowder, what's the use of the Divine Machine Battalion?" ”

Zhu Di was stunned for a moment, he looked at Wang Yan and asked, "Is the gunpowder reserve enough for an expedition of 100,000 troops now?" ”

Wang Yan replied as usual: "Your Majesty, the stock of gunpowder is not high now, and even the mining in Yunnan and Beimingshan has been affected!" ”

Zhu Di asked unconvinced: "Didn't the Ministry of Industry say last time that gunpowder is only produced and not supplied now, and there should still be a lot of inventory." ”

Wang Yan nodded and said: "My Ming Dynasty does have more gunpowder in reserve now than in previous years, but now not only gunpowder is needed for mining, but also gunpowder is needed for burning cement and blowing stones. ”

Zhu Zhanji said with a smile: "Grandpa Huang, before solving the supply of gunpowder, let's be restless." ”

Zhu Di frowned, picked up the chopsticks and said, "Let's eat first......"

Zhu Zhanji just picked up the rice bowl and ate a few bites, but he said again: "You arranged for the craftsmen of the Ministry of Industry to go to Xichuan to look for saltpeter mines, are you sure?" ”

Zhu Zhanji nodded and said: "There are Jiangyou people in the army of Sun Er, and when it comes to his hometown, it seems that there is a saltpeter mine in Laojun Mountain. Even the craftsmen have not yet arrived there, and the grandson is not sure of it. ”

He said with some irritation: "If there is any news, remember to let me know as soon as possible." ”

finally sent Zhu Di away, and Zhu Zhanji breathed a long sigh of relief.

Such a war-mad grandfather, although he can block the wind and rain, it is too difficult to grasp his heart.

However, what he meant just now seemed to mean that Zhu Gaochi was sent to Beiping, and he was going to go on an expedition, and it seemed that he wanted to supervise the country himself......

I gave up this opportunity and wanted to get in touch with the government, and I had to wait a few more years.

Long Yuan walked out of the naval compound, Zhu Di couldn't help but look back, and said with a smile to Wang Yan: "Taisun, I still attach too much importance to force and don't see the importance of the government. This kid hasn't turned around yet, he can fight the world soon, but he can't rule the world! ”

Wang Yan smiled and said, "Your Highness is like this, isn't it in line with Your Majesty's expectations?" ”

Zhu Di laughed.

At the Navy Headquarters, Zhu Zhanji, who didn't know that he had escaped Zhu Di's temptation by mistake, was busy with the bank formation meeting again.