Private lending is an inevitable product of economic development, both ancient and modern, and has always been the most profitable profiteering industry, and most of the practitioners are ruthless characters with great social color, even if they are wearing a mask of hypocrisy.

But Song Xing is not a ruthless character, and he doesn't want to be so violent, he wants to be a private lending practitioner, after all, this is his starting career, and in the future, he will not rely too much on this way to accumulate capital.

According to Song Xing's memory, the current interest rate of pawnshops and underground banks is basically above 5 cents, not to mention gambling houses, and it is a monthly interest!

The loan procedure is quite troublesome, and it must be mortgaged by the deed or title deed, and what is even more ridiculous is that the wife and children can be mortgaged!

"There's a lot of money, what loans can I make?"

"Ding, credit loan!"

"What about the customer base?" Song Xing's question is a question that almost everyone who is engaged in the loan industry will ask.

"Male or female, no group of people, age 15-45 years old, actual age + loan period not more than 47 years old!"

The issue of age and loan tenure is not difficult to understand, this mainly involves health problems and repayment ability issues, ancient people did not live as long as later generations, and Qian Duoduo can give the upper limit of 45 years old, which is already an ultra-loose policy!

There is no restriction on the number of people, which means that people can take out loans no matter what industry they are in? This is powerful, and the artifact of Qian Duoduo can trigger god-level collection!

Although I haven't seen how god-level collection is carried out until now, it can definitely be recovered, which is already infinitely awesome for Song Xing, even if it is triggered conditionally.

In addition, Qianduoduo's detection system is more awesome than the big data and credit information system of later generations, and it can also accurately derive the customer's loan intention and repayment ability, which directly eliminates the possibility of customer loan information being faked!

When the competition of financial companies in later generations was fierce, the loan application materials were simplified to an ID card, and it felt like it was already blowing up, but I didn't know that the Ming Dynasty could actually brush up on loans! There's no need to fill in any basic information or anything like that!

Many financial companies in later generations can't support it, and almost all of them die in risk control, but Qian Duoduo does not have risk control loopholes, which is why Song Xing also understands the loan routines of later generations, but he must use the fundamental reason of the system, in addition, this is only the most primary, what skills will be unlocked later, Song Xing is really looking forward to it!

However, the headache is that the system detection can only be used once a day, which is a bit unpleasant!

I've used it once today, and now it seems that today can only be to clock out of work, eat some dog meat, sleep beautifully, and wait for tomorrow to find loan customers!

Song Xing is eating fragrant dog meat here, and he is planning tomorrow's work, but he is much more comfortable than in the future!

But Song Ping's family can't do it, the cold pot and the cold stove are cold air!

After Song Pingye carried the Zhao family back, the Zhao family finally eased up after pinching for a long time, so the conflict in the family broke out!

"You three are just shits, you can't even clean up a nerd, are you still men?" The Zhao family usually doesn't talk much outside, but at home, he is really the number one, and the father and son dare not speak out.

"Talking, he's dumb, we've been raising rhubarb for seven or eight years, so let him eat it for nothing?" Vixen scolds, never chooses words, and must be with her hands on her hips, foaming at the stars.

Looking at the three old men with their heads drooping, the more Zhao scolded the more angry he became, and he grabbed a broom and beat Song Xian on his head and face.

"Mother, in fact, that nerd is not so bold, mainly Xiu Liu, he also eats, what if we beat that nerd, what if he finds Xiu Liu?" didn't do it, Song Chao could only touch the hot cheeks that were beaten, and whispered in an aggrieved tone, in general, find a reasonable reason, it is unreasonable to be eaten by the Song Xing brothers and sisters, but being mixed with a leg by Hugh Liu, it is not something they can provoke.

What a wit! Even if the Zhao family is spicy, it is also a nest, and the cliff does not dare to yell at people like Xiu Liu!

"These days, they ate my rhubarb, so that their mouths were sore, their intestines were rotten, and they were beaten to death by rogues when they went out!"

Sure enough, the Zhao family stopped scolding their masters, and began to completely target Song Xing and others!

That's a vicious scolding!

Song Xian muttered in a low voice, "We also ate it at that time, and last night's broth was also brought back from the nerd, and our whole family 、、、、、"

"Gross!" Song Ping almost threw up!

"Bang!"

And Zhao's eyes were white, and he once again planted upright, and smashed face down on the loess block that had not been completely thawed, and his voice was screaming!

"Quick, carry your mother into the house! It's not over! Song Ping stomped his feet and shouted, he was also aggrieved today.

Originally, the plan was to go to Songxing to take advantage of it, but I didn't want to be cheap, so I planted a heel, and when I returned home, it was a Hedong lion's roar!

This is the first fiasco of Song Ping's family since Song Xing's parents died of illness, losing rhubarb and being hammered!

Song Xingmei finished eating the dog meat, took the usual copper coin and looked at it, and suddenly realized a problem.

At present, most of the villagers have copper coins in their hands, if there are a few more "big customers" who have always made money, then where will his money go?

In addition, there is a more difficult question, once the fact that he can save money and eat interest here spreads, will he be remembered by others?

This is not a peaceful and prosperous era, although the rogues disdain to loot a village like Yangjiagou on a large scale, but they can't help but have a group of three or five "lonely" rogues who heard the news and touched the village to do a job!

These are basically not to worry about in later generations, although the competition is fierce, but the safety of life and property is still guaranteed, but the Ming Dynasty can be very careful.

"What should I do?" Song Xing muttered to himself.

"Ding, the system can host wealth!"

The sound of the system suddenly sounded in Song Xing's mind!

I wipe, Song Xing patted his head, the system had prompted before, and it had the function of wealth custody, but he selectively ignored it!

This is not to blame Song Xing, people who don't even have a place to eat will not think about any wealth trusteeship! It's human nature!

"What a trusteeship law!" Song Xing hurriedly asked, this is what he needs most at the moment.

"Huh?" As soon as Song Xing's words fell, the money on the table disappeared out of thin air!

This, this is okay, Song Xing was a little confused, he had also seen the powerful system bugs in the time-traveling drama before, which simply cannot be explained by scientific theories!

Well, don't explain! It doesn't need to be explained!

No way, it's so powerful!

Song Xing was stunned, but Coco on the side was not stunned, and when he saw that the money was gone, he hurriedly asked, "Brother, where is the money?" Where does the money go? ”