"Big brother, if you want to develop Taipeng, it's not enough to rely on our family's strength!"

Su Chi glanced at his brother, he was originally quite honest, but since he made a bad friend like Wu Haogu, he has become more and more calculating.

"So you want to rely on selling officials to attract a group of businessmen into the game?" Su Chi said, "Those are maritime merchants, and maritime merchants are both merchants and thieves." If you let them occupy land and open a port on the island of Taiwan, will it turn the island into a pirate den in the future? ”

"How can such wicked people gain a foothold on the island of Taiwan if they are not?" Su Shi smiled, "There is life on the island!" Barbarians are afraid of power but not of virtue. If the honest farmer goes to the island, he won't be slaughtered? Big brother, let's be honest with you.

In fact, in addition to Lukang on the island of Taiwan, there have always been pirate strongholds that are both merchants and pirates. Many of the pirates that roam the coast of Fujian have a foothold along the coast of the island of Taiwan. The warships of the Penghu Inspection Division competed with them. Those sea thieves alone can eat those dozen or so counties. ”

Until the advent of the era of steam battleships, the maritime pirates were peers. The merchant ships that go to the ocean are armed, and they have the opportunity to grab a handful, and if they don't have the opportunity, they will honestly do business. Pirates who mainly rob will sometimes pull goods to buy and sell. The kind of honest businessman who is clean and makes money with his conscience will not be able to do the work of going to sea.

Of course, that kind of honest businessman will not be able to gain a firm foothold on the island of Taiwan. Yan Siqi, the founding saint of Taiwan, was a sea thief, and Zheng Chenggong, the national surname who recovered Taiwan from the Dutch, was also from a pirate family.

Lin Afeng, who developed Taiwan earlier than Yan Siqi (and later went on an expedition to the Philippines with men and horses on the island of Taiwan), is also a sea thief.

"What? You, you're going to sell your official position to pirates!? Su Chi couldn't believe his ears, "You're not afraid of the impeachment of the imperial history?" ”

"How so?" Su Shi smiled, "You can take the road of Zhao'an!" If you want to be an official, kill people and set fires to be recruited! There is a common practice to follow. More than a dozen hereditary county orders or inspections, in exchange for a shielded island of Taiwan in the southeast, can also invite Wu Haogu's men and horses from Taiwan and Penghu by the way, why not? The imperial historians can be impeached, and we can also settle the accounts with the officials. ”

This account can really be calculated! Pirates are thieves, but they are not thieves! will only rob businessmen, not the Great Song Dynasty!

"Those sea thieves are willing to pay for it?" Su Chi asked.

"Why not?" Su Shi smiled, "Big brother, do you think they welcome the warships of the Penghu Inspection Division?" In the past few years, every winter, the fleet of the Maritime Route City Shipping and Development Division would go south to Penghu to avoid the winter. There are dozens of galleys, and they are scary to look at! What's so bad about spending more than a million to send away these plague gods? And you can also get official territory. ”

Dozens of official and military warships of the Great Song Dynasty gathered in Penghu not only to look scary, but also to bring real economic losses to those pirate merchants - with so many official and military warships wandering around the sea, who would dare to block the road and rob? Those are not posturing warships, they are the elite of the two Sriwijaya naval battles.

Not only can you not dare to block the road and rob, but even the protection fee must be deducted. Those merchant ships that entered and left Quanzhou in winter refused to pay. Therefore, the pirates who were also merchants and thieves hated and feared, and there was no other way but to shed tears.

"Let's think about this matter again." As Su Shi spoke, he took out a letter from the bookcase and handed it to Su Shi, "Second brother, this is Pan Shiyilang's letter, take a look." ”

Pan Shiyi Lang is Wu Haogu's uncle Pan Xiao'an, and now he knows the affairs of Xiangyang Mansion, and he is diligently repairing the shelter for Zhao Ji!

"Qian Yin......" took the letter and read it carefully, and Su Shi frowned.

In the letter, Pan Xiao'an raised different opinions on the money introduction reform being implemented by the imperial court.

His disagreement was mainly twofold. First, it is believed that the foundation of Qian Yin is not solid, and there are only real estate transactions between Kaifeng Mansion and Jingdong, Shanghai, Mingzhou, Quanzhou, Guangzhou and other cities, as well as monopoly products such as salt, tea, iron, wine, and Du Mu (to be a monk, the quota of being a Taoist priest is also a monopoly).

Among them, the real estate market in Kaifeng Province can accommodate the largest amount of money.

Because Kaifeng Mansion is the best district in the world, housing prices and land prices are expensive, and the annual transaction volume is also very huge. Moreover, it has gradually formed a market for the sale of public land, real estate development and housing sales, as well as Jingdong Bank and many gold, silver and silk silk shops in Jieshen Lane to participate in the real estate sales of Kaifeng Mansion. It is equivalent to building a channel between finance and real estate. Moreover, the merchants in Kaifeng Prefecture have long used tea and salt as a means of payment, so it will be easier to accept money citation.

But in the coastal markets, the situation is very different. Real estate in coastal commercial markets is not expensive, and the government does not have much real estate that can be used to recoup money. Even if it is mandatory to use money to guide transactions, there is no way to supervise the implementation, and at most it is to use money to attract taxes. It doesn't create much demand.

In addition, in recent years, with the control of the Sriwijaya Strait by the Hailu City Shipping and Purchasing Division and the gold-absorbing effect of the two major banks of Jingdong and Tianjin, the inflow of gold and silver into the coastal commercial markets has increased significantly, and the monetary attributes of gold and silver have also increased. Isn't trading with gold and silver more reliable than using money?

So in the end, in addition to the real estate in Kaifeng Mansion, the monopoly products of salt, iron, tea, and wine can be carried out.

Among them, the real estate of Kaifeng Mansion is the top priority! Once the housing prices in Kaifeng Mansion continue to fall, Qian Yin will lose its foundation!

And the second problem of money is to stifle local finances!

Although the Song Dynasty pursued a policy of guarding the inside and outside, it was very tight on the local military power, financial power, and judicial power. But there are policies at the top, and countermeasures at the bottom. The local government has been trying by all means to expand its power and compete with the central government for financial power. Among them, "monopoly monopoly" is the way for local governments to obtain financial resources.

If the monopoly of salt, iron, tea, and wine is used as the basis for money attraction, then the localities can no longer have monopoly rights. The production of salt, iron, tea, and wine had to be under the unified control of the imperial court, and the monopoly had to be abolished. Otherwise, only designated merchants can deal in salt, iron, tea, and wine, what is the use of money?

Although the transfer of local "monopoly and monopoly" rights to the central government will make use of the establishment of a unified large market (the Song Dynasty's various transit envoys controlled the monopoly in their jurisdictions, which can prevent the diversion of monopoly goods from outside the country, so as to protect local interests), it will also make the local finances lose their foundation.

However, once the localities have no financial resources, the military work for which the localities are responsible, such as organizing regimental training, building cities and forts, and recruiting government soldiers, will cause serious problems......

"How?" Su Chi asked.

"Seems to make sense." Su Shi put down the letter and exhaled, "But the official family and Cai Xianggong are both on the rise, can we go against the grain?" Besides, isn't there no money in the imperial court now? The treasury is empty, and the north is about to be in chaos again, can you raise money without this method?

By the way, how are the housing prices in Kaifeng Mansion recently? Is it coming back? ”

"Nope." Su Chi smiled bitterly, "If the housing price is high, Cai Xianggong will not come up with a trick to attract money."

But since the last time Yelu Yanxi almost came to the city, housing prices have fallen, and they have not risen again. Moreover, the news of moving the capital to Xiangyang is spreading everywhere in Beijing, even if someone wants to buy a house, they go to Xiangyang to buy it. ”

"What did Ji Yizhi say?" Su Shi asked, "He has more ways than me." ”

"Him?" Su Chi shook his head, "He's not there yet...... He seemed to have entered Beijing with Lu Wangyi, so he delayed the trip. ”

"Lu Wangzhi?" Su Shi was stunned, "Could it be that Cai Xianggong wants him to take charge of Taifu Temple again?" ”

Su Chi said: "I don't know, he is so old, and there was a big storm when he went out of Zhangtaifu Temple last time." ”

……

Just when the Su brothers were talking about Cai Jingqian's reform, Ji Yi and Lu Jiawen had already taken a four-wheeled carriage together and arrived in Kaifeng Fucheng.

"There are a lot of people!"

Lifting the curtain of the carriage, Lu Jiawen, who had not returned to Kaifeng Mansion for many years, looked at the streets outside that were almost crowded, and said with some emotion.

"It's almost the New Year's Festival, and everyone is out to do New Year's goods, but there are not so many in the past."

Lu Jia asked and nodded: "But there are still too many people...... There must be a lot of wealthy families from Hedong and Hebei who moved to Kaifeng Mansion, right? ”

"That's natural, Hebei and Hedong have become battlefields, and of course the rich and big families will run to Kaifeng Mansion." Ji recalled, "There are even wealthy families from Henan Mansion who run to Kaifeng Mansion, but there are also people who move out of Kaifeng Mansion." ”

"Moved to Jingdong City and Shanghai?" Lu Jia asked.

"Yes," Ji recalled, "Kaifeng Mansion is always close to the Khitans." Therefore, the real estate in Kaifeng Mansion has been falling in price since last year. ”

Lu Jia asked and smiled: "That's because the characters of the Wuhao Ancient Department are secretly shipping, right?" In the current situation, who still believes that the Khitans can enter Kaifeng Mansion? Remember, we have to take over the goods of Wu Haogu. Then put the house price up. Only when the house price rises, can the money be distributed, and someone will follow up to buy a house in Kaifeng Mansion. ”

"But how do we have that much money?" Ji Yi shook his head, "Wu Dalang, Su Dalang, Mi Yuanhui, and that Pan Shiyi Lang are all big names in the real estate market of Kaifeng Mansion!" ”

"Hehe," Lu Jia asked, "We have money to attract, and we have Jingdong Bank!" Use the money to attract it, and then let them lead the money into Jingdong Bank, save it for three years, and then exchange it for gold and silver, and you just pay them a little interest every year. ”

"How could they?" Ji Yi shook his head and said, "Qian Yin is just a paper ......."

Lu Jia asked and smiled: "Isn't it okay for your Jingdong Bank to also deposit a sum of gold and silver into the Bank of Tianjin?" In addition, let's let Jingdong Bank endorse Bank of Tianjin, and let Bank of Tianjin go back to Kaifeng Mansion to make money. ”

"Make money?"

Lu Jia asked with a smile: "Yizhi, you haven't understood it yet?" Qian Yin plus the real estate of Kaifeng Mansion is a big deal! The property can be mortgaged and lent to attract money, and the money can be used to buy land, buy a house, and increase the price and price of land...... Cai Xianggong is finally clever this time! ”

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