"Ahh The three of them glanced at each other, very unsure if Song Xing's words really made them eat and drink!

"Let's eat quickly, we'll talk after eating!" Song Xing said, picked up the teacup and began to drink tea, ignoring them.

"Let's eat!" Anyway, whether to borrow or not, it's Song Xing's final say, but this steamed bun is not eaten for nothing, even if it can't borrow money, at least it can be regarded as eating white flour steamed buns!

Song Xing waited for these people to finish eating the steamed buns, and then said, "Drink some tea, let's talk while drinking!" ”

When the three of them saw that Song Xing was so approachable, they relaxed a little!

Originally, they thought that even if Song Xing's face was not much better than that of the pawnshop guys, but when he looked at it, he was no different from ordinary people!

"How many big brothers, are you here to borrow money? Or save money? "Song Xing is straight to the point, there is no need to be polite, strangers come to him, not to kiss?

"We want to borrow money, and the deed has been brought!" One of the bearded men hurriedly put down the teacup and took out the deed from his arms to show Song Xing!

"Oh, okay, how much do you need?" Song Xing is not short of money now, at least, it is no problem to meet the borrowing of these people!

"I need two bucks!"

"I want four dollars!"

"Wuguan!"

As soon as he heard that Song Xing agreed so easily, he immediately scrambled and said.

"Don't worry, come one by one!" As Song Xing spoke, he summoned the system!

"Ding, system detection begins!"

"Customer's Name: Bai Sisan! Chinese New Year's Eve! ”

"Occupation: Farmer!"

"Marital status: married, with three sons and three daughters!"

"Home address: No. 33, Lijiazhuang!"

"Moral performance: Filial piety to the elderly, enthusiastic to help neighbors!"

"Moral Rating: Excellent!"

"Expected amount: 2000 Wen!"

"Purpose of borrowing: Pooling money to buy Li Ergeng's cattle!"

"Pre-trial Result: Approved!"

Buying ploughing cattle, this is the most suitable season, the spring ploughing season has just ended, the autumn harvest season is far from coming, some families have encountered accidents, or want to go to the city to do small business to make a living, all want to sell the ploughing cattle, and even, the family has bought the house, the family into the city!

Although the conditions for such a small landlord family are few, they are not nothing, for example, Sister Zhou's family in Yangjiagou has this condition, if it weren't for Sister Zhou's reluctance to leave this native place, their family would have gone to the city long ago!

"Song Xiucai, I am Bai Sisan from Lijiazhuang, and I want to borrow two pieces of money to buy a ploughing cow, this is my deed!" Bai Sisan handed Zou Baba's deed to Song Xing, obviously he has been running around with the deed in recent days!

"Oh, Brother Bai, this year after year of drought, and the taxes are so heavy, even if there are ploughing cattle, there may not be a harvest!" Song Xing just asked so casually, people from other villages are not familiar with it, as long as the mortgage deed is here, he doesn't care if he can pay it back on time, this is business, not about human feelings!

"I still have more than 10 acres of land at home, and recently I have dug a few wells in the field, if it rains heavily, I can accumulate water to irrigate the land, and maybe there are some crops!" The method of digging wells in the field did play some role in the great drought in the countryside in later generations, and Song Xing drilled a well in the field behind the house, which was the same idea!

Of course, it's not surprising that he has this idea, it's all experienced by his father, and it is indeed a high opinion that someone can think of this method in the Ming Dynasty!

Song Xing had also thought about letting the villagers of Yangjiagou dig wells in the ground, so that they could accumulate rainwater to irrigate the land during heavy rains, but after thinking about it, it was not a good way to make the villagers rich by farming, so he dispelled this idea!

"Hehe, that's a great idea!" Song Xing nodded, and then arrived, "Brother Bai, it's no problem to borrow, my mortgage here basically goes through a process, and the interest is not so high, but the trouble is that you have to visit your home!" ”

"Home visits?" Bai Sisan was stunned, it was not strange that he had never heard this word, after all, this was unique to later generations.

"Well, my interest rate is only three points, which is much lower than pawnshops, money banks, and gambling houses, so it is inevitable to go to the house to see the actual situation, Big Brother Bai won't mind!" Song Xing said with a smile that since the start of business, he is ready to send a home visit for the first time!

At present, it is unlikely that the deed will be fraudulent, but this is not a person from Yangjiagou, although the deed says that there are six houses, if it is a new house, the value is very high, if it is in disrepair, or it has collapsed and has not been re-registered, then this value can be reconsidered!

Besides, there are so many people in the collection department now, and they are idle, so it's good to enter the business model!

"Okay, okay, no problem!" Bai Sisan understood it, Song Xing's implication was that he didn't believe them very much, and he wanted to go to the house to see it, he could completely understand this, after all, borrowing money from strangers and paying such a low interest rate was always risky!

"It's good that Big Brother Bai can understand, so let's do it, I can't let you run in vain, I'll write the note first, let people take it with you, if the situation is true, you press your handprint, and you can get the money!" Indeed, in line with the purpose of service, we can let customers run less once, try to run less once, although there is no industry competition, but the service still has to be engaged!

After that, Song Xing summoned out a lot of money!

"Ding, customer name: Bai Sisan!"

"Loan amount: 2000 Wen!"

"Monthly interest: 3 points!"

"Loan term: 1 year!"

"Total repayment: 2720 Wen!"

"Total interest: 720 Wen!"

"Brother Bai, two pieces of money, the interest for a year is 720 Wen, you have to repay 2720 Wen this time next year, if you can't pay it back, you have to collect your real estate, is there a problem?" Later generations mostly said that they were confused, and they could fool customers if they could fool customers, but Song Xing operated in good faith, how much should it be, how much it should be, and he would never lend money for the sake of lending, if the customer feels that there is a problem, he can't do it, and he doesn't need to rush the performance!

There's no need for this, and he's not bad at customers!

"Okay, okay!" Bai Sisan thought about it and nodded heavily, if there are ploughing cattle, their farming speed will be very fast next year, and they can also rent it to other people's families after planting, in addition, although there have been droughts in recent years, there are still heavy rains, as long as it rains, there will be water to irrigate the land, as long as there are no major changes, there is no big problem in repaying the money!

The purpose of the home visit is not only to verify the customer's situation, but also to test the meaning of these people found by Xiu Liu, if you run away with these few dollars, it is also worth it, at least, two times the money will see the character, the value of the spending, to save a lot of money in the future, if it is a down-to-earth home visit, in accordance with the articles of association to verify the loan, at least prove that it is still available for the time being!