In the face of such a shortage of funds, an ancient person who has not been exposed to modern financial knowledge will undoubtedly fall into a desperate situation.

But although Ji Qingwen was just a poor man before the crossing, he also knew a little about the financing methods in the financial world, which was nothing more than tearing down the east wall, mending the west wall, taking out mortgage loans, and spending next year's money this year.

And Ji Qingwen now has a very powerful financial tool in his hands.

This tool was none other than the Ji silver stamps he had printed at the printing house in Suzhou, now moved to Dianshan Port, Songjiang Prefecture.

These silver tickets were originally used to facilitate Ji Qingwen's transportation of silver from north to south, but when Ji Qingwen issued the silver tickets, he determined that the cash of one to two was used as a reserve fund, and the cash silver was very sufficient.

Therefore, coupled with Ji Qingwen's higher and higher status and bigger business, in less than a few months, Ji's silver ticket has accumulated a very high financial reputation, becoming one of the reliable certificates for mutual transactions between businessmen in the north and south, and has faintly been on an equal footing with the silver tickets issued by several major chambers of commerce such as the Suzhou Chamber of Commerce, the Jin Chamber of Commerce, and the Sichuan Chamber of Commerce, and has a tendency to gradually surpass.

Relying on these few pieces of paper that are as thin as cicada wings but priceless, Ji Qingwen started to make financial articles - all merchants who do business with Ji Qingwen have to use cash to pay the Ji family, and Ji Qingwen pays all silver tickets. Although the businessmen feel that there is no heavy cash in their hands, they are a little uncertain, but fortunately, Ji's silver ticket is convenient to trade, the credit is stable, the anti-counterfeiting is strict, and it is much more convenient to use.

Therefore, these businessmen use Ji Qingwen's silver ticket to settle the settlement, but they are quite confident and bold, and the more they use it, the more they dare to use it, and the more they use it,

In this way, Ji Qingwen used the silver bills in his hand - in fact, he used his own commercial credit to issue some additional silver bills on the basis of reserves to a certain extent, almost as cash silver, which was equivalent to raising another two or three hundred thousand taels of silver without difficulty.

This method was played by American imperialism in later generations, using printed green dollars and digital dollars that have not yet been printed and only exist in the banking system to plunder the world's assets.

Ji Qingwen is doing this now, but he is just painting a gourd in the same way, and the gourd he spends is far less delicate and beautiful than the gourd planted by Wall Street bosses.

In any case, these "virtual" silver, together with the original silver, allowed Ji Qingwen to raise nearly one million taels of silver without much effort, which can be used as an investment in infrastructure construction.

Although Li Yan, Song Yingxing, Tang Ruowang and others didn't know what tricks Ji Qingwen had changed, they did know that he had money in his hand, so they used it boldly and confidently, hired workers, purchased building materials, stepped up the construction period, and started work in an all-round way.

The town is connected by a wide and straight alley, with alleys running parallel to each other, and countless buildings are located in it, and its layout is unparalleled in China at that time.

In fact, Ji Qingwen occasionally traveled before crossing over, and hated those so-called "man-made monuments" the most, thinking that these things were all tricks to deceive people and money. But when he was standing in front of such a "brand-new" "ancient town" now, he suddenly sighed in his heart: It is not easy to cheat and deceive people!

However, if this town is smoothly spread into the 21st century, it will be a genuine ancient town with "pure Ming and Qing style" described in the propaganda notice, and it may create many jobs, drive economic benefits, and increase GDP......

However, things did not go as smoothly as Ji Qingwen expected, and as soon as the town was built, there were many problems.

One of the biggest problems is that there are no people.

This is going to kill Ji Qingwen.

If no one comes to this town to produce and consume, then this town will become an empty city, a ghost town, which is equivalent to throwing all the money used to build the town into the water.

According to Ji Qingwen's original idea, he planned to set up some restaurants, restaurants, teahouses, theaters, theaters and other entertainment facilities at his own expense, and then open a few shops specializing in selling high-end goods and imported goods, in order to attract wealthy people to come in and spend money and earn the savings they had accumulated over the years.

You must know that the collapse of the Ming Dynasty was also one of the most important reasons for the collapse of the country's financial system. That is, the merchants and landlords made money, and apart from the annexation of a large amount of land, there was no other channel of investment, but could only be placed in jars and buried in the land, and could not be circulated in the process of exchange of goods.

And the silver is precipitated in the people, and the imperial court naturally has no way to collect tax subsidies. But the end of the Ming Dynasty was an eventful time, the court spent a lot of money, and could not collect taxes from the rich, so it could only find a way to pump water from the poor, so it forced countless poor peasants to rebel, which in turn accelerated the demise of the Ming Dynasty.

In fact, after the fall of the Ming Dynasty, until the Qing Dynasty and the Republic of China, the central government was never able to get rid of such a predicament.

Therefore, one of the main purposes of Ji Qingwen's land reform was to change this trend of flaws in the unlimited orientation of finance, and the solution was to take money out of the pockets of the rich and make them willingly ask for money.

But the ideal is very full, but the reality is very backbone.

The town that Ji Qingwen painstakingly built was so crowded that few people came to spend and play. Fortunately, it is adjacent to Dianshan Port, and there are countless workshops and industries under the name of Ji Qingwen next to it, and there are not a few workers in the industry. These workers work to make money, so naturally they have to spend in the nearest town.

In addition, there are many maritime merchants who enter the port to do business, and they also need to go ashore to rest. It's just that those blond-haired and blue-eyed Europeans come ashore to swagger through the market, which is too eye-catching; And Ji Qingwen may not be very relieved about the Japanese who are full of ghosts. Therefore, he only allowed Korean, Annam, Siam, and Nanyang Chinese to go ashore for consumption.

However, this is only barely enough to keep the town afloat.

In this regard, Li Yan, who is also a teacher and friend of Ji Qingwen, knows it, and half-jokingly: "Brother Ji, your wishful thinking is wrong, right?" It seems that the money is not so easy to earn either. Now the people who come to eat and drink in Dianshan Town are either their own brothers, or just one or two maritime merchants, it doesn't seem to be a long-term solution, right? ”

"Of course. What kind of ability is it to make your own money? And now is not the time to make money from foreigners. This one...... I don't know what Brother Li can do? ”

At this time, it is already the end of winter and spring, the weather has gradually warmed, and mosquitoes are gradually increasing.

Therefore, Li Yan pulled out the folding fan in his hand and drove away a few annoying mosquitoes in front of him, and then said, "Brother Ji, this is the wrong person." If you want to say that it is vassal and elegant, make a few crooked poems and fill in a few sour words, I have some skills. But if I want to make money to rejuvenate the country and help the people through the world, I am at a loss. ”

Ji Qingwen knew that Li Yan was resourceful and loved to sell Guanzi, so he smiled and said, "Okay, okay." I know that Brother Li is far-sighted, and there must be a way to teach me, so just say it. ”

"Good! Talk fast! Li Yan said, "There are a few words, it may be a bit rude to say it below, please forgive Brother Ji......"

"Please."

Li Yan suddenly stood up from his seat, shook the paper fan, and said slowly: "I remember that the bank of the Qinhuai River in Jinling is the most lively and prosperous place in the world, and I followed Brother Ji to see some of the world over there. But why is it so lively and prosperous? I think the fame of 'Qin Huai Bayan' is also a big reason. Sister-in-law Liu is like this, wasn't she also the head of 'Qin Huai Bayan' back then? ”

"No, no, no, no." Ji Qingwen vetoed repeatedly, "That's not good." How much work did it take me to redeem my eldest wife's cheap status back then, but now I can't let her go to the sea again...... Not to mention anything else, if she goes out and shows her face again, where will she tell me Ji Qingwen's face? ”

"No, Brother Ji misunderstood me." Li Yan hurriedly said, "Even if I, Li Yan, have great courage, I don't dare to invite my sister-in-law out of the mountain!" I mean, you can invite the women of Qinglou from other places on the banks of the Qinhuai River, and when they come, those so-called romantic talents will naturally flock to them. I'm afraid that Brother Ji is now an official of the imperial court, and if he openly solicits a woman from the Qinglou like this, he may attract the impeachment of those imperial historians! ”

"Humph! What do you do with them? It's not the first time that the imperial historians have impeached me, and one or two more charges are nothing. We will do what we say. ”

However, things are not just good if you want to do them well.

Although Liu Ru introduced that Ji Qingwen is quite famous in Jinling City and on the banks of the Qinhuai River, the elites of the flower country on the banks of the Qinhuai River are all cash cows in the hands of their old bustards, planted on the banks of the Qinhuai River, even if they are waiting for the rabbits, they are all making money every day, so why do they need to move their nests to Songjiang Mansion, which is still "desolate"?

And to forcibly ransom these Qinglou women is a lot of investment.

Although the worth of these women is not as good as the 300,000 taels of silver that Ji Qingwen ransomed Liu Ru at the beginning, the standard of 300,000 yuan is there, no matter how cheap it is, it is not cheaper, no matter what, it is also in the order of 100,000 taels of silver, and it adds up to a total of about one million taels of silver.

With so much money, how can Ji Qingwen come up with it now?

After eating a circle of closed-door soup, Ji Qingwen finally thought of a person - Chen Yuanyuan.

It stands to reason that Ji Qingwen shouldn't have gone to Chen Yuanyuan, after all, after Liu Ru was ransomed by Ji Qingwen, Chen Yuanyuan was the natural leader of "Qin Huai Bayan", and his worth was naturally the highest.

Unexpectedly, hearing Ji Qingwen's almost hopeless invitation, the old bustard was still hesitating, but Chen Yuanyuan himself agreed.

This surprised Ji Qingwen, and persuaded in turn: "Miss Yuanyuan, you have to think about it, there is still a new town I built over there, and it hasn't become a climate yet!" The town is also very deserted. Don't regret getting there. ”

Even the old bustard said, "Girl, don't talk nonsense, let me discuss with the lord again, and then make a decision." ”

Chen Yuanyuan shook his head with a smile: "Mom, although I am young, I have something in my heart. I've been very irritable these days, so I can change places and relax......"