"Hehe, that's good, that's good, Song Xiucai, wait a minute, I'll go home and get the money, it just happens to be the money, it's the hard-earned money that our family has saved in the past few years!"

When honest people also have slippery heads, the eldest Li family obviously has 1800 Wen, at this time he said that he has consistent money, left a way back for himself, and made a fortune inside and out!

Song Xing doesn't say anything, people can save money to him, a down-and-out talent, they are already extra trusted, who hasn't ordered Xiao Jiujiu!

"Then can we take this salt back and cook it first?"

Well, the big goal has been achieved, not forgetting the small goal, this Aunt Li is also very good, originally came for salt, now even if it is possible to get a daughter-in-law back, or not forget the original intention, no wonder their family still has 1800 money, and other families who also have seven or eight laborers, but there are still worries about eating!

Song Xing just now only wanted to walk on the road of prosperity, and almost forgot about this stubble, so he hurriedly walked over and took a bag of salt and handed it to Aunt Li, "Aunt Li can take it!" ”a

The current folk customs are still very simple, and the spit is nailed, unlike later generations, when you get a benefit, you turn around and disappear!

Coco was really a little distressed, watching all the salt being taken away, squatting in the corner to wipe those pots and pots.

Aunt Li walked to the door and suddenly turned around, "That Song Xiucai, you just said that as long as you introduce relatives and neighbors to you to save money, we can still get a bag of salt?" ”

Well, this is the nature of women to be greedy and cheap, even if it is Aunt Li.

Song Xing was happy when he heard it, and sure enough, the method of these wealth management companies in later generations to refer customers to give gifts really makes sense!

"Of course, of course!" That's what Song Xing wants, otherwise, why would he prepare so many salts.

Hearing Song Xing's affirmative reply, the eldest Li and his wife left happily!

Not to mention how happy they are in their hearts, even happier than Song Xing, the more people who save money, the higher the interest Song Xing will pay, as long as Song Xing can't take out so much money to pay the interest, then they can be "generous", or they can help Song Xing pay the principal for others, and then the daughter-in-law will be stable.

Song Xing is naturally happy in his heart, as long as he opens this head, it will not be difficult for the customers behind him to get it!

It can be seen that the eldest elder Li and his wife left, so they stood up and asked nervously: "Brother, you promised to save money for others and pay back interest, how can we have the money to give interest to others?" ”

Song Xing stroked Coco's hair and said lovingly, "Brother can release this money at a higher interest rate, and then we can earn the interest difference, in short, don't worry, your future work is to count money at home, eat what you want to eat, and wear beautiful clothes!" ”

To tell the truth, if these things are all thrown out, let alone cocoa, even if it is the grain chief, no, the richest man in Mizhi County and even the richest man in Yulin City may not be able to understand!

Let's just take the financial products at that time, it was a monthly interest payment, according to 1000 Wen, 2 points of interest, 20 Wen per month is enough, a year is 240 Wen, as for the principal of 1000 Wen, it is settled once after the expiration of the financial management period, that is, if it is a one-year period, then one year later, the 1000 Wen will be settled.

It is true that this is a rough calculation, and it is also Song Xing's kind approach, if it is calculated according to the P2P financial management method of later generations, even if it is calculated according to 2 cents, it will only give you a maximum of 16 yuan per month, and the rest of the money is said to be deducted from the account management fee, but it is only amortized in the interest of each month!

As for the money deposited by the customer, Song Xing plans to release it at a monthly interest rate of 3 cents, which will earn a spread of 1 point, and most of the loans released must be repaid in accordance with the same amount of principal and interest, that is to say, if the customer borrows 1000 Wen, he will have to pay 113.33 Wen every month, and 1360 Wen in a year.

Of course, the part after the decimal point, Song Xing does not account for it!

To put it bluntly, the same 1,000 wen money is in his hands, and the monthly expenditure is actually only 20 wen yuan, and the monthly income is 113 wen!

Aside from income and expenditure, he still has 93 yuan at his disposal, which he can use for other purposes.

A little black-hearted, but the 93 money is also squandered, as for the final payment to the customer's financial principal, you can embezzle the next customer, the next one, and so on, as long as the capital chain continues, this business will continue!

In fact, many P2P platforms in later generations also played like this, and the reason why they died was roughly due to two reasons, one is that the loan customers are seriously overdue and cannot pay the interest of the wealth management customers, resulting in the rupture of the capital chain, and the other is to move the financial management principal to invest in other industries, resulting in a fall short, no matter which one, in fact, the final victims are the people.

And the future is already the Internet era, and it is easy to make a lot of money if you want to become popular, but once the capital chain is broken, the overwhelming public opinion hits, and it is difficult to not want to die

As for this era, even if Song Xing breaks the capital chain, he can still play a Ponzi scheme!

Well, I can't think about it, I'm afraid I won't be able to control myself and directly after thinking too much!

Coco nodded and said solemnly: "If you make money, I don't want to wear beautiful clothes, don't eat delicious food, I'll go to Wang Po to tell you a matchmaker, so that I can ask for a sister-in-law to come back!" ”

I'm rubbing, Coco has a lot of things to worry about!

Song Xing suddenly had a black line, although all the women he saw were pure and natural, but they were only pure and natural, and they were still 108,000 miles away from his standard!

"Ah, this, don't be in a hurry for this first, we'll talk about it when we have money!" couldn't brush off Coco's kindness, Song Xing could only say a perfunctory sentence.

Let's say that the eldest Li and his wife almost trotted all the way to the house, pressed Song Xingli's note at the bottom of the box, and the eldest elder Li had lunch, and then came to Song Xing with 1,000 yuan.

"Consistent money, Song Xiucai, you count it!" Elder Li looked out, and then pulled out a string of copper coins strung together with hemp rope from his arms.

There is no better way to carry copper coins in ancient times, less directly into the pocket, more with hemp rope strung together!

"No need Uncle Li, your character still needs to be troubled? 1000 Wen, 20 Wen per month, you remember the interest money on the first day of each month, it is now the 29th day of the third lunar month, and on the first day of the fourth lunar month next year, I will give you the principal of 1000 Wenqian! ”

Although I have said it once before, out of professionalism and a responsible attitude towards customers, Song Xing repeated it again.

Today is twenty-nine, which means that the first month's interest will be settled the day after tomorrow.

After sending off the eldest Li, Song Xinggang wanted to sit down and take a sip of tea, and then wondered if he should buy some tea and a better cup to greet customers, but when he looked up, he saw his uncle's family rushing into the courtyard violently.