Chapter VIII Wealth Management Business
Absorb savings, and after upgrading, it is financial management!
In the world full of advertisements in later generations, financial institutions always use "you don't manage money, money doesn't care about you", but they think that they are very compelling advertising words to incite customers!
Admittedly, most of them are built on high returns, and in general, it is to put the rich money in your pocket into my pocket, and I will pay you interest on time that is several times higher than that of the bank, and you can eat and drink spicy food even if you don't have to work! Children's education, study abroad funds, parents' pensions, serious illness accidents, he can cover you!
But in fact, how many people have lost their money because of high-return financial management, have no place to rely on their old age, and have no way to complain!
Advertisements for various investments and financial management are endless, such as:
Pay 100,000 yuan a year, pay for 3 consecutive years, and pay a total of 300,000 yuan
Get 50,000 in the fifth year!
Get 50,000 in the sixth year!
24,000 per year from the seventh to the fourteenth year!
Get 78,000 in the fifteenth year!
The eighteenth year account is worth 610,000!
If you want to leave more money for your child, you can not receive it, and transfer it directly to the Jucaibao account, daily interest, monthly settlement, and roll over again, the current interest rate is 5%, and interested friends make an appointment in advance!
This is a product based on a large platform, pushed through the information mode, which is much stronger than those small organizations that distribute flyers on the street, and it is relatively reliable!
Most of the financial stores on the street are publicized in the form of leaflets, and countless high-slit cheongsam beauties are ushered in, of course, customers who enter the store have a gift to enter the store, and a bag of rice or other daily necessities is the majority!
It's not difficult to get the entrance gift, but you have to go through their brainwashing first~~~~
As everyone knows, how many people have folded in this store entrance ceremony all their lives, and greed for small and cheap has always been a weakness of human beings.
In other words, not to mention whether these financial institutions will run away, even if they don't run away, whether they can pay high interest, small institutions will not say, nine out of ten deaths, this is not wrong, after all, banks have not admitted the time, the counter staff and the lobby financial sales staff do not know each other at all, and the responsibility is the lobby financial management staff who have resigned!
Let's just say that those big platforms that may indeed be able to fulfill their promises, 300,000 yuan are invested, and 610,000 yuan will be obtained after 18 years, which seems to be earned!
Not to mention the concepts of social and economic development, currency depreciation, time cost, and price rise, just imagine that today's 300,000 yuan is estimated to be far less than 30,000 yuan 18 years ago, and 30,000 yuan in the early 90s is enough to buy a house of more than 100 square meters in a second-tier city.
Judging logically, the economy is still developing at a high speed, and people's living standards are constantly improving, can the purchasing power of 610,000 in 18 years exceed today's 300,000?
Of course, this is Song Xing's personal understanding, if everyone is the same as Song Xing, it is estimated that they will be killed by financial institutions!
In any case, financial products, this is definitely a trendy thing in Daming, but the current people are much more conservative than the later generations, and it is not easy to take them out of their pockets!
However, Song Xing can guarantee the promised return, as a person who will become the richest man in the Ming Dynasty in the near future, he will not run away with money!
He wants to build a conscientious enterprise, a financial institution that reassures the people, and truly benefits all the people! Realize the vision of a conscientious enterprise that is rare in the future!
Overall, the project is a good one, but it's quite difficult to operate!
This is no more difficult to publicize than in later generations, besides, no one believes that he is a poor sour, and now the only advantage is that he has the artifact of Rich Duoduo, which can detect the wealth of customers, that is, it can detect that those people are rich, as long as this is determined, it is relatively slightly easier.
There are no luxurious street frontage shops, no cheongsam beauties with high slits, but there are high returns, gifts can also be available, and they are daily necessities that the villagers are eager for!
After thinking about everything, Song Xing went to the grocery store at the head of the village first, and he wanted to buy a pound of salt!
The early morning of the spring moon was slightly cold, Song Xing, who was wrapped in a single coat, shrunk his neck and entered the grocery store, the boss Forrest Gump just got up, yawning, while holding a duster that had been stripped and brushing the dust on the goods, and he stared in a daze and didn't notice anyone coming in.
"Boss, a pound of salt! A piece of red paper! Song Xingxing shouted excitedly, he was still immersed in the excitement of creating financial products, the tone of this voice was much higher than before, and he was so frightened that Forrest Gump squatted on the ground, and the feather duster that had been removed from his hand also fell aside.
"You 、、、 you poor talent, do you call early in the morning?" breathed a sigh of relief, and saw that it was Song Xing who was shrinking his neck, and couldn't help but be angry, picked up the feather duster that fell on the ground and pointed at Song Xing and scolded loudly.
In the Ming Dynasty, especially in the grocery stores in mountain villages, there was no such thing as smiling service, and even if there were, it was to smile at big people like the village chief, the grain chief, the gambling house owner Du Wan, and Xiu Liu, and it was impossible to serve Song Xing, a poor sour, with a smile.
"Are you deaf, a pound of salt!" Song Xing knew what was going on with this thing, and his voice raised an octave again and shouted, completely ignoring Forrest Gump's anger.
Joke, a short man who is only 1.5 meters tall dares to be mad at Song Xing, a beautiful man who is 1.8 meters tall, is really the opposite!
"You 、、、、" Forrest Gump had never seen Song Xing's face, so he couldn't help but be confused, blushing and stammering.
In the past, Song Xing was just a nerd who slapped his left cheek and gave him a face, scolded and laughed, but somehow, he suddenly changed and became a little fierce.
Not to mention anything else, just a pair of bones and embryos can pinch him to death with his hands.
Still want red paper? Aren't you going to get married? Forrest Gump thought!
"Hurry up and get the salt, don't be crooked, or I'll smoke you!" Song Xing flicked his sleeves and roared, if he wasn't in a good mood today, he might have pulled this little boss with a short figure out of the counter and smoked it!
Looking at the money thrown into the counter and Song Xing's fierce eyes, Forrest Gump didn't dare to slack off, and launched two little short legs to blow over like a whirlwind, weighed a pound of salt in a hurry, took a piece of red paper and handed it to Song Xing.
Song Xing took it in his hand and weighed it, and then said, "Divide the salt for me and divide it into ten parts!" ”
With ten portions of salt, Song Xing went to the cloth village not far away, and in the puzzled eyes of Zhang Qian, the proprietress of the cloth village, he bought some useless rags, and finally went to buy two catties of rice, and then went home humming a small song.
Back home, Song Keke saw that his brother bought salt and red paper again, and was a little speechless, he was short of salt before, but he couldn't eat salt as food, besides, the price of a pound of salt is more expensive than a pound of meat.
As for the red paper, it's even more wasteful, this is not the New Year, why waste this money?
"Brother, buy so much salt, our family eats salt every day? Look at this salt to live? I'll just go to these trivial things in the future, you can read at home! Coco complained angrily!
"Haha, Keke is still angry, you're right, brother has to live on salt, there are some rags here, you go and sew ten small bags of salt!" was complained by Coco, Song Xing was angry at all, and handed the rags to Coco with a smile!