"Our banks, we should follow the example of other banks, we should put a lot of money in the stock market and lend to those who invest in stocks, because their interest rates can be raised. In addition, their capital needs are great, while in contrast, those who do small businesses, those who open small factories, are not in high demand, and the first interest is not high. Second, there are very few people who do business. They are reluctant to take out loans. Zhao Dong said.

"It's just that a lot of people are like this now, they don't care about banks like us at all, other banks do it, they lend a lot of money to people who do stock investment, not only that, but I also heard that they also lend a lot of money to people who do other stock markets, for example, in the Korean stock market, they borrow a lot of capital from Koreans, and the needs of Koreans are even greater than ours." Zhao Liang said.

"No, no, it's too risky. You are still young, you don't know the risks in the stock market, you only see that the stock market can make money, but you can't see that the stock market can also lose money, now the market is good, there are many people who make money, but now you see, those who don't make money, they are also a lot, they can't make money, what kind of people will become, I think you know. Zhao Chuan said.

"So, if we don't do this thing in the stock market, we will do it in the industry, and when the time comes, if the bank fails, the result will be the craziest. Therefore, we don't do this thing, and at the same time, we also need to gather a lot of funds, raise a certain amount of commercial interest, attract deposits, and then invest in the industry, this stock business, I don't recommend you to do it. Do you understand? Zhao Chuan sternly warned.

"Yes." The two nodded and said that they understood that there were many such small and medium-sized banks in Zhao Guo, which intensified as the stock market rose. A lot of people make money and invest in the stock market. Others mortgage their real estate or stocks, and then take out loans to buy stocks. Small and medium-sized banks have a special chance of survival, and they have to participate in it, because the benefits given by those borrowers are very high. They can be of great help, and with such financial support, the stock market rises further.

Qin State, Xianyang.

"If you use metal money, I think, this is a great advantage for those Dawan, Yue, and Tocharians, according to our understanding, the Sabbatarians use gold coins, and there are certain silver coins, and with the circulation of gold and silver coins, a lot of gold and silver can flow in, and our products can flow out. Dawan can also produce a large amount of gold, and the Yueshi side can get a lot of gold by fighting south. However, this gold cannot be circulated in our place, because in this case, it will have a great impact on our paper money system, I have a suggestion, that is, to establish a Western Regions Trade Zone, through the existence of this trade zone, effectively integrate our trade resources in the Western Regions, and then further development. Meng Yi said.

"The development of this trade zone can stimulate our urban development in the Western Regions and effectively provide the resources we can provide. The existence of metal currency can effectively improve the liquidity of currency, although this is a kind of retreat, but this retreat can bring us great convenience, because we can improve the hegemony of our Qin State in the trade of the Western Regions, after all, at present, our Qin State's current situation is not very favorable. Meng Yi further said.

"That is to say, the use of metal currency can effectively help us maintain the trade status of the Qin State in the Western Regions, in contrast, paper money requires a lot of credibility of the government, and in the Western Regions, there are two powerful countries, one is the State of Rest, and the other is our Qin State, the duel between the two powerful countries relies not only on military strength, but also on the comparison of national strength based on economic competition." Shang Wen said.

"Yes, so, we need to strengthen our strong position in terms of currency, it just so happens that we have a lot of gold and can issue such gold coins, but gold coins can only be issued in the trade zone. From the trade area to the area under the actual control of our Qin State, it is necessary to control and not allow gold coins to circulate. The trade zone is a transitional zone. Meng Yi said.

"Hmm. With such a transition zone, it is possible to effectively isolate the impact of gold coin circulation. In the economic and trade zone, we will think of other ways to carry out, for example, the size and weight of gold coins in various countries must have strict regulations. At the same time, if necessary, our banks can take other ways to enter it. Shang Wen said.

For the use of gold coins, it is also a helpless move, Qin's paper money system can not further penetrate into the Yueshi, Tocharo, Dawan, and the territory of the rest of the country, in this case, gold and silver are still the circulation currency agreed by several parties, this currency does not need a country too strong credit system, and the strong strength of the Qin State can not be expanded here, gold and silver naturally act as the common currency of all parties.

Although this is a regression of the monetary system, but such a regression can effectively consolidate, stimulate the trade behavior of the Western Regions, in this trade process, the Qin State can gradually control the development of the situation, if the Qin State does not make changes, it is difficult to occupy the initiative in the trade, the loss of the initiative means that the Qin State will lose the control of the entire Western Regions, the Western Regions is an extremely careful trap, because in history, there are many powerful dynasties that stop here, Shangwen can not let the Qin State also stop here, therefore, It makes a lot of sense to occupy the right to trade, as well as the right to money.

However, at this time, the gold coins were only used in one region of the Western Regions, and Shang Wen did not plan to expand other regions, because the paper money system of the Qin State was still expanding. But what kind of impact will the coexistence of the two systems of gold and paper money have? Shang Wen still does not know, because after all, there is no such situation to refer to. The Qin State can only take one step at a time.

Sinjeong, South Korea.

"Bangladesh and Latin America refuse to negotiate with us, and I am afraid that the increase in troops may not solve the problem, and we need other methods." Han Shu looked at the telegram in her hand worriedly. Jang Shi's telegram illustrated the situation that South Korea could only take the initiative in the negotiations by defeating Bangladesh and Latin America. But the South Korean army can't save the fire from far away.