For the rest of the day, Zhao Xing was simply attacking those businessmen with the concept of modern banking, and after many negotiations, these people had completely fallen into this huge plan. No way, who called Zhao Xing the leader and has a group of excellent accountants. Originally, the First Bank of the Great Song Dynasty should have been established by that group of Israelis, and with a little bit of Zhao Xing's modern knowledge, this group of Jews immediately updated the medieval bank to the modern banking concept, and the plan made in this way was of course so rigorous that it was impossible to find a crack to drill.

It's also a tightly self-binding treaty, in which each shareholder is like a part of a machine, and the only thing they have to do is follow the rules and count the money.

In February 1090, Cao Lin finally moved, and they decided to join it, and then three or four more ticket houses joined, so the newly established joint ticket house became a super elephant with a capital of 30 million yuan.

The name of the new bill bank is named "Industrial Bank", which distinguishes it from the original bill bank, it has more than 10 bill banks to join, and the business of going out is equivalent to the central bank, only contacting these bill banks to carry out the exchange and deposit business, and then slowly issuing excessive currency, all of which takes time, and Zhao Xing is not in a hurry in this regard.

With the establishment of the Industrial Bank, more Israelis came to the small village of Hangzhou and joined Zhao Xing's banner, and the Israeli village continued to expand, and wrapped the small manor built by Zhao Xing into a small village and town with an area larger than Zhao Castle.

At this time, Yuezhou Zhizhou is Qian Xian. Everything was negotiable, and the land occupied by the Israelites was a tidal wasteland. It was also able to increase the Dingkou tax for Qian Xian, so Qian Xian waved his pen and kept granting land to the Israelites. And he himself took advantage of his vacation days to pass through the villages of the Israelites and secretly come to Hangzhou to play. Naturally, the Israelis are vigilant about their policies. That's all for later.

At the beginning of spring, Hangzhou's roads were completely renovated, and Su Shi began to have more ambitious ideas. He felt that Hangzhou was in the depths of the river, and it was really inconvenient to walk from Hangzhou to the seaside port of Mingzhou. So he proposed to dig a short canal, starting from the Grand Canal in Hangzhou, so that canal boats could sail all the way to the sea, so that goods could be transported directly to the capital through the canal.

Don't talk about anyone else. Even Zhao Xing was frightened by this ambitious plan, and he hurriedly persuaded him: "Teacher, you have a good life, 300,000 guan, you have not only cleaned up the river, dredged the West Lake, but also renovated the road and set up a hospital for the slums, and now you still want to dig the canal, do you still let other officials live?" Do you still dare to come to Liangzhejiang to be an official? ”

Su Shi is a child. He jokingly asked, "So what." ”

Gao Yu understood what Zhao Xing meant, and he immediately explained: "Duke Su." Brother Liren means that we only spent 300,000 guan and 200,000 stone meters on so much work, thanks to the operation of Liren.

For example, before this, I never knew that I could make money by building roads. But the departure did it. He divided the section of the road and asked people nearby to subscribe. Whoever subscribes, on both sides of the road, let him build pavilions and shops to rest. The pavilion can be famous, and the shop can be profitable. Under the double gain of fame and fortune, the subscribers did not hesitate to pay any price, and even more than a dozen families pooled together to buy the right of way.

In addition to building roads, the money and goods obtained from this right of way are the purchase of idle land on both sides of the road, and after these idle land are opened to the road, the land price rises several times, which gives us sufficient funds.

But Su Gong, outsiders don't know the operation here, it's too profound, even I'm like I'm in a dream now, this ring is one ring after another, I can't understand it, can outsiders understand it?

Since outsiders can't understand it, they have to say how come we have so much money, we have done so many things, and we still have money left. Others came to see this, how could this money be taken down? asked for a lot of money, and people didn't point to what Su Gong had done, accusing him of bribery, so how could people go to Hangzhou to be officials in the future? ”

Su Shi was especially unwilling, he greeted Gao Yu tightly: "Don't say more, I said you write, write a note and report it, leave people, you prepare early." After the spring ploughing, we will do it. ”

After speaking, Su Shi waved his sleeves in a chic manner, reciting the floating draft he had already typed, Gao Yu pinched the pen with a sad face, Zhao Xing rubbed his forehead with a sad face and walked out of the mansion, and greeted Qin Guan in a chic manner, he said hello to Zhao Xing leisurely, and staggered into the official office, Zhao Xing looked at the leisurely back of this guy, and rubbed his forehead harder.

Qin Guan followed Su Shi's side, just like a waste, he even wrote very few poems, and he only cared about the wind and snow every day, and Su Shi had a big attitude, letting Qin Guan mess around, and Zhao Xingzhi was worried.

Zhao Xing didn't know that in normal history, Qin Guan's experience in Hangzhou was also like a waste material. Su Shi doted on this student too much, and Gao Yu was too capable, so Su Shi took care of the three people, Gao Yu took care of the implementation, and Qin Guan only played.

Now that Zhao Xing has been added, Qin Guan is even worse, Qin Guan now wants money and money, he wants to be idle, and he is full of talent, and now he has become a female killer, from a child of seven or eight years old to an old woman of fifty or sixty years old, he has the attitude of not letting go of the mistake, and he shows his concern for women everywhere, and the result is ......

Zhao Xing sighed and returned to his castle, Cheng Azhu was playing with the child, in the whole building, Chen Yiyi was busy preparing the bank, Liao Xiaoxiao was busy teaching the new widow, Kasli has recently become obsessed with religion, often goes to the chapel to wander around, everyone runs without a shadow, Cheng Azhu is completely idle, playing with the child.

Bao'er is almost two years old, she can already talk and walk, it is the time when she is the most naughty, she keeps crawling upstairs and downstairs, and Cheng Azhu chases the child from upstairs to downstairs, and then continues to climb from downstairs, her face is full of happiness, and she doesn't feel tired at all. When Zhao Xing has nothing to do, he also likes to play with the child, listen to the child riding on his head and directing him to walk around, and at the moment he is just free, he also follows the child, climbing up and down.

The tip of Cheng Azhu's nose was oozing delicate beads of sweat, and she saw Zhao Xing revolving around the child, and hurriedly pushed Zhao Xing. Persuaded: "Official, go, there is a slave family to accompany you." That's enough, the officials are the ones who do big things, I heard that the canal is going to be dug again, and there are banks, Yi Yi is busy with his feet on the ground, and the officials will go and have a look. ”

Zhao Xing looked at Cheng Azhu's face with concern and made sure that the other party's words were sincere. Only then did he ask cautiously: "Ah Zhu, I've been too busy lately, and our husband and wife don't even get together for a few days, you won't blame me?" ”

"Look at what you said, why should officials be so polite to concubines, as the saying goes, husband and wife are one. Before the concubine had no children, the official insisted on not having sex with the concubine. Why can't the slave family comprehend this kindness? Now that the slave has a son-in-law, what are you worried about, just thinking about being with the official for a long time, so why care about the morning and twilight. ”

Ah Zhu actually learned the language of poetry, the cultural atmosphere of the Great Song Dynasty is really strong, Zhao Xing hugged Ah Zhu, made love, and then said goodbye.

When he walked to the door of the building, he saw Cheng Shuang looking here with a smile, and Yuan Yeping also smiled. As if relieved, he shrugged. Walked out of the building.

Yuan Yeping shouted coquettishly behind him: "Nagato Palace, that feudal merchant Sodi is here, he said to bring back the things you need at this time, what is it called, ostrich." His ship is anchored at the mouth of the river, what, will he let him enter the harbor tonight? ”

Outside the mouth of the Yangtze River. There is a chain of sandbars. This is what is modern called the Pearl River Delta. Originally, these sandbanks were garrisoned by the navy, and those garrisoned sailors belonged to Mingzhou. But then. The Mingzhou Navy is not good at management, and no one on the island wants to defend it, and the result is almost deserted.

Zhao Xing only started building lighthouses on several small islands on the sandbank last year. Because the existence of these sandbanks makes the current of the ocean surface complicated, and Zhao Xingdi's fleet uses this ocean surface most frequently, he has to build a lighthouse independently to show the way for his fleet.

Lighthouses are a non-productive industry, and the maintenance costs of lighthouses are high, and most people are reluctant to do such a thankless task. After Zhao Xing's lighthouse was built, the merchants near Hangzhou and Mingzhou were all stained with light, and borrowed the instructions of the lighthouse to sail at night, but Zhao Xing's lighthouse had its own special light signals, and those who were unaware could not distinguish these light signals, and suffered several losses.

Subsequently, ships from all over the country asked Zhao Xing to disclose the secret of the light signal, and Zhao Xing took the opportunity to charge a certain amount of maintenance fees for the lighthouse, so he disclosed the secret to them.

This part of the lighthouse maintenance fee Zhao Xing used to build some outbuildings for each lighthouse, such as strong stone houses, cisterns, etc., and then gave the lighthouse keepers a slight increase in salary. After coming and going, guarding the lighthouse became a white-collar job.

Although this work is lonely, but the food, clothing and housing are free, and the salary can not be spent, working on the desert island for a few years, you can save money to go home to buy a small industry, so the lighthouse keepers often take their families on the island, and the family takes turns to guard the lighthouse.

Later, the larger sandbar gradually became popular, and dozens or even hundreds of people lived. There was little production on the island, so those people rowed a small boat, bought some fresh fruits and vegetables from the nearby mainland, and started a restaurant business on the island.

Whoever opens a restaurant on a desert island is mostly smuggled goods. Zhao Xing turned a blind eye to this behavior, because his land was critical, and the goods also needed to be docked on the sandbar, waiting for night to fall and then look at the port.

The Steele boat is parked on the largest sandbar. The crew had been at sea for months, and fresh vegetables were rare, and the island's meals, though rudimentary, were popular, and Steele was full of wine, picking his teeth with a toothpick, and watching the sun set with satisfaction.

There are also a few waitresses serving wine and food, and the crew members who have been adrift at sea for a long time are stimulated by male hormones and can't see women, and they smile at the women attentively, and do not hesitate to offer their most precious belongings.

Steele watched the crew make noise and yelled, "Remember, keep your mouth squeezed!" ”

The crew replied with a bang: "Captain, we know." ”

Such a small restaurant is often an intelligence station, which either belongs to pirates or to the government, but no matter who it belongs to, it is not good for Steele. Because he came this time, he did not go to the nearby port of Mingzhou, which has a city shipping department and is an official treaty port.

Steele was to enter the Yangtze River and arrive at the dock in Zhaoxing to unload his cargo. So if you ask the government to catch it, it will not be good for him, and if it is a pirate, it will be even worse.

The hotel owner didn't understand what Steele was saying, but he understood Steele's demeanor, and he greeted him with a smile and said, "Don't worry about the guest officer." This sea area belongs to Zhao Laohu, look ......"

The shopkeeper pointed to a large boat and three loach boats rowing across the sea not far away. continued: "Guest officer, Zhao Laohu's ship cruising every day, once something happens, as long as fireworks rise on our island, within half an hour, there will be a ship to the rescue, and those pirates dare not come to the ground." The guest officer just put it

Steele looked at the fleet pointed to by the shopkeeper and muttered in stiff Chinese: "It's a waste for such a big ship to keep walking around the sea, how much it costs." ”

Before Steele could finish complaining, a pilot boat had already sailed on the sea, and it was waving its flag to the shore: "Please come with me, I will bring you into the harbor!" ”

Steele didn't bother to complain. Grab your hat and put it on, and beckon the crew to board the ship.

When he saw Zhao Xing, Steele repeated the question just now: "My lord, I see that there are fleets patrolling back and forth on the river all the time, and so many ships don't pull any goods, isn't that a waste." I don't think this kind of patrol work should be undertaken by individuals, what about your navy, why don't you see the navy patrolling? ”

A trolls? Zhao Xing smiled awkwardly, there was a mutiny in the Mingzhou Navy last year. Because the commander was too harsh, the soldiers mutinied. Flee into the sea by boat...... Of course, these people eventually joined Zhao Xing's fleet under false names.

The history of the Northern Song Dynasty has a history of more than 100 mutinies, an average of one every two years. Most of the mutinous soldiers fled into the nearby mountains and forests to become bandits, or defected to Haoqiang, after the Mingzhou mutiny, the imperial court took advantage of the situation to cancel the establishment of the Mingzhou Naval Army, and now this sea area is supervised by the Quanzhou Naval Army. The measures taken by the supervision of the Quanzhou Navy are: no supervision.

Originally, there should have been countless pirates gathered on those sandbanks. They make a living by collecting protection money from passing ships, but Zhao Xing runs the waterway. Of course, he could not tolerate extortion by others, so he organized an armed merchant ship to voluntarily maintain the security of Haiti.

But the news of the collapse of the Mingzhou Navy couldn't be told to Steele, so Zhao Xing had to be sloppy: "It's not a loss, Hangzhou is connected to the Grand Canal here, and the goods from the canal can be directly transported to Hangzhou, and then moved to Mingzhou by seaship, and returned to the city to bring the goods from Mingzhou to Hangzhou to exchange for canal ships." It's a busy route, and each ship always carries some cargo. ”

Zhao Xing's words are also a little vague, because he built a private wharf outside the castle, which is generally not open to the public, and the berths in other places in Hangzhou are not deep and cannot dock large sea vessels, so the task of loading canal ships is realized in Mingzhou, and Mingzhou Wharf will carry the sea trade goods and agricultural products such as grain and fruits transported from the south to medium-sized ships in Mingzhou, and then sail directly to the Hangzhou Canal Wharf, so the real flow of goods is not realized on his wharf. The patrol ships traveling on the sea were really empty, but they would bring a little cargo back to Hangzhou when they sailed to Mingzhou.

But there is no need to talk to Sodi about these business affairs, Zhao Xing immediately jumped the topic and jumped to the purpose of the other party's visit this time: "Steele, you can be regarded as rich this time, you originally only had one ship, but this time you actually brought three ships, what are they loaded on?" ”

"Eggs, my biggest cargo is bird eggs, adults, ostriches are not easy to transport, I shipped you three thousand ostrich eggs, each egg is artificially incubated for two generations of products, to ensure that adults hatch, immediately able to adapt to local growth." Sodi said flatteringly.

Zhao Xing blinked his eyes and asked curiously: "Two generations, I remember that you have only been back from Mizhou for more than two years, and you can hatch two generations of ostriches in two years, you are really good!" By the way, can the first generation of ostriches lay eggs after a year of growth? ”

Sodi choked for a moment, quickly skipped the topic, and continued: "My lord, I also brought you three hundred adult ostriches, but unfortunately it was a long journey, most of them died on the sea trip, and now there are only more than fifty left, and they are guaranteed to be adult and healthy ostriches. ”

As Sodi spoke, the wooden cages of the ostriches were being unloaded on the dock, these ostriches Steele took good care of them, and they didn't look sluggish, Zhao Xing nodded lightly with satisfaction, and Steele hurriedly added: "My lord, I also brought you ten black slaves who can raise ostriches, they all understand Latin, you can order them directly." I am confident that your ostrich farm will thrive under their care. ”

Zhao Xing had a smile on his face, he stretched out his hand to Sodi, and shook it heavily: "Thank you, you helped me a lot." But 3,000 ostrich eggs only occupy one-fifth of the space at most, 300 ostriches can probably occupy the space of a ship, and the rest, what cargo do you carry? ”

A sneaky smile appeared on Sodi's face: "My lord, I have brought you a few horses, Arabian mare and Spanish mares, and although they have lost a few companions during the sea trip, ten horses have survived.

For the rest of the space, I was carrying some ordinary cargo, such as African timber, ivory, rhino skin, rhino horn, African lion fur...... By the way, there are also several Egyptian craftsmen and Arab lapidaries you want, all of whom are slaves and will definitely satisfy you. ”

After a pause, Steele added, "I hope you can please me too." ”

Zhao Xing promised: "Don't worry, since you left, our porcelain technology has made a breakthrough, has produced white as milk-like porcelain, this porcelain factory belongs to the Huang family, not sold at all, I happened to have a little business with that kiln factory, and organized half a boat of white porcelain for you, well, you can call it jade porcelain." I assure you that you are the first maritime merchant to deal in jade porcelain, and that no one will compete with you for the next fifty years. ”

After a pause, Zhao Xing reluctantly added: "I think, this half cargo has exceeded all the value of your goods, because it is for the royal use, representing the highest achievement of my country's porcelain level, and I personally think that it even exceeds the value of your goods, far beyond ...... Otherwise, I'll deduct some more. ”

Steele was startled, and cold sweat came down: "My lord, I have brought three ships of goods, you have to let me fill the ship, I also brought ten boxes of gems, a whole shipload of ivory and wood, you let me only load half a shipload of porcelain back......"

Zhao Xing waved his hand generously: "Then, I will fill your remaining cabin with tea and silk, but the number of high-grade tea and silk is very small, I am afraid that you will not be satisfied." ”

What else can I say in vain, not to mention that tea and silk are worthless in Zhao Xing's eyes, and when shipped to the West, it is not much cheaper than porcelain, Steele was afraid that Zhao Xing would regret it, so he agreed very quickly, he took out the list of goods from his arms and offered it with both hands: "My lord, this is the list of goods, please take inventory." ”

Zhao Xing took the list indifferently, handed it to Cheng Wang beside him, and said with a sigh: "Oh, this time the business has lost a lot, I lost two and a half boats of silk and tea, what to pay off, the more I count, the more sad it is." ”

Cheng Wang took the list with a gloomy face, and Steele saw that the momentum was not right, so he hurriedly bowed and prepared to run away: "My lord, I'll go to the dock to have a look, and tell the crew to be careful when loading the goods, don't worry, I will take care of it myself and never let them damage your goods." ”

Steele ran fast, Cheng Wang looked at his back, and complained very dissatisfied: "Teacher, since you have lost a lot, why do you want to do business with him, it's better to ......"

Zhao Xing smiled: "Loss, big loss, that's what he said, in fact, this batch of goods makes a huge profit." You don't know, ostrich meat is the same price as beef, raising an ostrich can be slaughtered for two years, and the meat produced is about the same as a pig, but the profit is much greater than that of a pig.

As for the horses, I estimate that each of them is around 100,000 gold coins, and the war horses and ostriches are enough to compensate for the half shipload of porcelain, and the rest is our net gain. Silk tea is worth a few dollars, doesn't he still have a few boxes of gems, we have the lathe grinder brought by the Jews, as well as gem processing equipment, I am worried that the supply is not enough, these ten boxes of gems, one box can earn a shipload of goods, this time we made a lot of money. ”

Cheng Wang was happy at this time, pinching the manifest and going to the dock to count the goods. The wharf is bright, busy unloading goods, at this time, there is a ship on the river in the distance to call the light to enter the port, Zhao Xingxing was careless, and when he saw the light of the ship, he was very surprised: "It is actually a Mizhou ship - the Mizhou ship should not enter the port at this time?" Could it be that there is some emergency...... Let it enter the port immediately and dock at the outermost pier. ”