Unconsciously, a Zhongyuan Bank has opened all over Qilu and half of Huainan.

The common people and businessmen all know that the backstage of this bank is King Lu, the official government of Qi State. He also knew that the role of this bank was to exchange gold and silver coins for silver bills.

Lu Qian had long had the idea of engaging in gold and silver coins, but it was really because in this world, China during the Northern Song Dynasty was already full of silver.

Not to mention that it can be compared to the Manchu Qing Dynasty in the official history, at least the amount of silver has accumulated to a certain scale.

In this way, Lu Qian felt that minting gold and silver coins must make money. This belief is based on a very deep-seated impression that he had seen many in his previous life, and that the profit from the minting of silver coins was almost universally accepted.

Lu Qian estimated it himself, and he also felt that it must be feasible. Pay more for less silver, and it will be cheaper. In particular, he now has the best casting process in the world today.

If so, Lu Qian took the Yuan Datou in his memory as a reference, and quickly took out Lu Datou. And customized: one round of silver coins, the total weight of seven coins and five cents, silver eight or nine, copper one and one. Heping sterling silver is six cents and six cents, worth seven coins and five cents of silver, and the money is seven hundred and fifty cents.

This silver coin, as well as gold coins of the same size, had already begun to circulate in Qilu during the Liangshanbo era. The answer is obvious.

The reason for this is twofold, first of all, these silver coins, wrapped in gold coins, have a clear definition of content, and the value is clear at a glance. In the early days, Liang Shanjun's trade and trading were mostly with his own people or with the people, and Lu Qian had that reputation to make people trust.

The second is that the weight and fineness of the silver dollar are unified, and it is more convenient to use according to the number.

This third and most important reason is that the pieces of silver are of different sizes, weights, and fineness. The copper money has always been exchanged for one or two lines of silver, the pattern of silver is also known as "foot pattern", is a kind of standard silver of the present era, the fineness is about ninety-five, such as the Zhao Song Dynasty stipulates that one or two lines of silver is equal to 1000 Wen.

But in fact, the silver circulating in the world is not the same, and there are many names, there are "Yuan Silk", "Green Silk", "White Silk", "Water Silk", "West Silk", "Stone Silk", "Willow Silk", "Camellia", "Fennel", "Single Tilt", "Double Tilt" and other famous colors, these different types of metal silver need to be converted into a unified national unit of measurement, so as to facilitate the statistics of taxation.

It is also necessary to be cautious in business transactions, which will ruin many people's minds and be even more troublesome. How can you have a silver dollar so quickly?

In this way, when Lu Qian seized Shandong, the silver dollar and the gold dollar were already widely spread in the land of Qilu.

And by minting gold and silver coins, Lu Qian also made a lot of money.

At the same time as the circulation of gold and silver coins, Zhongyuan Bank also opened all over Qilu and Huainan. This is the money bank of the government, and the common people can take the scattered broken silver to exchange gold and silver coins as soon as possible, and the handling fee is very low.

And his greater responsibility is to accept private loans, as well as issue silver bills. The interest of the former is calculated on a ladder basis, and if it is less than 10 times, the interest is negligible. The latter was released last year, and at the beginning, it was far from being a ticket like in later film and television dramas, because the anti-counterfeiting means were not up to par, the watermark was too simple, and there was still work to be done. At that time, the silver ticket was more like a storage document.

I put the silver in Yidu and withdraw it in Yangzhou, how much convenience can I save? Security has skyrocketed. There are many benefits, and the small handling fee obviously can't stop the enthusiasm of the merchants.

That is, the second edition of the follow-up, the anti-counterfeiting means of silver tickets have been greatly improved, which has made its liquidity qualitatively improved. But it's more about it later.

Now, the Zhongyuan Bank has a new function, that is, to pay military salaries.

Whether it is a soldier or a general, in the future, the local banks will distribute the salaries and salaries on their behalf. All the soldiers could get from the quartermaster of the department was a thin piece of paper.

After the Battle of Luzhou, the Huainan Army had its own rewards.

The death of the war and the wounded are compensated, the meritorious are rewarded, and the cowardly are punished.

Zhao Yucai is the one who was rewarded, he had a spear, and he made a lot of meritorious contributions in the fight in Shen County, and was promoted to a first-class meritorious service after the war. It can be said that after this feat, as long as this guy devotes himself to serving in the army, he will definitely be promoted in the future.

At the same time, he was also an injured person, and he was transferred to the hospital later, and if he wanted to make a meritorious service on the battlefield, how could there be no price?

Zhao Yucai had eight minor and serious injuries all over his body, and he was sent to the hospital, and it took half a month to get out of bed on crutches. The people in the same ward as him were all in the same battalion as him, and the Shouzhou army was stubbornly defending Shen County this time, and the casualties were quite large. Only three of the wards suffered serious leg injuries, and the other six suffered hand injuries or broken bones, and at least half of them were unable to continue their service.

If it weren't for the Liangshan Army's effective handling of the disabled soldiers, these wounded soldiers should have worried about how they would live in the future.

At such an age, they are the pillars of the family, strong laborers, if they can't do heavy work in the future, how can they not affect the family?

Therefore, the high pension of the Liangshan Army and the proper placement of the disabled soldiers only killed the wolf chasing after the buttocks with an arrow, which solved everyone's worries.

And there are teachers in the army, and it is good to teach them to read and write in their free time, so as long as they stay in the army for a year and a half, they can recognize more words. At the same time, there is a literacy test in the army, and those with a high level of education can enter the government system after retiring or being disabled, including serving as gymnastics instructors in state and county government schools.

The Chinese have always paid attention to the grace of dripping water, when the spring is reciprocated. Mencius said: The king treats me as a countryman, and I should repay him as a countryman! You treat me as a passerby, and I repay you as a passerby! If you treat me with mustard, I should repay him with revenge! As he said, how could these sergeants flee from the battlefield and be defeated without a fight?

Zhao Yucai was born in poverty, although he has a clan, but he has no relatives. He didn't want to ask for land, and he didn't want an acre of military merit land for Anjia, but all of it was exchanged for silver and deposited in the bank. Although there is no interest at all, this is because Zhao Yucai is an active sergeant, if it is a common person, then he has to take out money to make savings. But many people are also willing to eat.

Zhao Yucai was lying on the hospital bed and couldn't get off the ground, even if he knew how much reward he would get, he was a standard money fan. This party can go down to the ground on crutches, and the person will hold a military card, and a wooden block with his unit, name, and position written on it, which is like going to the logistics office of the hospital to withdraw his own money.

"Zhao Yucai, the former soldier of the left team in front of the third battalion of the Shouzhou Infantry Army?"

After checking with each other, Zhao Yucai signed the roster, and then looked at the piece of paper handed by the accountant of the logistics department and was dumbfounded.

"What is this?"

He knew the words on it, but he didn't understand what it meant.

"Can you know the branch of Zhongyuan Bank in Shouzhou?" The accountant asked.

"Of course I know." Zhao Yucai replied.

"The salary of your Shouzhou Army has been transferred there. When you go back to Shouzhou, take the pay ticket and the military card, and go to the branch to receive your salary. ”

It can be said that with the solid foundation of the Liangshan Army, some measures can be gradually realized. Just like the current one, at least it can reduce corruption in the military. Whether it's a baggage officer at the battalion level, or a baggage officer at a higher level, you won't see any money.

There is a fixed amount of soldiers' salaries, and there are rewards and punishments that must also have 'real evidence'; after verification and verification between the upper and lower levels, the military department will directly write to the household department, and the household department will then allocate funds to the local bank branches, which has many links, but you just can't see the money. Not to mention that it can eliminate the phenomenon of drinking soldiers' blood, at least it increases the difficulty.

And in a place, there are many garrisons and horses, and there are more military dispatches, and the military status is strictly restricted, and there will never be a person who agrees, and a person who has nothing to do becomes a member of the army. In addition, in the future, there will be full-time personnel in the yamen of the provincial-level soldier and horse chief to inspect from time to time, which will increase the difficulty of eating empty sounds.

If these two points can be strictly controlled, it will be of great benefit to the building of the military system.

Of course, Lu Qian is also idealized.

However, whether it is Qilu or Huainan, the credibility that the Liangshan Army has established is consciously enough to make the officers and men in the army accept this piece of thin paper.

At least Zhao Yu recognized it. After listening to the accountant's explanation, and then looking at the salary ticket in his hand, there was only a feeling of holding a silver ticket.

It's just that unlike these soldiers who trust the Liangshan Army, in Yidu City, whether it is the military department, the household department, or the security department that is divided from the spy department, including the headquarters of Zhongyuan Bank, they are all wide-eyed and carefully checking the place. Not for fear of fake paychecks, but for fear that the paychecks would not be recognized by the sergeants. As soon as it was implemented, a bad incident broke out.

Earlier, when the silver ticket was first implemented, there were fake silver bills only a month ago. Its appearance is simply god-like. The feel, painting and watermark of the fake silver ticket are all the same, that is, even the tokens and code words are known clearly, the only thing that is wrong is that several hidden dark spots on the background color of the silver ticket have not been imitated.

However, after review, the case was solved, but it was the result of collusion between the bank's internal and external employees. So it's no wonder that the tokens and code words are clearly known.

In fact, Lu Qian didn't know, that the later Shanxi ticket number has a watermark, there are some auspicious words on the ticket, in fact, it is all code words, and it will be adjusted every once in a while, there are many inconspicuous special ways to write the amount, a thick place and a light place, how much to provoke are particular, some ticket numbers are also numbered, plus the secret language of exchange, such as has a high degree of security.

And the silver number proprietor's control over the money bank's branch shopkeeper is even tighter, as if the ancient generals led the troops outside, and the family members must be sent to the emperor Lao Tzu, and the family members of the semicolon shopkeeper are also faintly controlled by the owner, and even the correspondence and clothing exchanges with the family must be transferred after passing the general number inspection, because these shopkeepers know all the details.

Lu Qian didn't know this method at all, and even if he knew, he couldn't learn those old Shanxi wealth.

No matter how big the latter's silver number is, how can it be bigger than Zhongyuan Bank?

After the accident, Lu Qian racked his brains and couldn't think of a proper way. It was he who accidentally saw a walnut microsculpture before he thought of a solution. Even if it's just a stupid solution, a palliative solution. But it can solve the urgent need.

That's the technology of upgrading.

Using Liang Shanjun's world's first 'magnifying glass' manufacturing technology, this problem is solved with a subtle degree that cannot be achieved by the naked eye, and a cumbersome and clearly recognizable 'miniature carving'.

But with the development of technology and the popularization of the principle of magnifying glass, this anti-counterfeiting method will be eliminated sooner or later. This period of time will not even extend beyond his lifetime.

Then the law is set, the forger is beheaded, and the whistleblower is rewarded. He also pointed out that all those who started the idea, carved plates, printed money, made paper, those who bought color materials, "those who have sympathy forgery, are all put to death."

As Zong Ze said: both special good paper, mostly for the letter, the value of the heavy banknote and the good book of the book, then the forger, must first make fake paper, and engrave the letter, and then copy the handwriting, there is a bad one, its treacherous and broken, less private coinage, counterfeit silver, its difficulty several times. And if the law is punished for the falsifiers, and the forgers are rewarded for the hypocrisy, then the forgers can be relentless.

It's really fake, that's another story. However, there is no evil in forging silver tickets in the short term. The same is true for the bill. There is no need to be vigilant about forgery, and it is worth being vigilant about the acceptance of such pay by the soldiers.

Lu Qian didn't expect to issue banknotes now, although he was very familiar with the Zhongtong Yuanbao banknotes of Mengyuan and Zhu Hongwu's Daming Baobao banknotes in the official history.

"King, Yang Lin, the spy department, asks to see you." After the Espionage Department was split into two, the latter stayed in the field, and is now the head of the Espionage Department, with the official position of Secretary of the Espionage Department.

"Chen Yang Lin has seen the king. The local officials of the two roads in Hebei are willing to serve our army, and they are all on it. As he spoke, he handed the fold in his hand to Lehe.

Lehe handed it to Lu Qian, and when he opened it, there were quite a few people, there were seven people. Compared with the 21st Prefecture, the 14th Army, and hundreds of county towns on the two roads in Hebei, nearly 60 state and county officials that Lu Qian has seen in his eyes, and the number of seven state and county magistrates in this district is really a lot.

"Toast, don't eat, eat and drink." Lu Qian was furious.

Yang Lin lowered his head and said in his heart: Helplessly, the people who can be seen by Lu Qian are mostly people with honest and honest personalities, and the discipline of this generation is also strong, and there are many people who are not afraid of power.