Hu Xueyan took a passenger ferry bound for Guangzhou with apprehension, and arrived in Guangzhou three days later. Pen? Interesting? Pavilion wWw. ｂiquge。 ｉｎfo

What he didn't know was that in the past three days, Hu Xueyan's reputation has become a hot word, first Zhu Jinglun invited him to go south to meet to attract attention, and then the story of his business war with foreigners was processed by major newspapers and continuously reported, and in three days, he has become famous all over the world.

Within three days, Zhu Jinglun also had a thorough understanding of Hu Xueyan's bottom and found that this was really a hero.

Only this person dared to engage in capital conflicts with foreigners in Shanghai.

The point is not that he has the money, but that he has the means. When it comes to money, Western countries that have completed industrialization are the richest, but no foreign company can monopolize more than one-third of raw silk, but Hu Xueyan can.

By going deep into villages, workshops, and even silk reeling women, he paid a deposit to order raw silk early.

This ability to go deep into the countryside cannot be mastered by one person, because you are facing a complex rural society, with clans, landlords, yeoman farmers, and even unscrupulous gentry.

Hu Xueyan's method was to cooperate with local forces, sign agreements with large and small silk stacks in Jiangsu and Zhejiang, lend money to them to operate, and through these silk stacks, he went deep into the villages and monopolized a large amount of native silk.

Obviously, Hu Xueyan did not establish a relationship with a single farmer, but with a small and medium-sized silk stack, and this relationship network has covered one-third of the silk reeling workshops, and who would dare to say that it cannot cover two-thirds, or even more, in time.

Suddenly, Zhu Jinglun discovered that Hu Xueyan's most powerful connections may not be with bureaucrats like Zuo Zongtang, but the connections of a small businessman organized through Qianzhuang. It is no wonder that Hu Xueyan has never forgotten the Fukang Money Bank, because only through this money bank can he network those rural businessmen.

There is such a network, as long as he survives this difficulty, Hu Xueyan can't turn over. As long as he can monopolize one-third of the raw silk trade every year, the turnover will not be less than 10 million taels, and the profit of one million is just ordinary, and a few years later he will be very rich.

And although Hu Xueyan lost tens of millions of taels of silver, his total property was actually positive, because he really had assets of more than 20 million taels. Among them, tens of thousands of acres of land and other assets in Shanghai have been sold at a low price in order to save the emergency. But in Hangzhou, the mansion he built invested tens of millions of taels of gardens before and after, which housed dozens of beautiful wives and beautiful relatives, but this kind of garden is inconvenient to get rid of, so he will go bankrupt. In addition, even after he went bankrupt and liquidated, he was not as poor as others imagined, and he also kept an industry, his pharmacy Huqing Yutang, and this Hu Qingyutang has assets of two million taels, which is as famous as Tongrentang, a time-honored brand in the north.

Hu Qingyutang is a pharmacy, perhaps out of guilt for the accumulation of bloody capital, or perhaps because of the conscience of wealth, Hu Qingyutang saves lives and helps the wounded all year round, and sees the poor at a low price or even for free, but in fact, this pharmacy is still profitable, because he has developed several trauma drugs, which are very suitable for use in war, and Zuo Zongtang's army is his biggest customer.

According to these property conditions, Zhu Jinglun feels that once Hu Xueyan gets through the difficulties and activates his assets, he will still be a wealthy man with a net worth of tens of millions. Let him go bankrupt and watch the intangible assets he has painstakingly accumulated for decades disappear, which is not only a loss for Hu Xueyan, but also a loss for national capital. Some of this kind of capital is money that can be seen, and some of it is credit that cannot be seen, and in the business era, credit is money. And once he turns over, Hu Xueyan's three words are strong credit, so why worry about not getting money.

It's just that he never forgets Fukang Qianzhuang, and Zhu Jinglun also found that he really seems to be inseparable from this Qianzhuang, because this Qianzhuang is the link of all his industries. Figuring out these relationships, Zhu Jinglun found that although the business form is still very primitive, in terms of operation methods, Hu Xueyan's industry has already had the prototype of a consortium in later generations, that is, with bank capital as the core, radiating inextricably linked industrial chains.

Zhu Jinglun's main purpose in taking away Hu Xueyan's Fukang Money Village was to set up a banner and inject confidence into the Shanghai market, but taking away Fu Kang Money Village was also tantamount to breaking one of Hu Xueyan's legs.

"I heard you want to get your money back?"

After Hu Xueyan was brought into the palace, he has been very restrained, so that a person like him who is in his sixties and has lived in the old era for half his life suddenly sees the emperor, if he is not restrained, it is really difficult for him.

Hu Xueyan sat on the chair, never steady, only sat on half of his buttocks and didn't say anything, and his whole body was still tense.

Hearing Zhu Jinglun's question, he immediately bounced up like a spring, and then knelt on the ground.

"Don't dare, don't dare!"

Zhu Jinglun couldn't bear to see him: "What don't you dare, it's your own thing, I want to take it back, it's right!" ”

Hu Xueyan didn't dare to speak, Zhu Jinglun waved his hand, and Huang Sangong, who was waiting next to him, immediately helped him up.

Zhu Jinglun continued: "I made a gentleman's covenant with you, you can take back the money if you want, but you can't take it back for nothing, I will give you three years, you have earned enough money in three years, and you will buy the money back at the real price!" ”

Hu Xueyan didn't know how to answer, so he muttered for a long time, then knelt down again and said, "The grass people thank the emperor for his grace!" ”

Zhu Jinglun smiled, asked Sangong to help him up, and then began to talk to him about business.

When it comes to business, Hu Xueyan is much more confident, and he talks about Shanghai's business in a straightforward way, and for a while he even forgot that he was talking to the emperor, and when he reacted, he didn't dare to speak again.

Zhu Jinglun listened to it very enjoyable, and it was all some tips on how to make a windfall, but operating with this mentality was too risky, and it started quickly, and it went bankrupt very quickly.

Zhu Jinglun also talked to him about the advantages of the joint-stock system, so that risks can be avoided and all industries involved in one industry will not go bankrupt. Just like this time, if the raw silk loses money, the raw silk line can be discarded, and other industries will not be affected.

He also talked to him about the industry and told him that it is not enough to make money in business, and that industry is the most stable, and it is the industry that can be passed on for a long time and even benefit future generations. Encourage him to continue to do the raw silk business, invest in the establishment of a factory, and if it is difficult, he can find support from the Ministry of Industry.

Zhu Jinglun thought to himself that if Hu Xueyan could use his connections and channels to operate the machine silk reeling industry, it would be a terrifying force, because since he could go deep into the countryside to buy raw silk, then he would also have the ability to go deep into the countryside to buy silkworm cocoons, and if he could monopolize one-third of the silkworm cocoons, he would be able to use the power of technology to become a giant in the silk reeling industry in a short period of time.

Although Rong Ji silk business in Jiangnan for a long time, but the scale is always a problem, and most of them are concentrated in Jili Lake silk, ordinary white silk is rarely involved, which makes the silk reeling industry in Jiangnan is still based on manual processing, Zhejiang is better to say, now accept the management of the Ming Dynasty, the silk reeling capitalists in Guangdong also began to go north, but Jiangsu under the rule of the Manchu Qing Dynasty is not easy to say, but also rely on Hu Xueyan such a two-faced businessman, in order to transform Jiangsu's silkworm cocoon resources into industrialized high-quality raw silk raw materials.

In addition, Hu Xueyan is also a big tea merchant. The silk tea, medicine and money he operates can be said to be high value-added industries, so in just 30 years, it can reach the accumulation of several generations of the Jin merchant family. If this accumulation is transformed into industrial capital, it will be of great benefit to the industrialization of Jiangnan.

Perhaps the famous Jiangsu and Zhejiang industrial and commercial consortium in later generations will form a climate 20 years in advance, and Hu Xueyan is most likely to become the head of the first generation of the consortium.

"Joint-stock system and industry are all good things. If you don't know, you can ask Wu Shouye, he will be in Shanghai for the past few years. I'd love to see you take Fukang Bank back. ”

"Your Majesty's kindness, the grass people are unforgettable!"

After finishing the conversation with Hu Xueyan, he sent him away, sent experts from the Ministry of Industry to take him to the large silk reeling factory and other factories in the Ministry of Industry Shangshu's house to visit for a few days, and then sent him back to Shanghai.

The equipment ordered by Hu Xueyan from France has also arrived, and the engineers from France have been asked to help install the equipment and debug the equipment.

What he saw and heard in Daming really opened his eyes and strengthened his confidence in starting a machine reeling silk factory. A conversation with Zhu Jinglun also made him make up his mind and began to reorganize Hu's assets. In accordance with the law of the Ming Dynasty, the industry in Hangzhou was re-registered, and the rich silk merchants in the south of the Yangtze River were invited to become shareholders and reorganized into joint-stock companies.

Under Wu Shouye's staff, the largest traditional business giant in the south of the Yangtze River, and the last glorious Hui merchant family, the Hu family began a faltering transformation, transforming into an industrial and commercial giant in the new era.

With a new direction in his heart, Hu Xueyan's body seems to have a new vitality, in the original history, after bankruptcy, he died of depression in the second year, and now he seems to be able to live for another twenty years.

Shanghai's market in the government bank under the encouragement and support, in the depression stabilized, the Ming economy under the steady protection of the central bank, although there have been repeated bankruptcies, but there has never been a financial collapse, the general direction is towards stability excessive, at this time, new industries, but may be stimulated by military orders, against the market to grow.

Although the war of arms expansion of the navy and army has not yet begun, batches of orders have been quietly sent to relevant enterprises through the Ministry of Industry. The clothing, weapons and equipment needed for the formation of a new army of one million were a lucrative deal, and the textile industry and the machinery industry could all benefit from it.

In particular, the tens of millions of taels of warship orders ordered by the Navy can give birth to a shipbuilding giant, and this giant is also ready to greedily accept all orders, and does not hesitate to use all his connections for this.