Chapter 205: A Brief History of Money

Yang Biao said: "Just let that kid toss!" I'd like to see what he will bring to us in the end. ”

Hua Xin saw Yang Biao's attitude like this, and he sighed gloomily. Yang Biao is afraid that he has already fallen.

Qin Zhen didn't pay attention to Hua Xin's participation at all. What they can't do, he won't be allowed to do. These people are really old and stubborn.

You have the ability to do things yourself! It's not that he covets the foundation he has laid.

These people, in fact, are also a group of cowardly people. Qin Zhen can be regarded as having seen Hua Xin's essence clearly.

Diao Chan and her sisters have been constantly rotating new clothes recently, the style is quite novel, and it is still eye-catching to wear.

But Qin Zhen is just weird. "Mink, are you messing with my little vault again?" He asked.

The keys to the house, he gave them to Xiao Zhao and Diao Chan, and he didn't ask.

The two of them often change into new clothes, where do they get the money? Didn't they empty his vault without permission? Does he also have to face the kind of dilemma that Hua Xin and they encountered?

"The little lady of the Du family gave us a gift, and we also have shares."

Diao Chan flashed her big eyes and said to Qin Zhen.

Du Qiongying's new clothes for them?

They do have shares in the silk village, and the cloth on the village is also appropriate to make clothes for them.

"You two stupid people, she converted the goods into red and gave you clothes! The Du family, this little girl, is doing business to the head of the shareholders, which is really hateful. ”

Qin Zhen yelled.

"Don't let them send clothes in the future, let them send money."

Qin Zhen was a slap in the face to Diao Chan.

But Diao Chan said to Qin Zhen: "Grandpa Guo, you are stupid, the money is not as valuable as the cloth." We take the money and have not yet accepted the cost-effective clothes. ”

Ah, and that kind of thing?

"Isn't it possible for us to buy everything if we have money? Why is cloth more valuable than money? ”

Qin Zhen asked.

Diao Chan said: "Because of ......"

Qin Zhen said: "Don't say it, I'll let Xiao Zhao tell me!" ”

Diao Chan can't be trusted, she dares to lie to him. Xiao Zhao is much more honest and more loyal to Qin Zhen.

Diao Chan is favored and can do anything wrong. Only by being loyal can Xiao Zhao be valued by Qin Zhen.

Different people always have their own value.

Xiao Zhao was very happy to see Diao Chan eating deflated, smiled sarcastically at Diao Chan, and came to answer Qin Zhen.

Diao Chan was half angry with Xiao Zhao, but there was nothing to be done. It's all Qin Zhen's fault. Diao Chan thought hatefully in his heart.

Xiao Zhao came up and said to Qin Zhen: "Grandpa Guo, who would dare to accept minting money in the current war period?" There are a lot of them that are fake. ”

"Moreover, I heard that even the money flowing out of the treasury is seriously fake, and the people dare not accept it! Therefore, money, indeed, there is no cloth, which is more reassuring. ”

"Even if you trade in the market, you can also use cloth to settle the transaction!"

"Well, that's ......"

Through Xiao Zhao's explanation, Qin Zhen finally understood something.

In the past, the monetary system was very chaotic. The country lacks the metal needed to mint money, so even the national coinage is often short of catties and catties, and it is wanton to participate in fraud.

Not to mention the private currency of the people.

In this way, the credit rating of the currency is gone. Everyone has lost confidence in the currency and does not dare to use the state to mint coins and trade goods.

On the contrary, it is the physical cloth that assumes the function of money, and in the transaction of commodities, it assumes the instrument of settlement.

Therefore, the dividends of the silk village, at this time, are indeed taking cloth, which is more real than taking money.

Qin Zhen didn't understand anything about this, he just thought that money was the most reliable tool for value embodiment at any time, so when he opened his mouth and closed his mouth, he wanted to sable them and accept other people's money.

But in the eyes of Diao Chan, isn't this just a stupid behavior? Obviously the cloth is more valuable, but he wants to collect the coins? Isn't that stupid?

In fact, the value of the currency itself does not need to be equal to its circulating value! Qin Zhen thought to himself.

In the past, coinage was made of gold, silver and copper. Occasionally, someone uses iron, that is, it is a fraud, and the short pound is less than two. The common people are afraid to accept it.

But the value of gold, silver and copper itself is extremely high, and if money is minted from these raw materials, the state cannot afford it.

Therefore, in many cases, the state will be the first to stand up and make counterfeit money.

Actually, the national currency. It has always been guaranteed by the credibility of the country, which is what can be used.

It is not necessary that the currency itself has value, so that it can be used as money.

In the past, money itself had to have value. Therefore, only gold, silver and copper can be used as currency. This makes money itself lacking. As a result, there was a lack of credit in ancient money.

Because the state also fakes.

And the state has to counterfeit, because the state does not have so many raw materials to mint money. So they don't fake, what else can they do?

Actions at the national level make the country lose its credibility, and the currency will naturally lose its credibility, so that the people will use grain many times. Cloth acts as a settlement tool for goods.

Modern money, that is, under the premise of national credit, can also be used as currency for commodity transactions with a piece of paper. This will allow for the exchange of goods. Faster and more convenient.

If he can overcome the problem of counterfeiting, then Qin really wants to promote convenient currency in this era.

He wants to build a commercial society, and he really can't do it without convenient settlement tools. Currency alone will be a great constraint on his plans.

But using a piece of paper that has no value in itself, and printing a 100 yuan on it, represents the purchasing power of this paper. In an age when metal money is used to it, can people accept such money, even if they don't consider the proliferation of counterfeit money?

The paper itself has little value, and he went to tell others that this kind of purchasing power representing 50 yuan, the kind of purchasing power representing 1,000 yuan, the simple people, dare to believe it?

It seems that the most important thing is to first establish the credibility of the people in the national government. Otherwise, it is simply impossible for paper money to really circulate.

From Xiao Zhao's words, Qin Zhen thought about the matter of currency. This kind of thinking seems to be a bit jumpy. But consider how much the settlement of transactions with grain and cloth would hinder the prosperity of commerce.

What he has been implementing since then is a set of policies to promote business, and then he understands this status quo and doesn't think about it much, okay?

Bang Bang!!

After listening to Xiao Zhao's words, Qin Zhen pulled Diao Chan, pressed him on himself, beat him twice, and then said: "It's right to use cloth to offset dividends, but is cloth clothes?" That girl from the Du family, didn't she still earn your manual fees? ”

"And, if you are making clothes, why do you have new clothes and your father-in-law does not? Looking for a fight! ”

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