As the situation in the Heshan area became more and more stable, Hou Jin led the first batch of troops to withdraw to Guangzhou, and then the following troops would withdraw one after another, which ended the situation of Zhu Jinglun singing empty city plans in Guangzhou. Pen, fun, pavilion www. biquge。 info

During this time, more than 10,000 veterans were in the field, and the troops he could use were actually only more than 6,000 Wukeng troops.

Fortunately, the children of the banner people were competing with the Xin'an recruits for training, and the misunderstanding of the general Mukdenne made the banner people in Guangzhou think that Zhu Jinglun was Yixin's party and the opponent of Su Shun, whom they hated, and they had long forgotten the possibility of Zhu Jinglun's rebellion.

And Zhang Qianshan's life is not easy, he took 20,000 people to be blocked by Hua Tingjie and Shi Pu's Xiangyong, whether it is Hua Tingjie and Shi Pu, these two people have led soldiers, and they have considerable experience in organizing and training Xiangyong, one of them is in Nanxiong Prefecture and the other is in Shaozhou Mansion, they didn't let Zhang Qianshan enter the city, and finally forced Zhang Qianshan to run to Lianzhou with the army.

This is obviously emulating Zhu Jinglun, Zhang Qianshan must be sure that Zhu Jinglun is already planning to rebel, because he is such a person, when there is no opportunity, he will definitely not have any rebellion, but once he sees the opportunity, this kind of person will not have any loyalty to the old regime.

As soon as he saw that Zhu Jinglun had occupied the city of Guangzhou, he couldn't wait to find a piece of land for himself, but when he returned to his station, Nanshao Liandao, he was resisted by two civil officials, so he had no spare strength to trouble Zhu Jinglun.

However, with the return of his main force, Zhu Jinglun felt that he had to go out of Nanshao Liandao, and it was always a hidden danger to put such a road close to Jiangxi and Hunan, once this prefecture and two prefectures were controlled by the Qing government, they could transfer Hunan troops from Jiangxi and Hunan at will.

But if they send troops, they will be tantamount to tearing the flag and completely tearing their faces with the Qing court, and then they will passively respond to the battle.

What's more troublesome is that Hua Tingjie and Shi Pu have already established Xiangyong, Zhu Jinglun is willing to fight with the Qing army, and even fight with the Hunan army, but he is not very willing to fight with Xiangyong, the predicament encountered by the British and French forces back then, he doesn't want to taste it, fighting with the local army in his hometown is a big thing for any officer, not how powerful they are, but they are familiar with the local environment, why Napoleon defeated Russia back then, either he couldn't beat the Russian regular army, or he was cleared by others, and then he was harassed and defeated by the militia without restrictions. The reason why the British withdrew from the United States was not that they could not defeat Washington, and the Americans did not win a few battles, but the lobster soldiers were tireless, and the British government did not want to spend on the military.

Once the two civil officials avoided the countryside and fought guerrilla warfare with Zhu Jinglun in a region of millions of people, Zhu Jinglun really didn't think about when to entangle, so in order not to get into trouble for the time being, he decided not to attack Nanshao Liandao for the time being, where is there still a Zhang Qianshan, let him play with the two civil officials first.

Zhu Jinglun is still training in Guangzhou, and at the same time asked Zhang Baoming to take the former Wukeng army and the Hakka clan in the Chaohui area to climb the relationship, the Hakka people in Heshan are all separated from here, and the history is not long, the events in the Qianlong period, the genealogy is clear when checked, and even there has been a connection between them, so that these Wukeng soldiers can tell the Hakka people in the Chaohui area who is the good official who really helps the Hakka people.

This area is very troublesome, it is very important to get their support, even if it is to fight for their neutrality, the people here are fierce, not only there are Hakka people, but also another big ethnic group in Guangdong, Chaoshan people, ancestral home Fujian, Guangdong people called Fu Lao, in recent years, the Turkish people have fought very fiercely, in history, Chaoshan people and Hakka people, Chaoshan people and Cantonese people have a lot of fights, and Chaoshan people can suppress the Hakka people to fight warriors, is a famous ethnic group in Lingnan area.

Zhu Jinglun can not get their support, but he can't let others get their support, this is not to guard against the Qing court, the Qing court is impossible to let these people support, but to guard against the Taiping army, the last unit of the Taiping army in history, Hong Shunbu finally held out here until 1866, known as Chengye Hakka, defeated Hakka, revolted in the Hakka area, and perished in the Hakka area.

In addition, there is Huang Sangong borrowing money, the tension is not smooth, these businessmen who he went to borrow money are mainly concentrated in the Pearl River Delta region, and the business is mainly concentrated in the three industries, tea, raw silk and salt, agricultural society, that is, these things belong to bulk commodities, and it is easy to produce big businessmen.

It's not that the money hasn't been borrowed, it's just that the borrowed money is too slap in the face, how many wealthy families with hundreds of thousands of properties are only willing to borrow a few hundred taels of silver, seeing that Huang Sangong is constantly crying poor, and even would rather give more filial piety than borrow money publicly, and finally took out the hundreds of taels of silver, and also told them that it was to serve the court, and there was no need to give them an IOU.

Zhu Jinglun was disappointed by their statement, this is a Chinese businessman, he does not dare to stand up to defend their interests at any time, where there is a little bourgeois spirit, he does not want to get involved with Zhu Jinglun at all.

Their position is also neutral.

After receiving the news from Huang Sangong, Zhu Jinglun had to sigh and sent someone to ask HSBC to come to Guangzhou to talk to them about the loan.

HSBC is a bank proposed by Wu Chongyao, a representative sent by the bureau at the board of directors of Jardine Matheson Matheson last year, and Wu Chongyao told them that he hoped that Jardine Matheson could come forward and establish a China-centric bank, headquartered in China, and also focusing on China business and serving China's trade.

In the original history, HSBC was founded by some retail businessmen, the original sponsor was the British steamship company's Taipan Susland, he heard that some Bangladeshis planned to establish such a bank in China, so he preemptively plagiarized other people's ideas, and used the identity of the British, to attract almost all foreign banks in Hong Kong with identity to become shares, the largest shareholder is the sworn enemy of Jardine Matheson Bank, Baoshun Foreign Bank, as a result, only two large-scale banks did not become their shareholders, one is Jardine Matheson Bank, The other is Qichang Foreign Company.

However, the American-run Qichang Foreign Bank has always been known for its flexibility, they only recognize money, and after seeing that HSBC has obtained the franchise rights, they immediately became shareholders, and in the end, only Jardine Matheson Matheson did not have a shareholding.

The biggest reason why Jardine Matheson did not become a shareholder was because they themselves were the leaders of the exchange business between Far Eastern Foreign Firms, and they almost monopolized the exchange business from British Foreign Banks to London.

Another reason is because of Baoshun Foreign Company, Jardine Matheson Foreign Company and Baoshun Foreign Company are mortal rivals, everyone knows that the two foreign companies are the first and second opium dealers, and they have been tit-for-tat in business, and there is a personal grudge, that is, the Taipan and the founder of Baoshun Foreign Company hooked up with the lover of Jardine, the founder of Jardine Matheson, and the two banks are actually family banks, such as Baoshun Foreign Company's English name is Jardine's Madison Foreign Company, and the shareholders are also their relatives. This personal feud was difficult to resolve, and finally because of the financial crisis, when Baoshun Bank went bankrupt, he turned to Jardine Matheson for help, and Jardine Matheson was not saved.

But this era is really black and white, Zhu Jinglun's bad idea made HSBC, which should have been a thorn in the side of HSBC, become a bank initiated by Jardine Matheson, so that Baoshun Bank, which was originally the largest shareholder of HSBC, did not join this foreign bank.

Jardine Matheson has a lot of money, and it is basically equivalent to a family bank, but it has half of Wu Chongyao's shares, and the registered capital is claimed to be 2 million taels, but in fact, the prospectus is only 800,000 taels, Wu Chongyao has half of it, and Jardine Matheson has only contributed 300,000 taels with its own exchange business and part of the cash.

Jardine Matheson was not short of money, but he was willing to inject his exchange business completely into the bank, and let Wu Chongyao get the largest shares, the only reason was that Wu Chongyao promised to let the Xin'an Li Bureau form an alliance with HSBC, and all the money transactions of the Xin'an Li Bureau would go through HSBC's channels, including the deposit of customs duties and exchange.

Now that Zhu Jinglun is short of money, of course, he has to find a way to borrow it from HSBC.

HSBC was very interested in this transaction, and they soon sent people to Guangzhou, because their banking business did not go well, and they operated for ten years in history, and the turnover of the deposit and loan business only grew from 10,000 yuan to 70,000 yuan, which was not smooth in the early days.

The main thing is to find reliable customers, China is not industrialized, so there is no need for too many financial services, as for the financial services of China's business, under normal circumstances, Chinese businessmen are used to relying on their own capital turnover, not too much to borrow money at all, that is, to borrow money, but also used to find relatives and friends to borrow, let them borrow money from a bank at interest, unless it is those who have no choice, about to go bankrupt businessmen, and such businessmen, for risk control considerations, HSBC does not dare to borrow, so this market has not been opened.

Previously, he borrowed a loan of 100,000 taels from the plantation of the American Robert Gray, and now Zhu Jinglun is also borrowing from them in the name of the Guangdong government, where can HSBC not pay attention to it.

"1,000,000 taels, 3% per annum!"

Zhu Jinglun put forward his own request.

The first manager of HSBC, the Swiss banker Cresseau, who was poached from the Oriental banking giant Liru Bank of this period, was widely regarded as the most outstanding expert in the Oriental exchange business, and he believed that Zhu Jinglun's request was a fantasy.

"Oh my God, you can't get this kind of interest when you go to London and issue bonds. At least 5 cents. ”

For the amount of money Cresso didn't care, HSBC took over the exchange business of Jardine Matheson, the bank treasury is the cash remitted by the major foreign banks to the United Kingdom, as a banker, let him see that the funds do not need to be idle in the safe of the head office, it is a very painful thing.

Zhu Jinglun shook his head: "You should understand that this is a good deal." I can use the customs revenue as collateral. ”

Zhu Jinglun was testing and testing the attitude of the British, obviously as the most representative bank of the British Matheson & Co., their attitude was more reliable than Hurd's attitude, and it was more representative of the British government's attitude.

Kresso sighed: "I think you are well aware of the risks, about the political aspect!" ”

He looked at Zhu Jinglun, and sure enough, the British didn't care about the procedure at all, which showed three problems, first, they were willing to see Zhu Jinglun tear up with the Qing government, second, they had confidence in Zhu Jinglun, thinking that Zhu Jinglun could control the Guangdong Customs, and third, they were really greedy, they wanted benefits, as long as the benefits were big enough, they could tolerate risks.

Zhu Jinglun was satisfied, greed is a virtue, and he believed that if Zhu Jinglun started to establish a state in Guangdong, even if the British government did not agree, the HSBC gang would definitely put pressure on the government and influence the government's diplomatic decisions, because it was related to their interests.

But Zhu Jinglun also has interests, he stretched out four fingers: "Si Li, I think your risk is very small, or there is no risk at all." ”

When he said this, it was also a strong hint to HSBC, so that the British knew that they were very confident that they could control Guangdong, in short, cooperation is two-sided, and when others support you, you also need to consider your strength.

With two hands nested together, the hands of a greedy financier and a crazy careerist, the deal was made.

Zhu Jinglun couldn't help but think in his heart, if this situation appeared in the conspiracy theories of later generations, would he be said to be an agent of the banker? (To be continued.) )