Chapter 656 borrowing
In November, the generals of the Ming Dynasty, except for the key tug-of-war, the commanders on the front line of the anti-Qing Dynasty did not return to the court to report their work, and the rest rushed to Guangjing.
It just so happened that Wang Yan held a full moon wine for his son Wang Wendao and daughter Wang Wenxiang, and also took the opportunity to gather his subordinates and cronies together again to enhance their emotions and unite people's hearts.
Wang Yan was happy on this day, and it was inevitable that he would get drunk, and when he woke up, it was already the next morning.
He Zhizhi walked into the bedroom, watched him sit on the edge of the bed, pressed his head, hurriedly made a cup of tea, and handed it to him, "Your Highness, wake up." ”
Wang Yan drank half a cup, then he was more sober, he looked up and saw He Zhizhi, who used to be out of the field and couldn't take care of his family, but now he has busy affairs at home, going out early and returning late, he remembered that He Zhizhi used to be very arrogant and willful, but now he is more and more decent.
Wang Yan felt a trace of guilt in his heart, so he pulled He Zhizhi over and sat down, and moved his hand, "Things are complicated at home, and my parents and adults also rely on my concubine to fulfill their filial piety, and I am very ashamed in my lonely heart." ”
"Most of the things in this house are the credit of my sister." He Zhizhi held his hand and said with a smile: "Your Highness, is this a thank you concubine?" ”
Wang Yan was embarrassed for a while, but said with a straight face: "Concubine Ai thinks it's inappropriate? When Yanyan is better, Lone also wants to thank her. ”
He Zhizhi sat in Wang Yan's arms, stretched out his thin white finger and tapped it on Wang Yan's nose, and said coquettishly: "I'm afraid it won't work today, Mr. Chen has been here a few times, I'm afraid I'm in a hurry." ”
When Wang Yan heard this, he remembered that he had indeed convened many businesses to discuss today, and he couldn't help but pat his head, "What time is it?" ”
He Zhizhi stood up and said with a smile: "There are three poles on the sun." ”
As she spoke, she walked outside the house and summoned a group of maids in, Wang Yan heard it and couldn't help but sigh: "I've slept for so long, and the wine is really a mistake." ”
He got up from the bed by himself, but his legs were a little weak, and he almost didn't stand up, He Zhizhi covered his mouth and chuckled, Wang Yan heard it in his ears, but he felt that she was laughing with bad intentions, the two looked at each other, Wang Yan was embarrassed, and immediately defeated, swearing in his heart that this wine would be less in the future.
The maid helped him dress neatly, and after washing, He Zhizhi picked up a bowl of white fungus lotus seed porridge again, Wang Yanhu ate a few bites, and hurried out, but his legs and feet were still a little floating, and the horse could not be ridden, so he could only let the coachman drive and send him to the Guangnan Chamber of Commerce.
Guangnan Chamber of Commerce, although it is called Guangnan, but the business names within the Chamber of Commerce are not only Guangdong maritime merchants, but many business alliances around the whole chain of maritime trade.
The Chamber of Commerce is in the corner of Yuexiu Mountain, funded by several wealthy businessmen, usually for businessmen from all over the world to rest, and it is also open to Juzi to live during the imperial examination, and many businessmen also discuss what major events are here.
The carriage stopped in front of the Chamber of Commerce, although the Chamber of Commerce is rich, but can not be repaired as majestic as the official yamen, the outside looks the same as the usual restaurant, a plaque hangs at the main entrance, a pair on both sides, the upper link "business should have a way, there is a way to make money for business" and the lower link "there is no virtue in the product, there is no virtue in making money, and there is no virtue in making money".
Wang Yan got out of the carriage, and when he entered the door, he saw Chen Yonghua greet him, and then asked, "Are all the people here?" ”
Chen Yonghua failed in the imperial examination, and now he mainly helps Wang Yan take care of the affairs of the Wude firm, he saw Wang Yan coming, and hurriedly saluted, "Just wait for Your Highness." ”
At this time, nearly 30 people had gathered in the lobby, all of whom were representatives of big businessmen or clans.
Everyone in the hall gathered together in twos and threes, whispering for a while, they are all big businessmen, a few words of small talk can set a business, at this time there is no contract law in the Ming Law, so a set of rules has been formed between businessmen, words must count, otherwise no one will dare to do business with you.
At this time, Chen Yonghua stepped in first, pressed his hands, and said loudly: "Everyone, be quiet, Your Highness is here." ”
The hall suddenly fell silent, the guards stayed outside the hall, Wang Yan walked in quickly with only two guards, and everyone got up one after another and saluted to welcome Wang Yan inside.
What an honor it is for a businessman to be able to live with the king of the county, and everyone is excited.
Wang Yan smiled and waved his hand to let everyone sit down, he himself sat unceremoniously in the middle hall, Chen Yonghua stood beside him, a group of businessmen sat according to their strength, and Feng Yingchang, a big man in Yangzhou, sat on the left by relying on Wang Yan's relationship.
The presiding officer of this discussion was Chen Yonghua, he saw that everyone was seated, Xiao Si prepared tea and all retreated, so he stepped forward and said: "Ding Hai New Year is about to end in a blink of an eye, today His Royal Highness summoned you to come, one is to settle the accounts, and the other is to discuss with you the cooperation in the coming year." Let's talk about the accounts first, and if you have any questions, you can ask them at any time. ”
Chen Yonghua took an account book from the hand of the scribe on the side, slowly unfolded it, and began to say: "In order to compete for Sichuan and Shu this year, the Wude firm borrowed 1.2 million taels from the imperial court, and the imperial court used the Fuzhou mine as collateral, and the city department repaid 200,000 taels every year until it was paid off. Recently, it was handed over with the Ministry of Households, 80,000 taels in Fuzhou, and 200,000 taels in the city. ”
Chen Yonghua paused, looked at everyone, and then said: "The imperial court has repaid this year's silver money as agreed, and the five German merchants will return the 280,200 silver to the seventeen merchants, including the Jinghai firm, according to the proportion, you can have any objections." ”
Naturally, everyone had nothing to say, Wang Yan had brought them a lot of wealth in the past two years.
The five German firms borrowed silver, and the seventeen firms totaled one million taels, and the distribution to each was less than 100,000, they never thought that Wang Yan could repay it, and they all regarded it as a political donation, which was regarded as looking for a backer in the court, but they didn't expect that this backer would really repay the money, and there was interest to earn.
In fact, in the whole process, Wang Yan also has to earn, he lent to the court is six cents of annual interest, and he borrowed money from Guangnan firm, but it is only five cents of annual interest, don't look at this is only one point, one million taels of one hand, which is equivalent to 10,000 taels in hand, and he is also difficult to make a fortune.
After speaking, Chen Yonghua glanced at everyone and saw that no one raised objections, so he continued: "Regarding the matter of cooperation in the coming year, His Highness will personally discuss with you. ”
After speaking, Chen Yonghua sat down on the vacant seat on the right, and Wang Yan stood up and said: "The first thing to say about this cooperation is to ask you to borrow another million taels of silver. ”
When everyone in the hall heard this, many people who had just drunk tea almost squirted out, and they were moved by Wang Yan's move to repay the money, but they didn't expect that he would borrow money again.
The first million taels were only repaid for 280,000 taels, and they asked for another million, isn't they digging a pit for them? For a while, everyone in the hall looked bad.
Wang Yan saw their reactions, as expected, he already had a countermeasure in his heart, in fact, this loan was also a means to tie these businesses to his side.
He borrowed too much, and these merchants naturally did not want to see him fall, of course, he could not just borrow money, but also need to bring benefits to the merchants of Guangnan.
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