Chapter 308 Money in the Bank Is Not Money
[Ran^文^Library][]. []. The people of Qingzhou all think that Wu Zhi will not deal with Huang Zhi anymore, including Huang Zhi himself, so he has been blatantly in Qingzhou recently. (Ran Library (7764))
In fact, Huang Zhi was not a person who was too capable of being scared, but Wu Zhi's provocation and harm to him died down, which made Huang Zhi feel that he had won Wu Zhi, although Wu Zhi did not have too much financial loss because of his tricks, Wu Zhi's industry is still thriving, not compared to Huang Zhizhi......
But Huang Zhi still felt that he had finally won once!
After fighting for so long, I finally got a slight upper hand......
After all, it is enough to make Huang Zhi suffer for a long time.
Moreover, Huang Zhidese is also trying to confuse Wu Zhi.
made Wu Zhi feel that he was finally angry, and he would no longer regard Wu Zhi as an enemy.
Huang Zhi sneered in his heart, could it be that Wu Zhi thought that he was Liu An and could be subdued so easily?
How naïve!
I, Huang Zhi, are the richest man in Qingzhou, and the most prestigious and powerful person in Qingzhou! But after you Wu Zhi came to Qingzhou, you not only took away my position as the president of Qingzhou, but also helped the government intercept more than half of my salt business, which made me suffer heavy losses! The position of the richest man was also taken away by you, and the treasury silver was stolen that time, and it must be you Wu Zhi who is the obstruction!
How can I spare you?
Don't think that if you are generous to me a few times, I will be at your mercy!
No! Absolutely not!
Not only will it not, I must find another way to defeat you, I will take away all your property, take back everything from me, let your wife be separated, your family will be ruined, and you will get out of Qingzhou!!
Wait, Mu-sik! Today you are soft on me, tomorrow don't blame me for being cruel to you!
Even your unborn children, I will make them the most despicable beggars when they are born!
………
Now, looking at me showing off my martial arts in Qingzhou, is it just in line with the wishes of your martial arts officials? Think what I'm doing is the same as what you expect from your military officials?
Hehe!
After a while, you will definitely not be so lucky to escape, next time you will either die or I will live!
Thinking of this, Huang Zhi couldn't help but sneer, he thought of Tie Niu, after some contact, he naturally saw what kind of character the black guy was, reckless, stupid, and irritable! Huang Zhi also knows that this kind of person is the easiest to use! Tie Niu is just going back to his hometown to visit relatives, and Huang Zhi is also secretly thinking that when Tie Niu returns to Qingzhou, Wu Zhi's death will not be far away!
Wait!
………
Whether Huang Zhi is performing in Qingzhou City, or really getting scared, Wu Zhi doesn't pay attention to him at all.
Wu Zhi had to learn a lot of questions and news from a group of senior executives every morning during the morning meeting, from the budget of the restaurant newspaper to the bank's new regulations; From the arrangement of employee welfare holidays, to even the young guys who marry wives and have children, how many red envelopes should the group seal in the name of the big boss Wu Zhi is the past congratulations and so on.
…… No matter how big or small, no matter what trivial things are, as long as they are mentioned, then Wu Zhi will ask about it and put forward his own opinions and opinions.
However, only for Huang Zhi, any news about him was automatically filtered out by Wu Zhi and others, and they didn't bother to mention it.
Wu Zhi doesn't know how Huang Zhi is doing in Qingzhou now, and how he performs......
Because Huang Zhi is about to come to a catastrophe, no matter whether Li Kui can succeed or not, at least Huang Zhi will never be able to escape, and the court will not let him go.
For a person who is about to die, why should Wu Zhi pay attention?
………
Song Jiang's ability here is still good, at least when there were no major commercial affairs in the early stage of the bank, Song Jiang, the senior president of the bank, did a good job!
The bank is booming, and its internal systems and rigid regulations are gradually improving, and it has become more and more like an efficient, rigorous and professional financial institution.
The bank is constantly providing abundant financial support for Wu Zhi's Qingzhou College, restaurant oil mill, newspaper printing field and liquor shop to seize the market, but for the expansion of the Great Song Bank itself, Wu Zhi asked the ambitious Song Jiang not to worry, first gain a firm foothold in Qingzhou, and thoroughly improve the rules and regulations, personnel structure and financial management methods, and lay a solid foundation.
After all, banks are an emerging industry in this era, even if the design before the opening is perfect, it will definitely face all kinds of problems in the future, if you expand rashly, once there is any problem, it will be much more difficult to modify, once the foundation of the major reform is not stable enough, it is easy to fall apart.
This example is not uncommon in history.
And Wu Zhi's approach is the same as the reform and opening up of the country in later generations, and this hand is called "small-scale pilot", and when all conditions are ripe, it will be gradually promoted and expanded.
Although if the bank expands now, the amount of money it will absorb will definitely be astronomical, but Wu Zhi knows that he must not rush for quick success.
Now, the bank has absorbed countless deposits in Qingzhou, but it has also loaned out a few sums of money.
The first to come to the bank for a loan was Liu An, Liu An's net worth bought the bank's shares, and he was naturally not rich in hand, and under Wu Zhi's secret allocation, he came to the bank to borrow a huge amount of money to develop his paper industry.
Wu Zhi didn't ask him what real estate title deed mortgage he wanted, but directly mortgaged it with 5% of the bank's dry shares in Liu An's hands.
In this regard, Liu An was naturally overjoyed, after the loan, Liu An acquired almost all the paper workshops in Qingzhou, plus the previous Liu family's paper workshop, in a short period of time, Liu An became the largest paper supplier in Qingzhou.
And under the guidance of Wu Zhi, Liu An invested a lot of manpower and material resources to improve the papermaking process, and tried to get closer to the process direction of the assembly line, which greatly improved the efficiency of papermaking and saved the cost of papermaking.
Liu An is the largest paper merchant in Qingzhou, this time he has more high-quality and inexpensive paper products, and has seized more market share, and the wealth flows into Liu An's pocket like flowing water, which can't be stopped, and he wakes up with a smile every day when he sleeps.
Liu An is naturally grateful to Wu Zhi, and no matter how much money he makes, he will deposit the money in Dasong Bank as soon as possible to show his absolute support for the bank.
The expansion of commercial capital has always been like this, and those who are unable to compete will either be annexed or go out of business.
Those paper merchants who were squeezed by Liu An and were about to go out of business have realized that the reason why Liu An quickly dominated the market is the improvement of the papermaking process and large-scale production to seize the market, and all this requires the support of huge funds.
At least if the market in Qingzhou is lost, the markets of other state capitals near Qingzhou will have to be seized by Liu An if they don't hurry up!
There are already paper merchants who have gone to the bank president Song Jiang with expensive gifts, because they feel that since Liu An is behind the support of the military officials to seize the market with such a large amount of money, if they also borrow loans from the bank, will the bank not lend them money?
If the Wu officials meant to only support Liu An, then they had to consider changing their careers to other businesses.
In this regard, Song Jiang waved his hand and assured the paper merchants that the bank is absolutely fair and just, as long as the mortgaged industry is taken out and the reputation is passed, anyone can come to borrow, and the bank will never deliberately not borrow.
This is what Take-sik means.
At the first all-staff meeting after the opening of the bank, Wu Zhi, as the chairman of the board, said to everyone in the bank: "The money in the bank is not our money; The interest of the bank is our money! ”
This sentence made all the employees suddenly, yes, in the end, the money in the bank is deposited by the people, and only by lending the money into interest, that is the bank's continuous income!
Therefore, Song Jiang's attitude is "welcome to come and borrow money"!
...