"What navigation, what relationship?" Shi Wanquan was completely confused by Sun Dan. Eyes of the moon in the heart. A look of confusion.

Sun Dan smiled, and then realized that what he said, not to mention Shi Wanquan, a big businessman, even the most knowledgeable scholars of this era could not understand.

"Old Shi, you don't have to understand too much. You don't have to worry about the sales of the silk produced, if you can't sell it out, you can sell it overseas. Simply supplying the government and the imperial palace, after all, the amount is limited, and it is not the way to do business. ”

"Yes, yes, I'm worried too much." Shi Wanquan said: "For now, even if the entire Fangshan County is converted from agriculture to mulberry, there will not be much silk in a year, and the output of the entire Hebei and even a prefecture in the south of the Yangtze River will not be able to catch up." With this amount of output, just one Shuntianfu can swallow it. Shi Wanquan sighed and said: "My Jin merchant mainly deals in mules, horses, cloth and grain, although this thing is very profitable. However, the main customers are herdsmen on the grasslands, and no matter how much they expand their business, the scale is always limited. I went to Jiangnan once a few years ago to see if I could break into the silk circle. At the time of Xijiang. In Jiading alone, the annual silk output reaches 500,000 horses. ”

Sun Jia's eyes lit up: "There are a few in Jiading Mansion." County? ”

Shi Wanquan: "Nine counties." ”

Sun Jia took a breath of cold air: "Silk has such a large output? ”

Shi Wanquan nodded and sighed: "If you don't go to Jiangnan, you don't know how rich the world is." ”

Sun Dan interrupted the conversation between the two and said, "For now, Guangfang Mountain, even add the whole thing." Hebei's silk production is indeed very local, and the local market can completely digest it. But my goal is to build Fangshan into a textile center in the north, and the business will definitely get bigger and bigger in the future. Therefore. The matter of sea trade should also be prepared as soon as possible, "one year will not be successful, two years will not be successful, two years will not be successful, three years, only sea trade can bring rolling financial resources." ”

Shi Wanquan said: "When the villain goes to Suzhou, I will contact people in the industry." Indeed, sea trade is a thing. If the business that comes to the money can be directly contacted by Hongyi, it will be less likely to be interrogated by the middleman. ”

After Shi Wanquan finished speaking, he looked at Sun Dan embarrassedly: "Master Sun, I know that you always have college questions, and the villain is from a humble background and rude." There are a lot of things you say, we don't understand it. Will it be possible to use the vernacular in the future? ”

Sun Dan was a little embarrassed, but. This international and domestic situation, in ancient terms, is really difficult to summarize. Just one capitalism has to be explained for half a day.

He smiled: "Forget it, if you don't understand, you don't understand, I'll pay attention to it in the future, and try to use easy-to-understand words to communicate with you." "But don't worry, this is a long-term business that will definitely make us a lot of money."

Indeed, now is the embryonic period of capitalism, and many ideas that seem too ordinary in later generations to be ordinary are genius strokes in the Ming Dynasty. For example, the opening of the weaving bureau mentioned by Sun Dan is actually the prototype of a modern factory. And silk. As a handicraft product, the added value is much higher than that of ordinary agricultural and sideline products.

In fact, it was not a surprise in the south to set up large-scale textile workshops. For example, the current Suzhou imitation weaving industry is very good, and wealthy machine owners open workshops and hire machine workers. There are more than 5,000 machinists in Suzhou, and these 5,000 machinists feed four people each, and at least 20,000 to 30,000 people directly benefit from industrial production. Coupled with the transportation, sales, and planting related to silk imitation weaving, it can be said that the whole of Suzhou has become a commercial city with a modern atmosphere.

This is just Suzhou alone, the entire Jiangnan district. There are many other cities that have prospered purely on commerce, including Nanjing.

As the number of commercial cities increased, so did the number of merchants and handicraft workers, which created a burgher class. In the future, to protect their interests, they established a number of business guilds. Thereupon. The germ of capitalism sprouted without the will of man, and without the later peasant uprising and the entry of the Manchu Qing Dynasty, history would not know what track it would have embarked on.

The emergence of new industries has always been a profiteering industry. It's just that the northern businessmen can't see the business plan because of the lack of information, and no one copies the business model of the south.

All Sun Dan needs to do now is to keep up with the trend of the times and make a lot of money. Needless to say, Shi Wanquan is an old ghost in the shopping mall, and Sun Jia is very smart, just thinking about it, he can see the great business opportunities. Both of them were excited.

Sun Dan, Shi Wanquan, and Sun Jia also couldn't take a break. Soon a number came up.

Sun Jia: "I calculated, the output of Guangfangshan County only needs 500 looms, considering the whole of Hebei, 1,000 should be enough." ”

Sun Dan: "If you want to do it, make it bigger and get 3,000 units back." Otherwise, once the wind spreads. Other businessmen see the profits and set foot in this industry again, but they are afraid that there will be vicious competition. ”

Shi Wanquan also said repeatedly: "If you want to do it, make it bigger." Crowd the market in one go, so that other people can't step in. ”

Sun Jia looked at Sun Dan in surprise: "There are only 5,000 looms in Suzhou, and we have 3,000 looms at once, are there so many silks?" ”

"I asked the entire Fangshan people to grow mulberry and raise silkworms." Sun Dan said quietly.

"It's not enough to be afraid, there's another problem. As far as I know, no one in Fangshan raises silkworms. The land is in the hands of big families, and if you want to convince them to raise silkworms, I'm afraid it's a little difficult. Shi Wanquan came to his senses and suddenly became worried.

"Clear the ten lands, let them withdraw all the lands." Sun Dan explained: "From the bottom of my heart, I don't want to touch the interests of the wealthy, even if I want to clear the land, I shouldn't come forward." ”

Sun Jia: "Those big families all have some backgrounds, and letting them retreat is afraid that it will be harder than killing them." ”

"I naturally have a good idea." Sun Dan smiled disdainfully: "As far as I know, the income from growing mulberry and silkworms is fifty percent higher than simply growing grain." Once our weaving bureau came out, the farmers' silk had a market, and seeing the ready-made benefits, naturally some people would grow mulberry. When the time comes, the peasants who have attached their land and population to the wealthy families will see that the benefits of planting mulberry are more than the benefits they get from tax evasion, and they themselves will cry and shout for the lord to return the land to themselves. ”

"Wonderful!" Shi Wanquan slapped his thigh: "This method is good, the farmer's self-cultivated land is used to raise silkworms." The income increased by 50% all at once. In addition to paying the national tax on imperial grain, the remaining part is much more than the income of their dependence on the wealthy. These peasants look stupid, but they are actually shrewd. The clever trick of the adults is to let them fight in their own nests, and then sit and reap the benefits of the fishermen. As long as Fangshan is built up and sees the real benefits, it won't take two years, and I think the entire land of Shuntianfu will be planted with mulberry trees, and then. We don't have to worry about the supply of goods. ”

Sun Dan touched the fluff on his lips: "Do you understand my intentions now?" "Even if the land is cleared, it must not offend the local arrogance. The emperor's grandson Dan has made political achievements, and he can also have an explanation

Sun Jia silently gave a thumbs up.

"Okay, since you all have no opinions, I'll talk about the details, Sun Jia is my plenipotentiary. Boss Shi and I are funders. Now let's discuss our rights and obligations. Shi Wanquan immediately became nervous when he heard this, how he didn't know the benefits of this business. But. Since this business is so profitable, with the strength of Sun Dan and the Lu family money bank behind him, can he still use himself?

Sun Dan seemed to see Shi Wanquan's thoughts, and said: "Boss Shi, I am indeed one of the shareholders of the Lu family's bank, and it is said that there should be no problem in borrowing hundreds of thousands of taels of silver from the bank." However, you should also know that the affairs of Lujia Qianzhuang are a bit complicated, I, Jinshang, Lu Bing and Huang Jin are all shareholders, and I don't plan to ask about the things inside, and I will eat some dividends every year. In Sun Dan's mind. Lujia Qian Zhuang is prepared for the future central bank. Only when the capitalist and commercial credit system is initially established can we take action. In the future, it may be divided into several houses, but the time is not yet ripe, it is better to be still, so don't bother with it for the time being, just be a hen that lays golden eggs. Let it go down on its own.

Shi Wanquan didn't dare to speak, the origin of the Lu family's money village was too big, and it made people chill when they thought about it.

Sun Dan said again: "I still have more than 100,000 taels of silver on hand, and my house will not be built first, and it will all be spent on this weaving bureau." I will pay for the loom, and the business of the weaving bureau will be run by me and Sun Jia. ”

Shi Wanquan saw that Sun Dan did not mention his name. I was anxious: "My lord, you called the villain to Fangshan, did you let me interfere in the business of the Weaving Bureau, didn't you want to kick the villain away, didn't the adult call the villain to come over and join forces with you, why do you regret it now?" ”

Sun Dan smiled: "Old Shi, don't worry, I haven't finished talking yet!" It's a business thing. Everybody joins forces. There will be a lot of trouble in the future. I have an idea. I can't lose you anything. You see if this is good, you set up a business in Fangshan, give loans in advance to farmers who are willing to change farming to mulberry, and then sign a purchase agreement with them, wait until the silk is listed on the market and purchase it uniformly, and then sell it to my weaving bureau. In the future, I will only buy silk from you. In fact, the kind of business that Sun Dan asked Shi Wanquan to do was the company and farmers in later generations. Plus micro-loans.

To tell the truth, this old Xi'er has an amazing amount of liquidity on hand, so let him do the tiring work that requires a lot of working capital such as purchasing silk. With Sun Dan's current economic strength. To feed three thousand looms, the sheer amount of cash alone would have bankrupted him instantly. This kind of risk is simply transferred to the Jin merchants, and when they buy the silk on hand, they can be owed three or five months, which can be regarded as a kind of empty glove white wolf.

Shi Wanquan grabbed the teacup on the table and brought it to his lips: "My lord, let the villain settle the account first."

Sun Dan: "I'll wait."

Shi Wanquan didn't go to drink tea, his right hand was fixed in the air, and it took a long time to put down the cup heavily: "Isn't this just a money bank to lend." That's a big deal! ”

Sun Dan: "Old Shi, you finally understand, think about it, in the future, every million households in the entire Shuntian Mansion will borrow from you, even if one family only lends you one tael, it will be one million taels a year." Just earning interest can kill you. ”

"Wait, wait." Sun Jia had another objection: "If the farmer makes money in the first year of mulberry planting." With a lot of money on hand, will they still borrow money from Boss Shi, and are they willing to pay interest for nothing? ”

Shi Wanquan sneered: "Those people's thoughts, Miss Sun still don't understand!" Before the silkworm spun. How much will be produced, no one knows in advance. Moreover. What to do in case of a natural disaster**. Even if there is a bumper harvest and the yield is high, what should I do if the price suddenly drops by a large margin. We sign contracts with farmers in advance to agree on the purchase price, which is also a great thing for them and reduces the risk. Besides, people always have a psychological habit that when they can see cash, they must first grasp it in their hands before it collapses. Moreover, there was a period of green and yellow days before the silkworms spun silk, and at that time, it was time to pay the Xia people and need cash to pay taxes, so naturally they would use the silver I lent to them. ”

Sun Jia suddenly realized: "It's still Boss Shi who can see it thoroughly."

Shi Wanquan became excited: "Good business, good business, Master Sun is really talented, and he can come up with such a way to make money." However, there is a problem here, the peasants pay taxes mostly in kind and servitude. You don't need any cash! ”

Sun Jia was dumbfounded.

Sun Dan said calmly: "Don't worry, I have been prepared for this." His Majesty the Emperor today means that all the labor and taxes in kind in Fangshan this year will be converted into cash and paid. I was sent to Fangshan today to try this, and what the effect of a whip method is. If it's good, spread it to the whole country. ”

Shi Wanquan finally shouted: "That's fine." That's good, now everything is in place, only the east wind is owed. As long as the imperial court implements the whip law in the future. ”

Sun Dan: "A whip." It is to screw together labor and taxes in kind and convert them into cash. Twist into a whip. ”

Shi Wan was a little embarrassed: the villain thought that the person who didn't pay the money would be whipped with a whip! ”

"You can figure it out!" Sun Dan was very helpless.

Sun Jia also giggled.

Shi Wanquan said excitedly: "If the state collects cash in the future and does not accept physical goods, it will be great news for us businessmen." You want to. The peasants want cash, and the grain and local products on hand have to rely on our merchants to exchange what they have, and it will not take ten years, and I don't know how many giant merchants of the rich empire will appear in this world. No, I'll take advantage of this opportunity and do a big job. One step ahead, one day dragon and day tiger, one step late, can only be a day cat butt. ”

Jia Wanquan said vulgarly, and Sun Jia was so angry that her eyebrows rose.

Sun Dan admired Shi Wanquan's sensitive business sense a little, this guy is really good, just a little bit: "Okay, everyone rest, you go to Suzhou early tomorrow morning." The county also sent people to collect the illegal absorption of the people's land by Guo Po. I have to go to the capital to teach the day after tomorrow. ”

"Teach, teach?" Sun Jia and Shi Wanquan were puzzled.

Sun Dan was not easy to explain, so he said a few words. recommended the two to beat it out.

On the second day, Sun Jia, Feng Zhen, and Shi Wanquan took dozens of men to Tongzhou, and then bet a few boats of cash silver down the river towards Suzhou. If all goes well. It should be possible to make a round trip within a month.

Sun Dan sent Sun Hao and Han Yue out to be busy for a day, and finally collected the confessions of more than 20 households attached to Guo Pu's head, and it will take a little time to liquidate Guo Pu.

Sun Dan was idle and had nothing to do, and read official documents in the yamen for a day. In the afternoon, I went to the post station and asked for a horse to go back to Beijing.

I thought of teaching that group of little eunuchs again. Sun Dan had some expectations in his heart, and after returning to his house in the capital, he really did some homework, and found a few suitable books from the database in his brain.