Linping Town is a small town by the canal, not far from Lin'an City, the capital of Daliang Line, it takes one day to arrive by boat, and it only takes half a day to take a fast horse.

After Li Dashan won the first prize of the first phase of the Daliang Royal Lottery, he returned to his hometown Linping Town, spent 500 guan to purchase 500 acres of fine paddy fields, and used 100 guan to build a large mansion with six entrances and six exits. The remaining 200 yuan bonus was deposited into Daliang Bank.

At this moment, he and his newly married daughter-in-law were sitting leisurely in the spacious and bright main hall, tasting a pot of West Lake Longjing that the maids had just made.

Suddenly, a man with a burly figure like an iron tower walked into the house in a hurry, and when he was still two steps away from Li Dashan, he stood still and bowed down and said, "Master! I've purchased all the clothes for the winter. ”

"Brother Han, didn't you say it, just call me Dashan." Li Dashan put down the teacup in his hand and said.

Li Dashan returned to his hometown to buy a house and land, and did not forget the poor buddies who used to eat together on the dock. The people he knew had now become his tenants, and of course, Li Dashan's rent was only 30%, which was already very low in Daliang. And Han Bao, who had the best relationship with him at the beginning, became Li Dashan's big butler.

"One more thing!" Han Bao said very eagerly: "Many people in Lin'an Mansion are now crowded in Daliang Bank to withdraw money. ”

"Oh?" Li Dashan asked strangely: "If this money is withdrawn in advance, the interest will not be paid, and a fee of one percent will have to be paid." ”

"I heard in Lin'an City that the imperial court withdrew 200,000 yuan from the Daliang Bank, and the bank was simply a cover for the imperial court to defraud the people of their money. Therefore, everyone is worried that the money they have deposited in the bank will be lost, so they will rush to withdraw cash. ”

When Li Dashan's wife heard this, she said to her husband with an anxious face: "Official, let's quickly take out our family's money." ”

"No way!" Li Dashan refused his wife's request without thinking about it, "Although I, Li Dashan, am a rough person, I still understand the truth of Entubao." If it weren't for Master Lee's lottery, I wouldn't be where I am today. Now that Master Li is running a bank for the imperial court, I have encountered difficulties, and I must not do anything that will fall into the ground. Even if the two hundred yuan really can't be returned, it's not a big deal, now that I have a house and land, what are you worried about? Besides, I think this bit of turmoil will definitely be settled by Lord Li. ”

Li Dashan's wife and Han Bao knew Li Dashan's temperament, so they didn't say anything more.

However, Li Dashan's 200 yuan deposit is just a drop in the bucket for the run that Daliang Bank is currently facing.

Li Yue was sitting in his signature room at the moment, meeting the people who were running out.

When he came to the head office early in the morning, he found that the crowd in front of the head office was blocked. If he hadn't shouted that he wouldn't let the president in, no one would have wanted to get a penny, and he might not have been able to enter the bank now.

Because there were too many people who wanted to withdraw cash, Li Yue had no choice but to let them nominate a few representatives.

"You're not children anymore, don't listen to the wind or the rain!" Li Yue, who is usually very patient with the people who save money, was already full of dissatisfaction in his tone at this time: "Who said that the imperial court was going to swallow your three melons and two dates?" ”

Although Li Yue currently has no actual position, and the president of the bank is not in the official establishment of the imperial court, after all, he is the emperor's Qinfeng Qipin Dynasty inviter. Loose officials are also officials, and the people are still a little afraid of him. For a while, no one dared to answer his words.

"Don't stop talking!" Li Yue had no choice but to say in a gentle tone as much as possible: "If you don't tell your demands, how can you solve the problem." ”

Only then did one of the oldest representatives of the masses boldly ask. "But did the imperial court take 200,000 yuan from the bank? That's all our hard-earned money! ”

"What do you mean to take it away?" Although Li Yue had an idea of slapping a brick on this person's head, it was just an idea. Governor Li could only continue to explain patiently: "That is the household department borrowed 200,000 yuan from the bank. Interest was to be paid to the bank, and it was secured by the imperial court's salt tax. If you don't charge interest on loans to the court and merchants, where will the bank give you the interest on your deposits? ”

"Then we don't care! We're going to take out our money! The elder took the lead and shouted, and the others followed suit:

"The court took away so much money, so isn't the bank out of money?"

"Speaking of which, it's still giving us money!"

……

President Li's signing room suddenly turned into a pot of porridge.

"Smack!" Li Yue slapped the table lightly, and his face was eight feet long.

The room was suddenly quiet and you could hear the pins falling!

"Who's to say I won't honor you? Banks still have reserves, and not all the money is used for lending. Li Yue said in a rather unkind tone: "It's just that now not only can you not get interest when you withdraw cash, but you also have to pay a handling fee of one percent." There must also be a first-come, first-served to withdraw money, and what it looks like to crowd at the door of our bank in a chaotic manner, we have to queue up honestly, and if anyone cuts the line, the handling fee will be doubled. Also, go out and tell everyone who wants to withdraw cash that after taking the money, if anyone spreads unfavorable remarks against Daliang Bank, I will let Lin'an Mansion take someone and treat him for the crime of bewitching the public! ”

As soon as they heard that Li Yue was going to move the official, the deputies were immediately silent.

Seeing that they didn't dare to move, Li Yue waved his hand and said, "Okay!" Everyone, please feel free to do so! ”

After everyone left, Li Yue's anger still did not drop, and he shouted loudly: "What a bunch of fools! Very foolish! ”

"Governor Li! Don't get too angry. Widow Ting walked in at this time, and persuaded in her gentle voice that could melt three feet of ice in an instant: "The rumors stop at the wise, but they are just some honest ordinary people, not wise people, they are all laymen!" It's not like you have a pair of eyes that pierce lies. Some of them have deposited all their belongings in the bank for your reputation, so it's natural to be overly worried about rumors. ”

Hearing her say this, Li Yue's anger has disappeared by half, and his brain has calmed down a lot. In fact, his anger just now was not directed at the ordinary people who were running on the bank, but because it was an obvious conspiracy against Daliang Bank. But he didn't even know who the mastermind was, and he didn't have any idea of how to resolve this crisis.

"No hurry! I'm sure you'll have a way. Widow Ting seems to be more confident than Li Yue herself.

"In fact, there is not much of a problem here in Lin'an, and what I am most worried about now is the two branches of Yangzhou and Jiankang." Li Yue said worriedly: "Of the 200,000 yuan given to the household department, 100,000 yuan were transferred from these two branches, and judging from the accounts reported by these two branches, they were all deposits and loans with relatively large amounts. It would be a bad thing if all these merchants with large deposits were to run at the same time! ”

Only then did Widow Ting understand why Li Yue wanted to control the scale of lending in the first place, but other shareholders and bank employees, including her, felt that Li Yue was too cautious, so President Li's instructions to control the scale of lending were not only implemented in the Lin'an head office with him in charge, but the other branches really didn't know how much to discount.

Thinking of this, Widow Ting couldn't help but blame herself deeply. It seems that I really don't dare to take Li Yue's words as a deaf ear in the future.

Li Yue thought for a while before saying to the widow Ting: "That's it! Let Changyuan Mountain Flying Pigeon pass the book to each branch, and the cash withdrawal below 500 will be paid directly. If it is more than 500 pieces, you must make a reservation three days in advance. ”

"It's just a delaying tactic!" Widow Ting said worriedly.

"I'll go into the palace to face the saint." Li Yue Huoran got up and said: "The imperial court is the largest shareholder of the bank, and it's time to contribute!" ”

"Then slow down on the road!" The widow Ting's words were full of concern.

"Got it!" Li Yue hurried away.