Chapter 30 First Loan
After the dispersal of the dynasty, Li Yue was directly dragged by Wen Anguo, the envoy of the third division, to his signing room in Shangshu Province, and Li Yue was more accustomed to calling this local office.
Wen Anguo described it as sloppy, and when he smiled, he showed a mouth full of yellow teeth. At this moment, he stared at Li Yue with an expectant look.
Li Yue, who was already covered with goosebumps, said anxiously: "Master Wen, if you have something, just say it!" β
"Zhao Zhaolang, how is the preparation of this Daliang Bank?"
"Tomorrow, Lin'an head office and Yangzhou, Jiankang, Fuzhou, Luzhou, Longxing five branches will open at the same time. You dragged me all the way to Shangshu Province for this? Li Yue felt that Wen Anguo must have other purposes.
"Why are there only five branches? If there are fewer branches, the profit of non-local exchange will be very limited! Wen Anguo stroked his messy beard and said.
"Master Wen, this bank is a new thing, and it will take time for the people to accept and trust!" Li Yue explained earnestly: "Therefore, it is more appropriate to open branches in several important state capitals around Lin'an now, and then promote them after all the business is mature." After all, the younger generation is also the first time to run a bank, and they need to accumulate relevant experience. β
"I heard that your President Li Da is a hands-off shopkeeper, and you have handed over the affairs of the bank to that widow Ting from Quanzhou?" What Wen Anguo said was meaningful.
"If Master Wen is to talk to the juniors about these things, then the juniors have no choice but to leave!" Li Yue felt that this bad old man still had a hobby of gossip.
"Don't blame Lang! The old man is just worried that you have been calculated by these profiteers, and it will be the court that will suffer at that time. β
Li Yue looked indifferent: "Don't worry about this Lord Wen, I will pass all the accounts, and I will hand them over to you for review at the end of the year." β
"Then the old man will be relieved." Wen Anguo smiled slightly: "Since the bank is going to open tomorrow, can you first give the household department a loan of 200,000 yuan?" β
"What?" Li Yue said in an unbelievable tone: "The total reserve fund is one million guan, and each of the head office and the five branches is less than 200,000 guan. The deposit of a penny still has an income, and your Lord Wen will ask for 200,000 yuan in one mouth! β
"Asahi Lang! You also know that of the 600,000 guan that the imperial court has invested in, 400,000 guan are from the inner treasury of His Majesty, and the other 200,000 guan is the entire treasury. Wen Anguo pulled a bitter gourd face and continued: "If you don't give the household department a loan, Daliang will really not be able to issue the officials' money next month, including yours." Isn't your bank just to dredge up the financial resources of the imperial court? Besides, isn't there interest, and you still shoot the court to repay the debt? β
Li Yue thought about it, anyway, this bank has just opened, and there is not even a deposit, how can there be a run? What's more, this hasn't opened yet, and it's not a bad thing to win such a large loan business.
So he agreed: "Then the head office will first lend 50,000 yuan to the household department, and I will inform all branches of the remaining 150,000 yuan." β
Just when Li Yue and Wen Anguo negotiated the first loan business of Daliang Bank, a conspiracy against him and Daliang Bank was unfolding in Yangzhou, more than 500 miles away.
Pingyoulou is the highest restaurant in Yangzhou, which was built when Wang Wenbin of Wu'an County guarded Yangzhou.
Tao Qiulin's luxury carriage stopped in front of the Pingyoulou. Decades of experience in shopping malls, coupled with these years of dealing with Youguo people, make him look calm and introverted in his forties, as the leader of Yangzhou businessmen, he stomped his feet, but also made Yangzhou tremble.
But as soon as he got up today, Tao Qiulin received an invitation, and after reading it, he didn't dare to slack off at all, and hurried to this flat building.
Tao Qiulin handed his invitation to the guy in Pingyoulou, and someone immediately took him to the private room on the top floor.
After knocking on the door of the private room, Tao Qiulin found that there were familiar faces inside. He didn't dare to slack off, and hurriedly bowed to the people in the main seat and said, "Tao Qiulin is late, and I ask Mr. Tang to forgive me." β
Tang Gui, the official butler of Tang Xiangguo's mansion who sent out the invitation, often said that the prime minister is a seven-grade official. Not to mention the seventh-grade officials, who dares to hold up the officials below the third-grade in front of the soup steward?
Tao Qiulin may be a figure in Yangzhou, but he is just a small fish in front of Steward Tang. Since Li Linzhong's death, Tang Haobai has been together for nearly seven years, and his protΓ©gΓ©s are all over the world, how could it be that a businessman like him was guilty of it?
Tang Gui smiled politely: "Tao Dongjia can come, just to look up to me Tang someone, please take a seat!" β
After Tao Qiulin took a seat, Tang Gui said again: "Everyone is together, everyone is an acquaintance, so I don't need to introduce it again." β
Tao Qiulin looked at it, and there was really no need to introduce them, they were all well-known wealthy businessmen in Yangzhou, and they all knew each other.
Then after three rounds of wine and five flavors of food, the butler Tang said: "You are all leaders in Yangzhou's business circles, I believe you have heard of Daliang Bank, which will open tomorrow?" β
Everyone felt a pang in their hearts and knew that the main drama was about to begin. On weekdays, they all have more or less business dealings with Tang Xiangguo's mansion, and Steward Tang only occasionally comes forward, he personally came to Yangzhou this time to gather them, and they all know that things must be small.
However, I didn't expect it to be related to Daliang Bank, and the faces of several people sitting there became solemn. Ordinary people don't know what a bank is, but they are all huge businessmen with business all over the country, and they have long heard about Daliang Bank.
Including Tao Qiulin, several people have carefully studied and exchanged various businesses announced by Daliang Bank, and they are all impressed by the people who plan the bank. Anyone with a little business knowledge knows what a staggering profit there is.
Now that Steward Tang mentioned Daliang Bank when he opened his mouth, does it mean that Tang Xiangguo has any thoughts about Daliang Bank? Several businessmen pondered what they could gain from it.
Steward Tang's eyes swept over the faces of several people with heavy eyes, and it was not until the few people who watched held their breath that Tang Gui said slowly: "Since you have all heard of Daliang Bank, you naturally know the profits in it." To be honest, I admire the people who came up with the idea. Take other people's money to make money for yourself, this empty glove white wolf business can only be figured out by geniuses. Even as the world's prime minister, Lord Wen Anguo, who is in charge of the treasury of Daliang, is also sighing to himself! Daliang Bank is now 60% owned by the imperial court, and the remaining 40% is divided by a few merchants. What I want to discuss with you today is how to take 40% of the shares and put them in your hands. β
Tao Qiulin and the others were already heartbeat when they heard this, knowing that things would not be as easy as Steward Tang said, but when they thought that the branches of Daliang Bank would be all over the country in the future, and when they held the world's financial resources, several people were all short of breath.