As soon as Chen Qun came, he immediately discussed the new tax decree with Liu Lan and Zhen Yu, and after a slight revision, Chen Qun took Liu Lan's password to Jian Yong to issue the revised tax decree, and soon a new decree was issued to the county under Xiao Pei's control.

After Chen Qun left, Liu Lan invited Zhen Yu to sit down again and said, "These things have been solved, and we should also talk about industrial and commercial matters." ”

"In addition to crowning Yan'er, Yu is the most enthusiastic about this matter." Zhen Yu looked at Liu Lan and said, "But I don't know what Deran thinks?" ”

Liu Lan stood up, twisting his beard while pacing back and forth in the room, organizing language in his heart, and looked at Zhen Yu with bright eyes for a long time, and said in an extremely excited voice: "I want to invite Boning to shift the focus of the Zhen family's business to Xuzhou." ”

"What?" As soon as these words came out, Zhen Yu on the side immediately exclaimed, his whole body was like falling into an ice cellar, he didn't know what Liu Lan's plans were, but just listening to his words, the Zhen family came to Xuzhou to mix with him, not to mention anything else, it was a Mi family, if the Zhen family was a little careless, it would be enough for him to lose all his money.

"I don't have to hide it from Berning." Liu Lan looked at Zhen Yu with confidence and said with a smile: "If nothing happens, the position of Xuzhou pastor will be obtained within a year." ”

Zhen Yu was stunned for a moment, and hurriedly asked: "De Ran said that Tao Qian will be replaced within a year?" ”

"Exactly." He still has a little worry about entering Xuzhou, after all, so many things have happened since he came to Xiaopei, which makes him feel a little worried about consciously taking charge of Xuzhou. If history has been rewritten, or if he is inferior to Liu Bei in history and thus cannot take over Xuzhou, then all this requires him to take Xiaopei as the base point and develop around. In this way, it is even more necessary to pull the Zhen family onto his chariot, so Liu Lan will use this as bait. lure Zhen Yu to take the bait.

The businessman's innate grasp of business opportunities made Zhen Yu's eyes light up, and he still trusted Liu Lan very much. After all, he's not a big talker.

Although he saw that the potential business opportunities in Xuzhou were incomparable to Jizhou, after all, there was a sister-in-law like Xuzhou Mu, how could Jizhou compare to Xuzhou, but his reason still made him shake his head and refuse: "Not at this time." ”

After all, there is a big insect in Xuzhou, if he, an alien big worm, invades his territory like this, the result will naturally be a fight between the two tigers, but if he waits until Liu Lan enters Xuzhou and then comes, the result will change.

Liu Lan frowned and said, "What other concerns does Berning have?" ”

"Mi family."

"Mi family?"

Liu Lan couldn't help but smile, waved his hand and smiled: "Don't worry." The Mi family is not a problem, not to mention that Jiang Er has a life-saving grace for Miss Mi Jia, that is, Berning came this time, and he is not doing any silk cloth, grain and ceramics trading. ”

"Not these deals?"

Zhen Yu said this, but he muttered in his heart, and said: "If you say that the profits are abundant and the harvest is huge, it is nothing more than silk cloth." The trade of grain and ceramics, of course, is in addition to the benefits of salt, iron and wine. ”

He was suddenly shocked in his heart, as if he wanted to say something big, and looked at Liu Lan in disbelief. Not allowing himself to miss a trace of his expression change, he said tremblingly after a while: "Could it be that De Ran is talking about salt, iron and even wine?" ”

The ban on salt and iron was imposed as early as the reign of Emperor He of the Han Dynasty, when the imperial court abandoned its monopoly on salt and iron. Taxes were levied on private manufacturers to compensate for the change of income. Even swords and shields for the army were purchased from private entrepreneurs. But now in wartime, how can Liu Lan give up the benefits of salt and iron. Of course, the profits of wine have to be abandoned, although the Han Dynasty has long since liberalized the wine industry. But there is still the wind of official brewing and private brewing, and Liu Lan intends to completely turn Xiaopei Liquor into private brewing, first of all, the private brewing industry has already caught up after the ban on the liquor industry for many years, and secondly, compared with the previous heavy tax of the liquor industry has always been taken from the tavern (as mentioned above, the liquor store not only has to pay 'business tax' but also pay additional heavy liquor tax) is changed to take the liquor shop, of course, Liu Lan cannot let the Zhen family come to Xiaopei to engage in the liquor industry, he has a better project, and said with a smile: "The benefits of the salt and iron liquor industry are compared with it, but it is slightly better." ”

Zhen Yu was shocked, after all, from the perspective of people of his time, it was really hard to believe that there was a more profitable business than the salt and iron wine industry, and he couldn't wait, and said: "Isn't it that Deran has discovered something more profitable than salt and iron?" ”

"But it's a big business, and it's a business." Liu Lan said this, but pointed his finger to his temple and said: "And this big business is only here, and no one in the world has come to do it, if I don't say it, I'm afraid no one in the world can think of it." ”

Zhen Yu hesitated 'oh', but then couldn't wait to ask, "But I don't know how to do this business?" ”

Liu Lan smiled: "But it's a hen that lays golden eggs." ”

"De Ran Hugh wants to tell me, how can there be a hen in this world that lays golden eggs."

"Yes." Liu Lan said in an unquestionable tone.

Zhen Yu just shook his head and said: "De Ran, I think you are crazy about money, you can even think of such a bizarre thing." ”

Liu Lan's face was solemn and said, "Isn't it possible that Berning thinks I'm joking with you?" ”

"Isn't that exactly what Deran is like at this time?" Zhen Yu smiled bitterly.

Liu Lan, who was looking at Zhen Yu, suddenly laughed out loud, and Zhen Yu on the side also laughed a few times, and the laughter stopped, only to see Liu Lan's face solemn, and said: "Bunning is to the left, what I say is absolutely not false." ”

"Really?"

Zhen Yu looked at him dumbfounded, and saw that his expression was solemn and not fake, so he said in disbelief: "Could it be that there are really hens in this world who can lay golden eggs?" ”

"There are no hens that lay eggs, but there is a business that does."

"I want to hear about it."

Liu Lan saw that Zhen Yu's interest was aroused, but he was unhurried, got up and filled his teacup with tea, and peeked at Zhen Yu at the same time, but found that he couldn't wait, he was staring straight at himself, and never looked elsewhere, seeing that the goal was achieved, Liu Lan smiled and said: "The business I am talking about is called a money bank, which can also be called a bank." ”

Why Liu Lan calls it a money village instead of a bank, first of all, he is not an expert, and he doesn't know the establishment and operation of the institutions, but he doesn't understand that it doesn't matter, he hasn't eaten pork and hasn't seen it eat and run, since Xiaopei is the experimental field of Liu Lan's future ambitions, then why can't the money village that is now established be the experimental field of the bank in the future, and use the bank operation model he knows to accumulate experience for the bank.

"Money?" Zhen Yu heard this obscure term for the first time, looked at Liu Lan blankly, and said curiously: "But I don't know what this village is?" ”

Liu Lan smiled and said: "This village is a private lending institution allowed by the government, compared to Bo Ning, it should be understood that the current Xiaopei people, what they lack most is ploughing cattle and land, but they have no property in their hands, how can they buy ploughing cattle, it is land, and those ownerless reclaimed wasteland to Berning said is sold at a low price, and it is difficult for landless people to buy it." But if Berning had set up such a bank, the people would be able to mortgage the goods of the same value in exchange for money from the bank, and the bank would receive a small amount of interest from it, so that the people could get rich with a loan to buy land or do business, and then repay the loan in a year, two or three or four years and then recoup the mortgage, and the bank could recover the interest through the loan, so wouldn't it be a win-win situation? ”

Liu Lan took a sip of tea and continued: "Of course, the bank also has to join the venture capital project, after all, everything is starting from scratch now, Liu Lan doesn't understand, but he doesn't understand that he can accumulate experience from practice, and the so-called venture capital is a practical way to encourage industry and commerce, there are any feasible projects, no money can come to the bank, now Liu Lan is in charge of Xiaopei County, and he has full experience to deal with it, after all, with his vision of thousands of years, he can see which ones can be funded and which ones cannot be funded, and this is called venture capital, It is different from the money bank's loan only for the people, merchants and workshops who want to do business but do not have enough capital, but the same is that they want to produce without the principal can be completely collateralized, of course, if the money is lent to them, will it be profitable, this will have to be evaluated by the bank, value, there is a return, of course you can borrow, it is not worth it or you think that the borrower can not recover the cost even if he invests, then he can not borrow at all! ”

Liu Lan gushed endlessly, and it really seemed like a river, and when he finished speaking, he heard Zhen Yu smile and said: "Deran said that this is a private loan recognized by the government, why is it not opened in the name of the government, but handed over to the people?" ”

"The business of the money bank originally relied on its reputation and strong funds, and when the time came, Berning opened the money bank with the strong principal of the Zhen family, and I joined in the name of the government, so why worry about the money village industry not prospering?"

"Deran also wants to be involved?" Zhen Yu's expression obviously changed slightly.

"It's not me, it's the government."

Liu Lan looked at Zhen Yu and said, "And the government only takes 3-4 percent from it." ”

Zhen Yu didn't hear much Liu Lan say, and directly agreed: "Okay, we've made up our minds." As he spoke, he held out a hand.

Liu Lan smiled and high-fived Zhen Yusan and said, "There is a bigger deal waiting for Berning to do."

Zhen Yuxi said: "What kind of business? ”

"Rebuild Xiaopei." (To be continued.) )