"Yizhi, do you know Mr. Kang?"

Ji Kui then mentioned Kang Liang.

Mr. Kang...... Kang Liang? Ji Yi had really heard of it, he also read Kang Liang's article in the newspaper when he was in Jiaozhi, "That crazy student who shouts every day to abolish the imperial examination and build a school?" ”

"Yes, that's him!" Ji Kui lowered his voice and said, "Now the new bachelors here in Jingdong Shang City all respect Kang Liang!" If the imperial court is willing to use Kang Liang's method, then everyone is still willing to support the imperial court. Otherwise...... It's also good to learn Zhou Guo! ”

Ji Yi rolled his eyelids, and suddenly had a feeling that the mountain rain was coming.

It's not the feeling, but it's really a bit of a mountain rain coming now!

This year is already the sixth year of Zhenghe, 1116 AD. Yuntai Academy Palace opened 17 years ago. In the past 17 years, at least 14 graduates have stepped onto the stage of history. Moreover, Ji Yi himself opened Gezhi Academy and Shanghai Academy of Arts and Sciences, Zhao Ji set up Qingcheng Academy and Martial Arts School, and when Ji Yi took over the Hailu City Shipping and Acquisition Division, he got half of the Naval Academy, opened a Haizhou Shipbuilding School, and co-founded a Haizhou Metallurgical School with Wu Haogu.

In Jingdong Commercial City, Shanghai Commercial Market, Quanzhou Commercial Market, Mingzhou Commercial Market, Guangzhou Commercial Market and Nanyang Xingzhou, many new academies (primary schools) have been opened one after another.

In addition, when Ji recalled the West, he also brought back many Western philosophy books and a group of Western scholars. With the help of these books and scholars, a Confucian rationalist school was born that could compete with the Positivists, Tianli, Lixue and other Confucian schools.

All these factors combined to play a role almost as much as the Renaissance movement in Europe in history.

The Song Dynasty was also an era of relatively loose thinking, and there was no such powerful organ as the Inquisition to ensure that people's thoughts were correct.

So in the southeast coastal commercial market, people's hearts have changed!

If it weren't for Ji Kui's "money leading to crisis", these graduates of the new-style school could make a lot of money in industry and commerce, and they wouldn't be cranky.

But a Great Depression suddenly came!

If you can't find a good job, you can't make money, and even the business in your family is bankrupt, the new bachelor starts to make trouble. When they saw that the scholars and doctors from the imperial examination were high above and controlled the country, they were very unhappy in their hearts.

It seems that their current dissatisfaction is all caused by these non-commissioned officers who were born in the imperial examination.......

So in the past few months, the Jingdong business market, where new bachelors are most concentrated, has begun to be unstable!

Newspapers often appeared with articles echoing Kang Liang's views, and in some private meetings, some people even shouted the slogan "Take Zhou as a teacher, Southeast as the public".

"This is a rebellion!"

Ji Yi listened to his cousin's words, and cold sweat came out on his forehead.

"No, no, not a rebellion." Ji Kui shook his head vigorously, "This is a revolution!" Does the revolution know? Heaven and earth revolution and four times, Tang Wu revolution, according to the sky and people? ”

"That's not a rebellion!" Ji Yi waved his hand, gritted his teeth and said, "I'm going to kill my head!" ”

"Don't be afraid!" Ji Kui waved his hand, "The fleet and navy in the naval port are all our people. The students in the Yuntai Academy, Gezhi Academy, Ship Master School, and Metallurgical School all have two strokes. There are still a lot of weapons in Jingdong Iron Workshop...... It's really not good, we can still ask Zhou Guo for help, I don't believe that Wu Haogu will not want Jingdong Market! ”

"Nonsense! Monkey business! Don't say it......" Ji Yi was almost scared to death by his cousin's words.

It's too nonsense, rebellion is such a thing as a businessman can do it? Wu Hao Gu was able to succeed because he not only had merchants under his command, but also a group of knights and officers of the Knight Academy...... No, there are also naval officers in the Ship Master School here in Jingdong Shang City!

Almost all of the naval officers from the Ship Master School were from the maritime families of the southeastern merchants, and they all made their homes in Jingdong, Shanghai and other commercial markets. The feelings for the Great Song Dynasty were very weak - behind this situation was actually the dilemma of the direction of development of ancient China. The dynasty that fixed the capital of the Central Plains or Guanzhong would inevitably ignore the navy, and if they actively developed the navy, they would form a military group that was alienated from the central dynasty.

On the contrary, in the dynasties that set their capitals in coastal cities such as Jiangning and Hangzhou, it was inevitable that they would be peaceful. Usually faced with great pressure from the Central Plains, they are also unable to expand into the sea.

The only exception to this was the early Ming Dynasty, when the largest official maritime event in ancient China took place.

The Great Zhou Republic, founded by Wu Haogu, was a bit special, a northern secession regime with its capital at Haikou, Tianjin. The northern regime has a natural military advantage over the Central Plains! Moreover, the territory of the Zhou State included Liaodong and the Korean Peninsula, so it had to rely on the shipping of the Bohai Sea and the East China Sea (Yellow Sea) to maintain communication with all parts of the country.

In addition, the Great Zhou Republic was based on industry and commerce, and industry and commerce had to rely on low-cost transportation. Since the passage of inland river transportation was controlled by the Song Dynasty, the industry and commerce of the Zhou State had to rely on the sea to trade with the coastal areas of the Great Song Dynasty, Japan, and the South Seas.

However, the Great Song Dynasty, which went to the sea under the stimulus of the Great Zhou Republic, had no way to achieve the perfect integration of sea and land like the Great Zhou - in fact, the integration of the Great Zhou also had a price, that is, it gave up the tempting goal of quickly unifying China.

In the Great Song Dynasty, the industrial and commercial capital of the southeast coast, the naval group, had already separated from the Shidafu group in the Central Plains and the northwest.

Ji Yi glared at his cousin viciously: "Don't think about this anymore, I will enter the court this time, and there is a chance that I will declare hemp." When the time comes, it is natural that a new policy will be implemented to revive the dynasty. New scholars will have the opportunity to serve the court! ”

Before arriving at Jingdong Market, Ji Yi was not sure about the future route.

But now he knew he had to push for the New Deal.

Otherwise, the situation in the southeast commercial markets will become more and more chaotic! Is it really a revolution......

"Can you really pronounce hemp?" Ji Kui asked, but his brows furrowed, "It's just that it's not easy to be a husband now!" ”

"There's always a way!" Ji Yi said, "By the way, what's going on with Zhou Guo's bank bills?" Talk to me. ”

Of course, money is indispensable for the New Deal! And to heal the rift between the Central Plains and the coast, it is natural to rely on money.

"There's a charter, and now I've got it." Ji Kui said, went to the bookshelf and took a stack of official documents, and handed it to Ji Yi with both hands.

Ji Yi didn't look at it after taking it, but asked Ji Kui, "Tell me the point." ”

"Oh, that is, the accounts have been reviewed by the Dazhou Bank, and the deposit of 1 million silver taels or the equivalent of gold and silver is paid to the Dazhou Bank at one time, and you can lend 5 million taels of bank notes with a face value from the Dazhou Bank without interest at one time.

The 5 million taels of bank bills were printed by Dazhou Bank and issued in the name of a commercial bank. Therefore, it is not necessary to pay interest to the Dazhou Bank, but it can only be used for lending, buying bonds, and exchanging gold, silver and copper coins.

In addition, the commercial bank is also obliged to fulfill the obligation to redeem the bank bills issued by the Bank, so it must prepare sufficient deposit for redemption. Only in the event of a run will the Dazhou Bank intervene......"

This method for the issuance of bank bills was formulated after repeated discussions and studies between the Dazhou Bank, the ruling government, and the Senate. And Wu Haogu also provided a lot of valuable advice.

According to this method, bank bills actually have a double credit guarantee, one of which comes from a commercial bank; The other comes from Da Zhou Bank.

Bank bills are not only redeemable banknotes issued by commercial banks, but also the currency deposited (lent) by Dazhou Bank to commercial banks. If the commercial bank is unable to bear the obligation to pay, Dazhou Bank can also take over.

In addition, Da Zhou Bank will monitor the flow of funds to commercial banks to ensure that they do not use the notes for high-risk proprietary investment projects.

The real effect of this banknote, in addition to facilitating market circulation, is to increase the liquidity of the market - even taking into account the self-provided redemption margin of the commercial bank, this batch of banknotes has expanded the funds of the commercial bank by about two times. This is the base currency! If the multiplier effect is greater than one, the market will be more liquid.

"Remember, if the southeast can become a country of its own, our Jingdong Bank also has enough capital to issue bank bills, and then it will be ......" Ji Kui finished talking about bank bills, and the conversation changed again, and he was involved in splitting the country.

Because of the huge profits made in the money turmoil and the real estate business in Kaifeng Mansion, the current Pingjiang Ji family is a bit of a Medici family - in fact, they are richer than the Medici family in their heyday. The total capital of JD Bank has reached tens of millions! If bank bills can be issued, it will be enough to support 200 million credit currency, and with the multiplier effect, it can simply be an enemy country.

In Ji Kui's opinion, such a huge wealth was enough for the Ji family to become the ruler of the Southeast Merchants City.

Moreover, the Ji family is not an ordinary profiteer family, but a pirate merchant family, and has Manichaeism, which is very powerful in the navy of the Song Dynasty. It's completely possible to divide one side!

In addition, only by establishing a republic of the Ji family can the capital power owned by Jingdong Bank be liberated.

Otherwise, Jingdong Bank, which does not have the support of the state and the army, will not be able to compete with the Dazhou Bank and the Bank of Tianjin, which have the state and the army.

Oh, this problem is not only the problem of JD Bank, but also the problem faced by the entire Southeast Industrial and Commercial Interest Group.

Their money was definitely not less than that of the wealthy merchants of Tianjin, and they were not weaker than the industrial and commercial enterprises of Tianjin in terms of handicrafts and overseas trade. Even the power of the Song Dynasty navy, which was full of the children of the merchants in the southeast sea, was not much weaker than that of the Great Zhou navy.

However, Tianjin Haoshang is a shareholder of the Republic of the Great Zhou, and has a great right to speak, which can influence the national policy of the Great Zhou Dynasty and allow the military power of the Great Zhou to open up territory for capital.

And the industry and commerce in the southeast of the Song Dynasty were just the slaves of Kaifeng, a fat pig that could be slaughtered at any time - but this group of fat pigs now has the power of capital and the power of the ocean, and has the example of Zhou State, and is a little unwilling to be pigs.

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