The problem of agriculture cannot be solved overnight, and in the short term, it is necessary to continue to engage in low-yield farming. If you want to develop the tertiary industry, wait another 30 years.

If the productive forces do not develop further and the total amount of wealth created by society does not increase, how can the people's living standards be raised?

If the standard of living does not improve, how can people have the money to travel and spend money?

Why is it that in this era, people have the habit of saving money, but in fact they are forced, they have no savings to join, and once something happens, they will go bankrupt immediately.

Especially for serious diseases, basically as long as you encounter a lifetime of savings, you will fill it in.

Hospitals in Bulgaria are quite modest, at least for terminal illnesses that cannot be treated, and they will advise their families to take conservative treatment.

How to treat conservatively remains to be considered, for the rich, it is natural to continue to throw money upwards, to be a guinea pig for the doctor's experiment, and to gamble on that glimmer of life. Those who have no money can only use cheap drugs to relieve the pain of patients, and how long they can live depends on luck.

Ferdinand was also very aware of these situations, but he could not do anything about it, and the level of medical care in Bulgaria was considered high in the world.

Even so, in the face of a major illness, you can only gamble on luck, and the rich have to gamble on luck, let alone the poor, who don't even have the opportunity to gamble.

There are many social problems in Bulgaria that cannot be solved. It made Ferdinand often wonder how the predecessors of other traversers could easily handle it, and how could they all become a social disease when they arrived at him?

The only thing that makes him happy is that now everyone in the world is like this, and even other countries are even worse, and it is the support of these peers that highlights his excellence.

Especially Nicholas II next door, in Ferdinand's opinion, is really a good person! The more chaotic the Russian Empire, the more stable Bulgaria became.

If it weren't for Russia's ongoing civil war, these Russian immigrants would not have identified with Bulgaria so quickly and had such a strong sense of belonging.

"Your Majesty, the Russian government has applied for a loan from us again!" Chancellor of the Exchequer Kennedy said with a smile on his face

"And another loan, Nicholas II lost the more than 120 million leva so quickly?" Ferdinand asked, confused

"Your Majesty, not so much, this loan is deducted from the principal and interest that should be repaid in the first year, in fact, the tsarist government got only 11.168 billion leva.

They have to repay about 1.3 billion leva a year in principal and interest, and from 1923 to the present, they have paid 3.9 billion leva, and if you deduct all of this, then they are actually only spending the remaining 7.268 billion leva.

They have not been able to pay off the debts of 1926, so now they are forced to borrow new debts to pay off old debts, and to cope with the next war, which will require money. Kennedy explained

Sure enough, it was thick and black, Ferdinand thought to himself!

The 2.468 billion leva received from the Tsar's land sale should not be 2.466 billion leva, and the Russian officials are disciplined, and these public relations expenses can be deducted from the final payment.

Of course, this money was not discounted in the slightest, and the Bulgarian government paid it directly in a lump sum. The loan of 10 billion leva is not so easy to get, according to international practice, after deducting the principal and interest of the first year, 8.7 billion leva will be obtained.

In three years, another 3.9 billion levits of principal and interest were repaid, of which Nicholas II used only 4.8 billion leva.

Of course, if Nicholas II had a financial mind, he might have been able to make a fortune elsewhere to make up for his losses.

However, this is unlikely, if Nicholas II had this talent, the Russian Empire would not be so short of money, with the property of the tsarist family, if it is reasonably invested, the current income is estimated to be enough for the war expenses.

The easiest way is to go to London to buy stocks and engage in real estate, which can easily increase the rate of return several times a year, which is enough to fill the shortfall.

Of course, people who don't have vision and background to play, most of them will die in a corner, and the background of the Tsar family still exists, and the only thing lacking is vision.

……

After thinking about it, Ferdinand suddenly found that the interest charged this time was not too high, and even the principal and interest were only 1.3 billion leva per year.

Even compared with the bank loans of later generations, the monthly interest rate is low, and the monthly interest rate for a 30-year loan is only 7/1000.

There is no mess of cheat fees, the loan is disbursed in time, and the loan is definitely not called for if it is not due, it is really conscientious, Ferdinand decisively ignored the fact of plotting against Ukraine.

War is the biggest gold-swallowing beast, so much money Nicholas II can hold out for so long, and little Nicholas I is dying, if it were not for the blood transfusion of the British in the back, he would have killed this opponent long ago.

"What are the Russians going to take as collateral this time?" Ferdinand asked with concern

"This time the Russians are no longer going to take the land as a mortgage, and Nicholas II is now presumably regretting that the process of unification of the Russian Empire has been delayed, and with their financial situation, it is almost impossible to repay the loan.

So the Russians have learned their lesson this time, and they intend to borrow from us an interest-free loan of two hundred billion leva, which can be secured by customs duties, salt taxes, and liquor taxes! Kennedy said

Ferdinand shook his head directly, if the Bulgarian capitalists wanted to continue to expand their market in the Russian Empire, then the probability of a deal was high.

Unfortunately, Ferdinand was no longer interested in this, and after ten years of war, the Russian Empire was already in destitute and deprived of people.

He clearly felt that in the past two years, the intensity of the civil war in Russia had been greatly reduced, and in order to buy the hearts of the army, Nicholas II was also knighted and won a large number of supporters.

The Russian Empire had enough land for him to squander, so Nicholas II was much more generous than Ferdinand.

Even so, it only stabilized the morale of the military, after all, the war has been fought for too long, and the anti-war sentiment among the people has been high.

If this had been done in the first year of the outbreak of the civil war, it is estimated that not to mention little Nikolai, even the Moscow government, which had fled to Siberia to recuperate, would have been pacified long ago.

What is the combat effectiveness of the military nobles, Ferdinand is the most discoverable, just look at the Bulgarian army, as soon as he hears that there is a battle, he rushes to fight one by one, for fear of missing the opportunity.

Even in the most critical moments, they are the most persistent. Stimulated by military exploits, many of them are often able to burst out with unimaginable combat effectiveness on the battlefield.

"Refuse the Russians directly, this business is too risky for us Bulgaria to afford, I suggest they go to the British and the French to try!" Ferdinand said with a smile

Don't do it? No!

In the end, this business could only be done by Bulgaria, and the Russian Empire already owed a lot of debts to Britain and France, which had long been expected.

If it weren't for the war reparations obtained by the Russians in the world war, which were used to offset part of the interest, the British and French capitalists would have vomited blood, especially the French, who were miserably pitted by the Russians.

In order to win over Russia to deal with the Germans, there were a lot of interest-free loans and low-interest loans, and now if it were not for the German-Austrian war reparations to pay their interest, Nicholas II would have to declare that he would have defaulted on his debts.

The interest is there, but no one knows where the principal is, so the French are the most complicated.

On the one hand, they want the Russians to continue the civil war, so that the Russians will not have the energy to compete with them for European hegemony; On the one hand, they also hoped that the Russians would be reunified as soon as possible, as long as Russia would have the strength to repay their loans.

After all, this is hundreds of billions of francs, which is not a small amount for any country, and it is because of the destruction of Russia in history that the French financial community was greatly damaged.

Now that the Russians are still there, the transferred war reparations can barely repay the interest, and these financial institutions are acceptable, so that they will not be directly involved in bankruptcy.

At this time, did the French capitalists still dare to borrow money from the Russians? Even if the Russians can use these taxes as collateral, they must be able to get them!

Even Ferdinand didn't dare to take these taxes as collateral, knowing how bad the Russian tax system was, and it was not possible to get the Russians' taxes in name, but in fact they couldn't collect the taxes of a big man.

It's impossible for you to personally send someone to Russia to collect taxes, right? Will the tsarist government really cooperate with you in collecting taxes? Even if you cooperate, the people below can still make you unable to get money.

Don't overestimate the temperament of the hairy bear, if it really comes to that point, the tax revenue that can be received in the end is definitely three melons and two dates.

The tsarist government that played a rogue was not afraid of threats from the outside world, and in history, in order to repay the debt, the tsars who declared bankruptcy were not one or two, and then these bankers who borrowed money could only consider themselves unlucky.

What about the British? Do you need to think about it?

Without their troubles, Nicholas II would have unified Russia by now, just look at the weapons and equipment of Tsar Nicholas Jr., most of which were British goods.

The weapons and equipment left over from the world war were selflessly given to the Russians by the British, so that this civil war could continue forever.

In contrast, although Ferdinand is also engaged in the arms trade, he will be much more restrained. That is, the captured Allied weapons were sold to the government of Nicholas Jr. and Moscow, and the equipment of Bulgaria was sold only to Nicholas II.

Outwardly, he absolutely did not support little Nikolai, and it is not known to whom British merchants bought these weapons from Bulgaria and ended up selling them.

Now the London government has invested a lot in Nicholas Jr., and if Nicholas II were allowed to unify Russia, wouldn't their investment be in vain?

What's more, a split hairy bear is a good hairy bear. Once Russia is reunited again, where will they be expanding?

As long as the tsarist government is not stupid, it knows that the expansion of the European continent has reached its limit, and if it continues to expand into Europe, they will be beaten by the masses.

Neither the French nor Austria-Hungary, nor the Germans nor Bulgarians, would tolerate their continued expansion in Europe.

With their current strength, even if they unify the whole country, they will not have the courage to provoke a big war again.

Marching into the ocean, not to mention it, although the Baltic Sea has been defaulted to the territory of the Russians, they don't have the money to play the big navy now!

Then I looked around and found that the Balkan Peninsula, the Asia Minor Peninsula, and the Northern Persian region were all Bulgarian territory, and as the only ally of the Russians now, they still needed the support of Bulgaria, and it was impossible to turn around at this time.

The only ones left are Central Asia and the Far East, and if Mao Xiong goes to the Far East to fight the Japanese, it is estimated that John Bull will fully support it.

However, from the perspective of economic value, entering India from Central Asia is a better choice, even if the woolly bear does not dare to directly challenge the British Empire, but small actions are absolutely indispensable.

Anyway, on land, they were not afraid of the British, and the most important maritime trade routes were controlled by Bulgaria, and the British wanted to suppress them, at most to restrict them in the Baltic Sea.

In the Black Sea region, it is definitely impossible for Bulgaria to let the British in, and the British can't blockade it with Bulgaria, right?

If Britain really did this, it is estimated that the Russians would still have champagne to celebrate, and the Anglo-Bulgarian conflict and the cutting off of the Suez Canal would be inevitable.

It is not far from the Palestinian region to the Suez Canal, and the Bulgarian Air Force will only need two or three hours to blow up this canal.

It won't take long, as long as it is blocked for three or five months, the Russians will be able to enter India.

These simple questions are well known to everyone, so the British Empire was the most active in dividing Russia.

Of course, other countries are also very active, including Ferdinand, and everyone is on the same side on this issue.

Otherwise, the civil war would have lasted so long, and many times Nicholas II seemed to have the upper hand, and the dawn of victory was in sight, but every time it came to the last moment, it was defeated due to various unfavorable factors.

For example, now the government of Nicholas Jr. can soon get the support of the British again, and as far as Ferdinand knows, the London government now has to spend tens of millions of pounds of special funds every year, which is finally exchanged for weapons and ammunition into Russia.

The same is true of the French, whose weapons are being replaced at an unusually fast rate, consuming more weapons and ammunition than they did during the war.

These increased consumption also flowed into Russia, and even many of the weapons and ammunition in it were transferred through Bulgaria, and Ferdinand also tacitly pretended not to know what to do.

In addition to Britain and France, there were many countries in Europe that secretly supported the Russian civil war, such as Sweden and Austria-Hungary, all of which provided support to the rebels.

Did Nicholas II know? Of course he knew, but he couldn't do anything without proof! The tsarist government is about to start talking about the evidence, and you will know how badly they have been weakened.

Without the support of so many international friends, how could Nicholas II not have unified Russia? You must know that the main forces of the Russian army are in his hands.

Little Nikolai still had a part of the Russian army in his hands, and the Moscow government was very short of qualified officers, even if they were the most organized, and the troops were brave enough in defeat, but their combat effectiveness was not very good.

Russian history has changed beyond recognition, and Ferdinand is still waiting for the British to come out and be evildoers and completely divide the Russian Empire.

Judging by the current situation, if Nicholas II loses again, there will be no chance of unifying Russia, and when the war weariness of the population has reached its limit, no one can continue to push the war forward!

"Your Majesty, don't you talk to the Russians first, presumably the bottom line of the tsarist government is already very low, if we insist, the benefits will be great this time!" Kennedy thought for a moment and said

"No, there are some things that we can't do too much. Even if we want to rob while the fire is burning, the Russians have to offer to let us rob, not us to pounce and rob! Ferdinand said cautiously

Kennedy nodded with a puzzled face, anyway, he couldn't see any difference between the two, anyway, the final result was to take advantage of the fire.

……