Chapter 261: The First Depositor

With the passage of time, the time of the New Year has gradually passed, and people have not yet recovered from the atmosphere of the New Year to the normal rhythm of life, but the officials of Jingzhou have already entered into normal duties, and all affairs have been carried out, which has also brought the people back to normal life from the atmosphere of the New Year early.

The construction of Guangchi Road is a great siege, in this situation without modern means of transportation and excavation equipment, everything depends on manpower, therefore, Chen Qun after consulting Liu Yong's opinion, first carry out the construction and laying of a Chi Road. The section from Xiangyang to Gangneung was chosen for the two gallops, firstly as an experiment, and secondly, to strengthen the control and supervision of Gangneung. The number of people recruited alone reached 3,000 at the beginning.

At Liu Yong's request, each gallop road must be two zhang wide, that is, it can ensure that six people can pass in parallel with three horses at the same time, which can greatly speed up the speed and timeliness of the march.

At the same time, the expansion of Yixue made Jiangzhou craftsmen in all walks of life in demand for a while, and even ordinary apprentices could reach the wage of five cents a day, which also greatly stimulated the enthusiasm of the poor children to study, and called for a large number of talents in advance for the newly added agricultural technology, craftsmanship and other technologies in Yixue. Due to the government's emphasis on academics, it has also stimulated the passion of many young people, and the social norm of "only reading sages and sages with one heart and not hearing anything outside the window" has changed greatly.

The opening of the silver account has encountered great resistance, although Liu Yong said it clearly enough, but people in the know are still very worried about their financial safety in private. The mentality of not revealing money has existed in the hearts of Chinese people since ancient times, and if you save money, you have to announce all the amount of your money to the world, so many people are indifferent to this. Before it began, Mi Zhu had already heard many voices of resistance. However, everything is still in the planning stage, and among them, such as the determination of interest, the safety of transportation, the security of the treasury, the security of depositors and the confidentiality of information, and the integrity of internal personnel, it is clear that the main key issues are among them, and appropriate measures need to be formulated one by one. Liu Yong had no choice but to explain some of the information he knew about the bank to Mi Zhu again, and he could only do the rest by himself.

The three major measures shocked the entire Jingzhou again, and a large number of scouts quickly sent the news out of Jingzhou and into the hands of various figures. Under Liu Yong's instructions, Xu Shu was loose on the outside and tight on the inside, secretly searched for a large number of scouts from all sides, and conducted strict interrogations. Even the scouts of the Zhong family and the Sima family were suppressed, and he had to delay his opponent's knowledge of his movements as much as possible and reduce the obstacles.

Of course, the information sent by Lanxiang to Xuchang under Zhang Lan's signature was intercepted again. Although Lan Xiang has slept for Liu Yong many times, she has not changed her sense of proportion, but because of the loss of Liu Yong, she is more calm than before when facing Liu Yong. But Liu Yong didn't find out which of his important ministers Cao Cao was going to rebel against, so he was still observing, as long as he was still concerned about the progress of the implementation of the three major plans.

I have to say that the wisdom of the ancients is really powerful, just relying on some simple information about modern bank operations explained by Liu Yong, Mi Zhu gathered a group of people to completely formulate the implementation measures of the silver number at the end of the first month, so that Liu Yong admired the five bodies to the ground.

According to the current situation of the times, the main currencies are gold and money as the common currency, and the money is iron, all of which are minted by the government, and there are strict restrictions on the minting, and gold is even more so, although it is different from the real gold in later generations, but it is completely equivalent to the use of gold. According to the Han system, gold is based on catties, and money is also a five-baht coin formulated according to weight, both money and gold are very heavy currency, which has a great obstacle to traffic, and the people are also complaining. Therefore, he is very interested in the silver horn executed by Liu Yong, but out of the safety of his own property, he is secretly observing whether he really puts his own property into the silver number.

Mi Zhu had already taken these aspects into consideration, made a rather thorough plan, and thought that it was not a big problem.

Everything is based on the current exchange rate of one pound is equal to 10,000 yuan, which also makes many people feel at ease, lest their property be deducted by the government at will, and the form of usury has long been deeply rooted in the hearts of the people, and everyone is afraid. For this reason, Liu Yong asked Mi Zhu to post a lot of notices in a row to inform, and also won the approval of many people.

At the end of the first month, the first silver number was finally opened, although Liu Yong asked not to make a big splash, but as long as Liu Yong did something must be curious to many people, there were many people who would be at the door for a flood that day.

At the end of the day, Mi Zhu appeared at the door of the silver horn on time, and said to the people and spies on the third floor and the outer three floors here: "The silver horn is appointed by the state pastor, opened by the Jingzhou government, and belongs to the official system. Many people may have concerns about this, but as long as they believe in the governor, they will definitely not let any law-abiding people lose their property.

If the money is deposited in the silver account, you only need to pay a certain amount of storage fees. A gold custody fee is charged five wen a year, and can be withdrawn at any time by virtue of the silver number deposit deed issued by the silver number, and the interest is settled at the same time, and the interest is calculated on a monthly basis, and there is no interest if it is less than a month. It needs to be re-deposited every five years, otherwise it will be confiscated.

This will save you from the day and night of storage at home. More than 50 wen can be deposited, and the withdrawal is also carried out according to the multiple of 50 wen. I'm sure you'll love this worry-free way to save money.

In addition, regardless of the status of the silver account, all the money is treated equally, whether you are a dignitary, a peddler, a pawn, or a beggar on the street, all of them will be accepted as such. But I also remind you that everything is subject to the deed of deposit issued by the silver number, that is, the silver ticket, and it must be properly kept. ”

Mi Zhu's words immediately aroused a lot of discussions, and the scene immediately became noisy.

"Wow, isn't this going to make me wait for me to become a pawn of a peddler and a beggar on the street? How can this be? "Immediately there was dissatisfaction.

Someone next to him sneered: "What do you want to do so much?" It's a good thing to be able to keep your money, but as for these important things, will you still drink with those people and hold prostitutes? Immediately, the crowd burst into laughter, but the person who spoke before was red-faced, and some of the ordinary people present glared at him angrily.

Mi Zhu said again: "As long as the people in Jingzhou are the people of Jingzhou, they are all the people of Jingzhou who want to protect the government, and they will not be distinguished because of their status." The establishment of the silver horn was originally set up by the state pastor for the convenience of the people, and naturally there will be no favoritism towards any person, please rest assured. ”

Mi Zhu suddenly changed his words: "However, if anyone dares to make trouble in Yinhao, or has any wrong intentions, the government will definitely punish the people for harassing the people, and the most serious person will be beheaded and raided!" ”

Some people in the crowd who already had some other ideas immediately shuddered, Liu Yong's methods have already been seen by many people, although he usually shows kindness, but the iron-blooded methods of treating the enemy are equally harsh.

"I wonder if anyone is the first to save money?" Mi Zhu asked with a smile.

Just as everyone was looking at each other and discussing, a female voice sounded behind the crowd: "The slave is willing, I don't know if Lord Mi can allow it?" ”

Everyone followed the sound to look over, and a young and beautiful woman was standing in the crowd accompanied by two maidservants, like a bright peony in the midst of all green, very beautiful.

"It turned out to be Miss Lanxiang, so naturally she could. The state pastor has long said that anyone can do it, regardless of status, male or female! Girl, please! Lan Xiang stood in the crowd without a trace of stage fright, which made Mi Zhu very appreciative in his heart, and he also knew that although Lan Xiang was a maid, Liu Yong had been very fond of her recently, so she didn't take a shelf, and said kindly and made a gesture to invite in.

There were heavy guards at the door, but Lan Xiang did not have a trace of fear on her face, and slowly approached the silver horn under the gaze of everyone. But after waiting for a long time, he still didn't come out, and there were immediately doubts in the crowd. Mi Zhu smiled: "In order to protect the safety of every person who saves money, the silver horn will let the people who have saved money leave from another way." If anyone saves money, they will understand! ”

"I believe what Mi said. I've seen that girl, it's from the governor's house. She dares to try any woman, isn't it too bad for me to wait for men? I save money too! A large group of men were hit hard by Lan Xiang, and someone immediately stepped forward. Mi Zhu is naturally happy to see it come to fruition. Let people be guided in immediately.