593 is still very naïve
When Emperor Chongzhen heard this, he sighed in his heart, when these ancients were short of money, they would eventually put their ideas on the banking system. Today's banking system is still very fragile, if you use power to embezzle funds, back and forth, the bank's credit system will soon be gone, just like the end of the treasure banknotes back then!
He thought so, but the other courtiers were nodding, they naturally had concerns, the Ming Construction Bank was established for almost half a year, and many people have begun to deposit money in it, especially some businessmen who walk the north and south of the river, and they have deposited a large amount of money to facilitate it to be taken out in another place. Mao estimates that there should be a lot of money in the current Daming Construction Bank. The money for making winter clothes for the new army should be a drop in the bucket!
"Your Majesty, in this way, the winter clothes of the new army will be solved!" Shen Yongmao said a little happily, "This battle should be correct!" ”
If he solved the Liaodong problem during his tenure as the secretary of the military department, then he would definitely go down in history, and naturally he would be very concerned about this matter. At least after Emperor Chongzhen's analysis, he felt that the chances of winning were very high.
Everyone else is more relaxed, and many are still nodding. But who knows, Emperor Chongzhen's face was serious, and he categorically vetoed: "No, the money of the Daming Construction Bank, except for the rules set by the silver two, no one can use power to embezzle!" ”
After saying this, he felt that the Ming officials' understanding of finance was still very shallow, and he was a little worried that the branch of the Ming Construction Bank would be sabotaged by local officials with their power, so he immediately and solemnly instructed Wen Tiren: "Wen Qing, I am going to spread this meaning to the world, and it is strictly forbidden for officials from all over the world to reach out to the bank, and I will never allow anyone to destroy the nascent financial system!" ”
Speaking of this, he turned his head to Wang Chengen and Liu Xingzuo, who were standing in front of the emperor, and said: "Factory guards should also strengthen the supervision of banks in various places, and if anyone dares to break the rules of the bank, they will be arrested first!" ”
"Slave obeys!" Wang Chengen didn't care about others, and immediately responded.
Liu Xingzuo was a step slower than him, but he didn't hesitate much, just a little confused: "The last general will obey the order!" ”
Seeing that the emperor was so cautious, for a while, the senior officials of the Ming Dynasty below couldn't help but look at each other. In their consciousness, they don't think there's anything wrong with appropriating it once! Is the emperor making a little fuss about this?
Emperor Chongzhen could see the incomprehension in their eyes, so he explained to them: "If I make an edict to embezzle the bank taels this time, will they be worried about those people who have deposited the bank taels in the bank?" ”
"Your Majesty, when the court has money, can't you just pay it back?" Bi Ziyan, as the general manager of the Ming Dynasty's finances, always has to ask clearly, "Besides, the new army's winter clothes involve the war against the captives, to put it a little bigger, but the national war that Your Majesty said!" ”
When many courtiers heard this, they all nodded slightly. Even if he didn't nod, the expression on his face was one of approval. It should be said that the vast majority of people think so.
Emperor Chongzhen immediately shook his head, stared at Bi Ziyan and asked, "Then I ask you, when will the imperial court have the money and when will it be able to return it?" Will there be a situation in the future, when the court has money, there will be other places to use the money, thinking that the bank is a treasury anyway, and if it is not bad, it will not be repaid first? ”
"......" Bi Ziyan was speechless when he heard this, he felt unable to answer these questions from the emperor, because the answer was obvious!
Emperor Chongzhen continued to ask: "Also, this time it is the winter clothes of the new army, which involves the national war, so next time, will there be other reasons, which are also very legitimate and important, and you can embezzle the bank and silver again?" ”
"......" Bi Ziyan continued to have nothing to say, because he didn't have to answer this question, if he wanted to do it this time, then the next time he was short of money, he would definitely think of using this method.
Listening to the questions asked by the emperor continuously, Wen Tiren and the others finally realized that something was wrong. The emperor didn't need to say any more, they could naturally deduce that if they did this often and didn't pay back the money, then who would be relieved to continue to keep the silver in the bank! In this way, after a while, the bank will no longer have money......
Emperor Chongzhen glanced at the faces of the courtiers below, and after seeing that they had some understanding, he said earnestly: "The financial system of banks will be the driving force for my Ming economic growth. It's just starting to sprout, and it's important that he thrive. Wait until one day, when the bank is strong enough, I Daming will be able to use the bank to revitalize the entire economy, so that the people of Daming will be rich, everyone will have food to eat, and everyone will have clothes to wear! Therefore, I will not allow anyone to break the bank's rule system! ”
Hearing this, after being quiet in the Wenhua Hall for a long time, it was Cao Huachun, the eunuch who was the master of ceremonies and the palm seal, who spoke first: "Your Majesty Shengming! The slave maid just opened her mouth today, and she has a deeper understanding of my Daming banking system! ”
Obviously, this time, because Emperor Chongzhen's speech was really novel to them, he also thought about it for a while, so he didn't echo it at the first moment when Emperor Chongzhen finished speaking.
When he opened his mouth, although some of the other courtiers still did not realize the important position of the banking system in the economy of the Ming Dynasty, they still felt that the emperor was reasonable, and they played together convincingly: "The ministers must obey the holy will!" ”
As a result, the head of the household department is strict and worried again. Since it is not possible to embezzle silver taels from the bank, where will the money for the winter clothes of the new army come from? This is related to the war in Liaodong, and it can't be dragged for the time being like other armies.
The others also realized the theme of the meeting and returned to the matter, and for a moment, the Wenhua Hall was quiet again.
Emperor Chongzhen was also worried, but he didn't think about moving the bank money at all, nor did he think about letting the central bank print an extra sum of money. At this time, the banking system has only been established for about half a year, and it is still accumulating credibility, and it must be strictly implemented in accordance with the practice of the silver standard, otherwise it is very likely to repeat the old road of the Ming treasure banknote.
He thought about it for a while but didn't come up with it, so he thought about it from the experience of the afterlife. Thinking about it, suddenly, his eyes lit up, and he suddenly thought of a solution.
Immediately, he entered the chat group to ask about the situation. After a long while, he withdrew from the chat group, smiled and said to the courtiers below: "Okay, I have solved the matter of the new army's winter clothes!" ”
When these courtiers under the "......" heard this, they were all surprised, looked up at Emperor Chongzhen, and were a little puzzled for a while, how to say that the solution was solved, where did the money come from?
Emperor Chongzhen saw their confusion and immediately smiled before explaining it to them.