I have to say that people who manage finances are born without benevolence.

When Qin Cang was still preparing to use points to manage, Qin Changan proposed the model of using loans. If you want to take out a loan, don't you need a neutral bank? Jun didn't look at Wang Anshi's change of law, and the government was responsible for the loan, so that Wang Anshi finally lost his capital and profit, and even his name and body.

"It's a way. So be it. Remember that watch? The government paid 300,000 Haiperun to form the Dahan Development Bank! Well...... I'll make up the management with thirty tooth people. Government officials are not allowed to interrogate or examine bank accounts. However, counties and prosecutors are qualified to intervene in cases of fraud and illegal contracts. Qin Cang said, and Li Jingpo quickly recorded it.

"Daoquan, Tang Mao!"

"In!" x2。

"After you go back, in addition to compiling the Han Code, you will also add loan repayment items to the Commercial and Trade Law, as well as provisions specifically for illegal contracts, fraud, and fraudulent sales of banks! Heavy penalties! ”

"Yes!" x2。

Now that the four legal divisions are handling cases in the same court, Tang Mao, Pan Daoquan, and Song Fu, who manages the Criminal Department, also have a common language. It's just that Meng Kui of Yushitai is still a high-minded person. He didn't come today anyway. After all, these mad dogs are suspected of biting their own people. I only hope that after the transfer and merger of the four divisions, they can stop a little.

"If that's the case. Can the private sector open a bank? Qin Changan seemed to see the good. When the bank opens, it is necessary to collect taxes!

"Folk......" Qin Cang thought of the original Kafa. The rich people there were deceived by themselves, either investing in the reclamation industry, the mining industry, or in the right way to start a business.

"To open a private bank, it must be approved by Fu Yin and myself, that is, Lao Tzu! The Ministry of Taxation is also going to pass! Check out the assets! In addition, in any bank, I must have 51% of my assets, and I will invest this money. And also with the people I sent. At least halfway through! We must not allow some people to use banks to disrupt civil order! ”

Qin Cang's words relieved everyone present. Damn, it's finally blocked. They have seen the sea of silver. If the bank stirs up the civil turmoil, then this Han Dynasty may be a pill.

This is almost the end of the matter.

Dahan now has very few external troubles. The Ottomans, the only and lifelong enemy, were now suffering from internal unrest and were unable to develop a navy. Qin Cang is now the sole master of the Black Sea.

It is very rare that there is very little mention of the external problem. Perhaps this means that the Han has reached the point where he is not afraid of foreign enemies.

Therefore, Qin Cang was left alone in the house to calculate how to introduce immigrants.

With a score of 1.4 billion, Qin Cang was in a dilemma about how to spend it. The first is the population. Qin Cang decided to really do what they said, to bring in 400,000 people. Of course, the processing is the same as before, entering in monthly batches. Basically, 30,000 or 40,000 are introduced every month, and they are all distributed in about a year.

This year's harvest of sweet potatoes will cost millions of stones, which is a billion catties of output! Although it has to go through various expenses and the lives of local people, a person has two catties of sweet potatoes a day, 60 catties of sweet potatoes a month, 10,000 people are only 600,000 catties, and 400,000 people are 24 million catties. Even if it is six months, it is more than 100 million catties. Let them eat with an open stomach and they can't finish it. It's good that people can eat and eat horses. In case the farmer sees that the profit from growing sweet potatoes is not big enough, it will be troublesome to switch back to growing wheat and grapes.

By the way, sweet potatoes can also be exported in large quantities. Regions such as Constantinople, Georgia and Ruthenia are all heavily strapped for food. The Grand Duchy of Moscow can't grow sweet potatoes again, so it's simply not too profitable. They won't keep the sweet potatoes yet, and even if they do, two or three generations of degradation will kill them.

"Potatoes are needed." Qin Cang thought about it and wrote down the name. Sweet potatoes and potatoes are simply the crazy root of population breeding.

After thinking about it, Qin Cang asked for an improved wool loom, at least one piece of cloth a day. It's not impossible to get the kind of Jenny machine. All kinds of wool clothing are now selling very well, but on the other hand, wool grain production is gradually unable to keep up. It's not that it can't keep up, it should be a shipping hassle to be exact.

Then the construction of roads will be planned in the future.

Qin Cang was thinking again. Now it's business as usual with the Great Iron Supervisor.

After the addition of refractory bricks, graphite is missing. A crucible made of clay simply doesn't work. So the experiment in this direction failed. However, after the refractory bricks were stacked in the new blast furnace, and then the blower and accumulated temperature facilities were added, the molten steel was gradually produced. Under the hammer of the hydraulic forging hammer, a set of plate armor flowed to the army like an assembly line. This is also the existence of Qin Cang's confidence in organizing and training 30,000 soldiers. Qin Cang prepared to wear armor for the whole army. If the border army wants it, they have to pay for it. This is also a measure of restriction.

At the same time, there is a point, muskets.

The arquebus is finally going to be eliminated from the army. The flintlock pistol is coming.

Speaking of which, there are always people who say that the change of arquebus to flintlock pistol only requires removing the arquebus and adding a flint. If you dare to say that, you should all pull them out and shoot them with arquebuses for three days and three nights!

This involves the improvement of the ignition device, especially the trigger part, and if the improvement is not good, you just wait for the air leak to explode and go off.

No technology can be said in a vacuum. The craftsmen knocked it by hand for a long time, and after a long period of design, they finally came up with a reasonably designed ignition device, and also added an insurance to avoid flint bumps and natural fire. Don't doubt it, this kind of thing really happened during the experiment. He also blinded one of the craftsmen's eyes.

Qin Cang thought about it and added another one, cement reform.

Qin Cang will next increase the production of quicklime, potassium feldspar and other things. Because he has to stimulate domestic demand. And how to stimulate domestic demand? Of course, it is a step towards a modern lifestyle.

Can you understand the pain of Qin Cang brushing his teeth with salt so far? Is it painful to wash your hair with plant ash so far?

This involves where Qin Cang won't. He doesn't know much chemistry......

But fortunately, there is an all-purpose guy who helps him wipe his shares. But considering that there is no such thing as gypsum in Ukraine, Qin Cang also has a pain in the egg.

After writing the article on the introduction of gypsum to Spain in the booklet, Qin Cang continued to torture his brain with the exam.

Where to find alkali?

Can't figure it out.

But thinking about it, Qin Cang suddenly remembered that this year was 1454. This year, there will be a hairy German who will print the Bible on a movable type press, so he will be famous all over the world.

Qin Cang immediately wrote vigorously on the paper - lead movable type printing machine.