How much is 80,000 copper coins? His Majesty Li Er has completely lost his concept, but he feels a lot.

You must know that the Tang Dynasty is not as good as later generations, and He Shen, who wants to be the braid dynasty in later generations, embezzled 80,000 to 110,000 taels of silver, compared to which it seems that the 80,000 yuan of silver is not much.

But let's not forget that Heshen was already a highly developed commercial society at that time, and although the Braided Dynasty closed the country, this did not mean that the economic form was bad.

So when His Majesty Li Er heard that the Datang Royal Bank actually had a total savings of 80,000 yuan, the whole person was stunned, not only His Majesty Li Er, but even the old eunuch Fang and Lin Songhai behind him were all stupid.

Muttered, His Majesty Li Er said: "Money manager, do you mean that I have 80,000 yuan now?" ”

"Huh? No, no, no, by no means such a majesty. After listening to Lao Li's unconscious emotion, the money steward said with a sad face: "Your Majesty, all the money belongs to the common people and rich businessmen, they are only temporarily stored here, this, this money cannot be moved." ”

"Can't move?" Li Er's brows furrowed.

Seeing Li Er's frown, the money manager shuddered again, shook his head and said: "No, no, it's not that it can't be moved, the minister's meaning, the minister means that the money can be moved, but it can't be used directly, if you want to use it, you have to make an IOU." ”

"I want to use the money and make an IOU?"

Thinking of the scene where those wealthy families tore themselves into pieces and fed them to the dogs after they found that their money was gone, the money manager felt that it might be better to be cut off by Li Er, so he nodded and said: "Ah......, yes, you have to make an IOU, and you have to repay the interest." ”

And Li Er also figured it out after a period of calmness, knowing that the money in this bank is no better than the money in his own treasury, it can be said that these money are all the money of the owner, it is someone else's money, if you want to spend it, you must have an account and a whereabout, if you spend it casually, it is likely to cause terrible consequences.

After thinking of this, His Majesty Li Er was no longer entangled in the amount of money, but asked curiously: "Money manager, as far as I know, it seems that my Datang has not issued a total of 80,000 copper coins, right?" I don't know where your 80,000 yuan deposit came from? ”

Qian Steward has been engaged in the economy for so many years, and he can still answer His Majesty's question about Li Er, I saw that he thought for a while, and said slowly: "Your Majesty, 80,000 guan is only the total amount of deposits, not the number of copper coins, in fact, the copper coins in stock are less than 10,000 guan so far. ”

"And the reason why there is such a total amount of deposits is because the merchants are constantly operating the funds in their hands, and the money in their hands is getting bigger and bigger as the business is getting bigger and bigger, but this does not mean that there are more and more copper coins."

Li Er was a little dizzy by what Steward Qian said, and waved his hand to interrupt him: "Steward Qian, I'm a little confused, you can re-talk about the matter." ”

"Whoa!" The money steward responded, and after a moment of silence, he spoke again: "Your Majesty, this question is actually like this, for example, the merchant Zhang San has 10,000 yuan of copper coins, he deposited the money in our bank, and then took the documents to do business, and when he came back, he earned 5,000 yuan, so he had a receipt of 15,000 yuan. But this does not mean that he has 15,000 yuan of physical currency, although this 15,000 yuan can be used as money, but the actual value is only 10,000 copper coins with us. ”

"Hiss......" Li Er listened very seriously this time, but after listening, he gasped and asked with a serious expression: "This means that if that Zhang San wants to take out the copper coins stored here, you don't have that much money for him, right?" ”

"yes, that's it." Steward Qian nodded.

"Nonsense!" His Majesty Li Er's face changed, and he said with a gloomy face: "If you continue like this, what if those merchants come to withdraw money at the same time in the future, what will you do!" Have you thought about it? ”

Speaking of professional knowledge, although the money manager was a little trembling, he was still able to speak clearly, but he said without thinking about it: "Your Majesty, so, that's why His Royal Highness the Crown Prince will go to the Wa Kingdom to fight, His Royal Highness said that there is a lot of silver over there, as long as we have enough precious metal reserves, then we are not afraid that they will come to withdraw money at the same time." ”

"Is that so?" His Majesty Li Er frowned, and vaguely felt that Li Chengqian seemed to have really mentioned something about the gold standard, the silver standard, and the national reserves, but there were a lot of things at that time, and he didn't listen to it carefully at all, and he didn't pay attention to it later.

Thinking of this, His Majesty Li Er decided that when he returned to the palace in a while, he must call Li Chengqian's kid to ask him carefully, otherwise it is estimated that he will not be able to sleep well in the future.

At this moment, the money steward spoke again, and he said while wiping the cold sweat on his forehead: "Your Majesty, in fact, you don't need to worry about this matter at all, for the time being, although we have a total deposit of 80,000 yuan, as long as the country's economy is stable, businessmen will not come together to withdraw money." ”

"In addition, although we don't have that much copper money, we still have assets, railways and cement roads, and mines that can fill this gap, and even if they do come to withdraw money, there will be no big mess."

"Isn't that a big deal? If I pay them for my railways, concrete roads, and mines, what will I do? "His Majesty Li Er only thinks that one head and two are big, once upon a time, as long as you figure out how much the commercial tax and agricultural tax are respectively, you can be considered to be able to get everything done, and the days when you can get everything done seem to be gone, and a large number of various economic problems every day can simply make life worse than death.

Not to mention other aspects, this bank alone is completely unaware of it, and it is shocking when I hear it.

If he had known that the risk of the bank was so big, he would not have let Li Chengqian's kid do this thing.

But just when Li Er was entangled, the money manager spoke again, only to see him say with a hesitant look on his face: "Your Majesty, that, that, in fact, in fact, the current railways and cement roads, as well as shipbuilding, armaments, these things are all used in the bank's money, it can be said that these things were originally those merchants, if these are liquidated to them, at most they can only be regarded as returning to their original owners." ”

Will it be returned to its rightful owner? Is that really the case? Didn't you just say that the bank's money can't be moved? How can you move in the blink of an eye? And what kind of money is that money so reasonable?

Comrade Lao Li felt that he really couldn't stay in this royal bank any longer, otherwise he would definitely go crazy before he figured out the doorway here, and it was better to leave professional matters to professional people to deal with, and just go back and toss his son as an old man. ()

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