Gao Zurong is very suspicious of what kind of crooked idea Gao Yihuan is playing, what is not good to learn, you learn from the old Zhu family to seal treasure money, are you going to be angry with your father?

Now is the critical moment for the development of Wei Wujun, Gao Zurong doesn't want Gao Yihuan to lose the hearts of the people, this kid has seen money since he was a child, he has stolen the family's silver, he can do anything for money, and he has to check him.

Seeing this, Gao Yihuan could only explain: "Dad, Daming treasure banknotes are only issued and not collected, and the old banknotes are not recycled, resulting in more and more treasure banknotes circulating in the market, and the treasure banknotes are flooded, depreciating very quickly, and the people have abandoned them." I printed silver and bronze tickets, which were prepared with gold and silver, and set up silver numbers in the state capitals, and the people held silver and bronze tickets, and they could exchange them for city silver coins and copper coins at any time, and the silver tickets of one hundred taels were exchanged for one hundred silver coins at any time, and the value of the silver tickets was stable. The old Zhu family issued money, the government used paper to buy things, and the people paid taxes with gold and silver, which was a robbery, I printed paper money, and at the same time did not prohibit the circulation of gold and silver, and the people could exchange paper money casually, and they could also use paper money to pay taxes, how could it be treasure money? ”

Gao Zurong looked at him, somewhat understanding what he meant, but he still waved his hand, "Yihuan! You want to make it simple! Once bitten by a snake, ten years afraid of grass rope. With the example of treasure money in the past, I am afraid that it is difficult for you to realize this idea. Besides, you have these ideas before, the Northern Song Dynasty and the Southern Song Dynasty both issued paper money, and they were very good at the beginning, but at the end of the year, they issued paper money indiscriminately, and finally accelerated their demise. Meng Yuan also used gold and silver as a preparation for issuance, printed a lot of paper money, and also stipulated that if the holder of the banknote needed to use coins, he could go to the Pingzhun Treasury at any time to exchange for silver or gold according to the law, but he could not continue to maintain the cash. The last banknotes were issued with a lack of gold and silver reserves, and as a result, prices soared and fell into an uncontrollable situation. ”

"These methods of yours have been used by people before, but they have made the people's lives miserable, and even caused the collapse of the dynasty, so we must take them as a warning!" Gao Zurong stared at him and said.

Gao Yihuan frowned, and couldn't help but curse in his heart, but he didn't expect that someone had already played it before him.

Gao Yihuan wondered for a while, were the ancients so awesome? This hurts my self-esteem a bit!

This made Gao Yihuan a little embarrassed, he really wanted to print more money to solve the financial pressure, but when he heard Gao Zurong's words, he had no bottom in his heart.

Gao Yihuan couldn't help but sigh, there are so many Chinese talents, it turns out that the things he thought of have been played by his predecessors a long time ago, and they have been played badly, making it more and more difficult for later generations to play.

Gao Zurong saw his calm face, "It's not impossible for you to print money, but you have to be right first, and you have to solve two other problems." First, the banknote law of the past dynasties has ended in failure, and the people hate it, and if you want to print money, you have to let the people and merchants accept your banknotes and regain the information about the banknotes. At present, the situation is chaotic, and the people value gold and silver more, and the father thinks that this process is difficult, and it will not be possible to do it in a year or two. The second and most crucial point is that after the lessons of the past generations, the people have long understood that no matter how good you promised before, once you can print money, you can't help but print more. You promised to settle in gold and silver, but in the end, the paper money will be much more than the gold and silver in your hand. And as soon as the paper money is issued, it will loot the wealth of the people, and finally fall into an uncontrollable situation. If you want to print paper money, the key is to make the people feel that you can control your hands and think that you will not send more paper money, and this is also the key for the people to regain confidence in paper money. If you can't do these two things, my father advises you not to get this banknote. ”

Gao Yihuan was silent, his motive for wanting to print money was first of all impure, and he rushed to oversend it from the beginning.

According to Gao Zurong, with such a motive, it is indeed difficult to succeed in this matter.

After all, the gentry and merchants would not be so stupid to use paper money that they knew would depreciate.

If you force the people to use it, they will lose the support of the people and dig their own graves.

China's paper money lacks supervision, no matter how good the initial strategy is, but no one can supervise the paper money not to be over-issued, then the ruler who has the power to issue money will not be able to control his own hands, and cannot help but print more money.

After all, how easy it is to print money!

Gao Yihuan understands a little that if you want the people to recognize paper money, you first need to make them think that paper money will not be overissued, or let them have the ability to participate in the issuance of paper money.

Banknotes can be filled with water, but according to Gao Yihuan's previous thoughts, it definitely can't.

For a while, Gao Yihuan was a little lost, and he wanted to rely on printing money to solve the problem of fiscal deficit, but he basically failed.

Gao Yihuan groaned for a while, and couldn't help but admire Gao Zurong a little, "Dad, what you reminded me of!" But I'm still going to get this banknote! If the banknotes are broken, it will be a huge blow to us, but if they are done well, it will be a good thing for us and the people. ”

Gao Zurong looked at him with some surprise, "Then how are you going to solve the two questions raised for your father?" ”

"I listened to my father's words, thinking about how to do a good job of paper money, in fact, there are two keys, the first is to be right, to ensure that paper money can not be overissued in large quantities, and the second is that at any time, the people can exchange money for silver, and merchants and the government also accept paper money, so as to regain confidence in paper money." Gao Yi said.

Gao Zurong nodded, and Gao Yihuan continued: "The key to this is not to over-issue, and others don't believe in this point, so I am ready to give up the right to issue banknotes, invite major merchants, and gentry names to flow into the stock bank, the government accounts for no more than forty percent of the shares, and the issuance of banknotes is supervised by everyone." In this way, the merchants have no worries that the paper money will be overissued, and the firm accounts for the share capital of the silver number, so it is natural to recognize the copper and silver tickets issued by the silver number, and the people can take the money tickets to the merchants to buy things, and they can use them to pay taxes, and they do not have to look for silver everywhere for the merchants to exploit, I think it should be able to regain the people's confidence in the paper money. ”

Gao Yihuan originally wanted to make a sum of money, but now it has become a pure good deed.

However, the silver trumpet and paper money are well done, and there are actually great benefits for the government and the people.

With the modern financial system, it can not only stimulate the economy and support business development, but also issue bonds, set up exchanges, and make a huge financial market.

With this market, the government can issue official bonds, and major firms can also issue private bonds and firm bonds, and maybe a few East India companies can come out.

Gao Zurong groaned slightly, feeling that Gao Yihuan's idea had a certain feasibility, "If you do this, you can give it a try." Leave this matter to the Father to do it for you. ”

Gao Yihuan nodded, and it was settled for the time being, but he couldn't make money through paper money, which made Gao Yihuan a little unhappy.

Gao Zurong smiled when he saw him, it seems that the matter of silver is indeed about to drive his son crazy, and it is all marked with the bad idea of printing money.

"Righteous joy! If you are really short of money, you might as well make a fuss about food. Now Wei Wujun controls most of Huguang and Yuezhou, choking important trade routes. It is completely possible to monopolize the grain in Huguang and then sell it to the grain merchants in Jiangnan at a high price. ”

Gao Yihuan had thought of this earlier, but printing money was much faster than doing business, so he naturally rushed to print money.

Now it seems that thinking about printing money to accumulate wealth is actually going down an evil path, and it will inevitably be spurned by the people, and if it is not done well, it will become a bald head in future generations.

This silver trumpet and paper money must be correct in order to have meaning, otherwise it can only become waste paper in the end.

Since you can't make money by printing money, it is also a good choice to make a fuss about food from scratch.

"Dad, what does that poem say, there is no way out, the willows and flowers are bright and another village!" Gao Yihuan smiled, and another thought came to his mind, "Dad's suggestion is good." In fact, I have long had this idea, monopolize the grain in Huguang, and then set up a grain futures transaction, not only selling this year's grain, but also selling next year's grain, and at the same time using grain to issue bonds, so that the merchants in Jiangnan can buy it! ”

Gao Zurong's brows furrowed again, and he leaned on crutches, "Talk about people!" ”

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(End of chapter)