Now the Ming Dynasty regime is on the rise, and the reputation of the imperial court in recent years is not bad, so if you want to borrow, it is still very easy, and even said, not only easy, but the most traffic-saving site for mobile phones.

The silver of the money village is lent to ordinary merchants, which is risky, but lending it to the imperial court is a profitable business, especially the largest shareholders of Wude are Hengyang Wang's family, Liping He's family, as well as Chu bureaucrats, Wuzhong officers These emerging nobles, they control the imperial court, and Wude does not have to worry about the imperial court not paying back the money.

The imperial court needed to borrow money, and Wude was willing to borrow it, but this matter was still denied in the council hall.

Su Guansheng said that the council hall would not pass, not that he couldn't borrow money, but he didn't want to borrow money from Wude.

Without it, Wude took the silver of the Cantonese merchants and Chu merchants to lend to the imperial court, and the interest paid by the imperial court to the Wude was far more than the interest paid by the Wude to the merchants below. As soon as this one goes in and out, he makes money, it's just a white wolf with empty gloves, lying down to make money, and the other factions are naturally red-eyed. Everyone makes money so hard, why can you make money by taking an account, they naturally don't do it.

There is also a reason why the imperial court did not borrow money directly from merchants. Because the power to borrow money from is in the hands of the bureaucracy, ordinary businessmen have no channels and connections, so they naturally cannot borrow from the imperial court.

Second, the merchants did not dare to lend it directly to the imperial court. Borrowing is equivalent to cutting off the financial route of the bureaucrats, and the officials can make them lose their money by dragging it out casually and playing Tai Chi, so they lend it to the imperial court through the Wude No., a money bank with a background, which is also an insurance policy.

This is the same reason that the treasury bonds of later generations were sold through banks.

Although the businessmen earned less in this way, after all, the insurance was still earned, and the government and businessmen colluded and made a fortune together.

Wang Yan has always wanted to use the Five Virtues to control the financial power and the economy of the Ming Dynasty, so he also tried to absorb some of the big families of Jiangsu and Zhejiang, and wanted to integrate the bureaucracy into one system.

When King Tang and King Lu saw that Wang Yan had passed a Wude number, they pry into their corners, so they also set up a money bank similar to the Wude number to kidnap the henchmen around them.

The Chu faction accounted for more than seventy percent of the five virtues, and although Wang Yan gave up some benefits to the forces of Jiangsu, Zhejiang, Jiangxi, and Fujian, he could only make a few after all, and it was still not as much as Tang and Lu could give if they set up a shelf.

Now although the two money houses are still very weak, not much harvest, but the prospects are good, the two kings have channels in the court, there are resources, as long as they can get a share, there will be merchants willing to send silver over, the two money houses may not be able to develop into the appearance of the five virtues.

Out of optimism about the future prospects, and because now that they have entered the Wude number, they can only drink soup, so many people have turned back to support Tanglu's two money banks.

This time, the imperial court was going to borrow five million taels for the attack on the Jin Kingdom, and the council hall immediately exploded.

The Tang and Lu factions immediately objected, of course, what they opposed was not that they were not allowed to borrow money, but that they could not borrow money from the Wude family, and we also had money, so why didn't they borrow from us.

This time, Wude originally gave three points of profit, and he had to earn more than 100,000 taels, but the other two Qian Zhuang with Tang Lu background pressed the profit to two points, which was obviously more cost-effective, forcing Wude to only press down, and finally saw that the fight went down, everyone did not make money, so Wang Yan came forward to adjust and reach a compromise, Wude got a share of three million taels, Tang Wang's Mingde, and King Lu's heyday, each divided one million taels.

In this way, the court is a bargain, and tens of thousands of taels of silver are less at once, and many ministers with conscience have learned from it, and they have asked the court to borrow money in the future, and they must add more money to participate at the same time, and the court will choose the one with the most favorable conditions, and one or several will borrow.

This time, Tang and Lu easily earned tens of thousands of taels, and while they were happy in their hearts, they were even more salivating for the Wude, but it was useless for them to envy.

Although Tang and Lu had long planned to move the Wude, they had no way to start in the face of such a monster.

Now this interest group has become a cancer of the Ming Dynasty, constantly sucking the blood of the imperial court.

Among them, there are ruling Chu officials, the army, the local gentry, and the interests of various military and industrial estates, and this force is enough to subvert the imperial court.

Even if King Tang and King Lu destroyed the Wang He family, they couldn't move the Wude, they could only choose to integrate into the Wude, or create a new monster like the Wude to attract the forces behind the Wude.

King Tang and King Lu did the same, each got a bank, and then gave shares to the people around them, and through their resources and channels in the court, they sought benefits and united the people around them.

However, although the money village was built, they wanted to make profits, and it was still too far behind the Wude.

Although the Mingde and the Dingsheng each received a share of one million, the money was not deposited in the household department, but was put into the Wude.

This made the two kings of Tang and Lu more angry, but they had to do so, because even if the money was transported to the household department, the household department still had to transport the money to the Wude number, because directly depositing it in the Wude number could reduce a lot of transportation costs and losses.

The imperial court has to prepare for war and prepare materials, and the grain is transported by the merchants, and the weapons and equipment are mainly done by the merchants and workshops, and these merchants are currently settled through the Wude number, so the imperial court can only deposit the silver in the Wude number in order to save trouble.

During the whole process, except for the two money houses in Tanglu that transported silver to Wude once, the three million silver of Wude was almost untouched, but the whole operation process was not affected.

Silver is a very heavy thing, each firm has to hand over the materials to the imperial court, and then withdraw the silver back, not only inconvenient transportation, but also to bear the risk of being robbed, hire a dart master to escort, so most of the merchants choose to directly store the silver in the Wude number, when you want to directly exchange it with a silver ticket, and in this way, the five virtues have obtained the right to settle the currency.

The money was left untouched in the treasury, but the books were spent, and trade and borrowing were completed.

While promoting the development of business, the Wude has made a lot of money again through the intermediate settlement, and is rapidly expanding and evolving, and is undergoing transformation.

Mingde and Dingsheng want to do this, but it is impossible, in addition to they do not have branches all over the country, do not have a strict reconciliation system, experienced and able to understand the code language of silver tickets and anti-counterfeiting old account rooms, these excellent conditions, but also do not have a long-term accumulated reputation, as well as a large number of business dealings, workshops, so at present can only make a small amount of money.

After the imperial court reached a loan with the three money houses, the silver was deposited in the Wude number, and the military department first began to allocate grain and grass, and the merchant completed the purchase, and after the grain was transported, the silver stored in the Wude number would be transferred to the account of the merchant according to the voucher.

The Ministry of Industry placed orders for each workshop to make clothes and armor for the imperial court and make winter clothes, and the same is true, and the silver is transferred to the accounts of each workshop through the money house.

In this way, the action was much faster, and the workshops in various places, which had just finished preparing for the war in the southwest and thought that they would rest for a while, started to produce at full speed again.

The previous war in the southwest consumed a large number of materials in the Ming Dynasty, although the imperial court agreed to He Tengjiao's plan, but it did not mean that it would be able to fight immediately. Especially in the direction of Shangyong, there is no preparation at all, and it will take at least more than three months to wait for the materials and soldiers and horses to arrive, plus the imperial court has pacified Yunnan, recovered eastern Sichuan and southern Sichuan, and obtained thousands of miles of land at once, and it is necessary to send officials to clear the place and digest the fruits, and it is estimated that the recovery of Sichuan will take at least until the Chinese New Year.

However, there is no need to worry, because the Jin Kingdom has lost more than 30,000 people, and it will not be able to recover in three or four months, and it will take several months for Haoge to mobilize troops and horses and transport materials and materials.