Fang Shan set off, and Wu Chongyao came. Pen × fun × Pavilion www. ｂｉｑｕｇｅ。 ｉｎｆｏ

He took with him a few old tents and a lot of ledgers.

Zhu Jinglun guessed very accurately, every account was recorded very clearly by the Wu family, Fang Shan was worried that they were cheating, and the Wu family was even more worried that Zhu Jinglun would turn his face.

And this time Wu Chongyao was really frightened, the information provided by Zhu Jinglun was very accurate, Wu Chongyao's first reaction was that Zhu Jinglun not only had spies among the foreigners in Guangzhou, but even sent spies to London, what made him even more frightened was that Zhu Jinglun actually had such a way to operate the bill of exchange, and he felt that this person was even more terrible.

So as soon as the bill of exchange market ended, he immediately rushed to Xin'an.

"The total amount of bills of exchange for the purchase amounted to 2,500,000 taels, and 1,000,000 taels of cash were used, and the average price was 40% of the par price, and the profit was 1,250,000 taels after deducting the cost of 1,250,000 taels. The ledgers are all here, I don't know if you want cash or money orders? ”

Wu Chongyao was extremely respectful and understood the style of officials, so he did not report the accounts one by one, but made a summary.

After the news of the dissolution of the East India Company by the British Parliament came from London, the Hong Kong market did cause a huge shock, and the bill of exchange once fell below 30%, and then the Wu family ate a large amount of money, and finally pulled the price up to the average price of 40%, but this situation lasted for about ten days, and then there was new news from London, the British government really announced that it would take over all the property of the East India Company in the East, and at the same time accept all the debts of the East India Company, and even made a special policy on the bill of exchange. That is, the British government guarantees these bills of exchange that they will be paid in full.

The credit of the East India Company in the East is already gold, the British Empire as the most powerful country in the world, their credit can be said to be inlaid with diamonds, so after the policy was introduced, the Hong Kong government immediately issued an announcement, the strong credit of the British Empire immediately injected a shot in the arm for the bills of exchange, the price of the bills of exchange rose repeatedly, and it rose to ninety percent of the face value in two days, and the time for shorting and cashing out was completely over.

As soon as it was over, Wu Chongyao immediately ordered someone to sort out the account books, and then personally brought someone to Xin'an to report to Zhu Jinglun.

Zhu Jinglun said with a smile: "I don't have anywhere to put the cash, and I still have a thief at home." I don't plan to go to England for business, and I don't need it. In addition, the profit of 1.25 million taels depends on your Wu family, so give the official 1 million taels, and the 200,000 taels will be used as a commission for you. ”

Wu Chongyao was sincerely afraid: "The adults forgive their sins, don't dare to deceive the adults, with the news of the adults, the villain also made a little money in Guangzhou." So this 1.25 million taels is not a penny less than an adult. As for the commission, the adult Hugh wants to mention it again, and he really shames the villain. ”

Wu Chongyao is also honest, and at the same time revealing these news, he is also showing favor to Zhu Jinglun, to show that he is upright and has no intention of concealing it.

The East India Company's bills of exchange were nominally remitted from Canton to London or vice versa, so it was not surprising that there were people in Guangzhou who held East India Company bills of exchange, but they were not too large to be affected by the war. But here the Wu family can eat alone, which is also a lot of money.

In addition, in the Hong Kong and Macao markets, except for one million taels and one million taels recorded in Zhu Jinglun's account book, that is the surplus of the Wu family's operation, and I am afraid that no one knows except Wu Chongyao.

But Zhu Jinglun was resolute, and seemed to be really like money couldn't get by, and insisted:

"Wu Dongjia doesn't have to be polite. The official said something unpleasant, the official is poor and white, that is, he is a plate of empty gloves and white wolves. Without the reputation of the Wu family, no one believes the news released, and without the capital of the Wu family, the official can't receive so many bills of exchange, not to mention that the Wu family has done everything before and after. This official is a reasonable person, so if you charge a reasonable commission, you should accept it with a clear conscience. ”

Wu Chongyao kept refusing.

Zhu Jinglun's tone hardened: "Wu Dongjia, you have to refuse." The official said that one million taels is one million taels, and he won't ask you for any more money. But the official has a request. Don't hide it from Wu Dongjia, the official has already reported to the governor and the governor about the recovery of Xin'an, and the two adults have recommended the official to the imperial court to officially take up the post of Xin'an Zhi County. ”

As soon as he said this, Wu Chongyao hurriedly said hello, the governor and the governor jointly recommended it, it can be said that this district and county order is nine out of ten, and it is also a county order like Xin'an, which is close to the nest of foreigners, and it is rare to have something to do with foreigners.

Zhu Jinglun waved his hand to interrupt Wu Chongyao's Daoxi: "Wu Dongjia must not be in a hurry to say goodbye, this official has a reluctant request." If this official takes office in Xin'an Zhi County, he should work for the benefit of the people of Xin'an. But now that Xin'an is in turmoil due to the war, all industries are withering, and the official wants to invite the Wu family to open a big shop here and do business with foreigners nearby. The official's money is stored in the Wu family's shop, and it is also convenient for the official to call it at any time, and when it is not in use, it is just convenient for the Wu family to use it for turnover. ”

Wu Chongyao was stunned, he didn't expect Zhu Jinglun to want to open a shop in Xin'an by himself, this is not a big deal, the Wu family has more shops, one more is not more, and one less is not less, as for doing business with foreigners, the Wu family has always done business with foreigners, even if the public bank of the Thirteen Lines has been canceled, the Wu family's network is still there, and it is still the largest export trader.

"When it's convenient, it's not like Jardine Matheson can't be reopened!"

Zhu Jinglun continued, thinking that Wu Chongyao would be ecstatic, but he suddenly looked like ashes, knelt on the ground and kowtowed like pounding garlic, begging bitterly not to let the Wu family run a business.

Among the thirteen lines, Pan Youdu, the general merchant of the Pan family, who is as famous as the Wu family, once had a sentence called "Rather be a dog than the head of a foreign bank", I thought it was just a crying quip, Zhu Jinglun really didn't know that the ICBC system really had huge psychological pressure on businessmen like the Wu family.

Don't mention it, Zhu Jinglun changed his tone:

"Of course, the official bank can't do it, and the official doesn't have the ability to let the court reopen the public bank."

Hearing this, Wu Chongyao breathed a sigh of relief.

Immediately afterwards, I heard Zhu Jinglun say: "But can the signboard of Yihexing still be used, Ling Zun has made this signboard into a gold-lettered signboard for a lifetime, and it is a pity to discard it." ”

Hearing this, Wu Chongyao was even more frightened, and kowtowed again: "The adult still spares the villain, and does not hide it from the adult, my father would rather go bankrupt than lose the signboard of Jardine and Hong Kong before his death, if the villain is using this signboard, it is an unfilial son!" ”

Zhu Jinglun was stunned, how much was the Wu family stimulated, Wu Bingjian actually wanted to use the gold-lettered signboard he created as a hot potato?

Some situations are not in it, it is incomprehensible, the merchants of the Thirteen Lines were indeed very prosperous before the first Raven War, but once the Qing government encountered trouble, they were lambs to the slaughter, and in the event of a natural disaster, they had to get money, and in the event of a war, they had to get money, and it was not good to ask for money, and they did not meet the expectations of officials, and they were even more likely to be arrested and questioned.

Of course, the Qing government's monopoly protection did allow the merchants of the Thirteen Banks in Guangzhou to enjoy huge monopoly benefits, that is, the salt merchants in Yangzhou could compare with them.

During the Qianlong period, the life of the monopoly merchants of salt merchants and merchants was quite good, and after the Qianlong Dynasty, the entire Qing Dynasty began to decline, which was the law of the traditional feudal dynasty, and the rise and fall alternated.

The fundamental reason is that the relationship between man and land has changed, and the population has continued to grow in the early period, so production has increased, and the country has become rich. However, the per capita level of technology has not improved, and when the population grows to a certain extent, the population is no longer wealth, but becomes a burden.

At the end of the Qing Dynasty, the population reached more than 400 million, and the cultivated land area has not increased, the per capita cultivated land in the Daoguang period was only two acres, and the Kangxi period exceeded six acres, and the land could not be increased.

Once the land could not support the people living on the land, even if it was as gentle as the Chinese, it would definitely not sit still, so in the late Qing Dynasty, various social problems broke out in a concentrated manner, and the people were in turmoil.

When encountering the **** of the Taiping Heavenly Kingdom, according to the convention, the imperial court also has to manage the merchants and ask for money, because the Qing Dynasty has learned the lessons of the Ming Dynasty, and prefers to loot from the merchants, and if it is not good to loot from the poor ghosts at the bottom, it will pay the price of the overthrow of the dynasty. If it was just the **** of the peasant uprising that broke out naturally in the Taiping Heavenly Kingdom, the merchants could still withstand the money, but unfortunately, the late Qing Dynasty caught up with a great change in the world, which was the period of global expansion of the two empires of Britain and France. Therefore, the external troubles are very serious, and the internal worries and external troubles make the merchants a little unbearable.

As early as before the first war of the Crows, many of the governors of Guangzhou had become empty shelves, with a false appearance, and the business income was even less than the filial piety to the imperial court, which could not be said to make ends meet.

Except for a very few who successfully withdrew from ICBC by bribing the government, the vast majority of them had no way to get out, even the famous Wu Bingjian was forced by the government to always be the general merchant of the thirteen banks.

There is a well-known story, Wu Bingjian's family has 26 million silver dollars, or more than 18 million taels of silver, Wu Bingjian expressed his willingness to hand over eighty percent of the family property, let the Wu family leave the bank, and enjoy the remaining two percent of the wealth, but the government did not agree. An industry that can make a mercenary businessman willing to hand over the vast majority of his wealth and only hope to get out of it is definitely not a good industry, at least the risk has exceeded the limit that these businessmen are willing to take.

Because of the defeat of the Crow War, at the request of the British, the Qing government had to terminate the monopoly of the public bank that dissatisfied the foreigners, and the Wu family was able to get out, which should be said to be extremely fortunate, but Zhu Jinglun actually invited them to reopen the Jardine River, Wu Chongyao instinctively had a sense of crisis, and he didn't want to do this line of work.

Seeing Wu Chongyao's performance, Zhu Jinglun knew that it was useless to force him, and he also knew that those stories about the Thirteen Elements might be true, and in the later stage of the business, no one was really willing to do it.

But seeing the Wu family give up Jardine and Xing, Zhu Jinglun felt as if they had given up a gold mine, and he felt extremely sorry in his heart. Comparing the strength of the Jardine Matheson Consortium later, and the Wu family Jardine House, which is far more profound than the Jardine Consortium, gave up the operation, Zhu Jinglun felt that this gold mine might be able to help dig deeper.

In Zhu Jinglun's eyes, the Thirteen Lines of Guangzhou has always been a monopoly monster at the same level as the British East India Company, although the East India Company was dissolved, but it brought the British Empire a whole of India, it can be said that it returned to Britain a thousand times over, Zhu Jinglun is not so greedy, the Manchu Qing Dynasty has been operating for hundreds of years The Thirteen Lines went bankrupt, he can't dig out an imperial heritage from it, but at least let him grab the funds for industrialization.

personally helped Wu Chongyao, Zhu Jinglun already had a preliminary plan in his heart.

This time I cooperated with the Wu family, and getting a million silver was just a small amount of money, and getting a giant partner like the Wu family was a big gain, but compared to getting the inheritance of the collapse of the Thirteen Lines, these are nothing.