Chapter 1132: The Big Four

As soon as Zhang Yu exited, several people suddenly felt strange.

There is no need for Zhang Yu to lie no matter what he says, not to mention that Zhang Yu is not stupid, and he will not rob people like this if he wants to rob someone.

Zhang Yu learned from several people about Dian Wei's big trouble in the Qinglou last night.

"This fool, fool."

Zhang Yu scolded Dian Wei a few words, but in addition to scolding him for being a fool, he didn't seem to know what to say.

"Alas, if I make a mistake, I shouldn't let Dian Wei ask for someone."

Zhang Yu was also speechless, so he asked him to redeem people, how could such a thing happen.

After figuring it out, Zhang Yu said to several cabinet members: "Yesterday, I paid a private visit to Weifu and found out some important news, and this Yunshang contributed a lot, he told me some secret things, if the news spreads, he will definitely be retaliated against, so I ordered Dian Wei to ransom him out and protect him." ”

"This Yunshang worships the hero who commands thousands of troops, and I promised her to help him introduce General Zilong, who knows that Dian Wei will be like this."

Zhang Yu was also very helpless, but Dian Wei did everything.

Zhang Yu called Dian Wei, and then scolded and said, "I asked you to redeem people, how did you make chickens and dogs jump." ”

Dian Wei smiled, and then said, "Isn't this afraid that Your Majesty will be in a hurry?" ”

"No, the lord was in a hurry last night, so I went to find Concubine Zhen first."

Dian Wei is still reasonable, this fool didn't understand it at all.

Zhang Yu was so angry that he wanted to kick him twice.

"Go and invite Miss Yunsheng."

After thinking about it, Zhang Yu asked others to invite.

While waiting, several cabinets chattered about Dian Wei, which made Dian Wei afraid.

Dian Wei was not afraid of Zhang Yu's beating and scolding, nor was he afraid of Zhang Yu's punishment, but he couldn't stand it if he listened to a few gentlemen.

And although Dian Wei was a little stupid, he also knew that these members of the cabinet could not be offended.

When Yunshang arrives, this Dian Wei can be liberated.

"Miss Yunshang, you have a meritorious service with the country, and asked Dian Wei to ransom people last night, but I didn't expect him to make the city stormy."

"I am not a person of faith, nor am I a person who is lustful and excessive, and the girl who is harmed is frightened."

Yunshang was really taken aback, she never thought that the person who went to find her last night was actually the Tang Emperor.

No wonder Zhang Yu said his national surname.

"The little girl doesn't dare."

Where did Yunshang dare to say anything at this time, Zhang Yu was the emperor of the Tang Dynasty.

Zhang Yu glared at Dian Wei, and then said, "Evil, you fool, it seems that I have to find a personal guard commander." ”

Dian Wei smirked, of course he was scared when Zhang Yu scolded him, but Zhang Yu just said that he was looking for one more instead of replacing him.

"I ordered you to send Miss Yunshang to Zilong, if Zilong likes Miss Yunsheng, I will marry them, if the two are not suitable, I will also take care of it to the end. This cloud dress has merit with the country, and it should not be neglected. Zhang Yu said to Dian Wei.

At this time, Dian Wei already understood that Zhang Yu was not interested in Yunshang last night, but wanted to be a matchmaker for her, and he felt very embarrassed.

"Lord, let others escort you, and the minister will protect the lord." Dian Wei pleaded.

"Dog, get out of the way, get ready." Zhang Yu said again.

Seeing that Zhang Yu was angry, Dian Wei didn't dare to say anything more, and obediently went to prepare.

Zhang Yu somewhat half-forced Zhao Yun, and asked Dian Wei to send Yunshang over, and said that she had a meritorious service with the country, how dare Zhao Yun not accept it.

Things are like this, Zhang Yu can't help it, he could have taken his time, but now, how can he take his time.

After dealing with Yunshang's affairs, Zhang Yu closed the door of the cabinet and held a meeting inside.

"In the matter of Qianzhuang, I have drafted some rules, let's discuss them, and after refinement, we will operate them as soon as possible."

A few people heard that someone actually borrowed money from the bank, and then turned to lend to others at high interest.

Now that the economy is very good, there are many blank areas that they can invest in, so they basically won't lose money.

But it will not be the same in the future, if many businessmen follow suit, after the scale is large, there will definitely be problems.

Several people thought it was a big deal.

But Zhang Yu didn't want to be punished by harsh laws.

Of course, a certain fine is issued to them.

The larger the amount, the greater the fine.

"Your Majesty, businessmen are profit-seeking, and if we fine them according to the amount, they may face great risks, and many people will not dare to take risks."

Several cabinets felt that Zhang Yu's method was good.

Zhang Yu's minimum fine was double the amount they borrowed from the bank.

"Okay, the cabinet will specifically promote this matter, this matter is related to the country, and it should not be careless."

Zhang Yu decided from this matter that a central bank system must be established.

If there is no system in place, there is a greater risk of other problems next time.

"Our silver bills have been widely used, so we will establish several treasury to hoard cash in them to deal with risks, and in the future, we can open several money banks with different functions and perform different things..."

Zhang Yu told the central bank of later generations to the commercial banks for the cabinet's reference.

Zhang Yu mainly set up Industrial and Commercial Bank of China, Agricultural Bank of China and Bank of Communications.

As for the Construction Bank, Zhang Yu did not set it up for the time being, because the biggest construction of the empire is to build roads, and road construction is a more important thing at the moment, so there is no need to establish a Construction Bank.

Of course, CCB also needs it, and its function is shared by several banks first.

Nowadays, large projects are either road construction or canal construction and dam construction, which can be within the scope of the Agricultural Bank.

Zhang Yu said it again, and several cabinets agreed.

Gu Yong said: "Lord, Qianzhuang needs a lot of professional talents, and we can't cultivate so many talents in a short period of time." ”

This is true, but it can be solved.

"First divide some people from the money bank, and then establish the head office in the capital first, and then establish branches in various states, and as for the branches in various places, then take your time."

The shelves are built first, and then slowly cultivate talents, expanding step by step.

It's good to set up a professional bank and let them study the fields and focus on the relevant areas, the key is to have competition.

The Cabinet is working down detailed rules.

Of course, Zhang Yu's holy decree will not long be cleared by the major money banks, and those who dare to take money to loan sharks will be miserable.

Zhang Yu will not kill people, he will only be fined, heavy fines, so that they will suffer heavy losses, and there will be an example to see who dares to dig into the corners of the empire.

Zhang Yu spent ten days with the cabinet to formulate various detailed rules, and at the same time set up the shelves of the three banks.

The original money bank was directly changed to Industrial and Commercial Bank of China.

ICBC immediately halted its expansion and allowed the other two banks to develop first.

In these ten days, several people were fined in the capital and millions of silver coins were fined.

When the news spread, the businessmen were honest, who dared to think crookedly, once discovered, all the money they earned would have to be spit out, and they would have to pay a lot of money, which made them dare not mess around, and they didn't even dare to do other illegal things.

Since then, the empire has had four major banks, the central bank and the three major commercial banks.

(End of chapter)