"From today onwards, all business dealings with my Liang Shanjun will only accept this kind of gold, silver and copper coins, and small changes will only be charged for small flat coins and dang three big coins."

Everyone couldn't help but be stunned, but they didn't pay much attention to it at the time, but when they picked up a silver coin in front of them and looked at it carefully, everyone was stunned.

I saw that this silver coin was shining brightly, not knowing how much brighter than ordinary snowflake silver, and the patterns on the silver coin were even more delicate to the extreme, and in many places it was even as thin as a hair, I really don't know how this silver coin was minted.

But this is not the point that makes them stunned, the point is that the two big characters "One Yuan" on the front of this silver coin, and the two big characters "When Wan" on the back, which means that this silver yuan is used as 10,000 copper coins, that is, ten times.

But they are all business elites who are used to doing business, and the approximate weight of this silver coin is measured with a light stroke in the hand, which is only about one tael.

You must know that one or two silver ingots are just two pieces of money, this Liang Shanjun just minted the silver ingots into silver coins, and it multiplied five times at once, and the silver was used as gold, isn't this a money robbery?

(PS: To mention here, many authors and even scholars have a habit of believing that the ratio of gold to silver in ancient times was 1:10, but this is actually wrong.) In fact, there are a lot of records that until the end of the Yuan Dynasty and the beginning of the Ming Dynasty, the exchange ratio of gold and silver was one to five; It was not until the middle of the Ming Dynasty that silver poured in from the Americas, and the gold-silver ratio began to become one to seven or eight; At the end of the Ming Dynasty, it began to become one to ten; During the Qianlong period, it was one to fourteen; At the end of the Qing Dynasty, it was one to twenty. Therefore, the ratio of one tael of gold equal to 10,000 copper coins and five taels of silver is relatively correct in this article. ）

Looking at the gold coins like this, a gold coin is about two or two, and it is said that it should be worth twenty yuan, but the gold round is written with "one yuan", "when the five big characters of "when the ten thousand", which has also increased fivefold!

The same is true of copper circles, there are two kinds of copper circles shown to them, one is "dang" copper yuan, which weighs two small flat coins, which are also five times doubled; A kind of "dangwu pickup", it is estimated that it weighs only ten small flat coins, which has also increased by five times.

It's too dark!

After being silent for a long time, everyone finally whispered, and finally pushed Li Gu to stand up and arched his hand to Lin Chong and said, "Lord Lin, you want us to use this kind of gold, silver and copper coins to trade with Liangshan Army.

But we don't have this kind of coin in our hands, so we must use the money in our hands to exchange it, I don't know what kind of charter is this exchange for Lord Lin?

Do you receive or pay bills? What is the exchange ratio of gold and silver, as well as copper coins to gold, silver and copper coins? Please also ask Lord Lin Jun to elaborate. ”

Lin Chong smiled and said, "Naturally, we don't accept banknotes, otherwise why would we mint this kind of gold, silver and copper coins?" As for the exchange ratio with gold and silver ingots and copper coins, it is simple, as everyone understands.

Take silver coins, for example, if you exchange them for gold, and one or two gold for one silver coin; It was exchanged for silver, five taels of silver for a silver coin; Take copper coins to exchange, ten small flat coins for a silver coin. ”

Although Li Gu had already thought that this might be the case, after all, he had another thought, thinking that it was impossible for Liang Shanjun to be so dark, at least it should be two taels of silver for one silver yuan.

For the same silver, we exchange twice the weight for double the weight of you, isn't that okay? You Liangshan Army has taken a big advantage!

Unexpectedly, Lin Chong categorically said that he would need to use five taels of silver to exchange one or two silver yuan for Liang Shanjun, isn't this too shameless!

Li Gu took a breath and said, "Master Lin, it takes five taels of silver to exchange for one or two silver yuans, how can there be such a thing in the world!" ”

"Absolutely!"

Lin Chong said with a smile, and then he took out a brand-new fifty yuan banknote issued by Cai Jing from his arms: "This is a fifty yuan banknote, even if the banknote is depreciating every day, this banknote can also buy more than twenty yuan in the market."

That is to say, if this banknote is exchanged for silver ingots, it can be exchanged for at least ten taels of silver. But in the final analysis, it is just a piece of paper and a little ink, while the gold, silver and bronze coins of our Liang Shanjun are real gold and silver. Do you think so? ”

"Yes...... Yes, of course...... Deliverable banknotes are the ...... of the imperial court"

Li Guzhi said, which means that this banknote was forcibly issued by the imperial court, and we have no choice but to use it, why do you compare Liangshanjun with the imperial court?

Lin Chong said with a smile: "But Cai Jing issued these banknotes, but he did not prepare a penny of reserves, and the banknotes are also depreciating every day." However, our Liangshan Army issued gold, silver and copper coins, but it was prepared with sufficient reserves, and the silver and copper coins on the margin will never depreciate. ”

Over there, Li Ying immediately said very cooperatively: "I don't know what kind of never-depreciation method it is?" ”

"Simple, my Liang Shanjun issues gold, silver and copper coins, and anyone can take the gold and silver coins in their hands to the money bank opened by my Liang Shanjun at any time and exchange them for corresponding gold and silver ingots or copper coins.

That is to say, if anyone brings a silver coin, we will give him five taels of silver, and we will only charge a fee of two cents, which is not too much, right? Conversely, if you exchange silver ingots for silver coins, there is no handling fee. ”

Two cents of the handling fee, that is, 2%, is not much.

In this way, gold, silver and copper coins are directly linked to gold and silver ingots and copper coins, which means that the storage of gold, silver and copper coins is equivalent to the storage of gold ingots or silver ingots, and the maximum loss is only 2% of the handling fee.

Gold, silver and copper coins suddenly have the same value as gold ingots and silver ingots.

Lin Chong continued: "In addition, my Liangshan Army can also use all the goods in Liangshan Department Store as a guarantee, and anyone who buys our goods with gold, silver and copper coins can be discounted by nine."

For example, if you buy something with the same price tag of ten yuan, you either take one tael of gold, or five taels of silver, or ten copper coins to buy it, it is just right; And if you go to the nearby bank in advance and exchange it for a silver coin, I can also find you twenty copper dollars as fifty, that is, the usual copper coins.

In this way, you get a discount. ”

It is said that everyone here is all business elites, and they have all pondered it at this time.

Liang Shanjun forced everyone to use gold, silver and copper coins, and gold, silver and copper coins can be exchanged with gold bars, silver ingots, and copper coins at any time.

To put it bluntly, it is to force everyone to trade with Liangshan only with gold, silver and copper coins, that is, to exclude the payment of banknotes.

But after thinking about it, these people still fell into hesitation.

Although Liang Shanjun's gold, silver and copper coins are much better than those of paying banknotes, not having reserves, not allowing exchange, and the imperial court has no goods as guarantees.

And because the denomination is large and the weight is very light, it is indeed much more convenient to circulate and use.

But the banknotes are issued by the imperial court compulsorily, and they are depreciating every day, and Liang Shanjun does not accept the banknotes, so how to use the banknotes in his hand?

After being silent for a long time, seeing that everyone made eye contact with each other, but no one stood up, at this time, a merchant surnamed Zeng from Mizhou stood up and arched his hand to Lin Chong, expressing his concerns.