At this time, the function of the ticket number is still very simple, keeping the silver for the customer, charging the storage fee, and there are also loans, but they are all high-interest loans, which are actually usury. In addition, a handling fee is charged, and you can withdraw money from other places.

This Daming Construction Bank is different from the ticket number in the impression of the people of Daming.

First, you don't need money to make a deposit, and if you lose it, you will lose 100%. Let you save at ease, save at ease.

Second, you can use collateral to take out a loan, the departure is very low, only about one-tenth of the ticket number, and there are different loan interest rates to choose from according to the different loan time limits, so as to meet various loan needs as much as possible.

Third, Daming Construction Bank's funds are strong enough, and the withdrawal of money in other places is 100% guaranteed, so there will be no situation where you run to Jingshi to withdraw money after depositing money from Yingtianfu and find that there is no money to withdraw from Jingshi.

In addition, it is also explained that Daming Construction Bank is under the jurisdiction of and supervised by the Daming Central Bank. If there is any violation, you can go to the Central Bank of Daming to complain.

At the same time, another decree was circulated to the world, announcing that financial business was a matter of national security, and that private financial business, such as usury, ticket numbers, money banks, and other activities, was strictly prohibited.

That is to say, from now on, there will be only one financial institution in the Ming Dynasty, the Ming Construction Bank, unless otherwise approved by the imperial court.

As soon as this news was announced, it immediately caused another sensation. Daming Construction Bank is not as good as Daming Royal Cement Company, and most of the people in Beijing are confused about it. Although there are explanations, many people still don't understand them. But their instincts tell them that this thing is awesome.

"You say, is this Daming Construction Bank the same as the ticket number, and it actually keeps the silver for people in vain? Don't die yet! ”

"Yes, the interest rate on the loan is so low, how does this business work?"

“……”

All kinds of questions, all kinds of people who can't figure it out. Even some dark-minded people spoke, and they were even more extreme: "Could it be that the imperial court is going to be greedy for this money?" ”

"Yes, I also said that the imperial court took out 30 million taels of silver to buy shares, hehe, when did the imperial court become so rich?"

“……”

These remarks, when the announcement first came out, occupied the absolute upper hand. But soon after, slowly, the words of some people who understand pedestrians began to spread.

"With the strength of the imperial court, how difficult it is to keep silver for others, that is, to store silver in multiple places."

"Then you are lonely and unheard, the invoice number, well, opening this Daming Construction Bank, is completely a business of making money with money, the more money, the bigger the capital, the more you will earn!"

“……”

Those who don't understand, because of the reason of the Daming Royal Cement Company, so they have some doubts in their hearts that they don't think about the right place, and when they heard that there is a powerful explanation, they hurriedly surrounded and humbly asked for advice. Especially those who have a lot of money, they even specially invited someone who knows how to eat and drink tea at the house. All of a sudden, the place of Jingshi, which was slightly related to the ticket number, has become a hot item.

Of course, there are some people who didn't know what to do before, but after the announcement came out, they also explained it clearly, even more clearly than those who originally had something to do with the ticket number.

"You don't know, as long as the bank controls the loan risk, that is, the collateral of the person who comes to the loan has to be evaluated, then it will be 100% profitable."

"Think about it, if you can repay the loan when it expires, I will have more interest on this money, right? If you can't pay it back, then I'm sorry, the collateral will go to the bank. ”

The person who asked for advice interjected in surprise: "Hey, isn't that similar to a pawnshop?" The pawnshop must have a good shopkeeper, otherwise the valuation will be wrong. ”

"yes, that's the point of what I just said! You may not have noticed, but the notice says that the value of the collateral received by the bank must be clear. ”

"What do you mean, the value has to be clear?" When the person seeking advice heard this, he didn't understand it anymore, so he hurriedly asked.

"Don't understand? Then let me make an analogy, cultural relics, calligraphy and paintings, the value can be high or low, right, for these things, the bank does not accept mortgages, so as not to lose money, or...... It's greasy. The mortgage must be real estate, shop, land, and other things that are easy to determine. So, got it? ”

“……”

People who understand, people who don't understand, people who don't understand half-understand, are all talking about this Daming Construction Bank.

The royal family and nobles, the military generals, the peddlers and pawns, and so on are all discussing the Ming Construction Bank.

This time, there was half a month from the announcement to the official auction of the shares, and the discussion continued, even to the point where everyone met and asked "Did you eat it?" Instead, ask, "Are you going to buy it?" Or simply ask, "Did you raise money?" ”

At a time when the Beijing Division was so lively, the Korean Peninsula across the sea was also very lively. It's just that this excitement is not the other's excitement.

Aixin Jueluo Amin had a very happy time during this time, the army went all the way to the east, there was a harvest every day, and a lot of food and other materials were collected, and the army carried the inconvenience, so they gathered in Yizhou near the Yalu River, and sent heavy troops to garrison. As for himself, he continued to lead the army to the Korean capital.

During this period, the king of Joseon sent an envoy to communicate, but he was frightened back by the conditions he offered. Amin's purpose is very clear, under Huang Taiji's current prestige, he can only raise a large amount of food that surprises everyone, so as not to be pressed by Huang Taiji.

The captives who followed Amin to North Korea also enjoyed this time. When you go out together, you can take whatever you see and what you want, whether it's a person or an object. Dare to have a word, and greet him with a knife.

Those North Korean soldiers are as virtuous as the Ming army, or even worse, and it is not bad if they didn't run away when they heard the news. Those who could not defend the city immediately drove the captured Korean people to attack the city, and after the city was defeated, the city was slaughtered. As a result, North Korea simply did not have decent resistance.

Of course, there are also things that annoy Jianyu, that is, the later he goes, the fewer people he can see. Often, before they arrive, the people in the village, or the people in the city, are all gone.

Also, slowly, if there are fewer people going out, they will be attacked. These people are just ordinary people, or some of the defeated soldiers. It doesn't hurt them much, but it's a nuisance.

The king of Joseon, also known as Injong, heard all kinds of bad news every day, so that not a single day was in a good mood. pinned his hopes on Wu Daji's reply, but there was no news, and he was a little desperate. If Amin's conditions were less, he would have really accepted it.

Now there is also a voice in the court, saying that it is easier for the Great Khan to speak, to see if he can bypass Naheshuo Bel Amin and go directly to the Great Khan to tell the truth, he really can't get so much food, maybe he can be less.