Chapter 1432 Li Chengqian's plan
"Poof!" Li Chengqian was amused by the old man's unintentional exclamation and couldn't hold back any longer, and shrank to the side with his stomach in his arms.
"Laughing, could it be ......" The majestic Emperor His Majesty turned his head, and before he could say anything, he saw his wife looking at him with a frown.
The old man, who realized that something was wrong with the situation, looked around in embarrassment: "Uh, what's wrong?" Why does the queen think so much about me? ”
"Nothing, Your Majesty, you go on." Empress Eldest Sun's frowning brows slowly stretched, and she smiled at the old man.
If it weren't for the fact that Empress Eldest Sun was also optimistic about a certain piece of clothing in the Treasure Pavilion, it would be impossible for this virtuous queen to have any reaction to Lao Li's words. But there are not so many ifs, so Comrade Lao Li is a crazy girl, but even his wife has fallen into it.
"Father, this is a good start, I believe that soon people will realize the importance of banks, and the next step is to continue to expand our business, absorb more funds, and take advantage of this wave of wind brought by the nobles to complete the full coverage of banks in the Gyeonggi area."
Li Chengqian realized that the old man would soon aim at himself, so he quickly led the topic to official business, interrupting the angry father.
"I, I can take out 18,000 pieces of silver from that bank with this piece of torn paper?" His Majesty Li Er's train of thought returned to the thin piece of paper in his hand, and he looked at it over and over for a long time, his tone full of disbelief.
Although Li Chengqian had repeatedly told him how the bank operated and how this piece of paper was anti-counterfeiting, Lao Li still couldn't believe all this.
"Father, in fact, the piece of paper in your hand is a circulating item in itself, although it is not a mature currency at the moment, but I believe that it will not be long before the development of society will promote it to be more progressive."
"For example, if you think that the denomination you have is too big, then you will ask the bank that question, and then the bank will improve on that. For example, make a smaller denomination ticket to exchange for the larger one in your hand. ”
"Consistent denominations, ten-denominations, hundred-denominations, thousand-denominations, in fact, these are all in the bank, but the nobles don't realize how to use them. But when they find out the convenience of this thing, they will voluntarily abandon the cumbersome and cumbersome transaction method of the past. ”
Li Chengqian casually took out a few pieces of paper from his body that were extremely similar to the thin paper in the old man's hand, the size and color were not quite the same, and the only thing that was the same was that the image of the old man prancing on a horse and whipping was printed on them.
These colorful papers were carefully examined by the old man in his hand, and then handed over to the eldest grandson empress, and then asked, "This is the paper money you are talking about, right?" ”
The old man seemed pleased with the image of himself on the thin paper, and his tone was much calmer.
"Father Emperor Shengming!" Li Chengqian praised the old man, and then said: "The paper money you just looked at is the paper money, and the scientific name of the certificate you just held in your hand is the certificate of deposit, theoretically the certificate of deposit and the paper money cannot be exchanged with each other in society, because the people cannot verify its authenticity." ”
His Majesty Li Er didn't seem to want to listen to Li Chengqian's explanation, and asked with a serious expression, "What are you going to do next?" ”
"Of course we don't do anything, we wait, wait for those people to come to us, and when they realize that although the certificate of deposit is useful, it is not convenient, they will naturally come to us, and then everything will naturally fall into place." Li Chengqian said confidently.
In view of his own reputation in aristocratic circles, Li Chengqian did not make a big deal about the benefits of the bank this time, but only quietly opened the bank by taking advantage of the east wind of luxury.
At the same time, in order to cope with the development of this matter, the Treasure Pavilion adopted the practice of refusing to accept cash, forcing the women of the nobles to exchange all the money in their hands for bank deposit certificates.
At this time, some people may ask, isn't this an extra procedure? Wouldn't those aristocrats be troublesome?
In fact, the solution to this problem is very simple, that is, the bank door-to-door service, as long as anyone has a large amount of money to be deposited in the bank, Datang Royal Bank will immediately send a special carriage to the door, and at the same time load the money away, it will also leave a deposit certificate.
The nobles are already the top existence of the Tang Dynasty, they will not worry about someone deceiving them in this regard, even if they really encounter a scammer, they are sure to get the money back, and at the same time, the life that deceived them is worse than death.
After all, the amount of money is too large, and tens of thousands of dollars of money are not something that can be taken away, and scammers will always leave some traces, so the nobles will not worry about being deceived.
On the other hand, it is indeed very face-saving to take out a large amount of silver money in exchange for deposit receipts, and the feeling of throwing thousands of gold in the middle of a hand makes the nobles deeply fascinated.
Therefore, as long as the Treasure Pavilion recognized the deposit receipts, the nobles did not reject such a transaction.
In some ways, it was even easier for the nobles, at least they didn't have to carry copper-smelling coins around in horse-drawn carriages, and end up being said to be copper-smelling.
This is how things are going on imperceptibly, and in Li Chengqian's plan, this is only the first step, because when those rich tycoons realize that it is very convenient to deposit money in the bank, they will spontaneously carry out this process.
Do you need to do business with people?
Okay. You go and get the bank's bills, otherwise you will take a large cart of money and I won't accept it.
Why? Because you can't afford to lose that person, how many big carts of copper coins do you give Lao Tzu, and when will Lao Tzu count them little by little? Everyone is a cultural person, who would do such a thing?
So, go get the bank bill, Lao Tzu will recognize this thing, as long as you take it, the thing is yours, the bill is mine, and then go to the bank to exchange it for a big one.
It's best to have a wall as big, so that you can go home and hang it on the wall every day, how imposing!
Under Li Chengqian's exaggerated performance, Empress Changsun was amused, His Majesty Li Er shook his head helplessly and smiled bitterly, and the beautiful Changle ......, embarrassed, the beautiful Princess Changle was staring at the so-called deposit certificate in the old man's hand, as if she was afraid that the old man would be embezzled.
"Lizhen, you see that there is only such a copy of this deposit receipt, why don't you keep it for your father?" His Majesty Li Er noticed the strangeness of his daughter, and asked with a smile.
"Oh no, this is the first time Erchen has made so much money." Changle shook his head.
"But didn't you promise your mother that you would split it fifty-fifty, and there is still half of my father and me here." Lao Li continued to tease his daughter.
"Then we can do it next time, this time the money is mine, and the next time it will be the queen mother." Changle smiled whimily, ran behind the old man and pinched his shoulders and beat his back, and slapped his horse for a while.
"Hahaha, okay, it's still the old man and daughter's filial piety, okay, I'll return this deposit receipt to you." The old man was comfortably served, and he smiled and returned the deposit slip to Changle, who couldn't help but be overjoyed.
Is that okay? Li Chengqian's eyes widened silently, and he unconsciously moved two steps under his feet.
"What do you kid want to do? I tell you, I haven't been held accountable for your deception, so take care of your good skin. "After discovering Li Chengqian's 'abnormal movement,' Comrade Lao Li said.
"No, Father, you're so unfair, isn't it?" Li Chengqian felt that he had been seriously discriminated against, but he avoided the problem of bullying the monarch in his struggle.
The old man glared at Li Chengqian, and snorted angrily: "Changle is a woman, you are a man, what's the matter?" Isn't it that you still have to compare with Changle? ”
"Father, the son doesn't want to compare with the eldest sister, but I just feel that my father has lost fairness and credibility in doing things." Li Chengqian did not restrain because of the old man's angry glare, he had already figured out Lao Li's character, if he shrunk from the tiger, it would inevitably make the old man really angry, and he would be the one who suffered at that time.
Sure enough, after listening to Li Chengqian's words, although the old man's face was still full of anger, he didn't say anything more, just stared at him and waited for him to continue.
"Father, whether it is a verbal agreement or a contract written on paper, these are all an agreement, since there is an agreement, it must be abided by, although the eldest sister is a woman, but she now has her own industry, and it will become a habit to abide by the agreement, how can you lose credit because of the favor of the father!" Li Chengqian's words were vigorous, and he didn't care at all about Changle who was standing aside and was slightly aggrieved.
His Majesty Li Er didn't expect Li Chengqian to have such a statement, so he thought about it seriously and looked at his daughter: "Changle, did you hear it?" ”
"Erchen heard it, and he must remember it in the future."
Changle's eyes were red, and in her opinion, it was Li Chengqian who disliked her this time.
"Cheng Qian, are you satisfied now?" The old man glanced at his aggrieved daughter and looked back at Li Chengqian.
"Father, Emperor Shengming." What can Li Chengqian say, all misunderstandings can only wait until after leaving the palace to find Changle to explain slowly.
"So what can you do? At the moment, there is only one certificate of deposit, you can look at the points. Seeing that his son had a conflict with his daughter, His Majesty Li Er continued to give Li Chengqian problems.
But the old man still overestimated Li Chengqian's character, and when he thought that Comrade Xiao Li would put forward any constructive suggestions, he heard a certain rebel son say: "Father, whether it is the people collecting taxes or distributing dividends, the minimum period is one month, so from the perspective of the sons, maybe it will be today, and then how about distributing dividends after January?" ”
"Poof!" Changle, who was still aggrieved, burst into tears and laughed in a blink of an eye, and the eldest grandson queen, who was a little worried, also showed a surprised look.
As for His Majesty Li Er'.......
The old man only felt the feeling of eating flies.
This rebel, if he had followed Changle's way, there would have been a new harvest in a few days, but when it came to his mouth,
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